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Mortgage Lenders and Brokers in Apollo Beach, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Apollo Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA203 Apollo Beach Blvd, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank6530 N Us Highway 41, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank6176 N Us Highway 41, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 3.71%, BMO Harris Bank NABMO Harris Bank NA5461 N Us Highway 41, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 3.54%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Apollo Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Apollo Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Apollo Beach, Florida

Market share is the lender's share of all home loans closed in Apollo Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Apollo Beach 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	5	0.6%	71.4%	$539,000	View
Bank of America NA 1 office in Apollo Beach 203 Apollo Beach Blvd, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +13 HELOCs	0.2%	50%	$690,000	View
Truist Bank ★ 1 stars, 1 review 2 offices in Apollo Beach 6530 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	2 +9 HELOCs	0.2%	100%	$520,000	View
TD Bank 1 office in Apollo Beach 6176 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$615,000	View
BMO Harris Bank NA 1 office in Apollo Beach 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$125,000	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, Jumbo, HELOC	34 +3 HELOCs	3.8%	89.5%	$627,058	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	24 +31 HELOCs	2.7%	96%	$369,166	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, Jumbo, HELOC	15 +2 HELOCs	1.7%	83.3%	$295,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional, Jumbo	9	1%	69.2%	$308,333	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	7 +1 HELOCs	0.8%	70%	$152,142	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	6 +3 HELOCs	0.7%	66.7%	$316,666	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional	6	0.7%	85.7%	$436,666	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	5 +1 HELOCs	0.6%	100%	$425,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +3 HELOCs	0.4%	50%	$185,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	Conventional, VA	3	0.3%	100%	$458,333	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo	3	0.3%	75%	$471,666	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$230,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	66.7%	$740,000	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.2%	100%	$240,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	2	0.2%	66.7%	$210,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$545,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$625,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$365,000	View
Crews Bank & Trust 400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0.1%	100%	$405,000	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	1	0.1%	100%	$205,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$265,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$555,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$495,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0.1%	100%	$75,000	View
Incrediblebank 2512 Skyline Blvd, Cape Coral, FL 33914 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.1%	100%	$935,000	View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	100%	$575,000	View
The Bank of Tampa 10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04%	Conventional	1	0.1%	100%	$415,000	View
First Florida Credit Union 8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0.1%	100%	$385,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Trustco Bank ★ 1.8 stars, 5 reviews 205 Apollo Beach Blvd, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +2 HELOCs	0%	n/a		View
Tampa Postal FCU 959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	27	3%	62.8%	$417,222
Acrisure Mortgage, LLC	Conventional, FHA, VA	24	2.7%	96%	$430,000
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	18	2%	92.3%	$473,333
Park Square Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	11	1.2%	91.7%	$534,090
Reliable Holdings Manager dba Lendz Financial	Conventional	7	0.8%	100%	$252,142
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	3	0.3%	75%	$631,666	View
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.2%	50%	$370,000
Fairway Funding Group, Inc	Conventional	2	0.2%	100%	$300,000
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo	2	0.2%	100%	$855,000	View
The Mortgage Firm	Conventional	2	0.2%	100%	$290,000
PHH Mortgage Corporation	VA	1	0.1%	50%	$605,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$655,000
New Day Financial, LLC.	VA	1	0.1%	25%	$465,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	HELOC	0 +3 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	113 +3 HELOCs	12.5%	89.8%	$465,884
Rocket Mortgage	Conventional, FHA, VA	46	5.1%	70.6%	$282,608
DHI Mortgage Company, LTD.	Conventional, FHA, VA	45	5%	83.3%	$292,555
Pulte Mortgage LLC	Conventional, FHA, VA	44	4.9%	86.3%	$476,590
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	31	3.4%	86.1%	$446,290
Homeamerican Mortgage Corporation	Conventional, FHA, VA	26	2.9%	84.4%	$428,076
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	20 +1 HELOCs	2.2%	95.2%	$479,500
Toll Brothers Mortgage Company	Conventional, FHA, VA	19	2.1%	100%	$330,263
Mortgage Research Center	Conventional, VA	18	2%	75%	$441,111
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	17 +1 HELOCs	1.9%	95.2%	$455,000	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, Jumbo	16	1.8%	68%	$454,375	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +5 HELOCs	1.4%	76.5%	$413,461
Paramount Residential Mortgage	Conventional, FHA	10	1.1%	76.9%	$427,000
Kind Lending, LLC	Conventional, FHA, VA	9	1%	100%	$406,111
Union Home Mortgage Corp.	Conventional, FHA	9	1%	100%	$360,555
Nationstar Mortgage	Conventional	7	0.8%	100%	$137,857
Fairway Independent Mort Corp	Conventional, VA, Jumbo	7	0.8%	87.5%	$542,142
JMAC Lending, Inc.	Conventional, FHA	7	0.8%	100%	$400,714
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.7%	100%	$525,000
Guaranteed Rate, Inc.	Conventional	6	0.7%	100%	$498,333
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	6	0.7%	100%	$251,666
Everett Financial, Inc.	Conventional, FHA	6	0.7%	100%	$385,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, Jumbo	5	0.6%	100%	$587,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.6%	83.3%	$391,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	5	0.6%	60%	$207,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.6%	100%	$291,000	View
loanDepot.com LLC	Conventional, VA	4	0.4%	50%	$292,500
Resicentral LLC	Conventional	4	0.4%	80%	$585,000
Discover Bank	Conventional	4	0.4%	44.4%	$87,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	4	0.4%	80%	$372,500	View
New American Funding, LLC.	Conventional, FHA, VA	4	0.4%	57.1%	$457,500
The Loan Store, Inc	Conventional, Jumbo, HELOC	3 +6 HELOCs	0.3%	100%	$511,666
Spring Eq, LLC	Conventional, HELOC	3 +5 HELOCs	0.3%	15.8%	$108,333
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	3	0.3%	100%	$588,333
Equity Prime Mortgage LLC	FHA, VA	3	0.3%	100%	$285,000
Amerisave Mortgage Company	Conventional, VA	3	0.3%	42.9%	$301,666
American Financial Network, Inc.	Conventional	3	0.3%	100%	$525,000
Grace Home Lending, LLC	Conventional, FHA	3	0.3%	100%	$468,333
Sun West Mortgage Company, Inc	FHA, VA	3	0.3%	100%	$381,666
Planet Home Lending, LLC	Conventional, VA	3	0.3%	100%	$375,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	100%	$285,000	View
Gershman Investment Corp.	FHA	3	0.3%	100%	$291,666
Leaderone Financial Corp.	Conventional, VA	3	0.3%	100%	$445,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$375,000
Cornerstone First Mortgage, LLC	FHA, VA	2	0.2%	100%	$460,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.2%	100%	$1,265,000	View
MortgageOne, Inc	Conventional	2	0.2%	100%	$525,000
Loanunited.Com, LLC	VA	2	0.2%	100%	$425,000
Preferred Lending Services, LLC	Conventional	2	0.2%	100%	$445,000
Absolute Home Mortgage	Conventional, FHA	2	0.2%	100%	$370,000
Select Lending Services, LLC	Conventional	2	0.2%	100%	$515,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	28.6%	$175,000
First Colony Mortgage Corporat	Conventional	2	0.2%	100%	$255,000
Nfm, Inc	FHA, VA	2	0.2%	100%	$515,000
Cardinal Financial Company, Li	FHA, VA	2	0.2%	100%	$660,000
Stg Mortgage Inc	FHA, VA	2	0.2%	100%	$525,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	66.7%	$405,000	View
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$485,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.2%	100%	$405,000
Union Savings Bank	Conventional	2	0.2%	100%	$375,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional	2	0.2%	100%	$390,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.2%	66.7%	$515,000	View
Plaza Home Mortgage, Inc	Conventional	2	0.2%	66.7%	$505,000
Village Capital & Investment	FHA	2	0.2%	83.3%	$400,000
American Neighborhood Mortgage Acceptance Company	Conventional	2	0.2%	100%	$515,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +4 HELOCs	0.1%	100%	$725,000
Bank Ozk	VA, HELOC	1 +4 HELOCs	0.1%	100%	$265,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$385,000	View
First Community Mortgage, Inc.	FHA	1	0.1%	100%	$365,000
Alameda Mortgage Corporation	VA, Jumbo	1	0.1%	100%	$845,000
American Financial Resources LLC	VA	1	0.1%	100%	$495,000
HomePromise Corporation	VA	1	0.1%	100%	$755,000
Fundloans Capital	Conventional	1	0.1%	100%	$565,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$355,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$455,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$275,000	View
Aspire Home Loans	USDA	1	0.1%	100%	$405,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$385,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$455,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$735,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	VA	1	0.1%	100%	$595,000	View
Guild Mortgage Company	Conventional	1	0.1%	100%	$215,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$235,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$495,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$415,000	View
NJ Lenders Corp	Conventional	1	0.1%	100%	$555,000
Bayshore Mortgage Funding	FHA	1	0.1%	100%	$365,000
Direct Mortgage Corp	Conventional	1	0.1%	100%	$435,000
Nation One Mortgage Corporatio	FHA	1	0.1%	100%	$435,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$25,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$305,000	View
Embrace Home Loans, Inc.	FHA	1	0.1%	50%	$475,000
Provident Funding Associates	Conventional	1	0.1%	100%	$585,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA, Jumbo	1	0.1%	100%	$885,000	View
Northwest Bank A+5.0 ★Texas Ratio: 3.99%	Conventional, Jumbo	1	0.1%	100%	$2,405,000	View
United Home Loans, Inc. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$275,000	View
Gardner Financial Services	FHA	1	0.1%	100%	$335,000
Mid-Island Mortgage Corp.	Conventional	1	0.1%	100%	$615,000
Empeople Credit Union	Conventional	1	0.1%	100%	$385,000
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$795,000
Lake Michigan Credit Union	Conventional	1	0.1%	50%	$475,000
Traditional Bank Inc A+5.0 ★Texas Ratio: 2.69%	Conventional	1	0.1%	100%	$205,000	View
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$555,000
DFCU Financial	Conventional, Jumbo	1	0.1%	100%	$995,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$535,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$135,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$495,000
Veritas Funding, LLC	VA	1	0.1%	100%	$165,000
Meadowbrook Financial Mortgage Bankers Corp.	FHA	1	0.1%	100%	$265,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$345,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$775,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$785,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$135,000	View
Top Flite Financial, Inc.	VA	1	0.1%	100%	$545,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$665,000
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$1,205,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +2 HELOCs	0%	n/a		View
Coastal Community Bank	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Navigant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Apollo Beach Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Apollo Beach, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Apollo Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Apollo Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Apollo Beach, FL

Use these to narrow the list above. Each category shows how many Apollo Beach, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 101 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 50 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 31 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Apollo Beach, FL

Independent mortgage companies closed 77.3 percent of home loans in Apollo Beach, Florida in 2025, banks 14.6 percent and credit unions 8.1 percent. Taylor Morrison Home Funding, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 24 loans.

77.3%

Mortgage companies

14.6%

Banks

8.1%

Credit unions

18%

FHA loans

21%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

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Frequently Asked Questions About Mortgage Lenders in Apollo Beach, FL

Who is the largest mortgage lender in Apollo Beach, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Apollo Beach, Florida with 5 loans, about 0.6 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 24 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Apollo Beach, FL have the highest approval rates?

Among lenders with meaningful volume in Apollo Beach, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.8 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Apollo Beach, FL mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Apollo Beach, Florida in 2025, led by DHI Mortgage Company, LTD. with 29. 49 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Apollo Beach, FL lender list?

Yes. 54 banks and 23 credit unions closed home loans in Apollo Beach, Florida in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Apollo Beach, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Apollo Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Apollo Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Apollo Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.