Sterling Ranch, Colorado mortgage lenders include Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.20%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, Colorado Credit UnionColorado Credit Union365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Evergreen National BankEvergreen National Bank28145 Colorado Highway 74, Evergreen, CO 80439A+5.0 ★Texas Ratio: 0.54%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, and Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sterling Ranch, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sterling Ranch are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sterling Ranch, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
0.9% | 87.5% | $632,142 | View |
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
0.7% | 85.7% | $607,000 | View |
|
7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $490,000 | View |
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.3% | 100% | $980,000 | View |
|
1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $385,000 | View |
|
5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $445,000 | View |
|
9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $410,000 | View |
|
28145 Colorado Highway 74, Evergreen, CO 80439 A+5.0 ★Texas Ratio: 0.54% |
Conventional, Jumbo | 2 | 0.3% | 100% | $2,785,000 | View |
|
1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 0.3% | 100% | $525,000 | View |
|
7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +10 HELOCs |
0.1% | 100% | $575,000 | View |
|
2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $475,000 | View |
|
12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $125,000 | View |
|
516 Us Highway 24 N, Buena Vista, CO 81211 A5.0 ★Texas Ratio: 12.21% |
Conventional, Jumbo | 1 | 0.1% | 100% | $465,000 | View |
|
15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
3033 S Parker Rd Ste 800, Aurora, CO 80014 A-4.9 ★Texas Ratio: 16.29% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional | 1 | 0.1% | 100% | $295,000 | |
|
12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo | 1 | 0.1% | 100% | $5,605,000 | View |
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +14 HELOCs |
0% | n/a | View | |
|
534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Homeamerican Mortgage Corporation
|
Conventional, FHA, VA | 86 | 11.6% | 93.5% | $580,813 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA, Jumbo | 45 | 6.1% | 90% | $701,000 | |
Universal Lending Corporation
|
Conventional, FHA, VA | 23 | 3.1% | 95.8% | $553,695 | |
American Financing Corporation
|
Conventional, FHA, VA | 4 | 0.5% | 40% | $352,500 | |
Ent Credit Union (68671)
|
Conventional, HELOC | 3 +8 HELOCs |
0.4% | 85.7% | $515,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.3% | 100% | $725,000 | View |
Pivot Financial Partners, Inc
|
Conventional | 2 | 0.3% | 100% | $560,000 | |
American Liberty Mortgage Inco
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
The Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $675,000 | |
Climb Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Shea Mortgage Inc.
|
Conventional, FHA, VA, Jumbo | 77 | 10.4% | 100% | $619,545 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 76 | 10.2% | 96.2% | $495,921 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 72 | 9.7% | 93.5% | $563,333 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA | 23 | 3.1% | 95.8% | $629,782 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 23 | 3.1% | 100% | $585,869 | |
Jet HomeLoans, LP
|
Conventional, FHA, VA | 23 | 3.1% | 96% | $530,652 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA, Jumbo | 20 | 2.7% | 77.8% | $547,500 | View |
Primelending
|
Conventional, FHA, Jumbo | 14 | 1.9% | 94.4% | $587,142 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 12 | 1.6% | 100% | $620,833 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 12 | 1.6% | 85.7% | $572,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo | 11 | 1.5% | 100% | $572,272 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 10 | 1.3% | 100% | $532,000 | |
Tri Pointe Connect, LLC
|
Conventional, FHA, VA, Jumbo | 8 | 1.1% | 81.8% | $655,000 | |
Guild Mortgage Company
|
Conventional, Jumbo | 7 | 0.9% | 70% | $512,142 | |
Provident Funding Associates
|
Conventional | 7 | 0.9% | 100% | $516,428 | |
Fairway Independent Mort Corp
|
Conventional | 7 | 0.9% | 100% | $503,571 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 5 | 0.7% | 100% | $621,000 | |
Nationstar Mortgage
|
Conventional | 5 | 0.7% | 83.3% | $423,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 5 | 0.7% | 83.3% | $473,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 50% | $85,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 0.5% | 62.5% | $322,500 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 4 | 0.5% | 100% | $705,000 | |
New American Funding, LLC.
|
Conventional | 4 | 0.5% | 100% | $615,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 0.5% | 100% | $450,000 | |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.4% | 100% | $755,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.4% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.4% | 100% | $575,000 | View |
Newrez LLC
|
Conventional, VA | 3 | 0.4% | 100% | $611,666 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $458,333 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 3 | 0.4% | 100% | $1,101,666 | View |
Mortgage Research Center
|
Conventional, VA | 3 | 0.4% | 50% | $425,000 | |
Keystone Funding, Inc
|
Conventional | 3 | 0.4% | 100% | $578,333 | |
The Loan Store, Inc
|
Conventional | 3 | 0.4% | 100% | $611,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $300,000 | |
Originpoint, LLC
|
Conventional | 2 | 0.3% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $750,000 | View |
Assurance Financial Group, L.L.C.
|
Conventional | 2 | 0.3% | 100% | $610,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.3% | 100% | $530,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, Jumbo | 2 | 0.3% | 66.7% | $985,000 | View |
Peoples Mortgage Company
|
Conventional | 2 | 0.3% | 100% | $535,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $685,000 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $650,000 | |
|
A+5.0 ★Texas Ratio: 5.32% |
Conventional | 2 | 0.3% | 100% | $650,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,000,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
FHA, VA | 2 | 0.3% | 66.7% | $700,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 2 | 0.3% | 100% | $560,000 | View |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $505,000 | |
Blue Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $555,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $745,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
VA, Jumbo | 1 | 0.1% | 100% | $985,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.1% | 100% | $505,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 1 | 0.1% | 50% | $515,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $565,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
| Conventional | 1 | 0.1% | 100% | $805,000 | View | |
Brighton Bank
|
Conventional | 1 | 0.1% | 100% | $575,000 | |
Nbkc Bank
|
VA | 1 | 0.1% | 100% | $715,000 | |
Orchard Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Guidance Residential, LLC
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $645,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
AmWest Funding Corp
|
Conventional | 1 | 0.1% | 100% | $795,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.1% | 100% | $545,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
Thompson Kane & Company, Inc
|
Conventional | 1 | 0.1% | 100% | $605,000 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,175,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 50% | $45,000 | |
|
A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.1% | 100% | $285,000 | View |
Intercap Lending Inc
|
Conventional | 1 | 0.1% | 100% | $785,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.1% | 100% | $575,000 | |
American Heritage Lending, LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,705,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.1% | 50% | $805,000 | |
Tennessee Valley Federal C U
|
Conventional | 1 | 0.1% | 33.3% | $275,000 | |
Nfm, Inc
|
FHA | 1 | 0.1% | 100% | $575,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.1% | 100% | $785,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Castle & Cooke Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.1% | 100% | $755,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $595,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.1% | 100% | $825,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $755,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $605,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $745,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.1% | 100% | $695,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sterling Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sterling Ranch in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sterling Ranch, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 88.8 percent of home loans in Sterling Ranch, Colorado in 2025, banks 7.9 percent and credit unions 3.2 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Westerra Credit Union the largest credit union. Among lenders headquartered in Colorado, Westerra Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, Westerra Credit Union was the largest mortgage lender in Sterling Ranch, Colorado with 7 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sterling Ranch, Colorado, Shea Mortgage Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 91.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Sterling Ranch, Colorado in 2025, led by Lennar Mortgage, LLC with 22. 24 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 18 credit unions closed home loans in Sterling Ranch, Colorado in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sterling Ranch, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sterling Ranch, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sterling Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.