Mortgage Lenders and Brokers in South Lake Tahoe, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Lake Tahoe, California mortgage lenders include US Bank, N.A.US Bank, N.A.2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3620 Lake Tahoe Blvd, South Lake Tahoe, CA 96150A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1032 Emerald Bay Rd, South Lake Tahoe, CA 96150A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3344 Lake Tahoe Blvd, South Lake Tahoe, CA 96150A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA2161 Lake Tahoe Blvd, South Lake Tahoe, CA 96150A+5.0 ★Texas Ratio: 3.54%, El Dorado Savings BankEl Dorado Savings Bank1036 Al Tahoe Blvd, South Lake Tahoe, CA 96150A+5.0 ★Texas Ratio: 0.41%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sierra Central Credit UnionSierra Central Credit Union5026 Rhonda Rd, Anderson, CA 96007A+5.0 ★Texas Ratio: 3.22%, and PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Lake Tahoe, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Lake Tahoe are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Lake Tahoe, California
Market share is the lender's share of all home loans closed in South Lake Tahoe, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Lake Tahoe 2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 17 +4 HELOCs |
4.3% | 81% | $790,882 | View |
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1 office in South Lake Tahoe 3620 Lake Tahoe Blvd, South Lake Tahoe, CA 96150 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo, HELOC | 9 +1 HELOCs |
2.3% | 81.8% | $658,333 | View |
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1 office in South Lake Tahoe 1032 Emerald Bay Rd, South Lake Tahoe, CA 96150 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 9 | 2.3% | 75% | $512,777 | View |
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1 office in South Lake Tahoe 3344 Lake Tahoe Blvd, South Lake Tahoe, CA 96150 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 8 +6 HELOCs |
2% | 100% | $998,750 | View |
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1 office in South Lake Tahoe 2161 Lake Tahoe Blvd, South Lake Tahoe, CA 96150 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
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1036 Al Tahoe Blvd, South Lake Tahoe, CA 96150 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 9 | 2.3% | 75% | $247,222 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 4 | 1% | 80% | $442,500 | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $340,000 | View |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $410,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $825,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,200,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $435,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $405,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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2049 Century Park E, Los Angeles, CA 90067 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Guild Mortgage Company
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Conventional, FHA | 31 | 7.8% | 97.2% | $421,451 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 17 | 4.3% | 100% | $550,294 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 8 | 2% | 100% | $522,500 | |
Kind Lending, LLC
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Conventional | 5 | 1.3% | 100% | $521,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 4 | 1% | 100% | $507,500 | |
JMJ Financial Group Inc.
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Conventional, Jumbo | 3 | 0.8% | 100% | $935,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.8% | 100% | $485,000 | |
Paramount Residential Mortgage
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Conventional | 3 | 0.8% | 100% | $655,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $215,000 | |
Infinity Equity Group, Inc.
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Conventional | 2 | 0.5% | 100% | $335,000 | |
Resicentral LLC
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Conventional | 2 | 0.5% | 100% | $575,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.5% | 100% | $555,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 2 | 0.5% | 100% | $1,180,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.5% | 66.7% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $330,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 100% | $475,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,015,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,425,000 | |
Googain, Inc.
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Residential First Capital
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Conventional | 1 | 0.3% | 100% | $1,305,000 | |
Greenbox Loans
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,945,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $445,000 | |
SnapFi, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $3,505,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 33.3% | $545,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $415,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $885,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 45 | 11.3% | 83.6% | $343,222 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 41 +3 HELOCs |
10.3% | 93.3% | $524,268 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 21 +1 HELOCs |
5.3% | 100% | $457,857 | |
Newrez LLC
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Conventional, FHA, Jumbo | 9 | 2.3% | 75% | $433,888 | |
CrossCountry Mortgage, LLC
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Conventional | 7 | 1.8% | 100% | $415,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 6 | 1.5% | 100% | $660,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 1.5% | 85.7% | $836,666 | View |
American Financial Resources LLC
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Conventional, FHA, VA | 4 | 1% | 100% | $467,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.8% | 100% | $541,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 0.8% | 75% | $465,000 | View |
Geneva Financial LLC
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Conventional | 3 | 0.8% | 100% | $391,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.8% | 60% | $491,666 | View |
Mortgage Research Center
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Conventional, VA | 3 | 0.8% | 80% | $595,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $1,090,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $500,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.5% | 100% | $440,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.5% | 100% | $390,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $360,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.5% | 66.7% | $125,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $460,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 33.3% | $210,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.5% | 100% | $465,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $605,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 20% | $735,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 14.3% | $105,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Dart Bank
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Conventional | 1 | 0.3% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Das Acquisition Company, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | |
Peak Residential Lending Inc
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FHA | 1 | 0.3% | 100% | $535,000 | |
Greater Nevada Mortgage
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $495,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Evergreen Moneysource Mortgage Company
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VA | 1 | 0.3% | 100% | $645,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $535,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $295,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $665,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,405,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 14.3% | $155,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,245,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,425,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Lake Tahoe Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Lake Tahoe, California
Looking for mortgage lenders near me or mortgage brokers near me in South Lake Tahoe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Lake Tahoe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Lake Tahoe, CA
Use these to narrow the list above. Each category shows how many South Lake Tahoe, CA lenders fit and what that kind of lender is usually best for.
Who Lends in South Lake Tahoe, CA
Independent mortgage companies closed 74.9 percent of home loans in South Lake Tahoe, California in 2025, banks 21.1 percent and credit unions 4 percent. Synergy One Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Lake Tahoe, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in South Lake Tahoe, California with 17 loans, about 4.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in South Lake Tahoe, California in 2025, led by Guild Mortgage Company with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 16 credit unions closed home loans in South Lake Tahoe, California in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Lake Tahoe, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Lake Tahoe, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Lake Tahoe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
