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Mortgage Lenders and Brokers in Victorville, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Victorville, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12690 Hesperia Rd, Victorville, CA 92395A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.14821 Seventh St, Victorville, CA 92395A+5.0 ★Texas Ratio: 2.85%, Flagstar Bank NAFlagstar Bank NA12470 Hesperian Road, Victorville, CA 92395D3.3 ★Texas Ratio: 35.11%, Wells Fargo Bank NAWells Fargo Bank NA15368 Roy Rogers Dr, Victorville, CA 92394A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14723 Seventh St, Victorville, CA 92395A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU13605 Bear Valley Rd Ste 102, Victorville, CA 92392A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Arrowhead Central Credit UnionArrowhead Central Credit Union12748 Amargosa Rd, Victorville, CA 92392 7670A+5.0 ★Texas Ratio: 3.64%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Victorville, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Victorville are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Victorville, California

Market share is the lender's share of all home loans closed in Victorville, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Victorville 12690 Hesperia Rd, Victorville, CA 92395 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	18	1%	81.8%	$282,777	View
US Bank, N.A. 2 offices in Victorville 14821 Seventh St, Victorville, CA 92395 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	15 +7 HELOCs	0.8%	44.1%	$246,333	View
Flagstar Bank NA 2 offices in Victorville 12470 Hesperian Road, Victorville, CA 92395 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	10 +4 HELOCs	0.5%	50%	$251,000	View
Wells Fargo Bank NA 2 offices in Victorville 15368 Roy Rogers Dr, Victorville, CA 92394 A+5.0 ★Texas Ratio: 5.36%	Conventional	8	0.4%	66.7%	$221,250	View
Bank of America NA 2 offices in Victorville 14723 Seventh St, Victorville, CA 92395 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	7 +18 HELOCs	0.4%	100%	$303,571	View
Schoolsfirst FCU 13605 Bear Valley Rd Ste 102, Victorville, CA 92392 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	42 +42 HELOCs	2.3%	84.9%	$165,952	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	17	0.9%	82.1%	$389,705	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA	17	0.9%	70.8%	$233,235	View
Arrowhead Central Credit Union 12748 Amargosa Rd, Victorville, CA 92392 7670 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	13 +1 HELOCs	0.7%	48.1%	$121,153	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	8 +1 HELOCs	0.4%	72.7%	$360,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	7	0.4%	53.8%	$427,857	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	5	0.3%	85.7%	$177,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	3	0.2%	75%	$465,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	3	0.2%	100%	$308,333	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA	2	0.1%	66.7%	$420,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	33.3%	$255,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	2	0.1%	100%	$70,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$245,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$175,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$405,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$285,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional	1	0.1%	25%	$55,000	View
Pasadena Federal Credit Union 6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$55,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$45,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	FHA	1	0.1%	100%	$395,000
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	Conventional	1	0.1%	100%	$75,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$75,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	100%	$365,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	1	0.1%	100%	$65,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional	1	0.1%	100%	$45,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional	1	0.1%	100%	$65,000	View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	Conventional	1	0.1%	100%	$45,000	View
Fifth Third Bank, National Association 2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$305,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	33.3%		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Priority One Credit Union 7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA	101	5.5%	98.7%	$365,594	View
Paramount Residential Mortgage	Conventional, FHA, VA	78	4.2%	98.7%	$313,717
loanDepot.com LLC	Conventional, FHA, VA, HELOC	60 +5 HELOCs	3.2%	77.5%	$326,666
ML Mortgage Corp.	Conventional, FHA, VA	52	2.8%	100%	$360,576
Pennymac Loan Services LLC	Conventional, FHA, VA	49	2.7%	73.9%	$281,530
Royal Pacific Funding	Conventional, FHA, VA	29	1.6%	97.6%	$352,931
New American Funding, LLC.	Conventional, FHA, VA, HELOC	28 +4 HELOCs	1.5%	77.8%	$304,285
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	22	1.2%	81.5%	$304,090
Geo-Corp, Inc.	FHA	22	1.2%	100%	$427,727
Franklin Loan Corporation	Conventional, FHA, VA	21	1.1%	91.7%	$257,857
American Financial Network, Inc.	Conventional, FHA, VA	17	0.9%	89.5%	$368,529
Guild Mortgage Company	Conventional, FHA	12	0.6%	93.8%	$226,666
Nmsi, Inc.	Conventional, FHA	12	0.6%	100%	$356,666
Ahl Funding	Conventional, FHA	11	0.6%	100%	$323,181
Carrington Mortgage Services LLC	Conventional, FHA, VA	11	0.6%	43.2%	$254,090
Flexpoint, Inc.	Conventional, FHA, VA	10	0.5%	93.8%	$323,000
AdvantageFirst Lending Inc	Conventional, FHA, VA	9	0.5%	81.8%	$318,333
Ez Fundings Inc	Conventional, FHA	9	0.5%	100%	$412,777
AmWest Funding Corp	Conventional, FHA, HELOC	8 +3 HELOCs	0.4%	90%	$373,750
Bay-Valley Mortgage Group	Conventional, FHA	8	0.4%	100%	$375,000
Hometown Equity Mortgage, LLC	Conventional, FHA	8	0.4%	57.1%	$350,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	8	0.4%	88.9%	$333,750
JMAC Lending, Inc.	Conventional, FHA	8	0.4%	100%	$398,750
Kind Lending, LLC	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.4%	50%	$306,428
Ony Glo, Inc.	Conventional, FHA	6	0.3%	85.7%	$375,000
Banc One Mortage Corporation	Conventional	6	0.3%	100%	$356,666
Nexera Holding LLC	Conventional	6	0.3%	100%	$193,333
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	5	0.3%	55.6%	$429,000
New Wave Lending Group Inc	Conventional	5	0.3%	100%	$305,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	4	0.2%	100%	$420,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	4	0.2%	80%	$300,000
Resicentral LLC	Conventional, FHA	3	0.2%	100%	$398,333
Greenbox Loans	Conventional	3	0.2%	100%	$301,666
Zillow Home Loans, LLC	Conventional, FHA	3	0.2%	100%	$351,666
Cake Mortgage Corp.	Conventional	3	0.2%	100%	$248,333
Goodleap, LLC	Conventional, VA, HELOC	2 +6 HELOCs	0.1%	75%	$265,000
Residential Wholesale Mortgage	FHA	2	0.1%	66.7%	$430,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$255,000
Bridgeway Lending Partners, LLC	Conventional	2	0.1%	100%	$375,000
HomeXpress Mortgage Corp.	Conventional, FHA	2	0.1%	66.7%	$315,000
Coast 2 Coast Funding Group, Inc	Conventional	2	0.1%	100%	$190,000
JMJ Financial Group Inc.	Conventional, FHA	2	0.1%	100%	$250,000
Stg Mortgage Inc	FHA	2	0.1%	60%	$405,000
JSB Mortgage Corporation	Conventional	2	0.1%	100%	$400,000
Mission Loans, LLC	Conventional, FHA	2	0.1%	100%	$260,000
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$335,000
Financial Partners Credit Unio	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$345,000
Alameda Mortgage Corporation	FHA	1	0.1%	100%	$405,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$365,000
Pacific Lending LLC	Conventional	1	0.1%	100%	$75,000
Mortgage Capital Partners, INC	FHA	1	0.1%	100%	$405,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$315,000
Network Capital Funding Corporation	VA	1	0.1%	20%	$475,000
Campos Financial Corp	FHA	1	0.1%	100%	$485,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$295,000
Mortgage Management Consultants, Inc.	Conventional	1	0.1%	100%	$325,000
Provident Funding Associates	Conventional	1	0.1%	100%	$495,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$155,000
Popa FCU - Cerritos	Conventional	1	0.1%	50%	$105,000
Operating Engineers Federal Credit Union	Conventional	1	0.1%	100%	$95,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$115,000
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	269 +14 HELOCs	14.5%	80.8%	$384,368
Rocket Mortgage	Conventional, FHA, VA	174	9.4%	78.4%	$272,011
Freedom Mortgage Corporation	FHA, VA	39	2.1%	88.2%	$376,538
Newrez LLC	Conventional, FHA, VA	33	1.8%	55%	$281,666
Acrisure Mortgage, LLC	Conventional, FHA, VA	28	1.5%	100%	$474,642
Planet Home Lending, LLC	Conventional, FHA, VA	26	1.4%	83.9%	$334,615
Nationstar Mortgage	Conventional, FHA, VA	22	1.2%	79.3%	$224,545
DHI Mortgage Company, LTD.	Conventional, FHA, VA	22	1.2%	61.1%	$507,272
Spring Eq, LLC	Conventional, HELOC	17 +12 HELOCs	0.9%	44.7%	$86,764
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	0.9%	100%	$361,470
Triad Financial Services, Inc.	Conventional	16	0.9%	75%	$121,250
Village Capital & Investment	FHA, VA	16	0.9%	77.8%	$453,125
Mortgage Research Center	Conventional, VA	15	0.8%	68.2%	$438,333
Mortgage Solutions of Colorado	Conventional, FHA, VA	15	0.8%	100%	$390,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA	14	0.8%	83.3%	$360,714
Fairway Independent Mort Corp	Conventional, FHA, VA	14	0.8%	82.4%	$357,857
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +6 HELOCs	0.7%	46.4%	$291,153
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	12 +4 HELOCs	0.6%	66.7%	$449,166
Amerisave Mortgage Company	Conventional, FHA	11	0.6%	33.3%	$86,818
The Loan Store, Inc	Conventional, HELOC	10 +11 HELOCs	0.5%	86.7%	$267,000
Equity Prime Mortgage LLC	Conventional, FHA, VA	9	0.5%	81.8%	$299,444
Global Federal Credit Union	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.4%	57.1%	$155,000
Movement Mortgage, LLC	Conventional, FHA, HELOC	8 +1 HELOCs	0.4%	100%	$213,750
Nations Direct Mortgage, LLC	Conventional, FHA	8	0.4%	100%	$310,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, USDA, HELOC	7 +2 HELOCs	0.4%	100%	$272,142	View
Primelending	Conventional, FHA, VA	7	0.4%	87.5%	$295,000
PHH Mortgage Corporation	Conventional, FHA, VA	7	0.4%	87.5%	$413,571
21St Mortgage	Conventional	7	0.4%	29.2%	$107,857
Discover Bank	Conventional	6	0.3%	46.2%	$76,666
Credit Human Federal Credit Un	Conventional	6	0.3%	64.7%	$85,000
Genway Home Mortgage, Inc.	Conventional, FHA	6	0.3%	60%	$420,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	6	0.3%	100%	$225,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.3%	24.1%	$257,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.2%	75%	$435,000	View
Kbhs Home Loans, LLC	FHA	3	0.2%	100%	$498,333
American Financial Resources LLC	Conventional, FHA, VA	3	0.2%	100%	$445,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$285,000
Everett Financial, Inc.	Conventional, FHA	3	0.2%	100%	$165,000
Loanunited.Com, LLC	FHA, VA	3	0.2%	100%	$435,000
Obsidian Financial Services	Conventional, FHA	3	0.2%	100%	$408,333
Michigan Mutual, Inc	FHA	3	0.2%	100%	$458,333
Nqm Funding, LLC	Conventional	3	0.2%	100%	$408,333
First Colony Mortgage Corporat	FHA	3	0.2%	100%	$421,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	100%	$385,000	View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$185,000	View
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$315,000
Dart Bank	Conventional, FHA	2	0.1%	100%	$390,000
Data Mortgage, Inc	FHA	2	0.1%	66.7%	$365,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.1%	100%	$305,000
Ameritrust Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$435,000
New Day Financial, LLC.	VA	2	0.1%	22.2%	$405,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0.1%	100%	$195,000
Peoples Mortgage Company	Conventional	2	0.1%	66.7%	$290,000
Castle & Cooke Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$195,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA, VA	2	0.1%	100%	$375,000	View
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	FHA	2	0.1%	100%	$330,000	View
Better Mortgage Corporation	Conventional	2	0.1%	66.7%	$430,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	2	0.1%	100%	$385,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$390,000
Mutual of Omaha Mortgage	FHA, VA	2	0.1%	25%	$390,000
Lower, LLC	FHA	2	0.1%	66.7%	$400,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$265,000
Champions Funding, LLC	Conventional	2	0.1%	66.7%	$295,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$35,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$355,000
Guaranteed Rate Affinity, LLC	FHA	1	0.1%	100%	$355,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$475,000
Envoy Mortgage, Ltd	VA	1	0.1%	100%	$375,000
Nbkc Bank	Conventional	1	0.1%	50%	$445,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$235,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$235,000
Valon Mortgage	FHA	1	0.1%	33.3%	$405,000
Summit Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$295,000
VanDyk Mortgage Corporation	FHA	1	0.1%	100%	$255,000
American Financing Corporation	FHA	1	0.1%	50%	$305,000
Bay Equity LLC	Conventional	1	0.1%	100%	$295,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$445,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$375,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$235,000	View
Vantage Bank Texas A5.0 ★Texas Ratio: 8.20%	Conventional	1	0.1%	100%	$155,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Ussfcu	Conventional	1	0.1%	100%	$45,000
Homeamerican Mortgage Corporation	VA	1	0.1%	100%	$585,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	50%	$395,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$445,000	View
Grand Bank for Savings, FSB	Conventional	1	0.1%	100%	$185,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	VA	1	0.1%	100%	$465,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$105,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +15 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Victorville Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Victorville, California

Looking for mortgage lenders near me or mortgage brokers near me in Victorville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Victorville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Victorville, CA

Use these to narrow the list above. Each category shows how many Victorville, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 132 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 31 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 101 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in CA 93 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Victorville, CA

Independent mortgage companies closed 87.4 percent of home loans in Victorville, California in 2025, banks 6.8 percent and credit unions 5.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 7 loans.

87.4%

Mortgage companies

6.8%

Banks

5.8%

Credit unions

43%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Victorville, CA

Who is the largest mortgage lender in Victorville, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Victorville, California with 18 loans, about 1 percent of the market. The largest lender headquartered in California was Bank of America NA with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Victorville, CA have the highest approval rates?

Among lenders with meaningful volume in Victorville, California, ML Mortgage Corp. approved the highest share of completed applications in 2025 at 100 percent, against a 77.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Victorville, CA mortgage lenders offer FHA, VA and USDA loans?

101 lenders closed FHA loans in Victorville, California in 2025, led by United Wholesale Mortgage with 163. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Victorville, CA lender list?

Yes. 31 banks and 33 credit unions closed home loans in Victorville, California in 2025, alongside 132 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Victorville, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Victorville, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Victorville, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Victorville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.