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Home / Mortgage Lenders / Colorado / Sterling Ranch
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Mortgage Lenders and Brokers in Sterling Ranch, Colorado

Sterling Ranch, Colorado mortgage lenders include Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.20%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, Colorado Credit UnionColorado Credit Union365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Evergreen National BankEvergreen National Bank28145 Colorado Highway 74, Evergreen, CO 80439A+5.0 ★Texas Ratio: 0.54%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, and Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sterling Ranch, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sterling Ranch are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sterling Ranch, Colorado

Market share is the lender's share of all home loans closed in Sterling Ranch, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
7270A W 88th Ave, Arvada, CO 80003
A+5.0 ★Texas Ratio: 3.20%
Conventional, Jumbo, HELOC 7
+1 HELOCs
0.9% 87.5% $632,142 View
9590 W 58th Ave, Arvada, CO 80002
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 5
+4 HELOCs
0.7% 85.7% $607,000 View
7203 W 55th Ave, Arvada, CO 80002
A+5.0 ★Texas Ratio: 3.66%
Conventional, HELOC 2
+4 HELOCs
0.3% 100% $490,000 View
365 W 1st St, Akron, CO 80720
A+5.0 ★Texas Ratio: 3.16%
Conventional, Jumbo, HELOC 2
+3 HELOCs
0.3% 100% $980,000 View
1419 W Us Highway 50, Pueblo, CO 81008
A+5.0 ★Texas Ratio: 0.00%
Conventional, HELOC 2
+2 HELOCs
0.3% 100% $385,000 View
5830 Independence St, Arvada, CO 80002
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $445,000 View
9611 W 58th Ave, Arvada, CO 80002
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.3% 100% $410,000 View
28145 Colorado Highway 74, Evergreen, CO 80439
A+5.0 ★Texas Ratio: 0.54%
Conventional, Jumbo 2 0.3% 100% $2,785,000 View
1738 Pearl St, Boulder, CO 80302
A5.0 ★Texas Ratio: 10.77%
Conventional 2 0.3% 100% $525,000 View
7502 W 80th Ave, Arvada, CO 80003
A5.0 ★Texas Ratio: 9.20%
Conventional, HELOC 1
+10 HELOCs
0.1% 100% $575,000 View
2960 Diagonal Highway, Boulder, CO 80301 1412
A+5.0 ★Texas Ratio: 3.03%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $475,000 View
12880 W 64th Ave, Arvada, CO 80004
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $125,000 View
516 Us Highway 24 N, Buena Vista, CO 81211
A5.0 ★Texas Ratio: 12.21%
Conventional, Jumbo 1 0.1% 100% $465,000 View
15590 W 64th Ave, Arvada, CO 80007
A+5.0 ★Texas Ratio: 4.81%
Conventional 1 0.1% 100% $255,000 View
15305 E Colfax Ave, Aurora, CO 80011
A+5.0 ★Texas Ratio: 0.89%
Conventional 1 0.1% 100% $205,000 View
3033 S Parker Rd Ste 800, Aurora, CO 80014
A-4.9 ★Texas Ratio: 16.29%
Conventional 1 0.1% 100% $105,000 View
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004
Conventional 1 0.1% 100% $295,000
12501 W 52nd Ave, Arvada, CO 80002
A+5.0 ★Texas Ratio: 1.78%
Conventional, Jumbo 1 0.1% 100% $5,605,000 View
13700 E Colfax Ave Unit O, Aurora, CO 80011
A5.0 ★Texas Ratio: 9.71%
HELOC 0
+14 HELOCs
0% n/a View
534 E Hyman Ave, Aspen, CO 81611
A+5.0 ★Texas Ratio: 3.72%
HELOC 0
+4 HELOCs
0% n/a View
9332 Dorchester St, Highlands Ranch, CO 80129
A+5.0 ★Texas Ratio: 4.02%
HELOC 0
+4 HELOCs
0% n/a View
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
A+5.0 ★Texas Ratio: 2.33%
HELOC 0
+3 HELOCs
0% n/a View
12 Lakeside Ln, Denver, CO 80212 7413
A+5.0 ★Texas Ratio: 0.31%
HELOC 0
+2 HELOCs
0% n/a View
★ 5 stars, 1 review
101 W Centennial Dr, Bennett, CO 80102
A+5.0 ★Texas Ratio: 2.27%
HELOC 0
+1 HELOCs
0% n/a View
Homeamerican Mortgage Corporation
Conventional, FHA, VA 86 11.6% 93.5% $580,813
Pulte Mortgage LLC
Conventional, FHA, VA, Jumbo 45 6.1% 90% $701,000
Universal Lending Corporation
Conventional, FHA, VA 23 3.1% 95.8% $553,695
American Financing Corporation
Conventional, FHA, VA 4 0.5% 40% $352,500
Ent Credit Union (68671)
Conventional, HELOC 3
+8 HELOCs
0.4% 85.7% $515,000
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 2 0.3% 100% $725,000 View
Pivot Financial Partners, Inc
Conventional 2 0.3% 100% $560,000
American Liberty Mortgage Inco
Conventional 1 0.1% 100% $455,000
The Mortgage Company
Conventional 1 0.1% 100% $675,000
Climb Credit Union
HELOC 0
+1 HELOCs
0% n/a
Shea Mortgage Inc.
Conventional, FHA, VA, Jumbo 77 10.4% 100% $619,545
Lennar Mortgage, LLC
Conventional, FHA, VA 76 10.2% 96.2% $495,921
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo 72 9.7% 93.5% $563,333
Taylor Morrison Home Funding, Inc.
Conventional, FHA, VA 23 3.1% 95.8% $629,782
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 23 3.1% 100% $585,869
Jet HomeLoans, LP
Conventional, FHA, VA 23 3.1% 96% $530,652
A5.0 ★Texas Ratio: 10.44%
Conventional, FHA, VA, Jumbo 20 2.7% 77.8% $547,500 View
Primelending
Conventional, FHA, Jumbo 14 1.9% 94.4% $587,142
Freedom Mortgage Corporation
Conventional, FHA, VA, Jumbo 12 1.6% 100% $620,833
Kind Lending, LLC
Conventional, FHA, VA 12 1.6% 85.7% $572,500
Guaranteed Rate, Inc.
Conventional, FHA, VA, Jumbo 11 1.5% 100% $572,272
loanDepot.com LLC
Conventional, FHA, VA 10 1.3% 100% $532,000
Tri Pointe Connect, LLC
Conventional, FHA, VA, Jumbo 8 1.1% 81.8% $655,000
Guild Mortgage Company
Conventional, Jumbo 7 0.9% 70% $512,142
Provident Funding Associates
Conventional 7 0.9% 100% $516,428
Fairway Independent Mort Corp
Conventional 7 0.9% 100% $503,571
CrossCountry Mortgage, LLC
Conventional, Jumbo 5 0.7% 100% $621,000
Nationstar Mortgage
Conventional 5 0.7% 83.3% $423,000
Zillow Home Loans, LLC
Conventional, FHA 5 0.7% 83.3% $473,000
Spring Eq, LLC
Conventional, HELOC 4
+2 HELOCs
0.5% 50% $85,000
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 4 0.5% 62.5% $322,500
Synergy One Lending, Inc.
Conventional, FHA 4 0.5% 100% $705,000
New American Funding, LLC.
Conventional 4 0.5% 100% $615,000
Paramount Residential Mortgage
Conventional, FHA 4 0.5% 100% $450,000
Alliant Credit Union
Conventional, Jumbo, HELOC 3
+3 HELOCs
0.4% 100% $755,000
Guaranteed Rate Affinity, LLC
Conventional 3 0.4% 100% $505,000
A5.0 ★Texas Ratio: 11.06%
Conventional 3 0.4% 100% $575,000 View
Newrez LLC
Conventional, VA 3 0.4% 100% $611,666
Movement Mortgage, LLC
Conventional, FHA 3 0.4% 100% $458,333
A5.0 ★Texas Ratio: 6.69%
Conventional, Jumbo 3 0.4% 100% $1,101,666 View
Mortgage Research Center
Conventional, VA 3 0.4% 50% $425,000
Keystone Funding, Inc
Conventional 3 0.4% 100% $578,333
The Loan Store, Inc
Conventional 3 0.4% 100% $611,666
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $300,000
Originpoint, LLC
Conventional 2 0.3% 100% $685,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.3% 100% $750,000 View
Assurance Financial Group, L.L.C.
Conventional 2 0.3% 100% $610,000
Union Home Mortgage Corp.
Conventional 2 0.3% 100% $530,000
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA, Jumbo 2 0.3% 66.7% $985,000 View
Peoples Mortgage Company
Conventional 2 0.3% 100% $535,000
Better Mortgage Corporation
Conventional 2 0.3% 100% $685,000
V.I.P. Mortgage, Inc.
Conventional, FHA 2 0.3% 100% $650,000
A+5.0 ★Texas Ratio: 5.32%
Conventional 2 0.3% 100% $650,000 View
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional, Jumbo 2 0.3% 100% $1,000,000 View
A+5.0 ★Texas Ratio: 0.51%
FHA, VA 2 0.3% 66.7% $700,000 View
A5.0 ★Texas Ratio: 9.09%
Conventional, VA 2 0.3% 100% $560,000 View
Pentagon Federal Credit Union
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $505,000
Blue Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $555,000
Cornerstone First Mortgage, LLC
Conventional 1 0.1% 100% $745,000
B+4.8 ★Texas Ratio: 17.04%
VA, Jumbo 1 0.1% 100% $985,000 View
American Financial Resources LLC
Conventional 1 0.1% 100% $415,000
Primary Residential Mortgage, INC.
FHA 1 0.1% 100% $505,000
NOVA Financial & Investment Corporation
Conventional 1 0.1% 50% $515,000
Sage Home Loans Corporation
Conventional 1 0.1% 100% $565,000
Envoy Mortgage, Ltd
Conventional 1 0.1% 100% $405,000
All Credit Considered Mortgage, Inc.
Conventional 1 0.1% 100% $805,000
Conventional 1 0.1% 100% $805,000 View
Brighton Bank
Conventional 1 0.1% 100% $575,000
Nbkc Bank
VA 1 0.1% 100% $715,000
Orchard Mortgage, LLC
Conventional 1 0.1% 100% $345,000
Acrisure Mortgage, LLC
Conventional 1 0.1% 100% $305,000
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.1% 100% $265,000 View
Guidance Residential, LLC
Conventional 1 0.1% 100% $595,000
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 100% $645,000
PHH Mortgage Corporation
Conventional 1 0.1% 100% $665,000
Amerisave Mortgage Company
Conventional 1 0.1% 100% $215,000
A+5.0 ★Texas Ratio: 3.21%
Conventional 1 0.1% 100% $495,000 View
AmWest Funding Corp
Conventional 1 0.1% 100% $795,000
Cmg Mortgage Inc
Conventional 1 0.1% 100% $545,000
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.1% 100% $345,000 View
Thompson Kane & Company, Inc
Conventional 1 0.1% 100% $605,000
Nqm Funding, LLC
Conventional, Jumbo 1 0.1% 100% $1,175,000
Discover Bank
Conventional 1 0.1% 50% $45,000
A5.0 ★Texas Ratio: 6.66%
FHA 1 0.1% 100% $285,000 View
Intercap Lending Inc
Conventional 1 0.1% 100% $785,000
Das Acquisition Company, LLC
Conventional 1 0.1% 100% $575,000
American Heritage Lending, LLC
Conventional, Jumbo 1 0.1% 100% $1,705,000
Highlands Residential Mortgage, Ltd.
Conventional 1 0.1% 100% $595,000
Homeowners Financial Group, LLC
Conventional 1 0.1% 50% $805,000
Tennessee Valley Federal C U
Conventional 1 0.1% 33.3% $275,000
Nfm, Inc
FHA 1 0.1% 100% $575,000
Stg Mortgage Inc
Conventional 1 0.1% 100% $785,000
Planet Home Lending, LLC
Conventional 1 0.1% 100% $455,000
Castle & Cooke Mortgage, LLC
Conventional 1 0.1% 100% $375,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.1% 100% $755,000
American Pacific Mortgage Corporation
Conventional 1 0.1% 100% $415,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.1% 100% $575,000 View
Prosperity Home Mortgage, LLC
FHA 1 0.1% 100% $595,000
ClearEdge Lending LLC
Conventional 1 0.1% 100% $825,000
Nmsi, Inc.
Conventional 1 0.1% 100% $595,000
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.1% 100% $435,000 View
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 5.55%
Conventional 1 0.1% 100% $755,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.1% 100% $405,000 View
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 100% $605,000
Nexera Holding LLC
Conventional 1 0.1% 100% $745,000
Plaza Home Mortgage, Inc
Conventional 1 0.1% 100% $225,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
VA 1 0.1% 100% $695,000 View
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+4 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 1.35%
HELOC 0
+1 HELOCs
0% n/a View
A5.0 ★Texas Ratio: 6.91%
HELOC 0
+1 HELOCs
0% 0%
A+5.0 ★Texas Ratio: 2.82%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Sterling Ranch, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Sterling Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sterling Ranch in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sterling Ranch, CO

Use these to narrow the list above. Each category shows how many Sterling Ranch, CO lenders fit and what that kind of lender is usually best for.

Who Lends in Sterling Ranch, CO

Independent mortgage companies closed 88.8 percent of home loans in Sterling Ranch, Colorado in 2025, banks 7.9 percent and credit unions 3.2 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Westerra Credit Union the largest credit union. Among lenders headquartered in Colorado, Westerra Credit Union led with 7 loans.

88.8%
Mortgage companies
7.9%
Banks
3.2%
Credit unions
13%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Sterling Ranch, CO

Who is the largest mortgage lender in Sterling Ranch, CO?

By home loans closed in 2025, Westerra Credit Union was the largest mortgage lender in Sterling Ranch, Colorado with 7 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sterling Ranch, CO have the highest approval rates?

Among lenders with meaningful volume in Sterling Ranch, Colorado, Shea Mortgage Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 91.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sterling Ranch, CO mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Sterling Ranch, Colorado in 2025, led by Lennar Mortgage, LLC with 22. 24 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sterling Ranch, CO lender list?

Yes. 37 banks and 18 credit unions closed home loans in Sterling Ranch, Colorado in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sterling Ranch, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sterling Ranch, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sterling Ranch, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sterling Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.