Mortgage Lenders and Brokers in Placentia, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Placentia, California mortgage lenders include US Bank, N.A.US Bank, N.A.201 E Yorba Linda Blvd, Placentia, CA 92870A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA670 N Rose Dr, Placentia, CA 92870A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA1300 N Kraemer Blvd, Placentia, CA 92870A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA1396 N Rose Dr, Placentia, CA 92870A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA160 E Yorba Linda Blvd, Placentia, CA 92870A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU377 E Chapman Ave, Placentia, CA 92870A+5.0 ★Texas Ratio: 5.56%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Placentia, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Placentia are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Placentia, California
Market share is the lender's share of all home loans closed in Placentia, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Placentia 201 E Yorba Linda Blvd, Placentia, CA 92870 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 16 +2 HELOCs |
2.9% | 76.2% | $711,875 | View |
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1 office in Placentia 670 N Rose Dr, Placentia, CA 92870 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 11 +3 HELOCs |
2% | 100% | $728,636 | View |
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1 office in Placentia 1300 N Kraemer Blvd, Placentia, CA 92870 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 7 | 1.3% | 100% | $837,857 | View |
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2 offices in Placentia 1396 N Rose Dr, Placentia, CA 92870 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.9% | 71.4% | $411,000 | View |
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1 office in Placentia 160 E Yorba Linda Blvd, Placentia, CA 92870 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +19 HELOCs |
0.5% | 100% | $741,666 | View |
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377 E Chapman Ave, Placentia, CA 92870 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 42 +102 HELOCs |
7.6% | 93.3% | $340,952 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, Jumbo, HELOC | 11 +10 HELOCs |
2% | 91.7% | $341,363 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
0.9% | 71.4% | $855,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.9% | 100% | $519,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $748,333 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 0.5% | 100% | $715,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 100% | $480,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $90,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 80% | $760,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $655,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $605,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $395,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $725,000 | View |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,255,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA | 14 | 2.5% | 60% | $700,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 10 | 1.8% | 100% | $682,000 | View |
New Wave Lending Group Inc
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Conventional | 10 | 1.8% | 100% | $745,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 9 +1 HELOCs |
1.6% | 90% | $416,111 | |
AmWest Funding Corp
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Conventional, HELOC | 9 +1 HELOCs |
1.6% | 100% | $689,444 | |
Kind Lending, LLC
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Conventional | 7 | 1.3% | 87.5% | $646,428 | |
JSB Mortgage Corporation
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Conventional | 5 | 0.9% | 100% | $539,000 | |
Nmsi, Inc.
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Conventional | 5 | 0.9% | 100% | $645,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $492,500 | |
General Mortgage Capital Corporation
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Conventional | 4 | 0.7% | 100% | $480,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 4 | 0.7% | 100% | $712,500 | |
Stg Mortgage Inc
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Conventional | 4 | 0.7% | 100% | $522,500 | |
Carrington Mortgage Services LLC
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Conventional | 4 | 0.7% | 80% | $260,000 | |
AAA Capital Investment, Inc
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Conventional | 3 | 0.5% | 100% | $771,666 | |
American Financial Network, Inc.
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FHA, VA | 3 | 0.5% | 75% | $908,333 | |
ML Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $585,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $840,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $780,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.4% | 66.7% | $490,000 | |
Bay-Valley Mortgage Group
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Conventional | 2 | 0.4% | 100% | $155,000 | |
Ony Glo, Inc.
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Conventional | 2 | 0.4% | 66.7% | $550,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.4% | 100% | $490,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, VA | 2 | 0.4% | 100% | $610,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,365,000 | |
T. J. Financial, Inc.
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Conventional | 2 | 0.4% | 100% | $695,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.4% | 100% | $860,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $955,000 | |
ClearEdge Lending LLC
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Conventional | 2 | 0.4% | 100% | $770,000 | |
Banc One Mortage Corporation
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Conventional | 2 | 0.4% | 100% | $985,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,050,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 2 | 0.4% | 66.7% | $715,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.4% | 100% | $605,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +12 HELOCs |
0.2% | 50% | $585,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $455,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.2% | 100% | $975,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Fidelity Lending Solutions Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,335,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
JMJ Financial Group Inc.
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VA | 1 | 0.2% | 100% | $685,000 | |
Hightechlending, Inc
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Conventional | 1 | 0.2% | 100% | $1,185,000 | |
Victoria Financial Corp
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $1,105,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 25% | $425,000 | |
Southland Credit Uniom
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Conventional | 1 | 0.2% | 100% | $915,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 74 | 13.4% | 90.4% | $563,378 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 73 +13 HELOCs |
13.2% | 90.1% | $698,835 | |
Nfm, Inc
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Conventional, FHA, VA | 21 | 3.8% | 100% | $647,857 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 10 +3 HELOCs |
1.8% | 90.9% | $567,000 | |
Spring Eq, LLC
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Conventional, HELOC | 9 +1 HELOCs |
1.6% | 47.4% | $177,222 | |
Nationstar Mortgage
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Conventional | 8 | 1.4% | 90% | $481,250 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 7 +1 HELOCs |
1.3% | 100% | $716,428 | |
Newrez LLC
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Conventional, VA | 7 | 1.3% | 50% | $802,142 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +3 HELOCs |
0.7% | 66.7% | $460,000 | |
Sage Home Loans Corporation
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Conventional | 4 | 0.7% | 100% | $882,500 | |
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A-5.0 ★Texas Ratio: 14.64% |
Conventional, FHA | 4 | 0.7% | 100% | $697,500 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 4 | 0.7% | 100% | $720,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.5% | 75% | $575,000 | |
Discover Bank
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Conventional | 3 | 0.5% | 75% | $85,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.5% | 100% | $841,666 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $865,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 40% | $110,000 | |
Emporium Tpo LLC
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Conventional | 2 | 0.4% | 100% | $855,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 2 | 0.4% | 100% | $890,000 | |
Bay Equity LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,190,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 33.3% | $105,000 | View |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $125,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $795,000 | View |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Originpoint, LLC
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FHA | 1 | 0.2% | 100% | $1,065,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $835,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $1,065,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $1,115,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $735,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $885,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $115,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Intercap Lending Inc
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FHA | 1 | 0.2% | 100% | $845,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 5.65% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $755,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $965,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.2% | 100% | $1,065,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $885,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $915,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Genisys Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Placentia Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Placentia, California
Looking for mortgage lenders near me or mortgage brokers near me in Placentia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Placentia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Placentia, CA
Use these to narrow the list above. Each category shows how many Placentia, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Placentia, CA
Independent mortgage companies closed 72.2 percent of home loans in Placentia, California in 2025, banks 14.6 percent and credit unions 13.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Placentia, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Placentia, California with 16 loans, about 2.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Placentia, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.4 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Placentia, California in 2025, led by United Wholesale Mortgage with 9. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 27 credit unions closed home loans in Placentia, California in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Placentia, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Placentia, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Placentia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
