Mortgage Lenders and Brokers in Porterville, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Porterville, California mortgage lenders include US Bank, N.A.US Bank, N.A.229 N Main St, Porterville, CA 93257A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA815 W Henderson Ave, Porterville, CA 93257A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA345 N Main St, Porterville, CA 93257A+5.0 ★Texas Ratio: 4.14%, Safe 1 Credit UnionSafe 1 Credit Union680 N Prospect St, Porterville, CA 93257A+5.0 ★Texas Ratio: 1.69%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Tulare County Federal Credit UnionTulare County Federal Credit Union617 N Main St, Porterville, CA 93257 2358, Valley Strong Credit UnionValley Strong Credit Union745 N Newcomb St, Porterville, CA 93257A5.0 ★Texas Ratio: 13.47%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Porterville, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Porterville are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Porterville, California
Market share is the lender's share of all home loans closed in Porterville, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Porterville 229 N Main St, Porterville, CA 93257 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +8 HELOCs |
0.9% | 38.9% | $369,285 | View |
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1 office in Porterville 815 W Henderson Ave, Porterville, CA 93257 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 33.3% | $245,000 | View |
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1 office in Porterville 345 N Main St, Porterville, CA 93257 A+5.0 ★Texas Ratio: 4.14% |
FHA, HELOC | 1 +10 HELOCs |
0.1% | 50% | $245,000 | View |
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680 N Prospect St, Porterville, CA 93257 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 29 | 3.6% | 90.6% | $88,448 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 14 | 1.7% | 100% | $247,857 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +1 HELOCs |
1.4% | 92.3% | $256,818 | View |
Tulare County Federal Credit Union
617 N Main St, Porterville, CA 93257 2358 |
Conventional | 6 | 0.7% | 66.7% | $100,000 | |
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745 N Newcomb St, Porterville, CA 93257 A5.0 ★Texas Ratio: 13.47% |
Conventional, HELOC | 3 +14 HELOCs |
0.4% | 42.9% | $275,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $291,666 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA | 3 | 0.4% | 80% | $245,000 | View |
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14 N Main St Ste E, Porterville, CA 93257 3712 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $75,000 | View |
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175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.1% | 50% | $65,000 | View |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 149 | 18.3% | 100% | $323,590 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 73 | 9% | 98.6% | $284,726 | |
Residential Wholesale Mortgage
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Conventional, FHA, VA | 57 | 7% | 100% | $204,122 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 31 +2 HELOCs |
3.8% | 94.3% | $201,451 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
3.2% | 86.7% | $173,846 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 1.7% | 75% | $219,285 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 8 | 1% | 100% | $266,250 | View |
Mission Loans, LLC
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Conventional, FHA | 8 | 1% | 100% | $220,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 7 | 0.9% | 87.5% | $272,142 | |
Pacific Lending LLC
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Conventional, FHA | 6 | 0.7% | 100% | $250,000 | |
New Wave Lending Group Inc
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Conventional | 6 | 0.7% | 100% | $243,333 | |
AdvantageFirst Lending Inc
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FHA | 4 | 0.5% | 66.7% | $255,000 | |
New American Funding, LLC.
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FHA, VA | 4 | 0.5% | 57.1% | $282,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.4% | 42.9% | $121,666 | |
Goodleap, LLC
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Conventional, FHA | 2 | 0.2% | 66.7% | $195,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.2% | 100% | $180,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $405,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.2% | 100% | $170,000 | |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.2% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.1% | 100% | $185,000 | |
American Financial Network, Inc.
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VA | 1 | 0.1% | 100% | $365,000 | |
Flexpoint, Inc.
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FHA | 1 | 0.1% | 100% | $365,000 | |
Greenbox Loans
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Conventional | 1 | 0.1% | 100% | $265,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Ardri LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Geo-Corp, Inc.
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 77 +3 HELOCs |
9.5% | 86.7% | $320,714 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 5.3% | 78.2% | $201,744 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 20 | 2.5% | 85.2% | $313,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 16 +7 HELOCs |
2% | 100% | $307,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 15 | 1.8% | 88.2% | $194,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 12 | 1.5% | 100% | $235,833 | |
The Loan Store, Inc
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Conventional, HELOC | 10 +1 HELOCs |
1.2% | 87.5% | $245,000 | |
Newrez LLC
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Conventional, FHA | 9 | 1.1% | 69.2% | $215,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1% | 66.7% | $112,500 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 7 | 0.9% | 100% | $153,571 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 6 | 0.7% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 6 | 0.7% | 100% | $261,666 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 5 | 0.6% | 50% | $125,000 | |
New Day Financial, LLC.
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VA | 5 | 0.6% | 83.3% | $327,000 | |
Mortgage Research Center
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VA | 5 | 0.6% | 71.4% | $361,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 4 +3 HELOCs |
0.5% | 100% | $452,500 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $190,000 | |
Altitude Financial Corporation
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Conventional, FHA | 4 | 0.5% | 100% | $280,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.4% | 42.9% | $45,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.4% | 36.4% | $158,333 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.4% | 80% | $38,333 | |
Peak Residential Lending Inc
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Conventional, FHA | 3 | 0.4% | 100% | $205,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.4% | 75% | $248,333 | |
Self Help Federal Credit Union
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Conventional | 3 | 0.4% | 75% | $148,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.4% | 60% | $385,000 | |
21St Mortgage
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Conventional | 3 | 0.4% | 57.1% | $118,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.2% | 50% | $335,000 | |
Veritas Funding, LLC
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FHA, VA | 2 | 0.2% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.2% | 100% | $155,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.2% | 40% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $445,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 50% | $165,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.1% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.1% | 100% | $475,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 20% | $255,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.1% | 50% | $525,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $445,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $495,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Texana Bank
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FHA | 1 | 0.1% | 100% | $205,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $425,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Porterville Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Porterville, California
Looking for mortgage lenders near me or mortgage brokers near me in Porterville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Porterville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Porterville, CA
Use these to narrow the list above. Each category shows how many Porterville, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Porterville, CA
Independent mortgage companies closed 89.2 percent of home loans in Porterville, California in 2025, banks 4.1 percent and credit unions 6.8 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Safe 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Porterville, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Porterville, California with 7 loans, about 0.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Porterville, California, Golden Empire Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Porterville, California in 2025, led by Golden Empire Mortgage, Inc. with 84. 24 lenders closed VA loans, led by Golden Empire Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 16 credit unions closed home loans in Porterville, California in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Porterville, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Porterville, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Porterville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
