Palmer Ranch, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Crews Bank & TrustCrews Bank & Trust400 N Brevard Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 0.31%, Cogent BankCogent Bank1001 3rd Ave W, Bradenton, FL 34205A+5.0 ★Texas Ratio: 2.54%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, and Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palmer Ranch, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palmer Ranch are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Palmer Ranch, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 12 +1 HELOCs |
4% | 85.7% | $398,333 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 7 | 2.4% | 88.9% | $517,857 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +13 HELOCs |
2% | 75% | $435,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 4 +14 HELOCs |
1.3% | 100% | $505,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +10 HELOCs |
1% | 100% | $298,333 | View |
|
400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 3 | 1% | 100% | $295,000 | View |
|
1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 3 | 1% | 100% | $385,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 1% | 75% | $335,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 1% | 100% | $171,666 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +8 HELOCs |
0.7% | 100% | $565,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.7% | 100% | $855,000 | View |
|
8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.7% | 100% | $385,000 | View |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $265,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $205,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $95,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $65,000 | View |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 50% | $515,000 | View |
|
12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
|
11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
|
4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
VA | 3 | 1% | 100% | $345,000 | |
The Mortgage Firm
|
Conventional | 3 | 1% | 100% | $388,333 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 0.7% | 100% | $485,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 2 | 0.7% | 66.7% | $555,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.7% | 28.6% | $180,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $475,000 | |
Home Access Financial, LLC
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 30 | 10.1% | 65.2% | $250,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 22 | 7.4% | 91.7% | $435,454 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 16 | 5.4% | 100% | $452,500 | |
loanDepot.com LLC
|
Conventional, FHA, Jumbo, HELOC | 11 +2 HELOCs |
3.7% | 84.6% | $407,727 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA | 6 | 2% | 100% | $421,666 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 6 | 2% | 75% | $338,333 | View |
Movement Mortgage, LLC
|
Conventional | 6 | 2% | 100% | $268,333 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, VA | 5 | 1.7% | 100% | $431,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 5 | 1.7% | 100% | $361,000 | |
Fairway Independent Mort Corp
|
Conventional | 5 | 1.7% | 100% | $321,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, VA | 4 | 1.3% | 100% | $415,000 | |
Guild Mortgage Company
|
Conventional | 4 | 1.3% | 100% | $335,000 | |
Nationstar Mortgage
|
Conventional | 4 | 1.3% | 100% | $300,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 1.3% | 100% | $582,500 | View |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1% | 100% | $485,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 3 | 1% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1% | 100% | $365,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $595,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.7% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.7% | 66.7% | $905,000 | View |
Nbkc Bank
|
Conventional | 2 | 0.7% | 100% | $535,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $395,000 | |
VanDyk Mortgage Corporation
|
Conventional | 2 | 0.7% | 100% | $320,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.7% | 100% | $320,000 | |
Associated Mortgage Bankers Inc.
|
Conventional | 2 | 0.7% | 100% | $235,000 | |
Mortgage Research Center
|
VA | 2 | 0.7% | 28.6% | $415,000 | |
Lake Michigan Credit Union
|
Conventional, Jumbo | 2 | 0.7% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.7% | 100% | $345,000 | View |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.7% | 100% | $455,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.7% | 66.7% | $505,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.7% | 100% | $245,000 | |
Reliance First Capital, LLC
|
Conventional | 2 | 0.7% | 100% | $235,000 | |
JMAC Lending, Inc.
|
Conventional | 2 | 0.7% | 100% | $320,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $125,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 25% | $35,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $265,000 | View |
Fourleaf Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $575,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | View |
Equity Resources Inc
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Originpoint, LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $555,000 | |
|
A5.0 ★Texas Ratio: 6.12% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Contour Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Fed Ex Employees Credit Association
|
Conventional | 1 | 0.3% | 100% | $35,000 | |
Usalliance Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 25% | $45,000 | |
Peapack Private Bank & Trust
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
|
A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
First Heritage Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Nfm, Inc
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
Harborone Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
M/I Financial. LLC
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Union Savings Bank
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
Nasa Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 66.7% | $65,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 0.3% | 100% | $475,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
|
B4.6 ★Texas Ratio: 20.01% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,365,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
United Nations Federal CU
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.3% | 100% | $645,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 50% | $465,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $725,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Homeland Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 1.70% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
HomeBridge Financial Services, Inc
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Liberty Savings Bank, FSB
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Cadence Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Affinity Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
DFCU Financial
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Geneva Financial LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Palmer Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palmer Ranch in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Palmer Ranch, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63 percent of home loans in Palmer Ranch, Florida in 2025, banks 30 percent and credit unions 7.1 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Crews Bank & Trust led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palmer Ranch, Florida with 12 loans, about 4 percent of the market. The largest lender headquartered in Florida was Crews Bank & Trust with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Palmer Ranch, Florida in 2025, led by PHH Mortgage Corporation with 1. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 52 banks and 21 credit unions closed home loans in Palmer Ranch, Florida in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palmer Ranch, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palmer Ranch, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palmer Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.