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Mortgage Lenders and Brokers in Alafaya, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Alafaya, Florida mortgage lenders include Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, and Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Alafaya, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alafaya are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Alafaya, Florida

Market share is the lender's share of all home loans closed in Alafaya, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	37 +21 HELOCs	3.3%	60.7%	$110,675	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	27 +2 HELOCs	2.4%	90.3%	$393,518	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	10 +30 HELOCs	0.9%	100%	$297,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	9 +4 HELOCs	0.8%	52.9%	$228,333	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	8	0.7%	37.1%	$66,250	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	7 +24 HELOCs	0.6%	70%	$89,285	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	7 +13 HELOCs	0.6%	63.6%	$102,142	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	7 +9 HELOCs	0.6%	75%	$316,428	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	6 +2 HELOCs	0.5%	100%	$306,666	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.5%	66.7%	$330,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	5	0.4%	71.4%	$433,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +32 HELOCs	0.4%	80%	$360,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +27 HELOCs	0.4%	100%	$157,500	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +5 HELOCs	0.4%	50%	$147,500	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	4 +4 HELOCs	0.4%	55.6%	$280,000	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	4	0.4%	71.4%	$155,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +10 HELOCs	0.3%	100%	$261,666	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	2	0.2%	100%	$465,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$365,000	View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$455,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$315,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$385,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$585,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$545,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	FHA	1	0.1%	50%	$535,000	View
Prime Meridian Bank 2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17%	Conventional	1	0.1%	100%	$295,000	View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$365,000	View
Mccoy Federal Credit Union 931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49%	Conventional	1	0.1%	60%	$125,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	1	0.1%	100%	$295,000	View
First Florida Credit Union 8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0.1%	100%	$145,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$275,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$575,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +3 HELOCs	0%	n/a		View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	HELOC	0 +2 HELOCs	0%	33.3%		View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	21	1.8%	100%	$396,428
The Mortgage Firm	Conventional, FHA	10	0.9%	100%	$469,000
Acrisure Mortgage, LLC	Conventional, FHA	9	0.8%	81.8%	$409,444
Lakeview Loan Servicing, LLC	Conventional, FHA	8	0.7%	24.4%	$273,750
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	6	0.5%	75%	$330,000	View
Alkan Mortgage Corporation	Conventional, VA	4	0.4%	100%	$355,000
Mortgage Lenders Investment Tr	Conventional, FHA	3	0.3%	100%	$355,000
Nqm Funding, LLC	Conventional	2	0.2%	100%	$410,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0.1%	100%	$475,000
Builders Choice Mortgage LLC	Conventional	1	0.1%	100%	$255,000
Real Genius LLC	Conventional	1	0.1%	100%	$435,000
New Day Financial, LLC.	VA	1	0.1%	28.6%	$395,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	179 +11 HELOCs	15.7%	90.2%	$396,005
Rocket Mortgage	Conventional, FHA, VA, Jumbo	137	12%	87.8%	$276,240
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	43 +24 HELOCs	3.8%	76.8%	$305,465
Pennymac Loan Services LLC	Conventional, FHA, VA	31	2.7%	82.5%	$330,161
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +5 HELOCs	2.1%	85.7%	$420,416
Nationstar Mortgage	Conventional, FHA, VA	20	1.8%	80%	$205,500
New American Funding, LLC.	Conventional, FHA, HELOC	19 +3 HELOCs	1.7%	95%	$327,631
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	17	1.5%	47.2%	$372,647	View
Waterstone Mortgage Corporation	Conventional, FHA, VA	17	1.5%	100%	$354,411
loanDepot.com LLC	Conventional, FHA, VA, HELOC	15 +5 HELOCs	1.3%	76.2%	$194,333
Spring Eq, LLC	Conventional, HELOC	12 +6 HELOCs	1.1%	44.8%	$90,000
Paramount Residential Mortgage	Conventional, FHA	12	1.1%	92.3%	$409,166
Mortgage Research Center	VA	11	1%	55%	$487,727
21St Mortgage	Conventional	10	0.9%	28.6%	$84,000
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	9 +1 HELOCs	0.8%	90%	$403,888
Fairway Independent Mort Corp	Conventional, FHA, VA	9	0.8%	90.9%	$371,666
Movement Mortgage, LLC	Conventional, FHA	8	0.7%	100%	$316,250
Mortgage Equity Partners LLC	Conventional, FHA	8	0.7%	100%	$387,500
Zillow Home Loans, LLC	Conventional, FHA, VA	8	0.7%	100%	$428,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	8	0.7%	80%	$156,250	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	8	0.7%	80%	$272,500	View
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.6%	30.4%	$183,571
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	7	0.6%	100%	$270,714
Union Home Mortgage Corp.	Conventional, FHA	7	0.6%	100%	$335,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	7	0.6%	100%	$413,571	View
The Loan Store, Inc	Conventional, FHA, HELOC	6 +8 HELOCs	0.5%	85.7%	$468,333
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	6	0.5%	100%	$318,333
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.5%	85.7%	$435,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	6	0.5%	100%	$368,333	View
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional, FHA, VA	6	0.5%	100%	$371,666	View
Loanunited.Com, LLC	FHA, VA	5	0.4%	100%	$413,000
Provident Funding Associates	Conventional	5	0.4%	83.3%	$407,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.4%	71.4%	$393,000
AmWest Funding Corp	Conventional, HELOC	4 +1 HELOCs	0.4%	66.7%	$282,500
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	4	0.4%	80%	$467,500	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	4	0.4%	100%	$390,000
Everett Financial, Inc.	Conventional, FHA	4	0.4%	100%	$372,500
Kind Lending, LLC	Conventional, FHA, VA	4	0.4%	66.7%	$350,000
Resicentral LLC	Conventional	4	0.4%	100%	$305,000
General Mortgage Capital Corporation	Conventional	4	0.4%	100%	$437,500
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	4	0.4%	100%	$395,000	View
Discover Bank	Conventional	4	0.4%	15.4%	$95,000
American Pacific Mortgage Corporation	FHA	4	0.4%	80%	$457,500
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	4	0.4%	100%	$505,000	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	4	0.4%	100%	$357,500
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	4	0.4%	80%	$352,500	View
Tomo Mortgage LLC	Conventional	4	0.4%	100%	$377,500
Champions Funding, LLC	Conventional	4	0.4%	100%	$432,500
JMAC Lending, Inc.	Conventional, FHA, VA	4	0.4%	100%	$397,500
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +7 HELOCs	0.3%	100%	$385,000
Goodleap, LLC	FHA, HELOC	3 +1 HELOCs	0.3%	75%	$388,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	60%	$541,666	View
Better Mortgage Corporation	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	75%	$271,666
Cornerstone First Mortgage, LLC	Conventional	3	0.3%	100%	$291,666
American Financial Resources LLC	FHA	3	0.3%	75%	$351,666
Sage Home Loans Corporation	Conventional	3	0.3%	50%	$405,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.3%	100%	$301,666
Deephaven Mortgage LLC	Conventional	3	0.3%	75%	$348,333
Securitynational Mortgage Company	Conventional, FHA	3	0.3%	100%	$448,333
Point Mortgage Corp	Conventional, FHA	3	0.3%	100%	$498,333
Cardinal Financial Company, Li	Conventional	3	0.3%	100%	$251,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	75%	$385,000	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	3	0.3%	36.4%	$235,000	View
Arc Home LLC	Conventional	2	0.2%	100%	$400,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.2%	100%	$505,000	View
American Portfolio Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$225,000
First Community Mortgage, Inc.	Conventional, VA	2	0.2%	100%	$275,000
Affordable Mortgage Advisors	Conventional	2	0.2%	100%	$370,000
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	66.7%	$270,000
Allied Mortgage Group, Inc	Conventional, FHA	2	0.2%	100%	$250,000
Guidance Residential, LLC	Conventional	2	0.2%	100%	$500,000
Filo Mortgage, LLC	Conventional	2	0.2%	100%	$210,000
Guild Mortgage Company	Conventional	2	0.2%	100%	$175,000
AdvantageFirst Lending Inc	FHA	2	0.2%	100%	$345,000
American Financial Network, Inc.	FHA, VA	2	0.2%	75%	$325,000
Flexpoint, Inc.	Conventional	2	0.2%	100%	$360,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$170,000
ClearPath Lending	VA	2	0.2%	100%	$500,000
United Premier Funding LLC	Conventional	2	0.2%	100%	$270,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.2%	100%	$480,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	2	0.2%	100%	$435,000	View
Summit Funding.Inc	Conventional	2	0.2%	66.7%	$380,000
Prosperity Home Mortgage, LLC	Conventional, VA	2	0.2%	100%	$510,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	2	0.2%	100%	$425,000	View
Village Capital & Investment	FHA, VA, Jumbo	2	0.2%	100%	$580,000
American Neighborhood Mortgage Acceptance Company	Conventional, VA	2	0.2%	100%	$440,000
Wings Financial Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$375,000
Quorum Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	33.3%	$175,000
Genisys Credit Union	Conventional	1	0.1%	100%	$625,000
Originpoint, LLC	FHA	1	0.1%	50%	$295,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	FHA	1	0.1%	100%	$535,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$65,000
Primelending	Conventional	1	0.1%	100%	$155,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$655,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$415,000
Countryplace Mortgage, Ltd.	Conventional	1	0.1%	50%	$155,000
BankSouth Mortgage Company LLC	Conventional	1	0.1%	100%	$705,000
Nbkc Bank	VA	1	0.1%	50%	$365,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$255,000	View
Oaktree Funding Corp	Conventional	1	0.1%	100%	$125,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$445,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$275,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$605,000
Plus Relocation Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
Orangepath Financial Inc	Conventional	1	0.1%	100%	$325,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$305,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$505,000
Americu Credit Union A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$105,000	View
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$655,000
Credit Human Federal Credit Un	Conventional	1	0.1%	37.5%	$75,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$305,000
Network Capital Funding Corporation	VA	1	0.1%	100%	$365,000
Credit Union 1	Conventional	1	0.1%	100%	$85,000
American Financing Corporation	Conventional	1	0.1%	33.3%	$105,000
Ballston Spa National Bank A+5.0 ★Texas Ratio: 1.90%	Conventional	1	0.1%	100%	$75,000	View
Bay Equity LLC	Conventional	1	0.1%	100%	$215,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$515,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$225,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$125,000
American Finance House Lariba	Conventional	1	0.1%	100%	$175,000
Greenbox Loans	Conventional	1	0.1%	100%	$335,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$325,000
My Mortgage, Inc	FHA	1	0.1%	100%	$465,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$385,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$405,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$355,000
Evergreen Moneysource Mortgage Company	FHA	1	0.1%	100%	$385,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$175,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$485,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$415,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$375,000
T2 Financial LLC	Conventional	1	0.1%	100%	$605,000
First Credit Corporation of Ny, Inc.	Conventional	1	0.1%	100%	$75,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$135,000
Lake Michigan Credit Union	FHA	1	0.1%	100%	$435,000
Ardri LLC	Conventional	1	0.1%	100%	$445,000
Bay Capital Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Legacy Home Loans, LLC	Conventional	1	0.1%	100%	$555,000
Home State Bank National Association A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$555,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$325,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$135,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$335,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$475,000
Pulte Mortgage LLC	Conventional	1	0.1%	50%	$445,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$455,000	View
First Central Savings Bank	Conventional	1	0.1%	100%	$505,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$295,000	View
Nexera Holding LLC	Conventional	1	0.1%	50%	$335,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$325,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$425,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$295,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$305,000
Tammac Holdings Corporation	Conventional	1	0.1%	20%	$95,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +15 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +9 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Eastman Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Sierra Pacific Mortgage Co. Inc	HELOC	0 +1 HELOCs	0%	n/a
Arvest Bank A5.0 ★Texas Ratio: 7.48%	HELOC	0 +1 HELOCs	0%	n/a		View
DFCU Financial	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Alafaya Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Alafaya, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Alafaya? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alafaya in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Alafaya, FL

Use these to narrow the list above. Each category shows how many Alafaya, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 143 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 49 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 31 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Alafaya, FL

Independent mortgage companies closed 74.6 percent of home loans in Alafaya, Florida in 2025, banks 14.4 percent and credit unions 11 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 37 loans.

74.6%

Mortgage companies

14.4%

Banks

11%

Credit unions

17%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Alafaya, FL

Who is the largest mortgage lender in Alafaya, FL?

By home loans closed in 2025, Fairwinds Credit Union was the largest mortgage lender in Alafaya, Florida with 37 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Alafaya, FL have the highest approval rates?

Among lenders with meaningful volume in Alafaya, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.2 percent, against a 75.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Alafaya, FL mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Alafaya, Florida in 2025, led by United Wholesale Mortgage with 43. 43 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Alafaya, FL lender list?

Yes. 49 banks and 28 credit unions closed home loans in Alafaya, Florida in 2025, alongside 143 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Alafaya, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Alafaya, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alafaya, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alafaya. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.