Mortgage Lenders and Brokers in Santa Paula, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Santa Paula, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA539 W Harvard Blvd, Santa Paula, CA 93060A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.634 E Main St, Santa Paula, CA 93060A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA576 W Main St, Santa Paula, CA 93060A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA715 E Main St, Santa Paula, CA 93060A+5.0 ★Texas Ratio: 4.14%, Oceanair Federal Credit UnionOceanair Federal Credit Union300 Arneill Rd, Camarillo, CA 93010A+5.0 ★Texas Ratio: 5.19%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, Ventura County Credit UnionVentura County Credit Union520 Arneill Rd, Camarillo, CA 93010 6414B4.6 ★Texas Ratio: 19.65%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and Premier America Credit UnionPremier America Credit Union521 N Hollywood Way Ste E, Burbank, CA 91505 4984A5.0 ★Texas Ratio: 13.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Santa Paula, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Santa Paula are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Santa Paula, California
Market share is the lender's share of all home loans closed in Santa Paula, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Santa Paula 539 W Harvard Blvd, Santa Paula, CA 93060 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.5% | 100% | $369,000 | View |
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1 office in Santa Paula 634 E Main St, Santa Paula, CA 93060 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
1.2% | 40% | $265,000 | View |
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1 office in Santa Paula 576 W Main St, Santa Paula, CA 93060 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $485,000 | View |
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1 office in Santa Paula 715 E Main St, Santa Paula, CA 93060 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
Conventional, HELOC | 3 +5 HELOCs |
0.9% | 75% | $301,666 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 3 | 0.9% | 100% | $408,333 | View |
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520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
Conventional, HELOC | 2 +7 HELOCs |
0.6% | 100% | $795,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 2 | 0.6% | 100% | $635,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 2 | 0.6% | 100% | $660,000 | View |
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521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97% |
Conventional | 2 | 0.6% | 66.7% | $45,000 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 33.3% | $75,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 10 | 3% | 71.4% | $610,000 | |
Augusta Financial, Inc.
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Conventional, FHA | 8 | 2.4% | 100% | $588,750 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 6 | 1.8% | 100% | $395,000 | |
MortgageOne, Inc
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Conventional, FHA | 4 | 1.2% | 100% | $700,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.2% | 80% | $257,500 | |
Cake Mortgage Corp.
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Conventional | 4 | 1.2% | 100% | $425,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $495,000 | |
Dignified Home Loans LLC
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Conventional, FHA | 3 | 0.9% | 100% | $581,666 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 75% | $365,000 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 2 | 0.6% | 75% | $325,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $580,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.6% | 100% | $640,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $695,000 | |
Alameda Mortgage Corporation
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VA | 1 | 0.3% | 100% | $305,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 50% | $635,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $685,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $545,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Ardri LLC
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Conventional, Jumbo | 1 | 0.3% | 50% | $1,025,000 | |
Southland Credit Uniom
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 57 +4 HELOCs |
16.9% | 90.5% | $553,596 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 42 | 12.4% | 91.3% | $668,571 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 8.9% | 69.6% | $334,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 26 | 7.7% | 89.7% | $678,076 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 10 | 3% | 90.9% | $565,000 | |
Nationstar Mortgage
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Conventional | 7 | 2.1% | 77.8% | $92,142 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.8% | 100% | $638,333 | |
Newrez LLC
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Conventional | 5 | 1.5% | 55.6% | $305,000 | |
The Loan Store, Inc
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Conventional | 5 | 1.5% | 100% | $435,000 | |
Mortgage Research Center
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VA | 4 | 1.2% | 66.7% | $642,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +3 HELOCs |
0.9% | 25% | $91,666 | |
Guaranteed Rate, Inc.
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VA, HELOC | 3 +2 HELOCs |
0.9% | 100% | $745,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 42.9% | $148,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 80% | $668,333 | View |
Amerisave Mortgage Company
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Conventional | 3 | 0.9% | 60% | $61,666 | |
Planet Home Lending, LLC
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Conventional, VA | 3 | 0.9% | 100% | $465,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.6% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $440,000 | |
Movement Mortgage, LLC
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VA | 2 | 0.6% | 100% | $765,000 | |
Foundation Mortgage Corporation
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,090,000 | |
Nations Direct Mortgage, LLC
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FHA, VA | 2 | 0.6% | 100% | $605,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.6% | 100% | $355,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $85,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $375,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $715,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 57.1% | $195,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $635,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 75% | $45,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $765,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $715,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $615,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Santa Paula Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Santa Paula, California
Looking for mortgage lenders near me or mortgage brokers near me in Santa Paula? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Santa Paula in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Santa Paula, CA
Use these to narrow the list above. Each category shows how many Santa Paula, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Santa Paula, CA
Independent mortgage companies closed 89.3 percent of home loans in Santa Paula, California in 2025, banks 4.7 percent and credit unions 5.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Oceanair Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Santa Paula, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Santa Paula, California with 5 loans, about 1.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Santa Paula, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.5 percent, against a 81.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Santa Paula, California in 2025, led by Homeamerican Mortgage Corporation with 19. 13 lenders closed VA loans, led by Homeamerican Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 14 credit unions closed home loans in Santa Paula, California in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Santa Paula, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Santa Paula, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Santa Paula. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
