Mortgage Lenders and Brokers in Steamboat Springs, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Steamboat Springs, Colorado mortgage lenders include Alpine BankAlpine Bank1901 Pine Grove Rd, Steamboat Springs, CO 80487A+5.0 ★Texas Ratio: 1.98%, Mountain Valley BankMountain Valley Bank2220 Curve Plz, Steamboat Springs, CO 80487A+5.0 ★Texas Ratio: 1.35%, Wells Fargo Bank NAWells Fargo Bank NA320 S Lincoln Ave, Steamboat Springs, CO 80487A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA555 Lincoln Ave, Steamboat Springs, CO 80487A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.270 Anglers Dr, Steamboat Springs, CO 80487A+5.0 ★Texas Ratio: 3.72%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, and US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Steamboat Springs, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Steamboat Springs are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Steamboat Springs, Colorado
Market share is the lender's share of all home loans closed in Steamboat Springs, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Steamboat Springs 1901 Pine Grove Rd, Steamboat Springs, CO 80487 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo, HELOC | 27 +27 HELOCs |
7.1% | 81.8% | $813,518 | View |
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2 offices in Steamboat Springs 2220 Curve Plz, Steamboat Springs, CO 80487 A+5.0 ★Texas Ratio: 1.35% |
Conventional, Jumbo | 9 | 2.4% | 90% | $623,888 | View |
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1 office in Steamboat Springs 320 S Lincoln Ave, Steamboat Springs, CO 80487 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 7 | 1.9% | 70% | $769,285 | View |
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1 office in Steamboat Springs 555 Lincoln Ave, Steamboat Springs, CO 80487 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $805,000 | View |
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1 office in Steamboat Springs 270 Anglers Dr, Steamboat Springs, CO 80487 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +13 HELOCs |
0% | 66.7% | View | |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
2.1% | 100% | $820,000 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
1.9% | 77.8% | $2,166,428 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.6% | 100% | $1,101,666 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.6% | 85.7% | $1,353,333 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +5 HELOCs |
1.1% | 80% | $370,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $805,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 2 | 0.5% | 100% | $880,000 | View |
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440 S Lincoln Ave Ste B3, Steamboat Springs, CO 80487 8935 A+5.0 ★Texas Ratio: 3.50% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $505,000 | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $515,000 | View |
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15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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1401 Lawrence St, Denver, CO 80202 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | View |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.3% | 100% | $1,209,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Ent Credit Union (68671)
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Climb Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nfm, Inc
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Conventional, Jumbo | 51 | 13.5% | 98.1% | $755,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 45 | 11.9% | 95.7% | $621,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 29 +1 HELOCs |
7.7% | 90.6% | $642,586 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, VA, Jumbo, HELOC | 18 +1 HELOCs |
4.8% | 86.4% | $416,666 | View |
Group Mortgage, LLC
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Conventional, VA, Jumbo | 15 | 4% | 100% | $692,333 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.4% | 100% | $1,536,111 | View |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 7 | 1.9% | 100% | $1,009,285 | |
Originpoint, LLC
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Conventional, VA, Jumbo | 6 | 1.6% | 85.7% | $903,333 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 6 | 1.6% | 100% | $1,135,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.1% | 57.1% | $242,500 | |
Newrez LLC
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Conventional, Jumbo | 4 | 1.1% | 80% | $872,500 | |
Guild Mortgage Company
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Conventional | 4 | 1.1% | 100% | $797,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.1% | 80% | $200,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 4 | 1.1% | 100% | $925,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 1.1% | 100% | $1,627,500 | View |
The Loan Store, Inc
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Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $668,333 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 3 | 0.8% | 100% | $1,038,333 | View |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.8% | 100% | $525,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.8% | 100% | $925,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 75% | $138,333 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 3 | 0.8% | 100% | $581,666 | |
Arc Home LLC
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Conventional | 2 | 0.5% | 100% | $515,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $845,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $510,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 2 | 0.5% | 100% | $1,315,000 | |
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A+5.0 ★Texas Ratio: 4.29% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,250,000 | View |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional | 2 | 0.5% | 100% | $645,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,780,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 0.5% | 100% | $615,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $565,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,275,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,385,000 | |
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A5.0 ★Texas Ratio: 11.19% |
Conventional | 1 | 0.3% | 100% | $865,000 | View |
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A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 66.7% | $375,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $345,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Synergy One Lending, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,905,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 0.3% | 100% | $995,000 | |
HomeBridge Financial Services, Inc
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USDA | 1 | 0.3% | 100% | $375,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Home Mortgage Advisors, LLC
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FHA | 1 | 0.3% | 100% | $915,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.3% | 100% | $1,005,000 | View |
Churchill Mortgage Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 3.51% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $945,000 | |
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A+5.0 ★Texas Ratio: 2.71% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,155,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,155,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $1,005,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,125,000 | View |
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A+5.0 ★Texas Ratio: 0.05% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,785,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,205,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.3% | 50% | $2,415,000 | View |
Hunt Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $125,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,355,000 | View |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 1 | 0.3% | 50% | $1,605,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $545,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,325,000 | |
Blue Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allied Mortgage Group, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uniwyo Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Blaze Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Steamboat Springs Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Steamboat Springs, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Steamboat Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Steamboat Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Steamboat Springs, CO
Use these to narrow the list above. Each category shows how many Steamboat Springs, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Steamboat Springs, CO
Independent mortgage companies closed 62.7 percent of home loans in Steamboat Springs, Colorado in 2025, banks 34.1 percent and credit unions 3.2 percent. Megastar Finanacial Corp was the largest mortgage company, Alpine Bank the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Steamboat Springs, CO
By home loans closed in 2025, Alpine Bank was the largest mortgage lender in Steamboat Springs, Colorado with 27 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Steamboat Springs, Colorado, Nfm, Inc approved the highest share of completed applications in 2025 at 98.1 percent, against a 90.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Steamboat Springs, Colorado in 2025, led by United Wholesale Mortgage with 1. 6 lenders closed VA loans, led by Group Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 16 credit unions closed home loans in Steamboat Springs, Colorado in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Steamboat Springs, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Steamboat Springs, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Steamboat Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
