Mortgage Lenders and Brokers in Yuba City, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Yuba City, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1286 Stabler Ln, Yuba City, CA 95993A+5.0 ★Texas Ratio: 5.36%, Sierra Central Credit UnionSierra Central Credit Union1351 Harter Pkwy, Yuba City, CA 95993 2604A+5.0 ★Texas Ratio: 3.22%, Tri Counties BankTri Counties Bank1441 Colusa Hwy, Yuba City, CA 95993A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1054 Harter Pkwy, Yuba City, CA 95993A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association620 N Walton Ave, Yuba City, CA 95993A+5.0 ★Texas Ratio: 0.51%, Bank of America NABank of America NA1100 Butte House Rd, Yuba City, CA 95991A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.903 Colusa Ave, Yuba City, CA 95991A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank777 Colusa Ave, Yuba City, CA 95991A+5.0 ★Texas Ratio: 2.28%, Mechanics BankMechanics Bank1600 Butte House Rd, Yuba City, CA 95993A+5.0 ★Texas Ratio: 1.81%, and Schoolsfirst FCUSchoolsfirst FCU1055 Gray Ave, Yuba City, CA 95991A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Yuba City, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yuba City are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Yuba City, California
Market share is the lender's share of all home loans closed in Yuba City, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Yuba City 1286 Stabler Ln, Yuba City, CA 95993 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 13 | 1.6% | 86.7% | $286,538 | View |
|
1351 Harter Pkwy, Yuba City, CA 95993 2604 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 11 +24 HELOCs |
1.3% | 73.3% | $173,181 | View |
|
1 office in Yuba City 1441 Colusa Hwy, Yuba City, CA 95993 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 7 +19 HELOCs |
0.9% | 72.7% | $115,000 | View |
|
1 office in Yuba City 1054 Harter Pkwy, Yuba City, CA 95993 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 80% | $320,000 | View |
|
1 office in Yuba City 620 N Walton Ave, Yuba City, CA 95993 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 100% | $135,000 | View |
|
1 office in Yuba City 1100 Butte House Rd, Yuba City, CA 95991 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +18 HELOCs |
0.2% | 100% | $355,000 | View |
|
1 office in Yuba City 903 Colusa Ave, Yuba City, CA 95991 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +6 HELOCs |
0.2% | 37.5% | $300,000 | View |
|
1 office in Yuba City 777 Colusa Ave, Yuba City, CA 95991 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0.1% | 33.3% | $1,365,000 | View |
|
1 office in Yuba City 1600 Butte House Rd, Yuba City, CA 95993 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
1055 Gray Ave, Yuba City, CA 95991 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 34 +21 HELOCs |
4.1% | 89.5% | $177,352 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $348,333 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.4% | 100% | $288,333 | View |
|
1282 Stabler Ln Ste 640, Yuba City, CA 95993 2625 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +29 HELOCs |
0.2% | 66.7% | $270,000 | View |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $415,000 | View |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $105,000 | View |
|
7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $85,000 | View |
|
300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.1% | 100% | $425,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
|
Conventional, FHA, VA, Jumbo | 33 | 4% | 91.7% | $417,121 | |
Guild Mortgage Company
|
Conventional, FHA | 25 | 3% | 96.8% | $317,400 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 22 | 2.7% | 92% | $283,636 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 13 | 1.6% | 100% | $371,153 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 12 +1 HELOCs |
1.5% | 70.6% | $196,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 11 | 1.3% | 100% | $300,454 | |
Paramount Residential Mortgage
|
Conventional, FHA | 6 | 0.7% | 100% | $315,000 | |
New American Funding, LLC.
|
Conventional | 5 | 0.6% | 62.5% | $251,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 5 | 0.6% | 75% | $207,000 | |
Network Capital Funding Corporation
|
Conventional | 4 | 0.5% | 80% | $342,500 | |
Alameda Mortgage Corporation
|
Conventional | 3 | 0.4% | 100% | $261,666 | |
AmeriHome Mortgage Company, LLC
|
FHA, VA | 3 | 0.4% | 100% | $378,333 | |
AmWest Funding Corp
|
Conventional | 3 | 0.4% | 100% | $385,000 | |
Plaza Home Mortgage, Inc
|
Conventional, VA | 3 | 0.4% | 37.5% | $455,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $521,666 | |
Goodleap, LLC
|
Conventional, VA, HELOC | 2 +2 HELOCs |
0.2% | 100% | $290,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 0.2% | 40% | $575,000 | View |
Provident Funding Associates
|
Conventional | 2 | 0.2% | 100% | $305,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.1% | 50% | $225,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Greenbox Loans
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Campos Financial Corp
|
FHA | 1 | 0.1% | 100% | $335,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
Ardri LLC
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.1% | 100% | $675,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 33.3% | $125,000 | |
Mason-McDuffie Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $405,000 | |
Figure Lending LLC
|
HELOC | 0 +15 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 171 +14 HELOCs |
20.8% | 86.6% | $382,192 | |
Rocket Mortgage
|
Conventional, FHA, VA | 71 | 8.6% | 82% | $258,943 | |
Peak Residential Lending Inc
|
Conventional, FHA, VA | 60 | 7.3% | 100% | $406,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 34 | 4.1% | 81.4% | $430,000 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 32 +14 HELOCs |
3.9% | 94.4% | $379,375 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 21 | 2.6% | 84% | $489,285 | |
Nationstar Mortgage
|
Conventional, FHA | 17 | 2.1% | 85.7% | $181,470 | |
Better Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 15 | 1.8% | 78.9% | $449,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 12 +4 HELOCs |
1.5% | 48% | $85,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 11 | 1.3% | 78.6% | $331,363 | |
Mortgage Research Center
|
VA, Jumbo | 8 | 1% | 53.3% | $446,250 | |
Newrez LLC
|
Conventional, VA | 7 | 0.9% | 41.2% | $333,571 | |
Amerisave Mortgage Company
|
Conventional, FHA | 7 | 0.9% | 47.1% | $155,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
0.7% | 85.7% | $220,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 5 | 0.6% | 100% | $347,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $260,000 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 0.5% | 70.6% | $130,000 | |
21St Mortgage
|
Conventional | 4 | 0.5% | 40% | $85,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 100% | $41,666 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 0.4% | 31.2% | $348,333 | |
New Day Financial, LLC.
|
VA | 3 | 0.4% | 50% | $211,666 | |
Churchill Mortgage Corporation
|
Conventional | 3 | 0.4% | 100% | $161,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 0.4% | 100% | $181,666 | |
American Financial Resources LLC
|
Conventional, VA | 2 | 0.2% | 100% | $300,000 | |
Primelending
|
Conventional | 2 | 0.2% | 50% | $590,000 | |
Discover Bank
|
Conventional | 2 | 0.2% | 33.3% | $65,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.2% | 77.8% | $135,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $205,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $140,000 | |
Lower, LLC
|
Conventional | 2 | 0.2% | 66.7% | $255,000 | |
Village Capital & Investment
|
FHA | 2 | 0.2% | 100% | $330,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.1% | 50% | $205,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.1% | 50% | $235,000 | |
RANLife, Inc.
|
FHA | 1 | 0.1% | 100% | $365,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.1% | 100% | $375,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $395,000 | |
Go Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $315,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.1% | 100% | $365,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 50% | $345,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
Loanunited.Com, LLC
|
Conventional | 1 | 0.1% | 50% | $85,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 50% | $485,000 | View |
Data Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $35,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Valon Mortgage
|
FHA | 1 | 0.1% | 100% | $245,000 | |
Lennar Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $565,000 | |
Connexus Credit Union
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Nfm, Inc
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.1% | 100% | $235,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $295,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Megastar Finanacial Corp
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $365,000 | |
Logan Finance Corporation
|
Conventional, Jumbo | 1 | 0.1% | 100% | $805,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.1% | 100% | $425,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Horizon Utah Fed Credit Union
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 50% | $415,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $285,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Yuba City Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Yuba City, California
Looking for mortgage lenders near me or mortgage brokers near me in Yuba City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yuba City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Yuba City, CA
Use these to narrow the list above. Each category shows how many Yuba City, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Yuba City, CA
Independent mortgage companies closed 86.8 percent of home loans in Yuba City, California in 2025, banks 5.7 percent and credit unions 7.4 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Sierra Central Credit Union the largest credit union. Among lenders headquartered in California, Sierra Central Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Yuba City, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Yuba City, California with 13 loans, about 1.6 percent of the market. The largest lender headquartered in California was Sierra Central Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Yuba City, California, Peak Residential Lending Inc approved the highest share of completed applications in 2025 at 100 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Yuba City, California in 2025, led by United Wholesale Mortgage with 47. 29 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 15 credit unions closed home loans in Yuba City, California in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Yuba City, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yuba City, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yuba City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
