Mortgage Lenders and Brokers in Santa Ana, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Santa Ana, California mortgage lenders include US Bank, N.A.US Bank, N.A.2740 N Grand Ave, Santa Ana, CA 92705A+5.0 ★Texas Ratio: 2.85%, Orange County'S FCUOrange County'S FCU1701 E Saint Andrew Pl, Santa Ana, CA 92705A+5.0 ★Texas Ratio: 4.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1300 N Main St, Santa Ana, CA 92701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2127 E 17th St, Santa Ana, CA 92705A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1801 E 17th St, Santa Ana, CA 92705A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA2677 N Main St, Santa Ana, CA 92705A+5.0 ★Texas Ratio: 2.82%, Farmers and Merchants Bank of Long BeachFarmers and Merchants Bank of Long Beach1702 N Main St, Santa Ana, CA 92706A+5.0 ★Texas Ratio: 0.06%, BMO Harris Bank NABMO Harris Bank NA3931 S Bristol St, Santa Ana, CA 92704A+5.0 ★Texas Ratio: 3.54%, Home Mortgage Alliance Corp (Hmac)Home Mortgage Alliance Corp (Hmac)Santa Ana, CA, and Ony Glo, Inc.Ony Glo, Inc.Santa Ana, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Santa Ana, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Santa Ana are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Santa Ana, California
Market share is the lender's share of all home loans closed in Santa Ana, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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1 office in Santa Ana 2740 N Grand Ave, Santa Ana, CA 92705 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 46 +4 HELOCs |
3.4% | 85.2% | $631,521 | View |
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1701 E Saint Andrew Pl, Santa Ana, CA 92705 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 24 +38 HELOCs |
1.8% | 47.2% | $194,583 | View |
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2 offices in Santa Ana 1300 N Main St, Santa Ana, CA 92701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 19 +3 HELOCs |
1.4% | 95% | $471,315 | View |
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4 offices in Santa Ana 2127 E 17th St, Santa Ana, CA 92705 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 12 +52 HELOCs |
0.9% | 70.6% | $658,333 | View |
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4 offices in Santa Ana 1801 E 17th St, Santa Ana, CA 92705 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 7 | 0.5% | 77.8% | $540,714 | View |
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1 office in Santa Ana 2677 N Main St, Santa Ana, CA 92705 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 4 +2 HELOCs |
0.3% | 100% | $730,000 | View |
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2 offices in Santa Ana 1702 N Main St, Santa Ana, CA 92706 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
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2 offices in Santa Ana 3931 S Bristol St, Santa Ana, CA 92704 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 13 | 1% | 81.2% | $585,769 | |
Ony Glo, Inc.
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Conventional | 3 | 0.2% | 37.5% | $401,666 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 10% | $735,000 | |
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2115 N Broadway, Santa Ana, CA 92706 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 148 +199 HELOCs |
10.9% | 85.4% | $284,932 | View |
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3101 W Sunflower Ave, Santa Ana, CA 92799 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 30 | 2.2% | 100% | $154,666 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 21 +16 HELOCs |
1.6% | 91.7% | $586,428 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 13 +1 HELOCs |
1% | 86.7% | $268,076 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 9 | 0.7% | 81.8% | $535,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 8 | 0.6% | 72.7% | $672,500 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 7 | 0.5% | 100% | $459,285 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 4 +16 HELOCs |
0.3% | 80% | $430,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 0.2% | 75% | $865,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.2% | 75% | $218,333 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $645,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $175,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $605,000 | View |
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1313 W 17th ST STE C, Santa Ana, CA 92706 3308 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.1% | 50% | $195,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.1% | 100% | $895,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +6 HELOCs |
0% | 100% | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Wave Lending Group Inc
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Conventional, FHA | 38 | 2.8% | 100% | $628,947 | |
AmWest Funding Corp
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Conventional, FHA, Jumbo, HELOC | 36 +5 HELOCs |
2.7% | 97.3% | $587,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, Jumbo | 36 | 2.7% | 94% | $589,444 | View |
Nmsi, Inc.
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Conventional | 32 | 2.4% | 100% | $667,187 | |
Pennymac Loan Services LLC
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Conventional, FHA | 20 | 1.5% | 67.7% | $728,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 17 +2 HELOCs |
1.3% | 81% | $285,588 | |
Flexpoint, Inc.
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Conventional, FHA | 17 | 1.3% | 96.6% | $455,588 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 15 +3 HELOCs |
1.1% | 83.3% | $454,333 | |
Ahl Funding
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Conventional, FHA, VA | 13 | 1% | 92.9% | $560,384 | |
Paramount Residential Mortgage
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Conventional, FHA | 12 | 0.9% | 100% | $605,833 | |
Royal Pacific Funding
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Conventional, FHA | 10 | 0.7% | 93.3% | $550,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 10 | 0.7% | 90.9% | $624,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 10 | 0.7% | 85.7% | $549,000 | |
Kind Lending, LLC
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Conventional | 8 | 0.6% | 57.1% | $502,500 | |
Geo-Corp, Inc.
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Conventional, FHA | 8 | 0.6% | 100% | $808,750 | |
Zillow Home Loans, LLC
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Conventional, VA | 8 | 0.6% | 72.7% | $471,250 | |
Financial Partners Credit Unio
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Conventional, HELOC | 7 +15 HELOCs |
0.5% | 100% | $415,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 7 | 0.5% | 58.3% | $517,857 | |
Emet Lending Group, Inc.
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Conventional | 7 | 0.5% | 100% | $532,142 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, HELOC | 6 +1 HELOCs |
0.4% | 100% | $586,666 | |
Bay-Valley Mortgage Group
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Conventional, FHA | 6 | 0.4% | 100% | $518,333 | |
American Pacific Mortgage Corporation
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Conventional, VA | 6 | 0.4% | 85.7% | $463,333 | |
JMAC Lending, Inc.
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Conventional, FHA | 6 | 0.4% | 100% | $550,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 5 | 0.4% | 100% | $527,000 | |
JSB Mortgage Corporation
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Conventional, Jumbo | 5 | 0.4% | 100% | $691,000 | |
ML Mortgage Corp.
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Conventional, FHA | 4 | 0.3% | 100% | $667,500 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 0.3% | 100% | $727,500 | |
Ez Fundings Inc
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Conventional, FHA | 4 | 0.3% | 100% | $620,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 3 | 0.2% | 100% | $505,000 | |
AAA Capital Investment, Inc
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Conventional | 3 | 0.2% | 100% | $655,000 | |
General Mortgage Capital Corporation
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Conventional | 3 | 0.2% | 100% | $581,666 | |
JMJ Financial Group Inc.
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FHA | 3 | 0.2% | 100% | $458,333 | |
Citadel Servicing Corporation
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Conventional | 3 | 0.2% | 100% | $535,000 | |
Resicentral LLC
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Conventional | 2 | 0.1% | 100% | $585,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.1% | 100% | $490,000 | |
Victoria Financial Corp
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Conventional | 2 | 0.1% | 100% | $480,000 | |
Provident Funding Associates
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Conventional | 2 | 0.1% | 100% | $770,000 | |
Mission Loans, LLC
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Conventional | 2 | 0.1% | 100% | $235,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.1% | 66.7% | $875,000 | |
Residential First Capital
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Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Crestline Funding Corporation
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Conventional | 1 | 0.1% | 100% | $635,000 | |
Network Capital Funding Corporation
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FHA | 1 | 0.1% | 50% | $445,000 | |
Greenbox Loans
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.1% | 33.3% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $695,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Popa FCU - Cerritos
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Coastal Funding SLC, Inc.
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Conventional | 1 | 0.1% | 100% | $855,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 25% | $335,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $565,000 | |
Figure Lending LLC
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HELOC | 0 +21 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 157 | 11.6% | 79.8% | $501,687 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 156 +26 HELOCs |
11.5% | 81.2% | $614,102 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 23 | 1.7% | 95.8% | $566,739 | |
Nationstar Mortgage
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Conventional, FHA | 20 | 1.5% | 74.1% | $207,500 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 17 +11 HELOCs |
1.3% | 87% | $595,588 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 15 | 1.1% | 42.9% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 13 | 1% | 86.7% | $575,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 10 +3 HELOCs |
0.7% | 78.6% | $345,000 | |
Spring Eq, LLC
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Conventional, HELOC | 8 +6 HELOCs |
0.6% | 27.6% | $145,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 0.6% | 71.4% | $626,250 | |
Triad Financial Services, Inc.
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Conventional | 7 | 0.5% | 82.4% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 6 +2 HELOCs |
0.4% | 100% | $661,666 | |
Equity Prime Mortgage LLC
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Conventional, FHA | 5 | 0.4% | 100% | $487,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 5 | 0.4% | 83.3% | $751,000 | View |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 4 +6 HELOCs |
0.3% | 57.1% | $327,500 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.3% | 85.7% | $647,500 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.3% | 100% | $497,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.3% | 39.3% | $605,000 | |
Dart Bank
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Conventional | 4 | 0.3% | 100% | $727,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.3% | 20% | $205,000 | |
21St Mortgage
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Conventional | 4 | 0.3% | 21.1% | $142,500 | |
Champions Funding, LLC
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Conventional | 4 | 0.3% | 80% | $570,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.2% | 83.3% | $648,333 | |
Primelending
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Conventional | 3 | 0.2% | 75% | $758,333 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.2% | 100% | $598,333 | |
Loanunited.Com, LLC
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Conventional, FHA | 3 | 0.2% | 100% | $578,333 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 3 | 0.2% | 75% | $798,333 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.2% | 60% | $665,000 | |
Mortgage Research Center
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VA | 3 | 0.2% | 75% | $511,666 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.2% | 75% | $538,333 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.2% | 100% | $685,000 | View |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 2 +11 HELOCs |
0.1% | 66.7% | $685,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $1,035,000 | |
Originpoint, LLC
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Conventional | 2 | 0.1% | 100% | $675,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.1% | 66.7% | $330,000 | |
Emporium Tpo LLC
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Conventional | 2 | 0.1% | 100% | $555,000 | |
Data Mortgage, Inc
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FHA | 2 | 0.1% | 100% | $660,000 | |
Michigan Mutual, Inc
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Conventional | 2 | 0.1% | 100% | $295,000 | |
Lennar Mortgage, LLC
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Conventional | 2 | 0.1% | 100% | $775,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.1% | 100% | $705,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 0.1% | 100% | $750,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 2 | 0.1% | 100% | $755,000 | View |
Logan Finance Corporation
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Conventional | 2 | 0.1% | 100% | $370,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.1% | 100% | $585,000 | |
Village Capital & Investment
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FHA | 2 | 0.1% | 100% | $790,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $385,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $585,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $425,000 | |
Oaktree Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $355,000 | |
State Departmenet Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.1% | 100% | $765,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $485,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $645,000 | |
Nbkc Bank
|
VA | 1 | 0.1% | 100% | $355,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $885,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Obsidian Financial Services
|
FHA | 1 | 0.1% | 100% | $1,085,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 40% | $565,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 16.7% | $35,000 | |
American Financing Corporation
|
Conventional | 1 | 0.1% | 50% | $55,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $495,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 100% | $625,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $515,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.1% | 50% | $785,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 100% | $675,000 | |
|
A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 33.3% | $75,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.1% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 3.26% |
FHA | 1 | 0.1% | 100% | $625,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ussfcu
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
First Technology Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Santa Ana Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Santa Ana, California
Looking for mortgage lenders near me or mortgage brokers near me in Santa Ana? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Santa Ana in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Santa Ana, CA
Use these to narrow the list above. Each category shows how many Santa Ana, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Santa Ana, CA
Independent mortgage companies closed 70.7 percent of home loans in Santa Ana, California in 2025, banks 11.8 percent and credit unions 17.5 percent. Home Mortgage Alliance Corp (Hmac) was the largest mortgage company, US Bank, N.A. the largest bank and Orange County'S FCU the largest credit union. Among lenders headquartered in California, Orange County'S FCU led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Santa Ana, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Santa Ana, California with 46 loans, about 3.4 percent of the market. The largest lender headquartered in California was Orange County'S FCU with 24 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Santa Ana, California, Schoolsfirst FCU approved the highest share of completed applications in 2025 at 85.4 percent, against a 79 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Santa Ana, California in 2025, led by United Wholesale Mortgage with 43. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 28 credit unions closed home loans in Santa Ana, California in 2025, alongside 123 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Santa Ana, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Santa Ana, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Santa Ana. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
