☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Colorado / Boulder

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Boulder, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Boulder, Colorado mortgage lenders include Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2950 Pearl St, Boulder, CO 80301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1960 28th St, Boulder, CO 80301A+5.0 ★Texas Ratio: 5.36%, ANB BankANB Bank2835 Pearl St, Boulder, CO 80301A+5.0 ★Texas Ratio: 3.70%, Bank of America NABank of America NA1965 28th St, Boulder, CO 80301A+5.0 ★Texas Ratio: 4.14%, Premier Members Credit UnionPremier Members Credit Union2667 Broadway St, Boulder, CO 80304 3541, US Bank, N.A.US Bank, N.A.1650 28th St, Boulder, CO 80301A+5.0 ★Texas Ratio: 2.85%, Alpine BankAlpine Bank2375 Canyon Blvd, Boulder, CO 80302A+5.0 ★Texas Ratio: 1.98%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2696 Broadway St, Boulder, CO 80304A+5.0 ★Texas Ratio: 3.72%, and Bokf NABokf NA2025 Pearl St, Boulder, CO 80302A+5.0 ★Texas Ratio: 1.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Boulder, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boulder are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Boulder, Colorado

Market share is the lender's share of all home loans closed in Boulder, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, Jumbo, HELOC	196 +133 HELOCs	17%	94%	$591,173	View
JPMorgan Chase Bank, NA 6 offices in Boulder 2950 Pearl St, Boulder, CO 80301 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	38 +1 HELOCs	3.3%	86.7%	$1,297,894	View
Wells Fargo Bank NA 5 offices in Boulder 1960 28th St, Boulder, CO 80301 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	1.2%	93.3%	$1,448,571	View
ANB Bank 1 office in Boulder 2835 Pearl St, Boulder, CO 80301 A+5.0 ★Texas Ratio: 3.70%	Conventional	11	1%	91.7%	$120,454	View
Bank of America NA 1 office in Boulder 1965 28th St, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	10 +14 HELOCs	0.9%	90.9%	$885,000	View
Premier Members Credit Union 2667 Broadway St, Boulder, CO 80304 3541	Conventional, Jumbo, HELOC	7 +23 HELOCs	0.6%	100%	$445,000
US Bank, N.A. 1 office in Boulder 1650 28th St, Boulder, CO 80301 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	6 +12 HELOCs	0.5%	75%	$1,766,666	View
Alpine Bank 1 office in Boulder 2375 Canyon Blvd, Boulder, CO 80302 A+5.0 ★Texas Ratio: 1.98%	Conventional, HELOC	6 +2 HELOCs	0.5%	85.7%	$293,333	View
Zions Bancorporation, N.A. 2 offices in Boulder 2696 Broadway St, Boulder, CO 80304 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	5 +38 HELOCs	0.4%	85.7%	$1,473,000	View
Bokf NA 1 office in Boulder 2025 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	5 +4 HELOCs	0.4%	83.3%	$545,000	View
Keybank National Association 1 office in Boulder 2460 Baseline Rd, Boulder, CO 80305 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	5 +2 HELOCs	0.4%	71.4%	$209,000	View
Huntington National Bank 1 office in Boulder 1700 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.3%	100%	$782,500	View
First Western Trust Bank 1 office in Boulder 1155 Canyon Blvd, Boulder, CO 80302 A+5.0 ★Texas Ratio: 5.16%	Conventional	4	0.3%	80%	$452,500	View
Sunflower Bank, N.A. 1 office in Boulder 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional	4	0.3%	100%	$402,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Boulder 3000 Arapahoe Ave, Boulder, CO 80303 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	100%	$660,000	View
MidFirst Bank 1 office in Boulder 840 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	66.7%	$1,320,000	View
BMO Harris Bank NA 1 office in Boulder 3800 Arapahoe Ave, Boulder, CO 80303 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$335,000	View
First Ciitizens Bank and Trust 1 office in Boulder 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$8,505,000	View
Umb Bank NA 1 office in Boulder 1611 Canyon Blvd, Boulder, CO 80302 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +6 HELOCs	0%	0%		View
First Interstate Bank ★ 1 stars, 1 review 2 offices in Boulder 2775 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +2 HELOCs	0%	n/a		View
First National Bank of Omaha 2 offices in Boulder 3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82%	HELOC	0 +2 HELOCs	0%	n/a		View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	33 +16 HELOCs	2.9%	89.5%	$662,575	View
Canvas Credit Union 7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	6 +12 HELOCs	0.5%	100%	$550,000	View
The Central Trust Bank 5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12%	Conventional, VA, HELOC	5 +1 HELOCs	0.4%	100%	$381,000	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional, Jumbo, HELOC	3 +6 HELOCs	0.3%	60%	$785,000	View
Bny Mellon, N.A. 100 Saint Paul St, Denver, CO 80206 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	3	0.3%	100%	$991,666	View
Bank of Colorado 1102 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 3.16%	Conventional, Jumbo	3	0.3%	100%	$765,000	View
Colorado Credit Union 1102 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$245,000	View
High Plains Bank 235 S Ash St, Bennett, CO 80102 A+5.0 ★Texas Ratio: 5.77%	Conventional	1	0.1%	100%	$305,000	View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0.1%	100%	$185,000	View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$405,000	View
Academy Bank, N.A. 3301 Tower Rd, Aurora, CO 80011 A+5.0 ★Texas Ratio: 5.08%	Conventional	1	0.1%	100%	$665,000	View
The Northern Trust Co 1401 Lawrence St, Denver, CO 80202 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$1,525,000	View
Bellco Credit Union 13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +12 HELOCs	0%	n/a		View
Credit Union of Colorado, A Federal Credit Union 8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +4 HELOCs	0%	n/a		View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +2 HELOCs	0%	n/a		View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	HELOC	0 +2 HELOCs	0%	n/a		View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	20	1.7%	100%	$1,254,000	View
Ent Credit Union (68671)	Conventional, VA, Jumbo, HELOC	7 +11 HELOCs	0.6%	100%	$799,285
Megastar Finanacial Corp	Conventional	4	0.3%	100%	$685,000
Loan Simple, Inc.	Conventional	3	0.3%	100%	$245,000
American Financing Corporation	Conventional, FHA	2	0.2%	22.2%	$350,000
The Mortgage Company	Conventional	1	0.1%	100%	$385,000
Climb Credit Union	HELOC	0 +12 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, VA, Jumbo, HELOC	163 +2 HELOCs	14.2%	96.5%	$676,042
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, VA, Jumbo	49	4.3%	81%	$658,265	View
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo, HELOC	38 +1 HELOCs	3.3%	100%	$770,000
Guild Mortgage Company	Conventional, VA, Jumbo	38	3.3%	100%	$563,947
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	37 +4 HELOCs	3.2%	97.7%	$741,756
Pennymac Loan Services LLC	Conventional, VA, Jumbo	34	3%	89.7%	$931,470
SWBC Mortgage Corporation	Conventional, Jumbo	29	2.5%	96.8%	$870,172
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	24	2.1%	96.3%	$1,570,000	View
The Loan Store, Inc	Conventional, Jumbo	17	1.5%	100%	$550,294
Home Mortgage Advisors, LLC	Conventional	13	1.1%	100%	$536,538
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional	12	1%	85.7%	$575,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	12	1%	100%	$698,333
Synergy One Lending, Inc.	Conventional, Jumbo	11	1%	100%	$884,090
Newrez LLC	Conventional, VA	8	0.7%	66.7%	$437,500
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	8	0.7%	88.9%	$862,500
Keystone Funding, Inc	Conventional, VA	8	0.7%	100%	$442,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	7	0.6%	100%	$916,428	View
Movement Mortgage, LLC	Conventional, VA	6	0.5%	100%	$446,666
Provident Funding Associates	Conventional	6	0.5%	100%	$695,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	6	0.5%	100%	$875,000	View
Mutual of Omaha Mortgage	Conventional, Jumbo	6	0.5%	100%	$578,333
Originpoint, LLC	Conventional, Jumbo	5	0.4%	83.3%	$553,000
Union Home Mortgage Corp.	Conventional	5	0.4%	100%	$515,000
Mortgage Research Center	Conventional, VA	5	0.4%	83.3%	$317,000
Better Mortgage Corporation	Conventional, VA, Jumbo	5	0.4%	83.3%	$589,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	5	0.4%	100%	$651,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	4 +2 HELOCs	0.3%	80%	$402,500
Freedom Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$540,000
Canopy Mortgage, LLC	Conventional, FHA, Jumbo	4	0.3%	100%	$565,000
NOVA Financial & Investment Corporation	Conventional, Jumbo	4	0.3%	66.7%	$562,500
Zillow Home Loans, LLC	Conventional, Jumbo	4	0.3%	100%	$675,000
Prosperity Home Mortgage, LLC	Conventional	4	0.3%	100%	$522,500
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	100%	$618,333
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	100%	$885,000	View
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.3%	30%	$168,333
Sage Home Loans Corporation	Conventional, Jumbo	3	0.3%	100%	$1,255,000
Allied Mortgage Group, Inc	Conventional	3	0.3%	100%	$601,666
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.3%	100%	$1,471,666
Select Lending Services, LLC	Conventional, Jumbo	3	0.3%	80%	$568,333
Flat Branch Mortgage, Inc.	Conventional, Jumbo	3	0.3%	100%	$1,005,000
Sierra Pacific Mortgage Co. Inc	Conventional, Jumbo	3	0.3%	100%	$825,000
V.I.P. Mortgage, Inc.	Conventional	3	0.3%	100%	$568,333
Tomo Mortgage LLC	Conventional	3	0.3%	75%	$658,333
Champions Funding, LLC	Conventional, Jumbo	3	0.3%	75%	$1,538,333
Cake Mortgage Corp.	Conventional, Jumbo	3	0.3%	100%	$705,000
Blue Federal Credit Union	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$140,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$790,000
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	2	0.2%	100%	$1,365,000	View
Nbkc Bank	Conventional	2	0.2%	100%	$460,000
Acrisure Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$940,000
Golden Empire Mortgage, Inc.	Conventional	2	0.2%	100%	$350,000
loanDepot.com LLC	Conventional	2	0.2%	100%	$460,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	2	0.2%	57.1%	$125,000	View
Amerisave Mortgage Company	Conventional	2	0.2%	50%	$50,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	2	0.2%	100%	$985,000	View
Discover Bank	Conventional	2	0.2%	50%	$185,000
Builders Choice Mortgage LLC	Conventional	2	0.2%	100%	$630,000
Bay Equity LLC	Conventional	2	0.2%	100%	$320,000
First Colony Mortgage Corporat	Conventional, Jumbo	2	0.2%	100%	$895,000
American Heritage Lending, LLC	Conventional	2	0.2%	100%	$255,000
Homeowners Financial Group, LLC	Conventional, Jumbo	2	0.2%	100%	$785,000
Planet Home Lending, LLC	Conventional, FHA	2	0.2%	100%	$480,000
T2 Financial LLC	Conventional, Jumbo	2	0.2%	100%	$1,120,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.2%	100%	$730,000	View
Nationstar Mortgage	Conventional	2	0.2%	66.7%	$225,000
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional	2	0.2%	100%	$505,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$405,000
Citadel Servicing Corporation	Conventional	2	0.2%	100%	$665,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	2	0.2%	66.7%	$1,395,000	View
Luxury Mortgage Corp.	Conventional, Jumbo	2	0.2%	100%	$1,555,000
JMAC Lending, Inc.	Conventional	2	0.2%	100%	$605,000
Alliant Credit Union	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	100%	$1,085,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$745,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$555,000
New American Funding, LLC.	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$885,000
Genisys Credit Union	Conventional	1	0.1%	50%	$125,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,725,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	VA, Jumbo	1	0.1%	100%	$925,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$235,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$815,000	View
German American Bank A+5.0 ★Texas Ratio: 1.93%	Conventional, Jumbo	1	0.1%	100%	$2,195,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$725,000	View
Primary Residential Mortgage, INC.	Conventional, Jumbo	1	0.1%	100%	$2,325,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$675,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$395,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$455,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	50%	$35,000
Brighton Bank	Conventional	1	0.1%	100%	$865,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$295,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0.1%	50%	$1,845,000	View
5Th Sreet Capital Inc.	Conventional, Jumbo	1	0.1%	100%	$1,235,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$735,000	View
American Financial Network, Inc.	VA	1	0.1%	50%	$845,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$225,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$635,000	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0.1%	50%	$1,555,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$805,000	View
Bank Fund Staff Federal Credit	Conventional	1	0.1%	100%	$445,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$275,000
Fairwinds Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,015,000
Nfm, Inc	Conventional	1	0.1%	100%	$355,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	33.3%	$75,000	View
Premier Lending Inc.	Conventional	1	0.1%	100%	$245,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$525,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$1,235,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	50%	$605,000	View
Franklin Loan Corporation	Conventional	1	0.1%	100%	$155,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$265,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$505,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$375,000	View
Premier America Credit Union	Conventional	1	0.1%	100%	$255,000
Digital Federal Credit Union	Conventional	1	0.1%	50%	$305,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$375,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	1	0.1%	100%	$1,015,000	View
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$2,265,000
First Continental Mortgage, Ltd.	Conventional	1	0.1%	100%	$265,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$425,000
ClearEdge Lending LLC	Conventional, Jumbo	1	0.1%	100%	$905,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$805,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$805,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	1	0.1%	50%	$1,995,000	View
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.1%	100%	$315,000	View
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$385,000
21St Mortgage	Conventional	1	0.1%	16.7%	$185,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$495,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$735,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0.1%	50%	$1,275,000
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Carrington Mortgage Services LLC	Conventional, Jumbo	1	0.1%	50%	$1,765,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$2,245,000	View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +2 HELOCs	0%	n/a
Oceanair Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Security Service A5.0 ★Texas Ratio: 6.91%	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Southern First Bank A+5.0 ★Texas Ratio: 3.08%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
AmWest Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
City National Bank A+5.0 ★Texas Ratio: 5.55%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Boulder Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Boulder, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Boulder? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boulder in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Boulder, CO

Use these to narrow the list above. Each category shows how many Boulder, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 63 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 6 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 18 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 77 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 24 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Boulder, CO

Independent mortgage companies closed 59.7 percent of home loans in Boulder, Colorado in 2025, banks 19.7 percent and credit unions 20.5 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Elevations Credit Union led with 196 loans.

59.7%

Mortgage companies

19.7%

Banks

20.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders

Frequently Asked Questions About Mortgage Lenders in Boulder, CO

Who is the largest mortgage lender in Boulder, CO?

By home loans closed in 2025, Elevations Credit Union was the largest mortgage lender in Boulder, Colorado with 196 loans, about 17 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Boulder, CO have the highest approval rates?

Among lenders with meaningful volume in Boulder, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 96.5 percent, against a 90.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Boulder, CO mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Boulder, Colorado in 2025, led by American Financing Corporation with 1. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Boulder, CO lender list?

Yes. 63 banks and 29 credit unions closed home loans in Boulder, Colorado in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Boulder, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Boulder, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boulder, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boulder. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.