Mortgage Lenders and Brokers in Bethany Beach, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bethany Beach, Delaware mortgage lenders include PNC Bank N.A.PNC Bank N.A.2 S Pennsylvania Ave, Bethany Beach, DE 19930A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank10 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.11%, Citibank, NACitibank, NA1 Penns Way, New Castle, DE 19721A+5.0 ★Texas Ratio: 2.82%, Fulton Bank, National AssociationFulton Bank, National Association100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.85%, TD BankTD Bank1001 E Songsmith Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, Calvin B. Taylor Banking CompanyCalvin B. Taylor Banking Company50 Atlantic Ave, Ocean View, DE 19970A+5.0 ★Texas Ratio: 4.46%, Citizens Bank, NACitizens Bank, NA146 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 5.44%, and WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bethany Beach, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bethany Beach are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bethany Beach, Delaware
Market share is the lender's share of all home loans closed in Bethany Beach, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Bethany Beach 2 S Pennsylvania Ave, Bethany Beach, DE 19930 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 100% | $515,000 | View |
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1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 3.2% | 75% | $525,000 | View |
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10 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.1% | 100% | $720,000 | View |
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1 Penns Way, New Castle, DE 19721 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 2.1% | 100% | $1,395,000 | View |
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100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $605,000 | View |
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1001 E Songsmith Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $965,000 | View |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $605,000 | View |
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50 Atlantic Ave, Ocean View, DE 19970 A+5.0 ★Texas Ratio: 4.46% |
Conventional | 1 | 1.1% | 100% | $715,000 | View |
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146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Pike Creek Mortgage Services, Inc.
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Conventional | 3 | 3.2% | 100% | $321,666 | |
Cmg Mortgage Inc
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Conventional | 11 | 11.7% | 100% | $436,818 | |
Fairway Independent Mort Corp
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Conventional | 5 | 5.3% | 83.3% | $501,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 4 | 4.3% | 100% | $382,500 | View |
Direct Mortgage Loans, LLC
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Conventional | 4 | 4.3% | 100% | $367,500 | |
Rocket Mortgage
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Conventional | 3 | 3.2% | 50% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 3.2% | 75% | $801,666 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 3 | 3.2% | 100% | $665,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 3.2% | 75% | $1,415,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 2.1% | 100% | $500,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 2 | 2.1% | 100% | $685,000 | View |
Embrace Home Loans, Inc.
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Conventional | 2 | 2.1% | 100% | $620,000 | |
Pentagon Federal Credit Union
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Conventional | 2 | 2.1% | 100% | $670,000 | |
New American Funding, LLC.
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Conventional | 2 | 2.1% | 100% | $555,000 | |
First Shore Federal Savings and Loan Association
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Conventional | 2 | 2.1% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 2 | 2.1% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 2 | 2.1% | 100% | $1,325,000 | View |
Navy Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $475,000 | |
Equity Resources Inc
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 1.1% | 100% | $705,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $865,000 | |
TruMark Financial Credit Union
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Conventional | 1 | 1.1% | 100% | $375,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 33.3% | $595,000 | |
Dart Bank
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Conventional | 1 | 1.1% | 100% | $445,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $625,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.1% | 100% | $275,000 | |
First Home Mortgage
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Conventional | 1 | 1.1% | 100% | $795,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 1.1% | 100% | $485,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 1.1% | 100% | $425,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $435,000 | |
Linkbank
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Conventional | 1 | 1.1% | 100% | $465,000 | |
First Heritage Mortgage, LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,145,000 | |
Nfm, Inc
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Conventional | 1 | 1.1% | 100% | $625,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $485,000 | View |
Nations Lending Corporation
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Conventional | 1 | 1.1% | 100% | $525,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.1% | 100% | $705,000 | |
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A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 1.1% | 100% | $3,925,000 | View |
Point Breeze Credit Union
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Conventional | 1 | 1.1% | 100% | $345,000 | |
TowneBank
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Conventional | 1 | 1.1% | 100% | $675,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.1% | 100% | $545,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.1% | 100% | $355,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.1% | 100% | $565,000 | View |
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A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bethany Beach Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bethany Beach, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Bethany Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bethany Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bethany Beach, DE
Use these to narrow the list above. Each category shows how many Bethany Beach, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Bethany Beach, DE
Independent mortgage companies closed 58.5 percent of home loans in Bethany Beach, Delaware in 2025, banks 36.2 percent and credit unions 5.3 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, PNC Bank N.A. the largest bank and Pentagon Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bethany Beach, DE
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Bethany Beach, Delaware with 1 loans, about 1.1 percent of the market. The largest lender headquartered in Delaware was WSFS bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 6 credit unions closed home loans in Bethany Beach, Delaware in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bethany Beach, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bethany Beach, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bethany Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
