Mortgage Lenders and Brokers in Port Hueneme, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Port Hueneme, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA619 W Channel Islands Blvd, Port Hueneme, CA 93041A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.583 W Channel Islands Blvd, Port Hueneme, CA 93041A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA739 W Channel Islands Blvd, Port Hueneme, CA 93041A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA755 W Channel Islands Blvd, Port Hueneme, CA 93041A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA533 W Channel Islands Blvd, Port Hueneme, CA 93041A+5.0 ★Texas Ratio: 5.36%, Premier America Credit UnionPremier America Credit Union627 W Channel Islands Blvd, Port Hueneme, CA 93041 2138A5.0 ★Texas Ratio: 13.97%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Ventura County Credit UnionVentura County Credit Union687 W Channel Islands Blvd, Port Hueneme, CA 93041 2138B4.6 ★Texas Ratio: 19.65%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, and Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Hueneme, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Hueneme are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Hueneme, California
Market share is the lender's share of all home loans closed in Port Hueneme, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Port Hueneme 619 W Channel Islands Blvd, Port Hueneme, CA 93041 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 10 | 4% | 83.3% | $443,000 | View |
|
1 office in Port Hueneme 583 W Channel Islands Blvd, Port Hueneme, CA 93041 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
2.4% | 60% | $340,000 | View |
|
1 office in Port Hueneme 739 W Channel Islands Blvd, Port Hueneme, CA 93041 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA | 5 | 2% | 100% | $481,000 | View |
|
1 office in Port Hueneme 755 W Channel Islands Blvd, Port Hueneme, CA 93041 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 66.7% | $340,000 | View |
|
1 office in Port Hueneme 533 W Channel Islands Blvd, Port Hueneme, CA 93041 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 100% | $155,000 | View |
|
627 W Channel Islands Blvd, Port Hueneme, CA 93041 2138 A5.0 ★Texas Ratio: 13.97% |
Conventional, HELOC | 4 +1 HELOCs |
1.6% | 57.1% | $120,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.2% | 100% | $161,666 | View |
|
687 W Channel Islands Blvd, Port Hueneme, CA 93041 2138 B4.6 ★Texas Ratio: 19.65% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $335,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $405,000 | View |
|
8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.4% | 100% | $555,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Dignified Home Loans LLC
|
Conventional, FHA, VA | 14 | 5.6% | 100% | $480,714 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA, VA | 7 | 2.8% | 81.8% | $507,857 | |
Augusta Financial, Inc.
|
Conventional, FHA, VA | 7 | 2.8% | 100% | $449,285 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 7 | 2.8% | 100% | $412,142 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 5 | 2% | 100% | $495,000 | View |
loanDepot.com LLC
|
Conventional, VA | 4 | 1.6% | 80% | $350,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 1.6% | 83.3% | $495,000 | |
Cake Mortgage Corp.
|
Conventional | 4 | 1.6% | 100% | $552,500 | |
PFN Lending Group, Inc.
|
Conventional, FHA | 3 | 1.2% | 100% | $475,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.8% | 100% | $265,000 | |
MortgageOne, Inc
|
VA | 1 | 0.4% | 100% | $505,000 | |
Kind Lending, LLC
|
VA | 1 | 0.4% | 50% | $415,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.4% | 50% | $525,000 | |
Campos Financial Corp
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Franklin Loan Corporation
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Hometown Equity Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $515,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $475,000 | |
Coastal Funding SLC, Inc.
|
VA | 1 | 0.4% | 100% | $605,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.4% | 100% | $555,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 31 | 12.4% | 80.5% | $354,677 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
10.4% | 83.9% | $481,923 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +9 HELOCs |
5.2% | 92.9% | $376,538 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
3.2% | 100% | $445,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, VA | 7 | 2.8% | 90% | $469,285 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 6 | 2.4% | 100% | $446,666 | |
Loanunited.Com, LLC
|
FHA, VA | 5 | 2% | 100% | $629,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 1.2% | 80% | $548,333 | |
Guaranteed Rate, Inc.
|
FHA | 3 | 1.2% | 100% | $651,666 | |
Nations Lending Corporation
|
Conventional | 3 | 1.2% | 100% | $365,000 | |
The Loan Store, Inc
|
Conventional | 3 | 1.2% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.8% | 100% | $580,000 | View |
Panorama Mortgage Group, LLC
|
Conventional | 2 | 0.8% | 100% | $295,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.8% | 100% | $335,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $360,000 | |
Discover Bank
|
Conventional | 2 | 0.8% | 66.7% | $85,000 | |
Mortgage Research Center
|
VA | 2 | 0.8% | 66.7% | $530,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 50% | $260,000 | |
|
A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $445,000 | View |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Primelending
|
FHA | 1 | 0.4% | 100% | $625,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 50% | $335,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Dart Bank
|
VA | 1 | 0.4% | 100% | $915,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.4% | 100% | $685,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.4% | 100% | $425,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $785,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.4% | 100% | $425,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $575,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $335,000 | View |
Peoples Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 33.3% | $735,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $535,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $455,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Great Lakes Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Port Hueneme Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Hueneme, California
Looking for mortgage lenders near me or mortgage brokers near me in Port Hueneme? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Hueneme in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Hueneme, CA
Use these to narrow the list above. Each category shows how many Port Hueneme, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Port Hueneme, CA
Independent mortgage companies closed 76.9 percent of home loans in Port Hueneme, California in 2025, banks 13.9 percent and credit unions 9.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Premier America Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Hueneme, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Port Hueneme, California with 10 loans, about 4 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Port Hueneme, California in 2025, led by Rocket Mortgage with 4. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 17 credit unions closed home loans in Port Hueneme, California in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Hueneme, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Hueneme, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Hueneme. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
