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Mortgage Lenders and Brokers in Davenport, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Davenport, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association42725 Highway 27, Davenport, FL 33837A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA49551 Highway 27, Davenport, FL 33897A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA8100 Lake Wilson Rd, Davenport, FL 33896A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2301 Berry Blvd, Davenport, FL 33897A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Trustco BankTrustco Bank42755 Rt27, Davenport, FL 33837A+5.0 ★Texas Ratio: 4.14%, Midflorida Credit UnionMidflorida Credit Union300 Ambersweet Way, Davenport, FL 33897A+5.0 ★Texas Ratio: 3.18%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and Helm Bank USAHelm Bank USA999 Brickell Ave, Miami, FL 33131A5.0 ★Texas Ratio: 10.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Davenport, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Davenport are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Davenport, Florida

Market share is the lender's share of all home loans closed in Davenport, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Southstate Bank, National Association ★ 5 stars, 1 review 2 offices in Davenport 42725 Highway 27, Davenport, FL 33837 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	14 +4 HELOCs	0.8%	70%	$266,428	View
JPMorgan Chase Bank, NA 1 office in Davenport 49551 Highway 27, Davenport, FL 33897 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	12 +1 HELOCs	0.7%	100%	$320,833	View
Wells Fargo Bank NA 2 offices in Davenport 8100 Lake Wilson Rd, Davenport, FL 33896 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.3%	50%	$185,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Davenport 2301 Berry Blvd, Davenport, FL 33897 A+5.0 ★Texas Ratio: 2.87%	FHA, VA, HELOC	2 +5 HELOCs	0.1%	100%	$335,000	View
Fifth Third Bank, National Association 1 office in Davenport 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +1 HELOCs	0.1%	40%	$75,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 1 office in Davenport 42755 Rt27, Davenport, FL 33837 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$415,000	View
Midflorida Credit Union ★ 1 stars, 1 review 300 Ambersweet Way, Davenport, FL 33897 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	20 +8 HELOCs	1.1%	42.6%	$62,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	11 +3 HELOCs	0.6%	91.7%	$106,818	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +4 HELOCs	0.4%	87.5%	$280,714	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	5	0.3%	100%	$193,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	4 +1 HELOCs	0.2%	80%	$200,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	3 +5 HELOCs	0.2%	100%	$351,666	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	3 +1 HELOCs	0.2%	42.9%	$265,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$281,666	View
Terrabank N.A. 1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83%	Conventional	3	0.2%	100%	$208,333	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	3	0.2%	100%	$331,666	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	3	0.2%	100%	$241,666	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	2 +7 HELOCs	0.1%	66.7%	$265,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$265,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional	2	0.1%	40%	$385,000	View
Citizens Bank and Trust 211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22%	Conventional	2	0.1%	100%	$140,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$155,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$205,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$275,000	View
Amerant Mortgage LLC 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	Conventional	1	0.1%	100%	$225,000	View
Insight Credit Union 2143 E Semoran Blvd, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.25%	Conventional	1	0.1%	100%	$285,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0.1%	100%	$55,000	View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	FHA	1	0.1%	100%	$285,000	View
Intercredit Bank, N.A. 1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146	Conventional	1	0.1%	100%	$195,000
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0.1%	100%	$325,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	VA	1	0.1%	100%	$235,000
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$425,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	FHA	1	0.1%	100%	$435,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	240	13.6%	70.7%	$355,333
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	84	4.8%	44.2%	$277,857
Trailblazer Mortgage L.L.C.	Conventional, FHA, USDA	54	3.1%	90%	$286,666
Jet HomeLoans, LP	Conventional, FHA, VA	27	1.5%	96.4%	$305,740
Freedom Mortgage Corporation	Conventional, FHA, VA	25	1.4%	80%	$339,400
Park Square Home Mortgage, LLC	Conventional, FHA, VA	20	1.1%	80%	$323,000
Acrisure Mortgage, LLC	Conventional, FHA, VA	14	0.8%	77.8%	$335,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	11	0.6%	91.7%	$262,272	View
Alkan Mortgage Corporation	Conventional, FHA, VA	8	0.5%	100%	$260,000
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.3%	38.7%	$150,000
Reliable Holdings Manager dba Lendz Financial	Conventional	6	0.3%	100%	$200,000
Nqm Funding, LLC	Conventional	4	0.2%	100%	$262,500
New Day Financial, LLC.	VA	4	0.2%	50%	$300,000
The Mortgage Firm	Conventional, FHA, VA	4	0.2%	100%	$352,500
PHH Mortgage Corporation	FHA, VA	3	0.2%	100%	$378,333
Mortgage Lenders Investment Tr	Conventional, FHA	2	0.1%	100%	$275,000
First Equity Mortgage Bankers Inc.	Conventional	1	0.1%	100%	$265,000
Obsidian Financial Services	Conventional	1	0.1%	100%	$305,000
DG Pinnacle Funding, LLC	Conventional	1	0.1%	100%	$255,000
K. Hovnanian American Mortgage	FHA	1	0.1%	100%	$375,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	166	9.4%	71.6%	$293,674
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	161 +1 HELOCs	9.1%	82.8%	$327,546
Rocket Mortgage	Conventional, FHA, VA	91	5.1%	79.1%	$260,384
Pulte Mortgage LLC	Conventional, FHA, VA	68	3.8%	54.8%	$378,088
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	63	3.6%	94.2%	$331,507
Nfm, Inc	Conventional, FHA, VA	46	2.6%	93.9%	$405,652
New American Funding, LLC.	Conventional, FHA, VA, HELOC	44 +1 HELOCs	2.5%	93.6%	$290,000
Pennymac Loan Services LLC	Conventional, FHA, VA	35	2%	79.2%	$268,428
loanDepot.com LLC	Conventional, FHA, VA, HELOC	31 +2 HELOCs	1.8%	73.8%	$267,258
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	25	1.4%	64.1%	$225,400	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	25	1.4%	96.2%	$329,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +2 HELOCs	1.4%	82.8%	$312,500
Paramount Residential Mortgage	Conventional, FHA, VA	17	1%	94.4%	$329,117
Guaranteed Rate, Inc.	Conventional, FHA, VA	16	0.9%	94.1%	$366,875
PFN Lending Group, Inc.	Conventional, FHA	16	0.9%	94.1%	$333,125
Village Capital & Investment	FHA, VA	11	0.6%	83.3%	$349,545
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	10 +6 HELOCs	0.6%	58.8%	$210,000
Stg Mortgage Inc	Conventional, FHA	10	0.6%	76.9%	$304,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	9 +1 HELOCs	0.5%	90%	$326,111	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	9	0.5%	100%	$300,555
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	9	0.5%	81.8%	$273,888	View
Cornerstone First Mortgage, LLC	Conventional, FHA	8	0.5%	100%	$343,750
Geneva Financial LLC	Conventional, FHA	8	0.5%	88.9%	$197,500
Nationstar Mortgage	Conventional, FHA	8	0.5%	80%	$222,500
Plaza Home Mortgage, Inc	Conventional, FHA, VA	8	0.5%	80%	$298,750
The Loan Store, Inc	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.4%	100%	$379,285
Kind Lending, LLC	Conventional, FHA, VA	7	0.4%	43.8%	$300,714
First Heritage Mortgage, LLC	Conventional, FHA, VA	7	0.4%	87.5%	$375,000
American Pacific Mortgage Corporation	Conventional, FHA	7	0.4%	100%	$270,714
Mortgage Research Center	Conventional, VA	7	0.4%	41.2%	$337,857
Sun West Mortgage Company, Inc	Conventional, FHA, VA	6	0.3%	71.4%	$260,000
Zillow Home Loans, LLC	Conventional, FHA	6	0.3%	85.7%	$263,333
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	5	0.3%	26.9%	$309,000	View
JMAC Lending, Inc.	Conventional, FHA	5	0.3%	100%	$159,000
Cliffco, Inc.	Conventional, FHA	4	0.2%	100%	$207,500
HomeXpress Mortgage Corp.	Conventional, FHA	4	0.2%	66.7%	$390,000
Discover Bank	Conventional	4	0.2%	15.4%	$95,000
Union Home Mortgage Corp.	Conventional, FHA, VA	4	0.2%	80%	$375,000
Mortgage Equity Partners LLC	Conventional, FHA	4	0.2%	100%	$235,000
Waterstone Mortgage Corporation	Conventional	4	0.2%	100%	$347,500
Genway Home Mortgage, Inc.	Conventional, FHA	4	0.2%	57.1%	$172,500
Spring Eq, LLC	Conventional	4	0.2%	35.7%	$50,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$345,000
Filo Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$465,000
Deephaven Mortgage LLC	Conventional	3	0.2%	100%	$411,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.2%	80%	$271,666	View
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$218,333
Hometown Equity Mortgage, LLC	Conventional, FHA	3	0.2%	30%	$258,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	60%	$371,666	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	60%	$188,333	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	3	0.2%	75%	$275,000
Movement Mortgage, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$235,000
American Portfolio Mortgage Corporation	FHA, VA	2	0.1%	100%	$325,000
First Community Mortgage, Inc.	Conventional	2	0.1%	100%	$360,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$240,000	View
American Financial Network, Inc.	FHA	2	0.1%	66.7%	$305,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.1%	66.7%	$175,000	View
AmWest Funding Corp	Conventional	2	0.1%	100%	$230,000
Intercap Lending Inc	Conventional, FHA	2	0.1%	100%	$240,000
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$160,000
Cardinal Financial Company, Li	FHA	2	0.1%	66.7%	$350,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.1%	100%	$340,000	View
Planet Home Lending, LLC	VA	2	0.1%	100%	$345,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	66.7%	$260,000	View
Saygo Home Loans, LLC	Conventional, FHA	2	0.1%	100%	$390,000
Geo-Corp, Inc.	FHA	2	0.1%	66.7%	$350,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$160,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	FHA	2	0.1%	100%	$275,000	View
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000
Sierra Pacific Mortgage Co. Inc	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$305,000
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	100%	$455,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$135,000	View
Cadence Bank	VA	1	0.1%	50%	$295,000
EMM Loans LLC	FHA	1	0.1%	100%	$505,000
Genisys Credit Union	Conventional	1	0.1%	100%	$55,000
Originpoint, LLC	FHA	1	0.1%	100%	$335,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$295,000
American Airlines Federal Cred	Conventional	1	0.1%	100%	$305,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
Primelending	Conventional	1	0.1%	100%	$205,000
Servion	Conventional	1	0.1%	100%	$625,000
Millennium Financial Group Inc dba Mlend	Conventional	1	0.1%	100%	$245,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$385,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$235,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$95,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$345,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$295,000
Norwich Commercial Group Inc	Conventional	1	0.1%	50%	$345,000
Loanunited.Com, LLC	Conventional	1	0.1%	100%	$135,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$85,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$185,000
Guild Mortgage Company	FHA	1	0.1%	100%	$295,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$265,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$255,000
Catalyst Mortgage	Conventional	1	0.1%	100%	$265,000
Instamortgage, Inc	Conventional	1	0.1%	100%	$305,000
Navigant Credit Union	Conventional	1	0.1%	100%	$345,000
Sfmc, LP	FHA	1	0.1%	100%	$275,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$255,000
Ahl Funding	FHA	1	0.1%	100%	$375,000
ClearPath Lending	VA	1	0.1%	100%	$325,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$205,000
Associated Mortgage Bankers Inc.	Conventional	1	0.1%	100%	$495,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$275,000
Home Mortgage Advisors, LLC	Conventional	1	0.1%	100%	$385,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	50%	$375,000
Intelliloan, Inc.	VA	1	0.1%	50%	$585,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$165,000
T2 Financial LLC	Conventional	1	0.1%	50%	$385,000
Telhio Credit Union, Inc.	Conventional	1	0.1%	100%	$285,000
Andrews Federal Credit Union	Conventional	1	0.1%	100%	$245,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$625,000
Wings Financial Credit Union	Conventional	1	0.1%	100%	$215,000
Better Mortgage Corporation	FHA	1	0.1%	50%	$265,000
Interstate Home Loan Center, Inc.	FHA	1	0.1%	100%	$125,000
Pike Creek Mortgage Services, Inc.	FHA	1	0.1%	100%	$305,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$305,000	View
V.I.P. Mortgage, Inc.	FHA	1	0.1%	100%	$365,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$555,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$335,000	View
1St 2Nd Mortgage Company of N.J., Inc.	FHA	1	0.1%	100%	$305,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$405,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$355,000	View
Fairway Independent Mort Corp	FHA	1	0.1%	100%	$415,000
Thrivent Bank	Conventional	1	0.1%	100%	$65,000
21St Mortgage	Conventional	1	0.1%	14.3%	$135,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$325,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$195,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$295,000
Coastal Community Bank	HELOC	0 +10 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	50%
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Davenport Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Davenport, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Davenport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Davenport in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Davenport, FL

Use these to narrow the list above. Each category shows how many Davenport, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 128 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 83 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 37 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Davenport, FL

Independent mortgage companies closed 89.9 percent of home loans in Davenport, Florida in 2025, banks 6.8 percent and credit unions 3.3 percent. Lennar Mortgage, LLC was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 14 loans.

89.9%

Mortgage companies

6.8%

Banks

3.3%

Credit unions

49%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Davenport, FL

Who is the largest mortgage lender in Davenport, FL?

By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Davenport, Florida with 14 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Davenport, FL have the highest approval rates?

Among lenders with meaningful volume in Davenport, Florida, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 94.2 percent, against a 72.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Davenport, FL mortgage lenders offer FHA, VA and USDA loans?

83 lenders closed FHA loans in Davenport, Florida in 2025, led by DHI Mortgage Company, LTD. with 137. 47 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Davenport, FL lender list?

Yes. 46 banks and 18 credit unions closed home loans in Davenport, Florida in 2025, alongside 128 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Davenport, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Davenport, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Davenport, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Davenport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.