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Mortgage Lenders and Brokers in Richmond Hill, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Richmond Hill, Georgia mortgage lenders include Ameris BankAmeris Bank10425 Ford Ave, Richmond Hill, GA 31324A+5.0 ★Texas Ratio: 1.82%, Southeastern BankSoutheastern Bank2004 Us Highway 17, Richmond Hill, GA 31324A+5.0 ★Texas Ratio: 2.15%, Southstate Bank, National AssociationSouthstate Bank, National Association9971 Ford Ave, Richmond Hill, GA 31324A+5.0 ★Texas Ratio: 2.27%, The Claxton BankThe Claxton Bank2591 Hwy 17, Richmond Hill, GA 31324A-5.0 ★Texas Ratio: 15.22%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, GeoVista Credit UnionGeoVista Credit Union11090 Ford Ave, Richmond Hill, GA 31324 4682A+5.0 ★Texas Ratio: 4.82%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Great Oaks BankGreat Oaks BankNorthwest Corner Of Highway 144 Ford Avenue And Town Centre, Richmond Hill, GA 31324A+5.0 ★Texas Ratio: 0.71%, and Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Richmond Hill, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richmond Hill are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Richmond Hill, Georgia

Market share is the lender's share of all home loans closed in Richmond Hill, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Richmond Hill 10425 Ford Ave, Richmond Hill, GA 31324 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	29 +8 HELOCs	3.4%	100%	$385,689	View
Southeastern Bank 1 office in Richmond Hill 2004 Us Highway 17, Richmond Hill, GA 31324 A+5.0 ★Texas Ratio: 2.15%	Conventional, Jumbo	6	0.7%	100%	$296,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Richmond Hill 9971 Ford Ave, Richmond Hill, GA 31324 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	3 +9 HELOCs	0.4%	100%	$511,666	View
The Claxton Bank 1 office in Richmond Hill 2591 Hwy 17, Richmond Hill, GA 31324 A-5.0 ★Texas Ratio: 15.22%	Conventional	1	0.1%	100%	$645,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA	15	1.8%	100%	$330,333
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	7	0.8%	87.5%	$282,142	View
GeoVista Credit Union 11090 Ford Ave, Richmond Hill, GA 31324 4682 A+5.0 ★Texas Ratio: 4.82%	Conventional	6	0.7%	100%	$100,000	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +5 HELOCs	0.5%	100%	$300,000	View
Great Oaks Bank Northwest Corner Of Highway 144 Ford Avenue And Town Centre, Richmond Hill, GA 31324 A+5.0 ★Texas Ratio: 0.71%	Conventional, Jumbo	4	0.5%	100%	$687,500	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +7 HELOCs	0.4%	100%	$368,333	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$358,333	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.4%	100%	$518,333	View
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional	3	0.4%	100%	$295,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$690,000
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	FHA, VA	2	0.2%	100%	$460,000	View
Queensborough National Bank and Trust 1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52%	Conventional	2	0.2%	100%	$250,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$315,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$305,000	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	100%	$105,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.1%	100%	$255,000	View
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	1	0.1%	100%	$225,000	View
Bank of Newington 224 Walton St, Newington, GA 30446 A5.0 ★Texas Ratio: 6.19%	Conventional	1	0.1%	100%	$145,000	View
Glennville Bank 15 W Main St, Claxton, GA 30417 A+5.0 ★Texas Ratio: 5.18%	Conventional	1	0.1%	100%	$145,000	View
CORE Credit Union 17740 US Highway 80 E, Brooklet, GA 30415 A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0.1%	100%	$95,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	VA	1	0.1%	100%	$495,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo	1	0.1%	100%	$815,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$195,000	View
Georgia Heritage FCU 102 Park Ave, Pooler, GA 31322 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +2 HELOCs	0%	n/a		View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Equity Prime Mortgage LLC	VA	3	0.4%	60%	$408,333
Milend, Inc	Conventional, FHA, VA	3	0.4%	100%	$371,666
Loanunited.Com, LLC	FHA, VA	2	0.2%	100%	$360,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$65,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	9.1%	$115,000
United Premier Funding LLC	Conventional	1	0.1%	100%	$425,000
First Choice Mortgage, Inc.	VA	1	0.1%	100%	$435,000
Workmens Circle Credit Union A+5.0 ★Texas Ratio: 0.00%	HELOC	0 +1 HELOCs	0%	n/a		View
Pulte Mortgage LLC	Conventional, FHA, VA	95	11.1%	90.5%	$391,736
Rocket Mortgage	Conventional, FHA, VA, Jumbo	87	10.2%	87.4%	$275,229
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	70 +2 HELOCs	8.2%	92.4%	$359,285
Mortgage Research Center	FHA, VA, Jumbo	52	6.1%	76.8%	$418,076
Pennymac Loan Services LLC	Conventional, FHA, VA	42	4.9%	95.5%	$260,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	40 +6 HELOCs	4.7%	90.9%	$250,250
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	32 +21 HELOCs	3.7%	80.5%	$245,937
Freedom Mortgage Corporation	Conventional, FHA, VA	31	3.6%	89.5%	$375,967
Fairway Independent Mort Corp	Conventional, FHA, VA	19	2.2%	95.2%	$360,263
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	17	2%	89.5%	$398,529
Newrez LLC	Conventional, FHA, VA	16	1.9%	66.7%	$369,375
Movement Mortgage, LLC	Conventional, FHA, VA	16	1.9%	94.7%	$371,250
Canopy Mortgage, LLC	Conventional, FHA, VA	12	1.4%	100%	$453,333
Kind Lending, LLC	Conventional, FHA, VA	12	1.4%	85.7%	$313,333
Cmg Mortgage Inc	Conventional, FHA, VA	11	1.3%	100%	$379,545
Nationstar Mortgage	Conventional, VA	9	1.1%	90%	$132,777
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	9	1.1%	100%	$359,444	View
Guaranteed Rate, Inc.	Conventional, VA	8	0.9%	100%	$425,000
Carrington Mortgage Services LLC	Conventional, VA	7	0.8%	75%	$290,714
loanDepot.com LLC	Conventional, FHA, VA, HELOC	6 +2 HELOCs	0.7%	77.8%	$356,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.7%	75%	$433,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	6	0.7%	85.7%	$148,333	View
Lakeview Loan Servicing, LLC	Conventional, VA	5	0.6%	41.7%	$389,000
Resicentral LLC	Conventional, VA	5	0.6%	100%	$281,000
Mortgage Solutions of Colorado	VA	5	0.6%	85.7%	$347,000
Village Capital & Investment	VA	5	0.6%	75%	$433,000
Union Home Mortgage Corp.	Conventional, VA, HELOC	4 +2 HELOCs	0.5%	80%	$422,500
SWBC Mortgage Corporation	Conventional, FHA, VA	4	0.5%	100%	$257,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	4	0.5%	100%	$375,000	View
American Financial Resources LLC	FHA, VA, USDA	3	0.4%	75%	$271,666
AmeriHome Mortgage Company, LLC	Conventional	3	0.4%	60%	$335,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA	3	0.4%	100%	$311,666
Homeowners Financial Group, LLC	Conventional, FHA, VA	3	0.4%	100%	$261,666
Lower, LLC	VA	3	0.4%	75%	$615,000
Vanderbilt Mortgage and Finance, Inc	FHA, VA	3	0.4%	75%	$351,666
Spring Eq, LLC	Conventional, HELOC	2 +3 HELOCs	0.2%	33.3%	$65,000
Loansteady LLC	FHA, USDA	2	0.2%	100%	$295,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	2	0.2%	75%	$360,000	View
Synergy One Lending, Inc.	FHA, VA	2	0.2%	100%	$355,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$235,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	100%	$360,000	View
Sun West Mortgage Company, Inc	VA	2	0.2%	100%	$425,000
Total Mortgage Services, LLC	Conventional, FHA	2	0.2%	100%	$335,000
Nfm, Inc	FHA, VA	2	0.2%	100%	$300,000
Planet Home Lending, LLC	Conventional, VA	2	0.2%	66.7%	$380,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	2	0.2%	100%	$370,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, VA	2	0.2%	100%	$325,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$420,000
Pentagon Federal Credit Union	VA	2	0.2%	66.7%	$345,000
Zillow Home Loans, LLC	VA	2	0.2%	100%	$440,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA, VA	2	0.2%	66.7%	$315,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$375,000	View
21St Mortgage	Conventional	2	0.2%	60%	$200,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$295,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	VA	1	0.1%	100%	$375,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$215,000
Countybank B+4.3 ★Texas Ratio: 5.52%	Conventional	1	0.1%	100%	$215,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$405,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$145,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	100%	$365,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	50%	$355,000	View
Everett Financial, Inc.	VA	1	0.1%	100%	$375,000
MortgageOne, Inc	VA	1	0.1%	100%	$435,000
Nbkc Bank	VA	1	0.1%	100%	$425,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$285,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	VA	1	0.1%	100%	$285,000	View
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$195,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$255,000	View
First Home Mortgage	VA	1	0.1%	100%	$475,000
Michigan Mutual, Inc	VA	1	0.1%	100%	$265,000
Tyndall Federal Credit Union	Conventional	1	0.1%	100%	$35,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$385,000
Discover Bank	Conventional	1	0.1%	16.7%	$175,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
American Federal Mortgage Corporation A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$425,000	View
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$385,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$275,000
New Day Financial, LLC.	VA	1	0.1%	25%	$195,000
Credence Funding Corporation	VA	1	0.1%	100%	$425,000
Suncoast Credit Union	Conventional	1	0.1%	100%	$435,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA, Jumbo	1	0.1%	50%	$825,000	View
Fay Servicing LLC	VA	1	0.1%	100%	$205,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	FHA	1	0.1%	100%	$355,000	View
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$385,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$605,000
CPM Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$875,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$775,000	View
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$215,000	View
Summit Funding.Inc	VA	1	0.1%	100%	$495,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	33.3%	$495,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$445,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	50%	$145,000	View
Mortgage Investors Group	USDA	1	0.1%	100%	$475,000
Paramount Residential Mortgage	VA	1	0.1%	100%	$365,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$115,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$355,000	View
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$605,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$305,000
AgSouth Farm Credit	Conventional	1	0.1%	100%	$385,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$345,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$365,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$295,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
CrossCountry Mortgage, LLC	HELOC	0 +2 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Richmond Hill Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Richmond Hill, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Richmond Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richmond Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Richmond Hill, GA

Use these to narrow the list above. Each category shows how many Richmond Hill, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 89 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 49 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 11 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 38 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 71 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 26 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Richmond Hill, GA

Independent mortgage companies closed 78 percent of home loans in Richmond Hill, Georgia in 2025, banks 16.7 percent and credit unions 5.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and GeoVista Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 29 loans.

78%

Mortgage companies

16.7%

Banks

5.3%

Credit unions

10%

FHA loans

45%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Richmond Hill, GA

Who is the largest mortgage lender in Richmond Hill, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Richmond Hill, Georgia with 29 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Richmond Hill, GA have the highest approval rates?

Among lenders with meaningful volume in Richmond Hill, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.4 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Richmond Hill, GA mortgage lenders offer FHA, VA and USDA loans?

38 lenders closed FHA loans in Richmond Hill, Georgia in 2025, led by United Wholesale Mortgage with 14. 71 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Richmond Hill, GA lender list?

Yes. 49 banks and 11 credit unions closed home loans in Richmond Hill, Georgia in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Richmond Hill, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Richmond Hill, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richmond Hill, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richmond Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.