Mortgage Lenders and Brokers in West Covina, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
West Covina, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA100 S Vincent Ave, West Covina, CA 91790A+5.0 ★Texas Ratio: 3.68%, Cathay BankCathay Bank2672 E Garvey Ave S, West Covina, CA 91791A+5.0 ★Texas Ratio: 4.57%, Wells Fargo Bank NAWells Fargo Bank NA100 N Citrus St, West Covina, CA 91791A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2901 E Eastland Center Dr, West Covina, CA 91791A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA401 S Glendora Ave, West Covina, CA 91790A+5.0 ★Texas Ratio: 3.54%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust225 N Barranca St, West Covina, CA 91791A5.0 ★Texas Ratio: 7.72%, Schoolsfirst FCUSchoolsfirst FCU332 S California Ave Spc 7076A, West Covina, CA 91790A+5.0 ★Texas Ratio: 5.56%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Covina, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Covina are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Covina, California
Market share is the lender's share of all home loans closed in West Covina, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in West Covina 100 S Vincent Ave, West Covina, CA 91790 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 19 +4 HELOCs |
2.5% | 87.5% | $460,263 | View |
|
1 office in West Covina 2672 E Garvey Ave S, West Covina, CA 91791 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 9 | 1.2% | 100% | $857,222 | View |
|
3 offices in West Covina 100 N Citrus St, West Covina, CA 91791 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.8% | 85.7% | $406,666 | View |
|
3 offices in West Covina 2901 E Eastland Center Dr, West Covina, CA 91791 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +43 HELOCs |
0.5% | 100% | $522,500 | View |
|
1 office in West Covina 401 S Glendora Ave, West Covina, CA 91790 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
0.4% | 100% | $1,375,000 | View |
|
1 office in West Covina 225 N Barranca St, West Covina, CA 91791 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.3% | 100% | $255,000 | View |
|
332 S California Ave Spc 7076A, West Covina, CA 91790 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 27 +41 HELOCs |
3.6% | 90% | $310,925 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 16 +5 HELOCs |
2.1% | 100% | $590,625 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +4 HELOCs |
1.3% | 63.2% | $423,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 9 | 1.2% | 75% | $595,000 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 7 +2 HELOCs |
0.9% | 100% | $296,428 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 6 +2 HELOCs |
0.8% | 100% | $723,333 | View |
|
2530 E Workman Ave, West Covina, CA 91791 1534 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 6 | 0.8% | 75% | $95,000 | View |
|
901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 5 | 0.7% | 83.3% | $453,000 | View |
|
17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 5 | 0.7% | 100% | $565,000 | View |
|
250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 4 +8 HELOCs |
0.5% | 66.7% | $240,000 | |
|
16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $711,666 | View |
|
12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 3 | 0.4% | 50% | $155,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 0.4% | 60% | $1,038,333 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 100% | $88,333 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 2 +10 HELOCs |
0.3% | 66.7% | $675,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 75% | $390,000 | View |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 100% | $190,000 | View |
Christian Community Credit Union
255 N Lone Hill Ave, San Dimas, CA 91773 2308 |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $260,000 | |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $260,000 | View |
|
6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 2 | 0.3% | 100% | $270,000 | View |
|
325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 2 | 0.3% | 100% | $665,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $105,000 | View |
|
471 N Azusa Ave, West Covina, CA 91791 A+5.0 ★Texas Ratio: 2.03% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $75,000 | View |
|
23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $105,000 | View |
|
2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $715,000 | View |
|
16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.1% | 50% | $615,000 | View |
|
200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.1% | 50% | $505,000 | View |
|
5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
|
1000 Lakes Dr, West Covina, CA 91790 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.1% | 66.7% | $515,000 | View |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
|
528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
|
1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
|
1230 Lakes Dr Ste 108, West Covina, CA 91790 3077 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
|
★ 5 stars, 1 review 2646 E Garvey Ave S Ste F, West Covina, CA 91791 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +18 HELOCs |
0% | n/a | View | |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Wave Lending Group Inc
|
Conventional | 19 | 2.5% | 100% | $569,736 | |
Emet Lending Group, Inc.
|
Conventional, Jumbo | 19 | 2.5% | 100% | $803,421 | |
AmWest Funding Corp
|
Conventional, HELOC | 14 +5 HELOCs |
1.9% | 100% | $502,142 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
1.9% | 78.9% | $183,571 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 14 +2 HELOCs |
1.9% | 82.4% | $420,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 14 | 1.9% | 77.8% | $529,285 | |
General Mortgage Capital Corporation
|
Conventional | 14 | 1.9% | 100% | $606,428 | |
AAA Capital Investment, Inc
|
Conventional | 13 | 1.7% | 94.1% | $609,615 | |
Nmsi, Inc.
|
Conventional, FHA, Jumbo | 13 | 1.7% | 100% | $636,538 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, Jumbo, HELOC | 11 +1 HELOCs |
1.5% | 100% | $840,454 | View |
Kind Lending, LLC
|
Conventional | 10 | 1.3% | 100% | $358,000 | |
Fidelity Lending Solutions Inc
|
Conventional, Jumbo | 9 | 1.2% | 100% | $702,777 | |
Royal Pacific Funding
|
Conventional, FHA, Jumbo | 8 | 1.1% | 100% | $721,250 | |
JSB Mortgage Corporation
|
Conventional, Jumbo | 8 | 1.1% | 100% | $720,000 | |
Bay-Valley Mortgage Group
|
Conventional | 7 | 0.9% | 100% | $505,000 | |
Paramount Residential Mortgage
|
Conventional | 6 | 0.8% | 100% | $435,000 | |
Ony Glo, Inc.
|
Conventional, FHA, VA | 5 | 0.7% | 62.5% | $693,000 | |
Provident Funding Associates
|
Conventional | 5 | 0.7% | 100% | $613,000 | |
T. J. Financial, Inc.
|
Conventional | 5 | 0.7% | 100% | $485,000 | |
Flexpoint, Inc.
|
Conventional | 4 | 0.5% | 100% | $690,000 | |
Vista Point Mortgage, LLC
|
Conventional | 4 | 0.5% | 83.3% | $525,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $618,333 | |
HomeXpress Mortgage Corp.
|
Conventional | 3 | 0.4% | 100% | $695,000 | |
JMJ Financial Group Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $488,333 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 3 | 0.4% | 100% | $601,666 | |
Nexera Holding LLC
|
Conventional | 3 | 0.4% | 100% | $338,333 | |
Carrington Mortgage Services LLC
|
Conventional | 3 | 0.4% | 41.7% | $468,333 | |
Cake Mortgage Corp.
|
Conventional | 3 | 0.4% | 100% | $581,666 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 2 | 0.3% | 66.7% | $175,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 2 | 0.3% | 100% | $175,000 | |
AdvantageFirst Lending Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $640,000 | |
Googain, Inc.
|
Conventional | 2 | 0.3% | 100% | $435,000 | |
Victoria Financial Corp
|
Conventional | 2 | 0.3% | 100% | $355,000 | |
Stg Mortgage Inc
|
FHA | 2 | 0.3% | 100% | $580,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $665,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.3% | 100% | $840,000 | |
Popa FCU - Cerritos
|
Conventional | 2 | 0.3% | 50% | $80,000 | |
Mission Loans, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $105,000 | |
ML Mortgage Corp.
|
VA | 1 | 0.1% | 100% | $535,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.1% | 100% | $715,000 | |
Golden Empire Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $575,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $715,000 | |
Augusta Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $765,000 | |
Mortgage Capital Partners, INC
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Ahl Funding
|
FHA | 1 | 0.1% | 100% | $475,000 | |
Ez Fundings Inc
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
Greenbox Loans
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 1 | 0.1% | 50% | $1,465,000 | |
Summit Funding.Inc
|
Conventional, Jumbo | 1 | 0.1% | 50% | $1,335,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.1% | 100% | $565,000 | |
Banc One Mortage Corporation
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
Figure Lending LLC
|
HELOC | 0 +12 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +4 HELOCs |
0% | 0% | ||
Southland Credit Uniom
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mason-McDuffie Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 96 | 12.7% | 89.9% | $443,333 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 61 +17 HELOCs |
8.1% | 79.7% | $624,672 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 16 +1 HELOCs |
2.1% | 100% | $553,750 | |
Spring Eq, LLC
|
Conventional, HELOC | 14 +7 HELOCs |
1.9% | 53.1% | $99,285 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 14 | 1.9% | 51.9% | $413,571 | |
The Loan Store, Inc
|
Conventional, HELOC | 9 +5 HELOCs |
1.2% | 83.3% | $617,222 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1.1% | 100% | $552,500 | |
Nationstar Mortgage
|
Conventional | 8 | 1.1% | 69.2% | $253,750 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 7 +2 HELOCs |
0.9% | 70% | $462,142 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 0.8% | 85.7% | $473,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +3 HELOCs |
0.7% | 62.5% | $253,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 0.7% | 100% | $543,000 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.5% | 100% | $755,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.4% | 100% | $358,333 | |
Discover Bank
|
Conventional | 3 | 0.4% | 18.8% | $88,333 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $1,165,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $465,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.3% | 100% | $795,000 | |
Filo Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $600,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.3% | 40% | $170,000 | |
Summit Mortgage Bankers, Inc.
|
Conventional | 2 | 0.3% | 100% | $800,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 0.3% | 100% | $715,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.3% | 100% | $965,000 | View |
Logan Finance Corporation
|
Conventional, Jumbo | 2 | 0.3% | 100% | $1,245,000 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $555,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +9 HELOCs |
0.1% | 100% | $805,000 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $425,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.1% | 100% | $605,000 | |
Primelending
|
Conventional | 1 | 0.1% | 100% | $515,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.1% | 18.2% | $795,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.1% | 40% | $95,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $775,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.1% | 100% | $595,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $785,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $715,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $655,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $515,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $855,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $675,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 25% | $45,000 | |
Texana Bank
|
FHA | 1 | 0.1% | 100% | $665,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.1% | 100% | $695,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.1% | 100% | $675,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $685,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $815,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
HomeStreet Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Covina Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Covina, California
Looking for mortgage lenders near me or mortgage brokers near me in West Covina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Covina in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Covina, CA
Use these to narrow the list above. Each category shows how many West Covina, CA lenders fit and what that kind of lender is usually best for.
Who Lends in West Covina, CA
Independent mortgage companies closed 74 percent of home loans in West Covina, California in 2025, banks 15.5 percent and credit unions 10.5 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Cathay Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Covina, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in West Covina, California with 19 loans, about 2.5 percent of the market. The largest lender headquartered in California was Cathay Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in West Covina, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.9 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in West Covina, California in 2025, led by United Wholesale Mortgage with 11. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 39 credit unions closed home loans in West Covina, California in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Covina, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Covina, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Covina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
