Mortgage Lenders and Brokers in Breckenridge, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Breckenridge, Colorado mortgage lenders include Alpine BankAlpine Bank110 North Main Street, Breckenridge, CO 80424A+5.0 ★Texas Ratio: 1.98%, US Bank, N.A.US Bank, N.A.130 Ski Hill Road Suite #100, Breckenridge, CO 80424A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.6450 Indiana St, Arvada, CO 80007A+5.0 ★Texas Ratio: 4.24%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, and Premier Members Credit UnionPremier Members Credit Union12379 W 64th Ave, Arvada, CO 80004. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Breckenridge, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Breckenridge are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Breckenridge, Colorado
Market share is the lender's share of all home loans closed in Breckenridge, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Breckenridge 110 North Main Street, Breckenridge, CO 80424 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo, HELOC | 15 +13 HELOCs |
5% | 89.5% | $652,333 | View |
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1 office in Breckenridge 130 Ski Hill Road Suite #100, Breckenridge, CO 80424 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.7% | 60% | $3,400,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Breckenridge 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,685,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo, HELOC | 30 +2 HELOCs |
10% | 88.2% | $757,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo, HELOC | 24 +4 HELOCs |
8% | 82.8% | $774,166 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 2.3% | 87.5% | $2,136,428 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.7% | 83.3% | $1,297,000 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 1.7% | 62.5% | $793,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $331,666 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional, Jumbo | 2 | 0.7% | 100% | $2,330,000 | |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.3% | 100% | $1,235,000 | View |
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15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | View |
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201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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100 Saint Paul St, Denver, CO 80206 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,455,000 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $1,055,000 | View |
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15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $975,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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111 E Main St Ste C, Frisco, CO 80443 A5.0 ★Texas Ratio: 10.44% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $1,005,000 | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Megastar Finanacial Corp
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Conventional, FHA, Jumbo | 11 | 3.7% | 100% | $601,363 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 10 | 3.3% | 100% | $1,287,000 | View |
Ent Credit Union (68671)
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $755,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 31 | 10.3% | 96.9% | $806,290 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 12 | 4% | 80% | $1,190,833 | |
Movement Mortgage, LLC
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Conventional, FHA | 11 | 3.7% | 100% | $598,636 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, Jumbo | 9 | 3% | 64.3% | $485,000 | View |
New American Funding, LLC.
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Conventional, FHA | 8 | 2.7% | 100% | $447,500 | |
The Loan Store, Inc
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Conventional | 7 | 2.3% | 100% | $483,571 | |
Newrez LLC
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Conventional | 5 | 1.7% | 100% | $765,000 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 1.7% | 100% | $509,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $617,500 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 4 | 1.3% | 100% | $722,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 1.3% | 100% | $1,475,000 | View |
Blue Federal Credit Union
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Conventional, Jumbo | 3 | 1% | 75% | $1,045,000 | |
Originpoint, LLC
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Conventional | 3 | 1% | 75% | $788,333 | |
Provident Funding Associates
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Conventional | 3 | 1% | 100% | $631,666 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 3 | 1% | 100% | $1,031,666 | View |
Texana Bank
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Conventional | 3 | 1% | 100% | $331,666 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1% | 100% | $2,371,666 | View |
Arc Home LLC
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Conventional | 2 | 0.7% | 100% | $1,015,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 0.7% | 100% | $8,915,000 | View |
Nfm, Inc
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Conventional | 2 | 0.7% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 2 | 0.7% | 100% | $4,120,000 | View |
Planet Home Lending, LLC
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Conventional | 2 | 0.7% | 100% | $760,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,060,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,410,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,965,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 28.6% | $110,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $565,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,275,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $805,000 | |
North Dallas Bank & Trust Co.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,645,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,605,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,755,000 | View |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.3% | 100% | $505,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $555,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,425,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,335,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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★ 2 stars, 1 review A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
V.I.P. Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,465,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,815,000 | |
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A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 33.3% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $905,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,325,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $35,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 3.64% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,245,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,455,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $905,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,095,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dupaco Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Breckenridge Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Breckenridge, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Breckenridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Breckenridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Breckenridge, CO
Use these to narrow the list above. Each category shows how many Breckenridge, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Breckenridge, CO
Independent mortgage companies closed 59.1 percent of home loans in Breckenridge, Colorado in 2025, banks 36.2 percent and credit unions 4.7 percent. FirstBank was the largest mortgage company, Alpine Bank the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Breckenridge, CO
By home loans closed in 2025, Alpine Bank was the largest mortgage lender in Breckenridge, Colorado with 15 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Breckenridge, Colorado in 2025, led by Megastar Finanacial Corp with 1. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 15 credit unions closed home loans in Breckenridge, Colorado in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Breckenridge, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Breckenridge, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Breckenridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
