Mortgage Lenders and Brokers in Sunnyvale, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sunnyvale, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1202 E Arques Ave, Sunnyvale, CA 94085A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1310 S Mary Ave, Sunnyvale, CA 94087A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA1303 S Mary Ave, Sunnyvale, CA 94087A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.1109 E Arques Ave, Sunnyvale, CA 94085A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA201 W El Camino Real, Sunnyvale, CA 94087A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA380 S Mathilda Ave, Sunnyvale, CA 94086A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.205 S Mathilda Ave, Sunnyvale, CA 94086A+5.0 ★Texas Ratio: 4.24%, Star One Credit UnionStar One Credit Union1306 Bordeaux Dr, Sunnyvale, CA 94089 1005A+5.0 ★Texas Ratio: 0.64%, City National BankCity National Bank301 W Mc Kinley Ave, Sunnyvale, CA 94086A+5.0 ★Texas Ratio: 5.55%, and Googain, Inc.Googain, Inc.Sunnyvale, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunnyvale, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunnyvale are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sunnyvale, California
Market share is the lender's share of all home loans closed in Sunnyvale, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Sunnyvale 1202 E Arques Ave, Sunnyvale, CA 94085 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 337 | 20.2% | 94.7% | $1,579,540 | View |
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2 offices in Sunnyvale 1310 S Mary Ave, Sunnyvale, CA 94087 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 177 +30 HELOCs |
10.6% | 90.8% | $1,611,553 | View |
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2 offices in Sunnyvale 1303 S Mary Ave, Sunnyvale, CA 94087 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 162 +4 HELOCs |
9.7% | 96.5% | $1,527,345 | View |
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2 offices in Sunnyvale 1109 E Arques Ave, Sunnyvale, CA 94085 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 101 +5 HELOCs |
6.1% | 89.4% | $1,372,326 | View |
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3 offices in Sunnyvale 201 W El Camino Real, Sunnyvale, CA 94087 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 87 +2 HELOCs |
5.2% | 94.7% | $1,184,425 | View |
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2 offices in Sunnyvale 380 S Mathilda Ave, Sunnyvale, CA 94086 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 35 +11 HELOCs |
2.1% | 87.5% | $1,647,285 | View |
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★ 1.7 stars, 3 reviews 1 office in Sunnyvale 205 S Mathilda Ave, Sunnyvale, CA 94086 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 26 +6 HELOCs |
1.6% | 81.2% | $1,439,230 | View |
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1306 Bordeaux Dr, Sunnyvale, CA 94089 1005 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 24 +28 HELOCs |
1.4% | 75.6% | $858,333 | View |
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1 office in Sunnyvale 301 W Mc Kinley Ave, Sunnyvale, CA 94086 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 18 | 1.1% | 85.7% | $1,353,333 | View |
Googain, Inc.
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Conventional, Jumbo | 30 | 1.8% | 100% | $863,000 | |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 120 +4 HELOCs |
7.2% | 99.2% | $1,446,166 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 40 +1 HELOCs |
2.4% | 100% | $224,000 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 13 | 0.8% | 100% | $251,153 | View |
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333 W El Camino Real, Sunnyvale, CA 94087 A+5.0 ★Texas Ratio: 3.57% |
Conventional, Jumbo, HELOC | 10 +14 HELOCs |
0.6% | 86.7% | $1,011,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 8 | 0.5% | 100% | $641,250 | View |
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332 W El Camino Real, Sunnyvale, CA 94087 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
0.4% | 87.5% | $1,282,142 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 7 | 0.4% | 87.5% | $1,060,714 | View |
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398 W El Camino Real Ste 112, Sunnyvale, CA 94087 1398 A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
0.4% | 100% | $1,011,666 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 0.4% | 100% | $1,511,666 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, HELOC | 5 +10 HELOCs |
0.3% | 100% | $507,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
0.3% | 100% | $1,033,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
0.2% | 44.4% | $1,765,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional, Jumbo | 4 | 0.2% | 80% | $1,245,000 | View |
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563 E El Camino Real, Sunnyvale, CA 94087 A5.0 ★Texas Ratio: 6.20% |
Conventional, HELOC | 3 +14 HELOCs |
0.2% | 100% | $591,666 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 3 | 0.2% | 100% | $1,178,333 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.2% | 100% | $165,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.1% | 66.7% | $1,330,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +3 HELOCs |
0.1% | 100% | $665,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 2 | 0.1% | 100% | $2,615,000 | |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.1% | 100% | $210,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $1,125,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $1,255,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.1% | 33.3% | $2,405,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,195,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 100% | $785,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.1% | 100% | $645,000 | View |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional | 10 | 0.6% | 90.9% | $744,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 10 | 0.6% | 76.9% | $1,021,000 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 8 | 0.5% | 100% | $852,500 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 8 | 0.5% | 100% | $1,510,000 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 7 +1 HELOCs |
0.4% | 100% | $892,142 | |
New American Funding, LLC.
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Conventional, Jumbo | 6 | 0.4% | 75% | $1,125,000 | |
Nmsi, Inc.
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Conventional | 4 | 0.2% | 100% | $592,500 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 3 | 0.2% | 100% | $995,000 | |
AAA Capital Investment, Inc
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Conventional | 2 | 0.1% | 100% | $745,000 | |
Resicentral LLC
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Conventional | 2 | 0.1% | 100% | $460,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 2 | 0.1% | 100% | $935,000 | |
Fundloans Capital
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Conventional | 1 | 0.1% | 100% | $1,205,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $755,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.1% | 100% | $645,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 100% | $1,175,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,405,000 | View |
Bay-Valley Mortgage Group
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Conventional, Jumbo | 1 | 0.1% | 100% | $2,485,000 | |
Abundance 99, Inc.
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Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $785,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.1% | 100% | $595,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, Jumbo | 1 | 0.1% | 100% | $2,005,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA, Jumbo | 57 | 3.4% | 81.9% | $756,228 | |
Triad Financial Services, Inc.
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Conventional | 40 | 2.4% | 70.4% | $271,750 | |
Pulte Mortgage LLC
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Conventional, Jumbo | 35 | 2.1% | 97.2% | $881,000 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 26 +3 HELOCs |
1.6% | 93.1% | $863,076 | |
21St Mortgage
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Conventional | 20 | 1.2% | 51.3% | $225,000 | |
Toll Brothers Mortgage Company
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Conventional, Jumbo | 19 | 1.1% | 95.9% | $690,789 | |
Credit Human Federal Credit Un
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Conventional | 15 | 0.9% | 72.7% | $202,333 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
0.7% | 100% | $1,638,636 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 8 | 0.5% | 100% | $1,310,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 8 | 0.5% | 100% | $1,220,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo, HELOC | 7 +1 HELOCs |
0.4% | 100% | $865,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 6 | 0.4% | 75% | $1,220,000 | View |
Originpoint, LLC
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Conventional, Jumbo | 5 | 0.3% | 100% | $1,243,000 | |
Sage Home Loans Corporation
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Conventional, Jumbo | 5 | 0.3% | 83.3% | $749,000 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 4 +5 HELOCs |
0.2% | 80% | $1,267,500 | |
Newrez LLC
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Conventional, Jumbo | 4 | 0.2% | 66.7% | $775,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.2% | 100% | $415,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.2% | 100% | $448,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 3 | 0.2% | 100% | $1,688,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.2% | 37.5% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 3 | 0.2% | 100% | $1,985,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 3 | 0.2% | 100% | $1,471,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.2% | 100% | $745,000 | View |
Primelending
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Conventional | 2 | 0.1% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.1% | 100% | $865,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 0.1% | 100% | $865,000 | |
Teachers Federal Credit Union
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Conventional, Jumbo | 2 | 0.1% | 100% | $1,800,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.1% | 100% | $745,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.1% | 60% | $300,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 2 | 0.1% | 100% | $915,000 | |
Flyhomes Mortgage LLC
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Conventional, Jumbo | 2 | 0.1% | 100% | $805,000 | |
Fourleaf Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $395,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 16.7% | $765,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.1% | 100% | $825,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $575,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,415,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.1% | 100% | $725,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $1,035,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 14.3% | $65,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.1% | 100% | $965,000 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $915,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.1% | 100% | $695,000 | |
Vellum Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,245,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
Mortgage Research Center
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VA, Jumbo | 1 | 0.1% | 50% | $1,375,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $675,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 50% | $405,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 50% | $295,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $1,155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,005,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Sunnyvale Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sunnyvale, California
Looking for mortgage lenders near me or mortgage brokers near me in Sunnyvale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunnyvale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sunnyvale, CA
Use these to narrow the list above. Each category shows how many Sunnyvale, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Sunnyvale, CA
Independent mortgage companies closed 23.3 percent of home loans in Sunnyvale, California in 2025, banks 71.1 percent and credit unions 5.6 percent. Googain, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Star One Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 177 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sunnyvale, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Sunnyvale, California with 337 loans, about 20.2 percent of the market. The largest lender headquartered in California was Bank of America NA with 177 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sunnyvale, California, Hsbc Bank USA, NA approved the highest share of completed applications in 2025 at 99.2 percent, against a 89.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Sunnyvale, California in 2025, led by Pennymac Loan Services LLC with 1. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 33 credit unions closed home loans in Sunnyvale, California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunnyvale, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunnyvale, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunnyvale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
