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Mortgage Lenders and Brokers in Ormond Beach, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Ormond Beach, Florida mortgage lenders include Ameris BankAmeris Bank1259 W Granada Blvd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 1.82%, Southstate Bank, National AssociationSouthstate Bank, National Association775 W Granada Blvd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 2.27%, Truist BankTruist Bank160 N Nova Rd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA75 Shadow Lakes Blvd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank180 N Nova Rd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1100 W Granada Blvd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA902 S Atlantic Ave, Ormond Beach, FL 32176A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1020 W Granada Blvd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank1280 W Granada Blvd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 3.71%, and Seacoast National BankSeacoast National Bank175 W Granada Blvd, Ormond Beach, FL 32174A+5.0 ★Texas Ratio: 2.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ormond Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ormond Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ormond Beach, Florida

Market share is the lender's share of all home loans closed in Ormond Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Ormond Beach 1259 W Granada Blvd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	27 +1 HELOCs	2.4%	96.4%	$362,407	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Ormond Beach 775 W Granada Blvd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	19 +7 HELOCs	1.7%	86.4%	$205,000	View
Truist Bank ★ 1 stars, 1 review 4 offices in Ormond Beach 160 N Nova Rd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	14 +39 HELOCs	1.3%	100%	$331,428	View
JPMorgan Chase Bank, NA 2 offices in Ormond Beach 75 Shadow Lakes Blvd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	13	1.2%	82.4%	$348,846	View
Regions Bank 2 offices in Ormond Beach 180 N Nova Rd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	10 +7 HELOCs	0.9%	57.9%	$209,000	View
Wells Fargo Bank NA 2 offices in Ormond Beach 1100 W Granada Blvd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	8	0.7%	72.7%	$232,500	View
Bank of America NA 2 offices in Ormond Beach 902 S Atlantic Ave, Ormond Beach, FL 32176 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +30 HELOCs	0.5%	66.7%	$326,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Ormond Beach 1020 W Granada Blvd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +13 HELOCs	0.4%	100%	$380,000	View
TD Bank 1 office in Ormond Beach 1280 W Granada Blvd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	4 +4 HELOCs	0.4%	100%	$137,500	View
Seacoast National Bank ★ 5 stars, 1 review 1 office in Ormond Beach 175 W Granada Blvd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo, HELOC	3 +7 HELOCs	0.3%	100%	$491,666	View
Trustco Bank ★ 1.8 stars, 5 reviews 1 office in Ormond Beach 115 N Nova Rd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +5 HELOCs	0.3%	60%	$368,333	View
Fifth Third Bank, National Association 1 office in Ormond Beach 4 N Beach St, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	2 +13 HELOCs	0.2%	40%	$490,000	View
Space Coast Credit Union 1185 W Granada Blvd Ste 10A, Ormond Beach, FL 32174 3127 A+5.0 ★Texas Ratio: 5.37%	Conventional, VA, Jumbo, HELOC	30 +54 HELOCs	2.7%	66.7%	$157,000	View
VyStar Credit Union 1301 W Granada Blvd, Ormond Beach, FL 32174 5916 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	12 +5 HELOCs	1.1%	46.2%	$112,500	View
Fairwinds Credit Union 208 S Nova Rd, Ormond Beach, FL 32174 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	7 +4 HELOCs	0.6%	53.8%	$267,857	View
Launch Credit Union 240 Williamson Blvd, Ormond Beach, FL 32174 A5.0 ★Texas Ratio: 7.61%	Conventional	7	0.6%	45%	$116,428	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	5	0.4%	73.3%	$83,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional, FHA	5	0.4%	100%	$323,000
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +2 HELOCs	0.3%	60%	$185,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	3	0.3%	75%	$498,333	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.2%	100%	$180,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional, VA	2	0.2%	100%	$245,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.2%	100%	$225,000	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$165,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$315,000	View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	50%	$505,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$805,000	View
Servisfirst Bank 316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$205,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional	1	0.1%	25%	$135,000	View
Publix Employees Federal Credit Union 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50%	Conventional	1	0.1%	100%	$205,000	View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	VA	1	0.1%	100%	$655,000	View
One Florida Bank 21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0.1%	100%	$705,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$255,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.1%	100%	$2,935,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	1	0.1%	50%	$165,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$235,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
WSFS bank 980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	12	1.1%	60.9%	$320,000
Taylor Morrison Home Funding, Inc.	Conventional, VA	11	1%	91.7%	$455,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.8%	45%	$248,333
The Mortgage Firm	Conventional, VA	8	0.7%	100%	$398,750
New Day Financial, LLC.	VA	3	0.3%	75%	$468,333
Acrisure Mortgage, LLC	Conventional, VA	2	0.2%	50%	$500,000
Reliable Holdings Manager dba Lendz Financial	Conventional	2	0.2%	100%	$335,000
Mortgage Lenders Investment Tr	Conventional	2	0.2%	100%	$345,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$325,000	View
Alkan Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$435,000
Mortgage Financial Group Inc	Conventional	1	0.1%	100%	$295,000
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$15,000	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	159	14.3%	90.4%	$322,358
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	101 +5 HELOCs	9.1%	99.1%	$331,930	View
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	101 +1 HELOCs	9.1%	84.9%	$334,108
Rocket Mortgage	Conventional, FHA, VA, Jumbo	101	9.1%	84.3%	$231,138
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	27	2.4%	96.6%	$332,407
loanDepot.com LLC	Conventional, FHA, VA, HELOC	23 +1 HELOCs	2.1%	76.7%	$249,782
Pennymac Loan Services LLC	Conventional, FHA, VA	18	1.6%	71.4%	$238,333
Mortgage Research Center	Conventional, VA	17	1.5%	77.3%	$314,411
Primelending	Conventional, FHA, VA	14	1.3%	93.3%	$272,142
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	13	1.2%	61.9%	$280,384	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA	12	1.1%	80%	$325,000
Nationstar Mortgage	Conventional, FHA	10	0.9%	84.6%	$232,000
Zillow Home Loans, LLC	Conventional, FHA	10	0.9%	100%	$293,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	8 +1 HELOCs	0.7%	80%	$436,250
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	7	0.6%	100%	$265,000
Amerisave Mortgage Company	Conventional, FHA, VA	6	0.5%	28.6%	$150,000
New American Funding, LLC.	Conventional, FHA, VA	5	0.4%	83.3%	$387,000
21St Mortgage	Conventional	5	0.4%	25%	$53,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.4%	55.6%	$127,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.4%	71.4%	$191,000	View
Village Capital & Investment	VA	5	0.4%	66.7%	$279,000
American Financial Resources LLC	Conventional, FHA	4	0.4%	100%	$215,000
Everett Financial, Inc.	Conventional, FHA	4	0.4%	66.7%	$320,000
Loanunited.Com, LLC	FHA, VA	4	0.4%	100%	$332,500
PFN Lending Group, Inc.	Conventional	4	0.4%	100%	$457,500
Union Home Mortgage Corp.	Conventional, FHA	4	0.4%	100%	$255,000
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.4%	100%	$282,500
Fairway Independent Mort Corp	Conventional, VA	4	0.4%	80%	$317,500
Paramount Residential Mortgage	Conventional, FHA	4	0.4%	100%	$385,000
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.3%	22.2%	$58,333
Guaranteed Rate, Inc.	Conventional, FHA, VA	3	0.3%	75%	$245,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	3	0.3%	100%	$231,666	View
Affordable Mortgage Advisors	Conventional, VA	3	0.3%	100%	$328,333
Equity Prime Mortgage LLC	FHA, VA	3	0.3%	100%	$311,666
Kind Lending, LLC	Conventional	3	0.3%	60%	$411,666
Resicentral LLC	Conventional	3	0.3%	100%	$225,000
Coast One Mortgage, LLC A+5.0 ★Texas Ratio: 2.18%	Conventional	3	0.3%	100%	$201,666	View
Discover Bank	Conventional	3	0.3%	16.7%	$68,333
Cardinal Financial Company, Li	Conventional, VA	3	0.3%	83.3%	$391,666
Loanpeople, LLC	Conventional, FHA	3	0.3%	100%	$191,666
Provident Funding Associates	Conventional	3	0.3%	100%	$401,666
Waterstone Mortgage Corporation	Conventional	3	0.3%	100%	$278,333
Summit Funding.Inc	Conventional, FHA	3	0.3%	66.7%	$291,666
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	3	0.3%	100%	$355,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional, FHA	3	0.3%	100%	$181,666	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.3%	100%	$358,333	View
Texana Bank	Conventional, FHA, VA	3	0.3%	100%	$211,666
The Loan Store, Inc	Conventional, HELOC	2 +3 HELOCs	0.2%	75%	$215,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$275,000
First Community Mortgage, Inc.	Conventional	2	0.2%	100%	$265,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$490,000
Movement Mortgage, LLC	Conventional, VA	2	0.2%	100%	$295,000
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$315,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.2%	100%	$220,000	View
Absolute Home Mortgage	FHA, VA	2	0.2%	100%	$365,000
American Financing Corporation	Conventional	2	0.2%	42.9%	$120,000
Bay Equity LLC	Conventional, FHA	2	0.2%	100%	$295,000
First Colony Mortgage Corporat	Conventional	2	0.2%	100%	$260,000
Nfm, Inc	Conventional, FHA	2	0.2%	100%	$395,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	66.7%	$370,000	View
T2 Financial LLC	Conventional	2	0.2%	100%	$285,000
Hometown Equity Mortgage, LLC	Conventional	2	0.2%	50%	$255,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	66.7%	$185,000	View
Saygo Home Loans, LLC	Conventional, VA	2	0.2%	100%	$255,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, FHA	2	0.2%	100%	$170,000
Pulte Mortgage LLC	Conventional	2	0.2%	66.7%	$280,000
RBC Bank (Georgia), N.A.	Conventional	2	0.2%	100%	$210,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0.2%	100%	$370,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	FHA	2	0.2%	80%	$215,000	View
Ark-La-Tex Financial Services LLC	Conventional	2	0.2%	100%	$550,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$225,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$515,000
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$245,000
Lake Michigan Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$105,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$305,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$85,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.1%	100%	$275,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	50%	$65,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$415,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$215,000
Pinnacle Mortgage Inc.	Conventional	1	0.1%	100%	$535,000
Nbkc Bank	Conventional	1	0.1%	50%	$315,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$785,000
Allied Mortgage Group, Inc	VA	1	0.1%	100%	$655,000
AmeriHome Mortgage Company, LLC	VA	1	0.1%	100%	$385,000
Filo Mortgage, LLC	FHA	1	0.1%	100%	$245,000
Trademark FCU	Conventional	1	0.1%	100%	$15,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	1	0.1%	100%	$1,145,000	View
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$125,000
AdvantageFirst Lending Inc	VA	1	0.1%	50%	$305,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$215,000
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$295,000
Homestead Funding Corp.	Conventional	1	0.1%	50%	$175,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$355,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$265,000
MortgageCountry	Conventional	1	0.1%	100%	$325,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$255,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$235,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$805,000
Ross Mortgage Corporation	VA	1	0.1%	100%	$235,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$355,000	View
Capital Partners Mortgage Services, LLC	VA	1	0.1%	100%	$425,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$225,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$85,000
myCUmortgage	FHA	1	0.1%	100%	$275,000
Mortgage Masters of Indiana Inc	Conventional	1	0.1%	100%	$155,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$345,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$325,000
Guaranty Bank A+5.0 ★Texas Ratio: 3.97%	Conventional	1	0.1%	100%	$245,000	View
Stg Mortgage Inc	Conventional	1	0.1%	100%	$205,000
Century FCU A5.0 ★Texas Ratio: 6.44%	Conventional	1	0.1%	100%	$275,000	View
Evergreen Moneysource Mortgage Company	FHA	1	0.1%	100%	$405,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$265,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$55,000	View
Agriculture Federal Credit Union	Conventional	1	0.1%	100%	$85,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$465,000	View
Bank & Trust Company	Conventional	1	0.1%	100%	$325,000
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$105,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$115,000
Towne Mortgage Company	FHA	1	0.1%	100%	$455,000
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$185,000	View
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$245,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$255,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$225,000
Mutual of Omaha Mortgage	VA	1	0.1%	50%	$445,000
Keesler Federal Credit Union	VA	1	0.1%	100%	$595,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$455,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	40%	$35,000
Plaza Home Mortgage, Inc	VA	1	0.1%	20%	$285,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$535,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$355,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$365,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$325,000
Tammac Holdings Corporation	Conventional	1	0.1%	20%	$45,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$385,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$385,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +6 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	100%		View
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Central One Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Covantage Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Suffolk Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Ormond Beach Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Ormond Beach, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Ormond Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ormond Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ormond Beach, FL

Use these to narrow the list above. Each category shows how many Ormond Beach, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 123 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 49 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 12 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 30 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Ormond Beach, FL

Independent mortgage companies closed 75 percent of home loans in Ormond Beach, Florida in 2025, banks 17.8 percent and credit unions 7.2 percent. Triad Financial Services, Inc. was the largest mortgage company, Ameris Bank the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 19 loans.

75%

Mortgage companies

17.8%

Banks

7.2%

Credit unions

18%

FHA loans

15%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Ormond Beach, FL

Who is the largest mortgage lender in Ormond Beach, FL?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Ormond Beach, Florida with 27 loans, about 2.4 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ormond Beach, FL have the highest approval rates?

Among lenders with meaningful volume in Ormond Beach, Florida, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 99.1 percent, against a 79 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ormond Beach, FL mortgage lenders offer FHA, VA and USDA loans?

49 lenders closed FHA loans in Ormond Beach, Florida in 2025, led by DHI Mortgage Company, LTD. with 68. 51 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ormond Beach, FL lender list?

Yes. 53 banks and 29 credit unions closed home loans in Ormond Beach, Florida in 2025, alongside 123 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ormond Beach, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ormond Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ormond Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ormond Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.