Yucaipa, California mortgage lenders include US Bank, N.A.US Bank, N.A.33700 Yucaipa Blvd, Yucaipa, CA 92399A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA34318 Yucaipa Blvd, Yucaipa, CA 92399A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA33644 Yucaipa Blvd, Yucaipa, CA 92399A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA33500 Yucaipa Blvd, Yucaipa, CA 92399A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Arrowhead Central Credit UnionArrowhead Central Credit Union33598 Yucaipa Blvd Ste 1, Yucaipa, CA 92399A+5.0 ★Texas Ratio: 3.64%, The First Financial Federal Credit UnionThe First Financial Federal Credit Union1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Alta Vista Credit UnionAlta Vista Credit Union1425 W LUGONIA AVE, REDLANDS, CA 92374A+5.0 ★Texas Ratio: 3.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Yucaipa, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yucaipa are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Yucaipa, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Yucaipa 33700 Yucaipa Blvd, Yucaipa, CA 92399 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 12 +6 HELOCs |
1.5% | 80% | $373,333 | View |
|
1 office in Yucaipa 34318 Yucaipa Blvd, Yucaipa, CA 92399 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +2 HELOCs |
0.9% | 100% | $273,571 | View |
|
1 office in Yucaipa 33644 Yucaipa Blvd, Yucaipa, CA 92399 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 50% | $310,000 | View |
|
1 office in Yucaipa 33500 Yucaipa Blvd, Yucaipa, CA 92399 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +17 HELOCs |
0.1% | 50% | $115,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 32 +27 HELOCs |
3.9% | 89.5% | $238,750 | View |
|
33598 Yucaipa Blvd Ste 1, Yucaipa, CA 92399 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 20 +12 HELOCs |
2.5% | 40.8% | $122,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 6 | 0.7% | 85.7% | $86,666 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA | 5 | 0.6% | 100% | $457,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.6% | 71.4% | $185,000 | View |
|
1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38% |
Conventional, HELOC | 3 +5 HELOCs |
0.4% | 100% | $305,000 | View |
|
300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 3 | 0.4% | 60% | $318,333 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 75% | $355,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +5 HELOCs |
0.2% | 100% | $585,000 | View |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 2 | 0.2% | 66.7% | $115,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
VA | 2 | 0.2% | 66.7% | $505,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, FHA | 2 | 0.2% | 100% | $260,000 | |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.2% | 100% | $290,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 2 | 0.2% | 100% | $385,000 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.2% | 100% | $500,000 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.1% | 50% | $2,285,000 | View |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $805,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $585,000 | View |
|
12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.1% | 50% | $105,000 | View |
|
1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Paramount Residential Mortgage
|
Conventional, FHA, VA, Jumbo | 21 | 2.6% | 100% | $554,047 | |
loanDepot.com LLC
|
Conventional, FHA | 19 | 2.3% | 86.4% | $332,894 | |
ML Mortgage Corp.
|
Conventional, FHA, VA | 14 | 1.7% | 94.1% | $504,285 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 13 | 1.6% | 81.2% | $381,923 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA, VA | 12 | 1.5% | 100% | $345,833 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 11 | 1.4% | 100% | $571,363 | View |
Kind Lending, LLC
|
Conventional, FHA | 10 | 1.2% | 83.3% | $445,000 | |
Franklin Loan Corporation
|
Conventional, FHA | 10 | 1.2% | 90.9% | $287,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 9 +1 HELOCs |
1.1% | 64.3% | $328,333 | |
Guild Mortgage Company
|
Conventional, FHA, Jumbo | 8 | 1% | 88.9% | $520,000 | |
Mission Loans, LLC
|
Conventional, FHA, VA | 8 | 1% | 100% | $255,000 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 7 | 0.9% | 88.9% | $616,428 | |
Residential Wholesale Mortgage
|
Conventional, FHA | 6 | 0.7% | 100% | $361,666 | |
Coast 2 Coast Funding Group, Inc
|
Conventional | 6 | 0.7% | 100% | $163,333 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 6 | 0.7% | 100% | $485,000 | |
Googain, Inc.
|
Conventional | 5 | 0.6% | 100% | $371,000 | |
Ahl Funding
|
Conventional, FHA | 5 | 0.6% | 100% | $479,000 | |
Vista Point Mortgage, LLC
|
Conventional | 4 | 0.5% | 66.7% | $350,000 | |
Goodleap, LLC
|
FHA, HELOC | 3 +1 HELOCs |
0.4% | 75% | $385,000 | |
Provident Funding Associates
|
Conventional | 3 | 0.4% | 75% | $465,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 3 | 0.4% | 75% | $668,333 | |
Zillow Home Loans, LLC
|
Conventional | 3 | 0.4% | 100% | $458,333 | |
Bay-Valley Mortgage Group
|
Conventional | 2 | 0.2% | 100% | $455,000 | |
Royal Pacific Funding
|
Conventional, Jumbo | 2 | 0.2% | 100% | $765,000 | |
Network Capital Funding Corporation
|
Conventional, Jumbo | 2 | 0.2% | 66.7% | $965,000 | |
Geo-Corp, Inc.
|
FHA | 2 | 0.2% | 100% | $600,000 | |
Nmsi, Inc.
|
Conventional | 2 | 0.2% | 100% | $420,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.2% | 25% | $425,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 0.2% | 100% | $350,000 | |
Ony Glo, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $505,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.1% | 100% | $465,000 | |
Pacific Lending LLC
|
FHA | 1 | 0.1% | 100% | $545,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $565,000 | |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $495,000 | |
Mortgage Capital Partners, INC
|
Conventional | 1 | 0.1% | 100% | $585,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.1% | 100% | $395,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
Lending 3, Inc
|
FHA | 1 | 0.1% | 100% | $545,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.1% | 100% | $705,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.1% | 50% | $585,000 | |
Greenbox Loans
|
Conventional | 1 | 0.1% | 100% | $465,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.1% | 100% | $495,000 | |
Banc One Mortage Corporation
|
Conventional | 1 | 0.1% | 100% | $535,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $495,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.1% | 100% | $485,000 | |
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 146 +13 HELOCs |
18% | 90.9% | $485,205 | |
Rocket Mortgage
|
Conventional, FHA, VA | 89 | 10.9% | 85.5% | $323,988 | |
Movement Mortgage, LLC
|
Conventional, FHA | 16 | 2% | 100% | $410,625 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 14 | 1.7% | 82.4% | $190,000 | |
The Loan Store, Inc
|
Conventional, VA, HELOC | 13 +5 HELOCs |
1.6% | 93.3% | $493,461 | |
Primelending
|
Conventional, FHA | 13 | 1.6% | 100% | $388,846 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 13 | 1.6% | 100% | $498,076 | |
Spring Eq, LLC
|
Conventional, HELOC | 9 +8 HELOCs |
1.1% | 29.7% | $152,777 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
1.1% | 100% | $378,333 | |
Triad Financial Services, Inc.
|
Conventional | 9 | 1.1% | 70% | $138,333 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 8 | 1% | 42.9% | $527,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +4 HELOCs |
0.9% | 63.6% | $213,571 | |
Discover Bank
|
Conventional | 7 | 0.9% | 57.1% | $83,571 | |
Credit Human Federal Credit Un
|
Conventional | 7 | 0.9% | 56.2% | $115,000 | |
Planet Home Lending, LLC
|
Conventional, VA | 7 | 0.9% | 87.5% | $389,285 | |
21St Mortgage
|
Conventional | 7 | 0.9% | 28.6% | $135,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 5 | 0.6% | 88.9% | $503,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 0.6% | 33.3% | $163,000 | |
Mortgage Research Center
|
VA | 5 | 0.6% | 71.4% | $495,000 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, HELOC | 3 +6 HELOCs |
0.4% | 100% | $515,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 3 | 0.4% | 40% | $301,666 | |
Nbkc Bank
|
Conventional | 3 | 0.4% | 100% | $485,000 | |
Equity Prime Mortgage LLC
|
FHA | 3 | 0.4% | 75% | $488,333 | |
PHH Mortgage Corporation
|
Conventional, VA | 3 | 0.4% | 100% | $361,666 | |
Obsidian Financial Services
|
Conventional | 3 | 0.4% | 100% | $665,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 0.4% | 100% | $468,333 | View |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 3 | 0.4% | 100% | $705,000 | |
Better Mortgage Corporation
|
Conventional | 3 | 0.4% | 60% | $211,666 | |
Mutual of Omaha Mortgage
|
Conventional | 3 | 0.4% | 100% | $388,333 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +6 HELOCs |
0.2% | 100% | $130,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $500,000 | |
Panorama Mortgage Group, LLC
|
Conventional | 2 | 0.2% | 100% | $210,000 | |
American Financial Resources LLC
|
FHA, VA | 2 | 0.2% | 100% | $470,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.2% | 100% | $625,000 | |
City Lending Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $295,000 | |
Nqm Funding, LLC
|
Conventional | 2 | 0.2% | 100% | $720,000 | |
Megastar Finanacial Corp
|
FHA | 2 | 0.2% | 100% | $575,000 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $515,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 2 | 0.2% | 100% | $495,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 2 | 0.2% | 100% | $325,000 | |
Tomo Mortgage LLC
|
Conventional | 2 | 0.2% | 100% | $410,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.2% | 85.7% | $430,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
RANLife, Inc.
|
FHA | 1 | 0.1% | 100% | $465,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $615,000 | |
Sage Home Loans Corporation
|
FHA | 1 | 0.1% | 100% | $625,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 50% | $295,000 | View |
Oaktree Funding Corp
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,535,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Clm Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $605,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $325,000 | |
Michigan Mutual, Inc
|
FHA | 1 | 0.1% | 100% | $545,000 | |
American Financing Corporation
|
FHA | 1 | 0.1% | 33.3% | $385,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 50% | $365,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 25% | $395,000 | |
Churchill Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $475,000 | |
Peoples Mortgage Company
|
Conventional, Jumbo | 1 | 0.1% | 100% | $855,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $695,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.1% | 100% | $605,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.1% | 33.3% | $505,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 50% | $515,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 0.1% | 100% | $445,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.1% | 100% | $465,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $335,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.1% | 100% | $555,000 | View |
Quorum Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lower, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Yucaipa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yucaipa in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Yucaipa, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 80 percent of home loans in Yucaipa, California in 2025, banks 8.9 percent and credit unions 11.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Yucaipa, California with 12 loans, about 1.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Yucaipa, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.9 percent, against a 78.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
56 lenders closed FHA loans in Yucaipa, California in 2025, led by United Wholesale Mortgage with 52. 30 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 29 credit unions closed home loans in Yucaipa, California in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Yucaipa, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yucaipa, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yucaipa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.