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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Whittier, California

Whittier, California mortgage lenders include US Bank, N.A.US Bank, N.A.13525 Whittier Blvd, Whittier, CA 90605A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13417 Telegraph Road, Whittier, CA 90605A+5.0 ★Texas Ratio: 3.68%, City National BankCity National Bank11860 Whittier Blvd, Whittier, CA 90601A+5.0 ★Texas Ratio: 5.55%, Bank of America NABank of America NA15742 Whittier Blvd, Whittier, CA 90603A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA15410 Whittier Blvd, Whittier, CA 90603A+5.0 ★Texas Ratio: 2.82%, Bank of Whittier, NaBank of Whittier, Na15141 Whittier Blvd, Whittier, CA 90603A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA7202 Greenleaf Ave, Whittier, CA 90602A+5.0 ★Texas Ratio: 5.36%, Schoolsfirst FCUSchoolsfirst FCU13524 Whittier Blvd, Whittier, CA 90605 1934A+5.0 ★Texas Ratio: 5.56%, Credit Union of Southern CaliforniaCredit Union of Southern California8028 Greenleaf Ave, Whittier, CA 90602A+5.0 ★Texas Ratio: 2.65%, and F&A Federal Credit UnionF&A Federal Credit Union13303 Hadley St, Whittier, CA 90601A+5.0 ★Texas Ratio: 1.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Whittier, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whittier are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Whittier, California

Market share is the lender's share of all home loans closed in Whittier, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Whittier
13525 Whittier Blvd, Whittier, CA 90605
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 15
+9 HELOCs
1.9% 60% $587,000 View
4 offices in Whittier
13417 Telegraph Road, Whittier, CA 90605
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 15
+1 HELOCs
1.9% 88.9% $603,000 View
1 office in Whittier
11860 Whittier Blvd, Whittier, CA 90601
A+5.0 ★Texas Ratio: 5.55%
Conventional 12 1.5% 92.3% $668,333 View
4 offices in Whittier
15742 Whittier Blvd, Whittier, CA 90603
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 4
+28 HELOCs
0.5% 100% $615,000 View
2 offices in Whittier
15410 Whittier Blvd, Whittier, CA 90603
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 4
+3 HELOCs
0.5% 80% $852,500 View
15141 Whittier Blvd, Whittier, CA 90603
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.1% 100% $95,000 View
1 office in Whittier
7202 Greenleaf Ave, Whittier, CA 90602
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.1% 50% $265,000 View
13524 Whittier Blvd, Whittier, CA 90605 1934
A+5.0 ★Texas Ratio: 5.56%
Conventional, HELOC 43
+64 HELOCs
5.5% 93.5% $198,720 View
8028 Greenleaf Ave, Whittier, CA 90602
A+5.0 ★Texas Ratio: 2.65%
Conventional, HELOC 12
+46 HELOCs
1.5% 85.7% $260,000 View
13303 Hadley St, Whittier, CA 90601
A+5.0 ★Texas Ratio: 1.14%
Conventional, HELOC 8
+5 HELOCs
1% 81.8% $127,500 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 5 0.6% 83.3% $325,000 View
12701 Schabarum Ave, Irwindale, CA 91706
A5.0 ★Texas Ratio: 6.24%
Conventional 4 0.5% 80% $107,500 View
500 N Brand Blvd, Glendale, CA 91203
A+5.0 ★Texas Ratio: 5.17%
Conventional, FHA 4 0.5% 85.7% $625,000 View
1880 Academy Dr, Los Angeles, CA 90012 1001
A+5.0 ★Texas Ratio: 2.38%
Conventional 4 0.5% 100% $90,000 View
403 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 2.84%
Conventional, HELOC 3
+3 HELOCs
0.4% 75% $538,333 View
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
Conventional 3 0.4% 100% $485,000 View
5701 Kanan Rd, Agoura Hills, CA 91301
A5.0 ★Texas Ratio: 7.72%
Conventional 3 0.4% 100% $515,000 View
855 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 2
+9 HELOCs
0.3% 66.7% $200,000 View
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 4.43%
Conventional, HELOC 2
+4 HELOCs
0.3% 100% $310,000 View
16840 Devonshire St, Granada Hills, CA 91344 7404
A+5.0 ★Texas Ratio: 3.77%
Conventional, HELOC 2
+1 HELOCs
0.3% 66.7% $90,000 View
6840 Eastern Ave Ste B, Bell Gardens, CA 90201
A+5.0 ★Texas Ratio: 1.47%
Conventional 2 0.3% 100% $155,000 View
11239 183rd St, Cerritos, CA 90703 5417
A+5.0 ★Texas Ratio: 2.34%
Conventional 2 0.3% 100% $535,000 View
200 N Puente St, Brea, CA 92821 3824
A+5.0 ★Texas Ratio: 1.07%
Conventional 2 0.3% 100% $155,000 View
★ 5 stars, 1 review
5601 E La Palma Ave, Anaheim, CA 92807
A+5.0 ★Texas Ratio: 2.66%
Conventional, HELOC 1
+12 HELOCs
0.1% 100% $805,000 View
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973
A+5.0 ★Texas Ratio: 2.90%
Conventional, HELOC 1
+5 HELOCs
0.1% 100% $685,000 View
7900 Downing Ave, Bakersfield, CA 93308
A+5.0 ★Texas Ratio: 1.69%
Conventional, Jumbo, HELOC 1
+5 HELOCs
0.1% 100% $1,265,000 View
1040 E Imperial Hwy Ste F3, Brea, CA 92821
A+5.0 ★Texas Ratio: 3.82%
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $685,000 View
1100 W Hollyvale St, Azusa, CA 91702 3305
A5.0 ★Texas Ratio: 8.22%
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $65,000 View
100 N First St Ste 100, Burbank, CA 91502 1845
A+5.0 ★Texas Ratio: 5.23%
Conventional, HELOC 1
+2 HELOCs
0.1% 50% $235,000 View
521 N Hollywood Way Ste E, Burbank, CA 91505 4984
A5.0 ★Texas Ratio: 13.97%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $605,000 View
31924 Crown Valley Rd, Acton, CA 93510
A+5.0 ★Texas Ratio: 3.72%
Conventional 1 0.1% 100% $715,000 View
2421 E Coast Hwy, Corona Del Mar, CA 92625
A+5.0 ★Texas Ratio: 0.06%
Conventional 1 0.1% 100% $595,000 View
500 W Woodbury Rd, Altadena, CA 91001 5410
A+5.0 ★Texas Ratio: 2.03%
Conventional 1 0.1% 100% $165,000 View
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311
Conventional, Jumbo 1 0.1% 100% $1,465,000
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941
A+5.0 ★Texas Ratio: 5.44%
Conventional 1 0.1% 100% $735,000 View
2310A E Lincoln Ave, Anaheim, CA 92806 4109
A+5.0 ★Texas Ratio: 3.63%
Conventional 1 0.1% 100% $115,000 View
528 Foothill Blvd, La Canada, CA 91011
A+5.0 ★Texas Ratio: 0.08%
Conventional 1 0.1% 100% $835,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 100% $675,000 View
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
Conventional 1 0.1% 100% $125,000 View
8237 3rd St, Downey, CA 90241 3718
A+5.0 ★Texas Ratio: 3.02%
HELOC 0
+5 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
1329 Broadway Ave, Atwater, CA 95301
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+4 HELOCs
0% n/a View
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
HELOC 0
+3 HELOCs
0% n/a View
5901 Priestly Dr, Carlsbad, CA 92008
A+5.0 ★Texas Ratio: 2.91%
HELOC 0
+2 HELOCs
0% n/a View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
HELOC 0
+2 HELOCs
0% n/a View
386 E H St Ste 213, Chula Vista, CA 91910 7487
A+5.0 ★Texas Ratio: 1.25%
HELOC 0
+1 HELOCs
0% n/a View
16633 Ventura Blvd, Encino, CA 91436
A+5.0 ★Texas Ratio: 4.93%
HELOC 0
+1 HELOCs
0% n/a View
2033 Kala Bagai Way, Berkeley, CA 94704
A5.0 ★Texas Ratio: 6.65%
HELOC 0
+1 HELOCs
0% n/a View
250 W Colorado Blvd, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 1.28%
HELOC 0
+1 HELOCs
0% n/a
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 19 2.4% 83.3% $493,947
A5.0 ★Texas Ratio: 8.76%
Conventional, FHA, Jumbo 18 2.3% 100% $705,555 View
Royal Pacific Funding
Conventional, FHA, Jumbo 12 1.5% 100% $683,333
loanDepot.com LLC
Conventional, VA, HELOC 11
+3 HELOCs
1.4% 78.6% $299,545
AmWest Funding Corp
Conventional, FHA, Jumbo, HELOC 11
+3 HELOCs
1.4% 100% $706,818
New American Funding, LLC.
Conventional, FHA, Jumbo 11 1.4% 84.6% $658,636
Flexpoint, Inc.
Conventional, Jumbo 10 1.3% 100% $681,000
New Wave Lending Group Inc
Conventional, FHA 9 1.2% 100% $583,888
Paramount Residential Mortgage
Conventional, FHA, VA, Jumbo 9 1.2% 90% $536,111
American Financial Network, Inc.
Conventional, FHA, VA, Jumbo 8 1% 100% $638,750
Hometown Equity Mortgage, LLC
Conventional, FHA, Jumbo 7 0.9% 70% $800,714
Nmsi, Inc.
Conventional, FHA 7 0.9% 100% $760,714
JMJ Financial Group Inc.
Conventional, VA 6 0.8% 100% $741,666
Ahl Funding
Conventional, FHA, VA 5 0.6% 100% $955,000
Zillow Home Loans, LLC
Conventional 5 0.6% 100% $475,000
Stg Mortgage Inc
Conventional 4 0.5% 80% $530,000
Emet Lending Group, Inc.
Conventional 4 0.5% 100% $840,000
Sierra Pacific Mortgage Co. Inc
Conventional, VA, HELOC 3
+1 HELOCs
0.4% 100% $818,333
MortgageOne, Inc
Conventional 3 0.4% 100% $831,666
Kind Lending, LLC
Conventional 3 0.4% 37.5% $395,000
Home Mortgage Alliance Corp (Hmac)
Conventional, FHA 3 0.4% 60% $465,000
Bay-Valley Mortgage Group
Conventional, FHA 3 0.4% 100% $645,000
Ez Fundings Inc
Conventional, FHA, Jumbo 3 0.4% 100% $778,333
Ony Glo, Inc.
Conventional, FHA 3 0.4% 60% $495,000
Southland Credit Uniom
Conventional 3 0.4% 100% $565,000
Nexera Holding LLC
Conventional 3 0.4% 100% $325,000
Financial Partners Credit Unio
Conventional, HELOC 2
+8 HELOCs
0.3% 100% $600,000
Popa FCU - Cerritos
Conventional, HELOC 2
+2 HELOCs
0.3% 66.7% $150,000
Golden Empire Mortgage, Inc.
Conventional 2 0.3% 75% $490,000
Guild Mortgage Company
Conventional 2 0.3% 100% $815,000
First Stardand Financial dba Nexcap Home Loans
Conventional 2 0.3% 100% $595,000
Intelliloan, Inc.
Conventional 2 0.3% 100% $775,000
Geo-Corp, Inc.
FHA 2 0.3% 100% $765,000
ClearEdge Lending LLC
Conventional 2 0.3% 66.7% $940,000
Carrington Mortgage Services LLC
FHA, Jumbo 2 0.3% 50% $945,000
Vista Point Mortgage, LLC
Conventional 2 0.3% 66.7% $235,000
Cake Mortgage Corp.
Conventional 2 0.3% 100% $485,000
Goodleap, LLC
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $105,000
ML Mortgage Corp.
Conventional 1 0.1% 100% $135,000
Cornerstone First Mortgage, LLC
Conventional 1 0.1% 100% $385,000
Alameda Mortgage Corporation
Conventional 1 0.1% 100% $775,000
Watermark Capital, Inc.
Conventional 1 0.1% 100% $235,000
AdvantageFirst Lending Inc
Conventional 1 0.1% 100% $605,000
General Mortgage Capital Corporation
Conventional, Jumbo 1 0.1% 100% $1,385,000
Constant Investments, Inc
Conventional 1 0.1% 100% $475,000
Coast 2 Coast Funding Group, Inc
Conventional 1 0.1% 100% $105,000
Winprime Lending
Conventional 1 0.1% 100% $335,000
Crestline Funding Corporation
Conventional 1 0.1% 100% $375,000
Network Capital Funding Corporation
Conventional 1 0.1% 33.3% $405,000
Greenbox Loans
Conventional 1 0.1% 100% $355,000
JSB Mortgage Corporation
Conventional, Jumbo 1 0.1% 100% $1,755,000
Provident Funding Associates
Conventional 1 0.1% 100% $655,000
American Pacific Mortgage Corporation
FHA 1 0.1% 100% $755,000
T. J. Financial, Inc.
Conventional 1 0.1% 100% $1,165,000
Mission Loans, LLC
Conventional 1 0.1% 100% $115,000
Citadel Servicing Corporation
Conventional, Jumbo 1 0.1% 100% $1,555,000
Banc One Mortage Corporation
Conventional 1 0.1% 100% $605,000
Mason-McDuffie Mortgage Corporation
Conventional 1 0.1% 50% $455,000
Plaza Home Mortgage, Inc
FHA 1 0.1% 33.3% $735,000
JMAC Lending, Inc.
Conventional 1 0.1% 50% $815,000
Figure Lending LLC
HELOC 0
+5 HELOCs
0% n/a
Campos Financial Corp
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA, Jumbo 114 14.6% 89.5% $537,192
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 88
+9 HELOCs
11.3% 89.1% $724,886
A-5.0 ★Texas Ratio: 14.64%
Conventional, FHA 29 3.7% 100% $667,068 View
Nationstar Mortgage
Conventional, FHA, VA 17 2.2% 94.7% $309,705
First Colony Mortgage Corporat
Conventional, FHA, VA 13 1.7% 100% $703,461
Spring Eq, LLC
Conventional, HELOC 10
+15 HELOCs
1.3% 30.3% $145,000
The Loan Store, Inc
Conventional, FHA, VA, HELOC 9
+3 HELOCs
1.2% 100% $562,777
Newrez LLC
Conventional, FHA 8 1% 57.1% $413,750
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 7
+4 HELOCs
0.9% 70% $289,285
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 7
+1 HELOCs
0.9% 100% $575,000
Guaranteed Rate, Inc.
Conventional, VA 6 0.8% 100% $636,666
A-5.0 ★Texas Ratio: 14.93%
Conventional 6 0.8% 85.7% $858,333 View
Freedom Mortgage Corporation
FHA, VA 5 0.6% 66.7% $875,000
Primelending
Conventional 4 0.5% 80% $387,500
A+5.0 ★Texas Ratio: 2.02%
Conventional, FHA, VA 4 0.5% 100% $657,500 View
Ameritrust Mortgage Corporation
Conventional, FHA 4 0.5% 100% $610,000
Planet Home Lending, LLC
Conventional, FHA 3 0.4% 75% $545,000
Premier Mortgage Resources, LLC
Conventional 2 0.3% 100% $225,000
Guaranteed Rate Affinity, LLC
Conventional 2 0.3% 100% $720,000
Equity Prime Mortgage LLC
FHA 2 0.3% 66.7% $585,000
Data Mortgage, Inc
Conventional, FHA 2 0.3% 100% $350,000
A5.0 ★Texas Ratio: 8.47%
Conventional 2 0.3% 100% $605,000 View
Discover Bank
Conventional 2 0.3% 14.3% $90,000
Nations Direct Mortgage, LLC
Conventional 2 0.3% 100% $760,000
A4.8 ★Texas Ratio: 2.45%
Conventional 2 0.3% 100% $990,000 View
Angel Oak Mortgage Solutions LLC
Conventional 2 0.3% 66.7% $825,000
Tomo Mortgage LLC
Conventional 2 0.3% 100% $635,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $255,000 View
Arc Home LLC
Conventional, Jumbo 1 0.1% 50% $1,575,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $155,000 View
A+5.0 ★Texas Ratio: 3.32%
Conventional 1 0.1% 100% $265,000 View
A+5.0 ★Texas Ratio: 0.01%
Conventional 1 0.1% 100% $895,000 View
American Financial Resources LLC
FHA 1 0.1% 100% $715,000
A+5.0 ★Texas Ratio: 4.65%
Conventional 1 0.1% 100% $325,000 View
Lakeview Loan Servicing, LLC
Conventional 1 0.1% 37.5% $65,000
Envoy Mortgage, Ltd
FHA 1 0.1% 100% $705,000
Nbkc Bank
VA 1 0.1% 100% $1,075,000
Triad Financial Services, Inc.
Conventional 1 0.1% 50% $125,000
Movement Mortgage, LLC
VA 1 0.1% 100% $1,085,000
PHH Mortgage Corporation
Conventional 1 0.1% 100% $905,000
Dart Bank
Conventional 1 0.1% 100% $765,000
Deephaven Mortgage LLC
Conventional 1 0.1% 50% $755,000
Amerisave Mortgage Company
Conventional 1 0.1% 10% $135,000
A+5.0 ★Texas Ratio: 3.21%
Conventional 1 0.1% 100% $695,000 View
Securitynational Mortgage Company
Conventional 1 0.1% 50% $615,000
Union Home Mortgage Corp.
Conventional 1 0.1% 100% $685,000
Foundation Mortgage Corporation
Conventional 1 0.1% 100% $545,000
Churchill Mortgage Corporation
Conventional 1 0.1% 100% $645,000
Peoples Mortgage Company
Conventional 1 0.1% 100% $505,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.1% 100% $755,000 View
United Home Loans, Inc.
Conventional 1 0.1% 100% $505,000
Digital Federal Credit Union
Conventional 1 0.1% 100% $795,000
Better Mortgage Corporation
Conventional 1 0.1% 100% $795,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.1% 100% $485,000
Nationwide Mortgage Bankers, Inc.
Conventional 1 0.1% 100% $515,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.1% 100% $115,000 View
Ark-La-Tex Financial Services LLC
FHA 1 0.1% 100% $705,000
Village Capital & Investment
FHA 1 0.1% 100% $865,000
HomeBridge Financial Services, Inc
HELOC 0
+8 HELOCs
0% 0%
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+6 HELOCs
0% n/a View
Pentagon Federal Credit Union
HELOC 0
+5 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+3 HELOCs
0% 100%
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+2 HELOCs
0% 0% View
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Usalliance Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Oaktree Funding Corp
HELOC 0
+1 HELOCs
0% 100%
American United FCU
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Whittier, California

Looking for mortgage lenders near me or mortgage brokers near me in Whittier? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whittier in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Whittier, CA

Use these to narrow the list above. Each category shows how many Whittier, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Whittier, CA

Independent mortgage companies closed 74.2 percent of home loans in Whittier, California in 2025, banks 11.9 percent and credit unions 13.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, City National Bank led with 12 loans.

74.2%
Mortgage companies
11.9%
Banks
13.9%
Credit unions
14%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Whittier, CA

Who is the largest mortgage lender in Whittier, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Whittier, California with 15 loans, about 1.9 percent of the market. The largest lender headquartered in California was City National Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Whittier, CA have the highest approval rates?

Among lenders with meaningful volume in Whittier, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.5 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Whittier, CA mortgage lenders offer FHA, VA and USDA loans?

39 lenders closed FHA loans in Whittier, California in 2025, led by United Wholesale Mortgage with 26. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Whittier, CA lender list?

Yes. 32 banks and 38 credit unions closed home loans in Whittier, California in 2025, alongside 108 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Whittier, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Whittier, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whittier, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whittier. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.