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Mortgage Lenders and Brokers in Auburndale, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Auburndale, Florida mortgage lenders include Citizens Bank and TrustCitizens Bank and Trust211 Havendale Blvd, Auburndale, FL 33823D2.1 ★Texas Ratio: 5.22%, Wells Fargo Bank NAWells Fargo Bank NA605 Havendale Blvd, Auburndale, FL 33823A+5.0 ★Texas Ratio: 5.36%, Midflorida Credit UnionMidflorida Credit Union2146 US Highway 92 W, Auburndale, FL 33823A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, and Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Auburndale, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Auburndale are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Auburndale, Florida

Market share is the lender's share of all home loans closed in Auburndale, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Citizens Bank and Trust 1 office in Auburndale 211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22%	Conventional	9	1.1%	90.9%	$148,333	View
Wells Fargo Bank NA 1 office in Auburndale 605 Havendale Blvd, Auburndale, FL 33823 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.2%	66.7%	$195,000	View
Midflorida Credit Union ★ 1 stars, 1 review 2146 US Highway 92 W, Auburndale, FL 33823 A+5.0 ★Texas Ratio: 3.18%	Conventional, Jumbo, HELOC	42 +20 HELOCs	4.9%	53.1%	$177,619	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	5 +4 HELOCs	0.6%	38.5%	$103,000	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.6%	100%	$277,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	4 +3 HELOCs	0.5%	80%	$157,500	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	4	0.5%	66.7%	$100,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	3 +7 HELOCs	0.4%	100%	$301,666	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	3	0.4%	46.2%	$78,333	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional	3	0.4%	66.7%	$208,333	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	2 +7 HELOCs	0.2%	100%	$340,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$190,000	View
Publix Employees Federal Credit Union 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50%	Conventional	2	0.2%	66.7%	$370,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	2	0.2%	66.7%	$60,000	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$65,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +6 HELOCs	0.1%	33.3%	$75,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +2 HELOCs	0.1%	20%	$85,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$125,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$165,000	View
Crews Bank & Trust 400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0.1%	100%	$305,000	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	1	0.1%	100%	$205,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	50%	$85,000	View
Floridacentral Credit Union 701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46%	Conventional	1	0.1%	100%	$105,000	View
NBH Bank 3835 Pga Boulevard Suite 305, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.90%	FHA	1	0.1%	100%	$505,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	50%	$345,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0.1%	100%	$85,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0.1%	100%	$255,000	View
Banco do Brasil Americas 17900 Bicayne Boulevard, Aventura, FL 33160 A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$255,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	FHA	1	0.1%	100%	$325,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +1 HELOCs	0%	n/a		View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +1 HELOCs	0%	0%		View
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	49	5.8%	62%	$317,040
Freedom Mortgage Corporation	Conventional, FHA, VA	18	2.1%	86.4%	$280,000
Acrisure Mortgage, LLC	Conventional, FHA, VA	18	2.1%	100%	$382,222
Alkan Mortgage Corporation	Conventional, FHA	5	0.6%	83.3%	$249,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	3	0.4%	31.2%	$221,666
PHH Mortgage Corporation	Conventional	2	0.2%	100%	$70,000
Metroplex Mortgage Services	Conventional, FHA	2	0.2%	100%	$340,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$225,000	View
Jet HomeLoans, LP	FHA	1	0.1%	100%	$285,000
The Mortgage Firm	FHA	1	0.1%	66.7%	$335,000
loanDepot.com LLC	Conventional, FHA, VA	116	13.6%	87.9%	$313,362
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	92 +2 HELOCs	10.8%	83%	$304,130
Rocket Mortgage	Conventional, FHA, VA	56	6.6%	80.6%	$205,535
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	27	3.2%	84.4%	$314,629
DHI Mortgage Company, LTD.	Conventional, FHA, VA	25	2.9%	69.4%	$318,600
Paramount Residential Mortgage	Conventional, FHA, VA	24	2.8%	96%	$317,500
Pennymac Loan Services LLC	Conventional, FHA, VA	17	2%	85%	$245,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA	15	1.8%	100%	$319,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	14	1.6%	100%	$229,285	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	11	1.3%	64.7%	$236,818	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	10	1.2%	90.9%	$275,000
Mortgage Research Center	VA	10	1.2%	43.5%	$332,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +1 HELOCs	1.1%	81.8%	$363,888
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	9	1.1%	100%	$351,666
New American Funding, LLC.	Conventional, FHA, HELOC	7 +1 HELOCs	0.8%	63.6%	$239,285
Movement Mortgage, LLC	Conventional, FHA, VA	7	0.8%	100%	$196,428
Gardner Financial Services	Conventional, FHA, VA	7	0.8%	87.5%	$317,857
Nationstar Mortgage	Conventional, FHA, VA	7	0.8%	77.8%	$220,714
Goodleap, LLC	Conventional, FHA	5	0.6%	85.7%	$205,000
Amerisave Mortgage Company	Conventional, FHA	5	0.6%	29.4%	$71,000
Click n' Close, Inc.	Conventional, FHA	5	0.6%	100%	$163,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	5	0.6%	62.5%	$239,000	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	5	0.6%	62.5%	$165,000	View
American Financial Resources LLC	Conventional, FHA, VA	4	0.5%	100%	$275,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	4	0.5%	80%	$340,000
Kind Lending, LLC	Conventional, FHA	4	0.5%	100%	$330,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, USDA	4	0.5%	100%	$220,000	View
Union Home Mortgage Corp.	Conventional, VA	4	0.5%	100%	$187,500
Planet Home Lending, LLC	Conventional, FHA	4	0.5%	57.1%	$182,500
Nvr Mortgage Finance, Inc.	Conventional	4	0.5%	66.7%	$287,500
Fairway Independent Mort Corp	Conventional, FHA, VA	4	0.5%	100%	$412,500
JMAC Lending, Inc.	Conventional, FHA	4	0.5%	100%	$207,500
Everett Financial, Inc.	Conventional, FHA	3	0.4%	75%	$305,000
Guild Mortgage Company	Conventional, VA	3	0.4%	75%	$361,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	3	0.4%	60%	$171,666	View
PFN Lending Group, Inc.	Conventional	3	0.4%	100%	$315,000
Discover Bank	Conventional	3	0.4%	27.3%	$85,000
Nfm, Inc	Conventional, FHA	3	0.4%	100%	$225,000
Homeamerican Mortgage Corporation	FHA, VA	3	0.4%	57.1%	$435,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0.4%	100%	$141,666	View
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.4%	42.9%	$171,666
The Loan Store, Inc	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$400,000
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	12.5%	$30,000
EMM Loans LLC	Conventional, FHA	2	0.2%	100%	$300,000
Guaranteed Rate Affinity, LLC	Conventional, VA	2	0.2%	50%	$310,000
Neighborhood Loans, Inc	Conventional	2	0.2%	33.3%	$15,000
AdvantageFirst Lending Inc	VA	2	0.2%	50%	$175,000
American Financial Network, Inc.	FHA	2	0.2%	66.7%	$280,000
American Liberty Mortgage Inco	FHA	2	0.2%	100%	$205,000
Das Acquisition Company, LLC	Conventional, FHA	2	0.2%	100%	$260,000
ClearPath Lending	VA	2	0.2%	100%	$360,000
Stg Mortgage Inc	FHA	2	0.2%	100%	$290,000
Mortgage Equity Partners LLC	Conventional, FHA	2	0.2%	100%	$280,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$165,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$170,000	View
Stockton Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$190,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	2	0.2%	100%	$270,000	View
Zillow Home Loans, LLC	Conventional, FHA	2	0.2%	100%	$230,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.2%	50%	$300,000
21St Mortgage	Conventional	2	0.2%	50%	$110,000
Reliance First Capital, LLC	Conventional, FHA	2	0.2%	100%	$265,000
Texana Bank	Conventional, FHA	2	0.2%	100%	$305,000
Champions Funding, LLC	Conventional	2	0.2%	66.7%	$405,000
Village Capital & Investment	VA	2	0.2%	50%	$255,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$145,000
Arc Home LLC	Conventional	1	0.1%	100%	$205,000
Equity Resources Inc	Conventional	1	0.1%	100%	$375,000
American Portfolio Mortgage Corporation	Conventional	1	0.1%	50%	$315,000
Cliffco, Inc.	Conventional	1	0.1%	100%	$565,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$55,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$305,000
Countryplace Mortgage, Ltd.	FHA	1	0.1%	100%	$295,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$265,000
Resicentral LLC	FHA	1	0.1%	100%	$295,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$405,000
Preferred Lending Services, LLC	VA	1	0.1%	50%	$475,000
HomeBridge Financial Services, Inc	VA	1	0.1%	100%	$785,000
Quorum Federal Credit Union	Conventional	1	0.1%	100%	$95,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$345,000
Credit Human Federal Credit Un	Conventional	1	0.1%	75%	$55,000
East Coast Capital Corp.	VA	1	0.1%	100%	$515,000
American Financing Corporation	Conventional	1	0.1%	50%	$75,000
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	100%	$185,000	View
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$415,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$525,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$155,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$235,000
My Mortgage, Inc	FHA	1	0.1%	100%	$365,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$425,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$255,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$285,000
Nations Lending Corporation	FHA	1	0.1%	100%	$145,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$75,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$455,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$195,000	View
Milend, Inc	FHA	1	0.1%	100%	$315,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$115,000
Acopia, LLC	Conventional	1	0.1%	100%	$315,000
Towne Mortgage Company	FHA	1	0.1%	100%	$515,000
Better Mortgage Corporation	Conventional	1	0.1%	50%	$75,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$275,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$145,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$285,000	View
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$195,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$405,000	View
Grand Bank for Savings, FSB	Conventional	1	0.1%	100%	$315,000
Southwest Stage Funding LLC	Conventional	1	0.1%	100%	$285,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$605,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.1%	100%	$855,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$65,000	View
Gershman Investment Corp.	FHA	1	0.1%	100%	$265,000
Tammac Holdings Corporation	Conventional	1	0.1%	100%	$65,000
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +4 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Auburndale Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Auburndale, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Auburndale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Auburndale in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Auburndale, FL

Use these to narrow the list above. Each category shows how many Auburndale, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 110 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 70 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 37 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 30 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Auburndale, FL

Independent mortgage companies closed 82.7 percent of home loans in Auburndale, Florida in 2025, banks 8.5 percent and credit unions 8.8 percent. Triad Financial Services, Inc. was the largest mortgage company, Citizens Bank and Trust the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Citizens Bank and Trust led with 9 loans.

82.7%

Mortgage companies

8.5%

Banks

8.8%

Credit unions

40%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Auburndale, FL

Who is the largest mortgage lender in Auburndale, FL?

By home loans closed in 2025, Citizens Bank and Trust was the largest mortgage lender in Auburndale, Florida with 9 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Auburndale, FL have the highest approval rates?

Among lenders with meaningful volume in Auburndale, Florida, loanDepot.com LLC approved the highest share of completed applications in 2025 at 87.9 percent, against a 74.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Auburndale, FL mortgage lenders offer FHA, VA and USDA loans?

70 lenders closed FHA loans in Auburndale, Florida in 2025, led by loanDepot.com LLC with 65. 37 lenders closed VA loans, led by loanDepot.com LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Auburndale, FL lender list?

Yes. 37 banks and 18 credit unions closed home loans in Auburndale, Florida in 2025, alongside 110 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Auburndale, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Auburndale, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Auburndale, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Auburndale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.