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Mortgage Lenders and Brokers in Upland, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Upland, California mortgage lenders include US Bank, N.A.US Bank, N.A.2115 W Baseline Rd, Upland, CA 91784A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA31 W Foothill Blvd, Upland, CA 91786A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1919 N Campus Ave, Upland, CA 91784A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA40 W Foothill Blvd, Upland, CA 91786A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA160 W Foothill Blvd, Upland, CA 91786A+5.0 ★Texas Ratio: 2.82%, Citizens Business Bank, NACitizens Business Bank, NA818 N Mountain Ave, Upland, CA 91786A+5.0 ★Texas Ratio: 0.53%, Schoolsfirst FCUSchoolsfirst FCU1895 N Campus Ave Ste C, Upland, CA 91784A+5.0 ★Texas Ratio: 5.56%, Rize Federal Credit UnionRize Federal Credit Union12701 Schabarum Ave, Irwindale, CA 91706A5.0 ★Texas Ratio: 6.24%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and The First Financial Federal Credit UnionThe First Financial Federal Credit Union1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Upland, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Upland are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Upland, California

Market share is the lender's share of all home loans closed in Upland, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Upland 2115 W Baseline Rd, Upland, CA 91784 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	34 +14 HELOCs	4.1%	89.5%	$430,294	View
JPMorgan Chase Bank, NA 2 offices in Upland 31 W Foothill Blvd, Upland, CA 91786 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	18 +3 HELOCs	2.2%	90.5%	$497,222	View
Wells Fargo Bank NA 2 offices in Upland 1919 N Campus Ave, Upland, CA 91784 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	5	0.6%	83.3%	$831,000	View
Bank of America NA 2 offices in Upland 40 W Foothill Blvd, Upland, CA 91786 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	4 +31 HELOCs	0.5%	100%	$590,000	View
Citibank, NA 1 office in Upland 160 W Foothill Blvd, Upland, CA 91786 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$635,000	View
Citizens Business Bank, NA 1 office in Upland 818 N Mountain Ave, Upland, CA 91786 A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0.1%	100%	$425,000	View
Schoolsfirst FCU 1895 N Campus Ave Ste C, Upland, CA 91784 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	37 +50 HELOCs	4.5%	88.1%	$339,864	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	6	0.7%	66.7%	$275,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	6	0.7%	85.7%	$596,666	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	6	0.7%	100%	$100,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	5 +5 HELOCs	0.6%	100%	$477,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.6%	62.5%	$119,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	4 +1 HELOCs	0.5%	100%	$457,500	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional, Jumbo	4	0.5%	100%	$332,500	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, Jumbo, HELOC	3 +9 HELOCs	0.4%	80%	$348,333	View
Foothill Federal Credit Union 1365 E 19th St Ste F, Upland, CA 91784 4201 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	3 +8 HELOCs	0.4%	60%	$245,000
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	3 +1 HELOCs	0.4%	75%	$765,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	3	0.4%	71.4%	$725,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	3	0.4%	100%	$198,333	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional	3	0.4%	100%	$318,333	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.4%	75%	$638,333	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	100%	$565,000	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional, HELOC	2 +2 HELOCs	0.2%	50%	$140,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	2 +1 HELOCs	0.2%	50%	$600,000	View
Arrowhead Central Credit Union 81 W Foothill Blvd, Upland, CA 91786 3846 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	2 +1 HELOCs	0.2%	33.3%	$95,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional	2	0.2%	100%	$580,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional, Jumbo	2	0.2%	100%	$515,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional	2	0.2%	100%	$465,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional	2	0.2%	100%	$320,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$1,085,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,105,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$505,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	1	0.1%	100%	$105,000
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	Conventional	1	0.1%	100%	$645,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	100%	$745,000	View
Central Coast Lending, Inc. 510 Canal St Ste R, King City, CA 93930 3443	Conventional	1	0.1%	100%	$125,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	100%	$415,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional	1	0.1%	100%	$125,000	View
Alta Vista Credit Union 1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38%	Conventional	1	0.1%	100%	$505,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional	1	0.1%	100%	$605,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$715,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +4 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +2 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	n/a		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +2 HELOCs	0%	n/a		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +2 HELOCs	0%	n/a		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +1 HELOCs	0%	n/a		View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	HELOC	0 +1 HELOCs	0%	0%		View
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	17 +1 HELOCs	2.1%	94.4%	$547,352
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	14	1.7%	73.7%	$471,428
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, Jumbo	14	1.7%	100%	$637,857	View
Paramount Residential Mortgage	Conventional, FHA, VA	14	1.7%	100%	$511,428
loanDepot.com LLC	Conventional, HELOC	12 +1 HELOCs	1.5%	80%	$226,666
New Wave Lending Group Inc	Conventional, Jumbo	11	1.3%	100%	$592,272
Inspire Home Loans Inc.	Conventional, FHA, VA	10	1.2%	91.7%	$575,000
Golden Empire Mortgage, Inc.	Conventional, FHA, VA, Jumbo	8	1%	88.9%	$680,000
ML Mortgage Corp.	Conventional, VA, Jumbo	6	0.7%	100%	$505,000
AAA Capital Investment, Inc	Conventional	6	0.7%	100%	$645,000
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	6	0.7%	85.7%	$663,333
American Financial Network, Inc.	Conventional, FHA	6	0.7%	85.7%	$485,000
Bay-Valley Mortgage Group	Conventional	6	0.7%	100%	$450,000
Royal Pacific Funding	Conventional	6	0.7%	100%	$488,333
Nmsi, Inc.	Conventional, Jumbo	6	0.7%	100%	$790,000
AmWest Funding Corp	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.6%	71.4%	$591,000
Guild Mortgage Company	Conventional, FHA	5	0.6%	100%	$461,000
Emet Lending Group, Inc.	Conventional, Jumbo	5	0.6%	100%	$587,000
Ahl Funding	Conventional, FHA	4	0.5%	100%	$510,000
American Pacific Mortgage Corporation	Conventional, VA	4	0.5%	80%	$580,000
General Mortgage Capital Corporation	Conventional	3	0.4%	100%	$625,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.4%	75%	$641,666
Franklin Loan Corporation	Conventional	3	0.4%	100%	$498,333
ClearEdge Lending LLC	Conventional	3	0.4%	100%	$538,333
JMAC Lending, Inc.	Conventional	3	0.4%	100%	$278,333
Residential Wholesale Mortgage	Conventional	2	0.2%	100%	$230,000
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	2	0.2%	100%	$780,000
Fidelity Lending Solutions Inc	Conventional	2	0.2%	100%	$450,000
Ez Fundings Inc	Conventional	2	0.2%	100%	$550,000
JSB Mortgage Corporation	Conventional	2	0.2%	100%	$430,000
Provident Funding Associates	Conventional	2	0.2%	40%	$625,000
Hometown Equity Mortgage, LLC	Conventional	2	0.2%	100%	$540,000
Banc One Mortage Corporation	Conventional	2	0.2%	100%	$715,000
Nexera Holding LLC	Conventional, Jumbo	2	0.2%	66.7%	$855,000
Vista Point Mortgage, LLC	Conventional	2	0.2%	100%	$335,000
Ony Glo, Inc.	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$325,000
Popa FCU - Cerritos	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$125,000
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$515,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$295,000
Resicentral LLC	FHA	1	0.1%	100%	$675,000
Bridgeway Lending Partners, LLC	Conventional, Jumbo	1	0.1%	100%	$1,505,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0.1%	100%	$305,000
Victoria Financial Corp	Conventional	1	0.1%	100%	$625,000
American Heritage Lending, LLC	Conventional, Jumbo	1	0.1%	100%	$875,000
Stg Mortgage Inc	Conventional, Jumbo	1	0.1%	66.7%	$865,000
T. J. Financial, Inc.	Conventional	1	0.1%	100%	$645,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$245,000
Southland Credit Uniom	Conventional	1	0.1%	100%	$625,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$745,000
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$795,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$975,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$205,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	111 +16 HELOCs	13.5%	93.3%	$647,162
Rocket Mortgage	Conventional, FHA, VA, Jumbo	106	12.9%	87.2%	$444,433
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	21 +3 HELOCs	2.6%	100%	$587,857
Nationstar Mortgage	Conventional	13	1.6%	76.5%	$211,923
Spring Eq, LLC	Conventional, HELOC	11 +10 HELOCs	1.3%	44%	$146,818
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo, HELOC	11 +1 HELOCs	1.3%	91.7%	$645,000
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	8 +3 HELOCs	1%	100%	$503,750
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	7 +10 HELOCs	0.9%	63.6%	$247,857
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, USDA, HELOC	7 +3 HELOCs	0.9%	100%	$487,857	View
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.9%	88.9%	$507,857
Newrez LLC	Conventional	7	0.9%	58.3%	$557,857
Triad Financial Services, Inc.	Conventional	7	0.9%	71.4%	$179,285
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	7	0.9%	87.5%	$596,428
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	5	0.6%	100%	$523,000	View
Primelending	Conventional, Jumbo	4	0.5%	100%	$587,500
Planet Home Lending, LLC	Conventional	4	0.5%	100%	$455,000
Nations Direct Mortgage, LLC	Conventional	4	0.5%	100%	$477,500
21St Mortgage	Conventional	4	0.5%	23.5%	$147,500
Loanunited.Com, LLC	Conventional, FHA	3	0.4%	75%	$558,333
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.4%	60%	$441,666
Discover Bank	Conventional	3	0.4%	26.7%	$81,666
Lennar Mortgage, LLC	Conventional, Jumbo	3	0.4%	60%	$591,666
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	3	0.4%	100%	$691,666
Mortgage Research Center	VA, Jumbo	3	0.4%	75%	$791,666
Amerisave Mortgage Company	Conventional, HELOC	2 +1 HELOCs	0.2%	20%	$160,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.2%	50%	$635,000
Gold Star Mortgage Financial Group, Corporation	FHA, VA	2	0.2%	100%	$590,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$475,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	100%	$650,000	View
Genway Home Mortgage, Inc.	Conventional, Jumbo	2	0.2%	100%	$485,000
Prosperity Home Mortgage, LLC	Conventional	2	0.2%	100%	$685,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.2%	100%	$535,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$575,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +6 HELOCs	0.1%	33.3%	$75,000	View
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$575,000
HomeStreet Bank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$665,000
Arc Home LLC	Conventional, Jumbo	1	0.1%	100%	$1,585,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$205,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$345,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$755,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	25%	$35,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$655,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$595,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$625,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$675,000
Emporium Tpo LLC	Conventional, Jumbo	1	0.1%	100%	$835,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$175,000	View
Summit Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$575,000
Credit Human Federal Credit Un	Conventional	1	0.1%	36.4%	$165,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$665,000
Weichert Financial Services	Conventional	1	0.1%	100%	$575,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$75,000
Boeing Employees' Credit Union	Conventional, Jumbo	1	0.1%	100%	$905,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$515,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$685,000	View
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$515,000	View
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$195,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$895,000
Ussfcu	Conventional	1	0.1%	100%	$205,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$385,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$655,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$505,000	View
Thrivent Bank	Conventional	1	0.1%	100%	$315,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$155,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$685,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$405,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$705,000
Village Capital & Investment	FHA	1	0.1%	100%	$655,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$205,000
Alliant Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Great Lakes Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Upland Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Upland, California

Looking for mortgage lenders near me or mortgage brokers near me in Upland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Upland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Upland, CA

Use these to narrow the list above. Each category shows how many Upland, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 33 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 43 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 26 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 18 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 46 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 95 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Upland, CA

Independent mortgage companies closed 74.3 percent of home loans in Upland, California in 2025, banks 12.9 percent and credit unions 12.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 4 loans.

74.3%

Mortgage companies

12.9%

Banks

12.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Upland, CA

Who is the largest mortgage lender in Upland, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Upland, California with 34 loans, about 4.1 percent of the market. The largest lender headquartered in California was Bank of America NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Upland, CA have the highest approval rates?

Among lenders with meaningful volume in Upland, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.3 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Upland, CA mortgage lenders offer FHA, VA and USDA loans?

26 lenders closed FHA loans in Upland, California in 2025, led by United Wholesale Mortgage with 10. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Upland, CA lender list?

Yes. 33 banks and 43 credit unions closed home loans in Upland, California in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Upland, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Upland, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Upland, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Upland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.