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Mortgage Lenders and Brokers in Auburn, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Auburn, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Peach State Federal Credit UnionPeach State Federal Credit Union155 Hawthorne Park, Athens, GA 30606A+5.0 ★Texas Ratio: 2.27%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, and Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Auburn, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Auburn are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Auburn, Georgia

Market share is the lender's share of all home loans closed in Auburn, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	27 +4 HELOCs	4.1%	100%	$400,555	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA	9	1.4%	100%	$369,444
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	7	1.1%	80%	$467,857	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	6 +3 HELOCs	0.9%	50%	$280,000	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +7 HELOCs	0.8%	100%	$285,000	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +10 HELOCs	0.6%	66.7%	$400,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	4 +3 HELOCs	0.6%	100%	$185,000	View
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	4 +1 HELOCs	0.6%	100%	$527,500	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	4	0.6%	80%	$277,500	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA	4	0.6%	100%	$467,500	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	3 +1 HELOCs	0.5%	100%	$281,666	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	2	0.3%	100%	$205,000	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.3%	66.7%	$280,000	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	2	0.3%	66.7%	$1,075,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.3%	100%	$435,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$45,000
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0.2%	100%	$195,000	View
Peoples Bank & Trust 1899 Buford Hwy, Buford, GA 30518	Conventional	1	0.2%	100%	$135,000
First American Bank 300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.2%	100%	$225,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.2%	100%	$625,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	FHA	1	0.2%	100%	$265,000	View
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	1	0.2%	100%	$575,000	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.2%	100%	$215,000	View
Bank of Madison 153 N Main St, Madison, GA 30650 A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.2%	100%	$225,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.2%	50%	$285,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +7 HELOCs	0%	0%		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	0%		View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	HELOC	0 +4 HELOCs	0%	n/a
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	HELOC	0 +2 HELOCs	0%	33.3%		View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +2 HELOCs	0%	n/a		View
MyGeorgia Credit Union 205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA, VA	8	1.2%	47.1%	$193,750
First Option Mortgage, LLC	Conventional, FHA	7	1.1%	100%	$322,142
Acu	Conventional, HELOC	5 +2 HELOCs	0.8%	100%	$109,000
Milend, Inc	FHA	4	0.6%	100%	$352,500
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	3 +1 HELOCs	0.5%	100%	$458,333	View
Equity Prime Mortgage LLC	FHA, VA	3	0.5%	100%	$335,000
Mortgage Assurance Inc	Conventional, FHA	2	0.3%	66.7%	$500,000
First Intercontinental Bank	Conventional	2	0.3%	100%	$285,000
BoxCar Mortgage, LLC	FHA, VA	2	0.3%	100%	$305,000
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	77 +2 HELOCs	11.6%	86.5%	$407,727
Rocket Mortgage	Conventional, FHA, VA	69	10.4%	74.2%	$244,275
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA, USDA	50	7.6%	91.2%	$376,800
Pulte Mortgage LLC	Conventional, FHA, VA	26	3.9%	76.5%	$454,230
CrossCountry Mortgage, LLC	Conventional, FHA	14	2.1%	93.3%	$328,571
Pennymac Loan Services LLC	Conventional, FHA, VA	13	2%	86.7%	$306,538
Fairway Independent Mort Corp	Conventional, FHA, VA	12	1.8%	92.3%	$320,833
First Colony Mortgage Corporat	Conventional, FHA	11	1.7%	100%	$435,000
Nationstar Mortgage	Conventional, FHA	11	1.7%	91.7%	$151,363
Freedom Mortgage Corporation	FHA, VA	10	1.5%	77.8%	$391,000
loanDepot.com LLC	Conventional, FHA, VA	9	1.4%	75%	$182,777
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	8 +3 HELOCs	1.2%	57.1%	$397,500
Union Home Mortgage Corp.	Conventional, FHA, USDA, Jumbo	7	1.1%	100%	$412,142
Paramount Residential Mortgage	Conventional, FHA, VA	7	1.1%	100%	$465,000
Guaranteed Rate, Inc.	Conventional, FHA, USDA, HELOC	6 +1 HELOCs	0.9%	85.7%	$460,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.9%	66.7%	$346,666
Newrez LLC	Conventional, FHA, VA	6	0.9%	85.7%	$213,333
AmeriHome Mortgage Company, LLC	Conventional, FHA	6	0.9%	100%	$478,333
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	6	0.9%	85.7%	$341,666	View
Mortgage Research Center	VA	6	0.9%	60%	$461,666
Acopia, LLC	Conventional, FHA	6	0.9%	100%	$241,666
Everett Financial, Inc.	Conventional, FHA, HELOC	5 +1 HELOCs	0.8%	83.3%	$423,000
The Loan Store, Inc	Conventional, HELOC	5 +1 HELOCs	0.8%	71.4%	$299,000
Planet Home Lending, LLC	FHA, VA, Jumbo	5	0.8%	100%	$539,000
AmWest Funding Corp	Conventional, Jumbo	4	0.6%	100%	$680,000
American Pacific Mortgage Corporation	Conventional, VA	4	0.6%	80%	$230,000
Emet Lending Group, Inc.	Conventional	4	0.6%	100%	$357,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.6%	100%	$447,500	View
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.5%	37.5%	$98,333
SWBC Mortgage Corporation	Conventional, USDA	3	0.5%	100%	$211,666
Bridgeway Lending Partners, LLC	Conventional	3	0.5%	100%	$425,000
Click n' Close, Inc.	Conventional, FHA, VA	3	0.5%	100%	$245,000
Provident Funding Associates	Conventional	3	0.5%	100%	$345,000
Zillow Home Loans, LLC	Conventional, FHA	3	0.5%	100%	$301,666
Lower, LLC	Conventional	3	0.5%	75%	$388,333
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA	3	0.5%	100%	$231,666	View
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.5%	100%	$295,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	2	0.3%	100%	$385,000	View
Trailblazer Mortgage L.L.C.	FHA	2	0.3%	66.7%	$275,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, VA	2	0.3%	100%	$350,000	View
Lakeview Loan Servicing, LLC	Conventional	2	0.3%	21.1%	$420,000
Canopy Mortgage, LLC	VA	2	0.3%	100%	$345,000
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	2	0.3%	100%	$710,000
Kind Lending, LLC	Conventional, FHA	2	0.3%	100%	$470,000
Movement Mortgage, LLC	FHA, VA	2	0.3%	100%	$395,000
General Mortgage Capital Corporation	Conventional	2	0.3%	100%	$420,000
Assurance Financial Group, L.L.C.	FHA	2	0.3%	100%	$305,000
Shelter Home Mortgage, LLC	FHA	2	0.3%	100%	$300,000
Discover Bank	Conventional	2	0.3%	22.2%	$90,000
New Wave Lending Group Inc	Conventional	2	0.3%	100%	$395,000
American Financing Corporation	FHA, VA	2	0.3%	28.6%	$575,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.3%	66.7%	$285,000	View
T2 Financial LLC	Conventional, FHA	2	0.3%	100%	$445,000
Nations Direct Mortgage, LLC	Conventional	2	0.3%	100%	$285,000
Summit Funding.Inc	Conventional	2	0.3%	66.7%	$700,000
Prosperity Home Mortgage, LLC	Conventional, FHA	2	0.3%	100%	$305,000
Right Start Mortgage, Inc	Conventional, FHA	2	0.3%	100%	$235,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.3%	66.7%	$205,000	View
Carrington Mortgage Services LLC	FHA, VA	2	0.3%	50%	$340,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.3%	100%	$475,000	View
Loan Simple, Inc.	Conventional, USDA	2	0.3%	66.7%	$315,000
Bank Ozk	Conventional, HELOC	1 +5 HELOCs	0.2%	50%	$135,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.2%	50%	$125,000	View
Cmg Mortgage Inc	Conventional, HELOC	1 +2 HELOCs	0.2%	66.7%	$485,000
Better Mortgage Corporation	FHA, HELOC	1 +1 HELOCs	0.2%	100%	$475,000
State Employees' Credit Union	Conventional	1	0.2%	100%	$485,000
EMM Loans LLC	Conventional, Jumbo	1	0.2%	100%	$975,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	50%	$175,000	View
Premier Mortgage Resources, LLC	FHA	1	0.2%	50%	$395,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.2%	100%	$255,000
Goodleap, LLC	VA	1	0.2%	100%	$205,000
Sage Home Loans Corporation	Conventional	1	0.2%	50%	$245,000
Loansteady LLC	Conventional	1	0.2%	100%	$355,000
Builtwell Bank	Conventional	1	0.2%	100%	$185,000
Filo Mortgage, LLC	VA	1	0.2%	100%	$345,000
Deephaven Mortgage LLC	Conventional	1	0.2%	50%	$105,000
Guild Mortgage Company	FHA	1	0.2%	100%	$615,000
Instamortgage, Inc	FHA	1	0.2%	100%	$345,000
Acre Mortgage & Financial, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,135,000
Constant Investments, Inc	Conventional	1	0.2%	100%	$305,000
Guaranty Mortgage Services, LLC	Conventional	1	0.2%	100%	$465,000
Onward Home Mortgage, LLC	FHA	1	0.2%	100%	$585,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	FHA	1	0.2%	100%	$275,000	View
Success Mortgage Partners, Inc	Conventional	1	0.2%	100%	$105,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.2%	100%	$335,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.2%	100%	$405,000	View
Securitynational Mortgage Company	FHA	1	0.2%	100%	$355,000
American Federal Mortgage Corporation A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.2%	100%	$205,000	View
Bay Equity LLC	Conventional	1	0.2%	100%	$805,000
Kwik Mortgage Corporation	Conventional	1	0.2%	100%	$595,000
Legend Lending Corporation	VA	1	0.2%	100%	$355,000
Mid-Continent Funding, Inc.	VA	1	0.2%	100%	$305,000
Total Mortgage Services, LLC	Conventional	1	0.2%	100%	$435,000
Calcon Mutual Mortgage LLC	FHA	1	0.2%	100%	$555,000
Cardinal Financial Company, Li	Conventional	1	0.2%	100%	$355,000
Capital Center LLC	FHA	1	0.2%	50%	$295,000
New Day Financial, LLC.	VA	1	0.2%	50%	$265,000
Community Mortgage Corporation	Conventional	1	0.2%	100%	$295,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.2%	100%	$165,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.2%	100%	$175,000	View
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional	1	0.2%	100%	$735,000
Stockton Mortgage Corporation	FHA	1	0.2%	100%	$315,000
Ardri LLC	Conventional, Jumbo	1	0.2%	100%	$1,005,000
Towne Mortgage Company	FHA	1	0.2%	100%	$285,000
Tjc Mortgage Inc	FHA	1	0.2%	100%	$315,000
Iserve Residential Lending	FHA	1	0.2%	100%	$265,000
Mortgage Solutions of Colorado	VA	1	0.2%	100%	$365,000
Mutual of Omaha Mortgage	Conventional	1	0.2%	100%	$75,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.2%	100%	$285,000	View
ClearEdge Lending LLC	Conventional	1	0.2%	100%	$285,000
Gmfs, LLC	Conventional	1	0.2%	100%	$455,000
Mortgage Investors Group	Conventional	1	0.2%	100%	$335,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.2%	33.3%	$175,000	View
Nexera Holding LLC	Conventional	1	0.2%	100%	$805,000
Geneva Financial LLC	FHA	1	0.2%	100%	$335,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.2%	100%	$335,000
Southwest Funding LP	Conventional	1	0.2%	100%	$205,000
Tomo Mortgage LLC	Conventional	1	0.2%	100%	$715,000
Village Capital & Investment	VA	1	0.2%	100%	$375,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.2%	100%	$235,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Liberty Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
First Commerce Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Auburn Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Auburn, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Auburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Auburn in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Auburn, GA

Use these to narrow the list above. Each category shows how many Auburn, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 110 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 34 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 6 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 26 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Auburn, GA

Independent mortgage companies closed 79.2 percent of home loans in Auburn, Georgia in 2025, banks 16.9 percent and credit unions 3.9 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 27 loans.

79.2%

Mortgage companies

16.9%

Banks

3.9%

Credit unions

29%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Auburn, GA

Who is the largest mortgage lender in Auburn, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Auburn, Georgia with 27 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Auburn, GA have the highest approval rates?

Among lenders with meaningful volume in Auburn, Georgia, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 91.2 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Auburn, GA mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Auburn, Georgia in 2025, led by Vanderbilt Mortgage and Finance, Inc with 29. 34 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Auburn, GA lender list?

Yes. 43 banks and 17 credit unions closed home loans in Auburn, Georgia in 2025, alongside 110 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Auburn, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Auburn, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Auburn, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Auburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.