Mortgage Lenders and Brokers in Rialto, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rialto, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA101 E Foothill Blvd, Rialto, CA 92376A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA151 W Base Line Rd, Rialto, CA 92376A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA170 E Base Line Rd, Rialto, CA 92376A+5.0 ★Texas Ratio: 4.14%, Banner BankBanner Bank255 S Riverside Ave, Rialto, CA 92376A+5.0 ★Texas Ratio: 2.91%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Arrowhead Central Credit UnionArrowhead Central Credit Union1432 S Riverside Ave, Rialto, CA 92376A+5.0 ★Texas Ratio: 3.64%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rialto, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rialto are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rialto, California
Market share is the lender's share of all home loans closed in Rialto, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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1 office in Rialto 101 E Foothill Blvd, Rialto, CA 92376 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 25 +6 HELOCs |
1.9% | 92.9% | $354,200 | View |
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1 office in Rialto 151 W Base Line Rd, Rialto, CA 92376 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 0.5% | 87.5% | $309,285 | View |
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1 office in Rialto 170 E Base Line Rd, Rialto, CA 92376 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +18 HELOCs |
0.4% | 83.3% | $333,000 | View |
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1 office in Rialto 255 S Riverside Ave, Rialto, CA 92376 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 43 +34 HELOCs |
3.3% | 80.4% | $231,279 | View |
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1432 S Riverside Ave, Rialto, CA 92376 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 24 +8 HELOCs |
1.8% | 45.3% | $198,333 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 13 +9 HELOCs |
1% | 58.3% | $240,384 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA | 9 | 0.7% | 100% | $351,666 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 9 | 0.7% | 100% | $541,666 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 7 | 0.5% | 100% | $136,428 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA, VA, HELOC | 5 +1 HELOCs |
0.4% | 60% | $481,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 5 +1 HELOCs |
0.4% | 100% | $489,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 4 | 0.3% | 80% | $82,500 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 3 +4 HELOCs |
0.2% | 60% | $75,000 | View |
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5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 3 | 0.2% | 100% | $235,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 3 | 0.2% | 83.3% | $135,000 | View |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 0.2% | 100% | $340,000 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
FHA | 2 | 0.2% | 66.7% | $465,000 | View |
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2025 N RIVERSIDE AVE, RIALTO, CA 92377 A+5.0 ★Texas Ratio: 3.38% |
Conventional, HELOC | 1 +6 HELOCs |
0.1% | 100% | $55,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 33.3% | $115,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $65,000 | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $105,000 | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $625,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $165,000 | View |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $55,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $445,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57% |
Conventional | 1 | 0.1% | 50% | $155,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
FHA | 1 | 0.1% | 100% | $445,000 | |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
LA Financial Credit Union
50 E Foothill Blvd, Arcadia, CA 91006 2314 |
Conventional | 1 | 0.1% | 100% | $55,000 | |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 46 | 3.5% | 98.5% | $459,130 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 22 | 1.7% | 68.6% | $382,272 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 20 | 1.5% | 100% | $412,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 19 +2 HELOCs |
1.4% | 70.4% | $235,000 | |
ML Mortgage Corp.
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Conventional, FHA | 15 | 1.1% | 100% | $492,333 | |
American Financial Network, Inc.
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Conventional, FHA | 13 | 1% | 100% | $478,846 | |
Ez Fundings Inc
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Conventional, FHA | 12 | 0.9% | 100% | $515,000 | |
Bay-Valley Mortgage Group
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Conventional, FHA | 11 | 0.8% | 100% | $409,545 | |
Ahl Funding
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Conventional, FHA | 10 | 0.8% | 100% | $509,000 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
0.7% | 75% | $436,111 | |
Guild Mortgage Company
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Conventional, FHA | 9 | 0.7% | 100% | $312,777 | |
AmWest Funding Corp
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Conventional, FHA | 9 | 0.7% | 100% | $367,222 | |
Geo-Corp, Inc.
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FHA | 9 | 0.7% | 90% | $586,111 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA | 7 | 0.5% | 87.5% | $349,285 | |
Royal Pacific Funding
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Conventional, FHA | 7 | 0.5% | 92.9% | $507,857 | |
New Wave Lending Group Inc
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Conventional, FHA | 7 | 0.5% | 100% | $436,428 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +7 HELOCs |
0.5% | 66.7% | $405,000 | |
Goodleap, LLC
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Conventional, FHA, VA, HELOC | 6 +3 HELOCs |
0.5% | 85.7% | $331,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 6 | 0.5% | 24% | $213,333 | |
JMAC Lending, Inc.
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Conventional, FHA | 6 | 0.5% | 100% | $560,000 | |
Ony Glo, Inc.
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Conventional | 5 | 0.4% | 55.6% | $521,000 | |
Franklin Loan Corporation
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Conventional, FHA | 5 | 0.4% | 100% | $323,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 5 | 0.4% | 50% | $413,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.4% | 83.3% | $527,000 | |
Nexera Holding LLC
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Conventional | 5 | 0.4% | 83.3% | $177,000 | |
Mission Loans, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.3% | 100% | $185,000 | |
MortgageOne, Inc
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Conventional, FHA, VA | 4 | 0.3% | 100% | $570,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 4 | 0.3% | 80% | $317,500 | |
Flexpoint, Inc.
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Conventional, FHA, VA | 4 | 0.3% | 100% | $480,000 | |
Nmsi, Inc.
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Conventional, FHA | 4 | 0.3% | 100% | $570,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 3 | 0.2% | 100% | $195,000 | |
Stg Mortgage Inc
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Conventional, FHA | 3 | 0.2% | 75% | $508,333 | |
Residential Wholesale Mortgage
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FHA | 2 | 0.2% | 100% | $380,000 | |
Pacific Lending LLC
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Conventional, FHA | 2 | 0.2% | 100% | $480,000 | |
Intelliloan, Inc.
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Conventional, FHA | 2 | 0.2% | 66.7% | $430,000 | |
Provident Funding Associates
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Conventional | 2 | 0.2% | 100% | $555,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $555,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.2% | 50% | $530,000 | |
Cake Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $330,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $155,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.1% | 100% | $515,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $615,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $525,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $445,000 | |
ResMac Inc
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Bnb Financial Inc
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FHA | 1 | 0.1% | 100% | $635,000 | |
JMJ Financial Group Inc.
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FHA | 1 | 0.1% | 100% | $465,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.1% | 50% | $445,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $745,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 66.7% | $535,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.1% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +13 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Popa FCU - Cerritos
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 255 | 19.4% | 95.9% | $540,803 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 162 +20 HELOCs |
12.3% | 86% | $519,753 | |
Rocket Mortgage
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Conventional, FHA, VA | 123 | 9.4% | 80.4% | $320,447 | |
Newrez LLC
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Conventional, FHA, VA | 27 | 2.1% | 60.4% | $283,888 | |
Nationstar Mortgage
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Conventional, FHA | 21 | 1.6% | 75% | $153,095 | |
Spring Eq, LLC
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Conventional, HELOC | 18 +13 HELOCs |
1.4% | 35.3% | $110,555 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 16 | 1.2% | 72.7% | $506,875 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 15 +13 HELOCs |
1.1% | 94.1% | $477,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA, VA | 14 | 1.1% | 100% | $540,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +13 HELOCs |
0.7% | 69.2% | $210,555 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 8 +2 HELOCs |
0.6% | 100% | $457,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
0.6% | 92.3% | $576,250 | View |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 8 | 0.6% | 100% | $575,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 6 +2 HELOCs |
0.5% | 85.7% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 6 | 0.5% | 36% | $390,000 | |
Amerisave Mortgage Company
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Conventional, VA | 6 | 0.5% | 27.3% | $315,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 6 | 0.5% | 85.7% | $600,000 | |
Mortgage Research Center
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Conventional, VA | 6 | 0.5% | 60% | $591,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 0.5% | 87.5% | $593,333 | |
Triad Financial Services, Inc.
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Conventional | 5 | 0.4% | 72.7% | $165,000 | |
Village Capital & Investment
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FHA | 5 | 0.4% | 76.9% | $605,000 | |
Genway Home Mortgage, Inc.
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FHA | 4 | 0.3% | 50% | $510,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 3 +6 HELOCs |
0.2% | 75% | $621,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.2% | 100% | $401,666 | View |
Nations Direct Mortgage, LLC
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Conventional, VA | 3 | 0.2% | 100% | $595,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.2% | 100% | $501,666 | |
Champions Funding, LLC
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Conventional | 3 | 0.2% | 100% | $411,666 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $445,000 | |
Primelending
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Conventional | 2 | 0.2% | 100% | $375,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 0.2% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $390,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.2% | 50% | $630,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $350,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.2% | 100% | $460,000 | View |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.2% | 60% | $105,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.2% | 40% | $565,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 2 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $55,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.1% | 100% | $525,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $505,000 | |
RANLife, Inc.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 100% | $505,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.1% | 33.3% | $335,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $465,000 | |
Nbkc Bank
|
FHA | 1 | 0.1% | 100% | $525,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.1% | 20% | $475,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $355,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $195,000 | |
Emporium Tpo LLC
|
Conventional | 1 | 0.1% | 100% | $635,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $545,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.1% | 100% | $545,000 | |
Bay Equity LLC
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FHA | 1 | 0.1% | 100% | $595,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $535,000 | |
Nfm, Inc
|
Conventional | 1 | 0.1% | 100% | $615,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 25% | $475,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.1% | 50% | $55,000 | |
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A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.1% | 100% | $545,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Veritas Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
Ussfcu
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Lower, LLC
|
FHA | 1 | 0.1% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.1% | 100% | $675,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 12.5% | $125,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $625,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Rialto Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rialto, California
Looking for mortgage lenders near me or mortgage brokers near me in Rialto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rialto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rialto, CA
Use these to narrow the list above. Each category shows how many Rialto, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Rialto, CA
Independent mortgage companies closed 84.3 percent of home loans in Rialto, California in 2025, banks 7.5 percent and credit unions 8.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rialto, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Rialto, California with 25 loans, about 1.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rialto, California, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 95.9 percent, against a 79.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
74 lenders closed FHA loans in Rialto, California in 2025, led by Lennar Mortgage, LLC with 118. 29 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 37 credit unions closed home loans in Rialto, California in 2025, alongside 109 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rialto, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rialto, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rialto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
