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Mortgage Lenders and Brokers in Perris, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Perris, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA2560 N Perris Blvd, Perris, CA 92571A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA181 E 4th St, Perris, CA 92570A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.211 E 4th St, Perris, CA 92570A+5.0 ★Texas Ratio: 4.24%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Altura Credit UnionAltura Credit Union2570 N Perris Blvd Ste 101, Perris, CA 92571 3249A+5.0 ★Texas Ratio: 3.54%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Vision One Mortgage, Inc.Vision One Mortgage, Inc.3279 Ramos Cir, Sacramento, CA 95827 2500A+5.0 ★Texas Ratio: 1.10%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, and US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Perris, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Perris are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Perris, California

Market share is the lender's share of all home loans closed in Perris, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 1 office in Perris 2560 N Perris Blvd, Perris, CA 92571 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.7%	75%	$258,333	View
Bank of America NA 2 offices in Perris 181 E 4th St, Perris, CA 92570 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +14 HELOCs	0.2%	100%	$380,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Perris 211 E 4th St, Perris, CA 92570 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	35 +19 HELOCs	4%	94.7%	$190,142	View
Altura Credit Union 2570 N Perris Blvd Ste 101, Perris, CA 92571 3249 A+5.0 ★Texas Ratio: 3.54%	Conventional	11	1.3%	78.6%	$354,090	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	8	0.9%	88.9%	$431,250	View
JPMorgan Chase Bank, NA 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	6 +1 HELOCs	0.7%	60%	$346,666	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	6	0.7%	100%	$488,333	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	6	0.7%	100%	$158,333	View
US Bank, N.A. 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	5 +2 HELOCs	0.6%	71.4%	$119,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	4	0.5%	57.1%	$240,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	4	0.5%	80%	$490,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	3 +2 HELOCs	0.3%	57.1%	$78,333	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	2	0.2%	100%	$55,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	2	0.2%	100%	$320,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$135,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$185,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$465,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$255,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	100%	$465,000	View
San Diego County Credit Union 2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52%	Conventional	1	0.1%	100%	$45,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional	1	0.1%	100%	$105,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$25,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	n/a		View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +2 HELOCs	0%	n/a		View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	HELOC	0 +1 HELOCs	0%	0%		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	0%		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	HELOC	0 +1 HELOCs	0%	n/a		View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA	30	3.4%	95.2%	$437,333	View
loanDepot.com LLC	Conventional, FHA, VA	20	2.3%	62.5%	$362,500
Kind Lending, LLC	Conventional, FHA	15	1.7%	62.5%	$458,333
Pennymac Loan Services LLC	Conventional, FHA, VA	12	1.4%	80%	$431,666
Paramount Residential Mortgage	Conventional, FHA, VA	12	1.4%	100%	$427,500
Franklin Loan Corporation	Conventional, FHA	10	1.1%	100%	$383,000
ML Mortgage Corp.	Conventional, FHA	9	1%	100%	$419,444
Geo-Corp, Inc.	FHA	9	1%	90%	$523,888
New American Funding, LLC.	Conventional, FHA, VA, USDA	9	1%	90%	$337,222
American Financial Network, Inc.	Conventional, FHA	8	0.9%	88.9%	$402,500
Royal Pacific Funding	Conventional, FHA	8	0.9%	91.7%	$463,750
Nmsi, Inc.	Conventional, FHA	8	0.9%	100%	$365,000
Golden Empire Mortgage, Inc.	Conventional, FHA	7	0.8%	87.5%	$397,857
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	6	0.7%	75%	$460,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.6%	41.2%	$279,000
Residential Wholesale Mortgage	FHA	4	0.5%	100%	$502,500
Hometown Equity Mortgage, LLC	Conventional, FHA	4	0.5%	57.1%	$352,500
AdvantageFirst Lending Inc	FHA, VA	3	0.3%	75%	$391,666
AmWest Funding Corp	FHA	3	0.3%	100%	$518,333
Bay-Valley Mortgage Group	Conventional, FHA	3	0.3%	75%	$271,666
Ahl Funding	Conventional, FHA	3	0.3%	100%	$401,666
JMJ Financial Group Inc.	Conventional	3	0.3%	100%	$248,333
New Wave Lending Group Inc	Conventional	3	0.3%	100%	$445,000
Flexpoint, Inc.	Conventional, FHA	3	0.3%	100%	$455,000
JMAC Lending, Inc.	Conventional, FHA	3	0.3%	100%	$268,333
Goodleap, LLC	FHA, VA, HELOC	2 +3 HELOCs	0.2%	100%	$370,000
General Mortgage Capital Corporation	Conventional	2	0.2%	100%	$475,000
Ez Fundings Inc	Conventional, FHA	2	0.2%	100%	$400,000
Stg Mortgage Inc	FHA	2	0.2%	100%	$555,000
American Pacific Mortgage Corporation	Conventional	2	0.2%	100%	$550,000
Banc One Mortage Corporation	Conventional	2	0.2%	100%	$370,000
Cake Mortgage Corp.	Conventional	2	0.2%	100%	$335,000
Alameda Mortgage Corporation	FHA	1	0.1%	100%	$515,000
MortgageOne, Inc	FHA	1	0.1%	100%	$525,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$265,000
Pacific Lending LLC	Conventional	1	0.1%	100%	$505,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	50%	$515,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$395,000
Guild Mortgage Company	Conventional	1	0.1%	50%	$125,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0.1%	100%	$715,000
Coast 2 Coast Funding Group, Inc	Conventional	1	0.1%	100%	$245,000
Greenbox Loans	Conventional	1	0.1%	100%	$395,000
Land Home Financial Services,	FHA	1	0.1%	100%	$595,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$445,000
Provident Funding Associates	Conventional	1	0.1%	100%	$365,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$95,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$415,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	33.3%	$205,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$115,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +2 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	128 +13 HELOCs	14.7%	83%	$451,171
DHI Mortgage Company, LTD.	Conventional, FHA, VA	79	9%	87.9%	$607,911
Rocket Mortgage	Conventional, FHA, VA	73	8.4%	84.1%	$310,342
Pulte Mortgage LLC	Conventional, FHA, VA	61	7%	55.5%	$588,114
Freedom Mortgage Corporation	Conventional, FHA, VA	18	2.1%	85.2%	$476,111
CrossCountry Mortgage, LLC	Conventional, FHA, VA	17	1.9%	100%	$482,058
Newrez LLC	Conventional, FHA, VA	11	1.3%	64.7%	$244,090
Nationstar Mortgage	Conventional, FHA, VA	11	1.3%	84.6%	$243,181
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +2 HELOCs	1%	50%	$292,777
Guaranteed Rate, Inc.	Conventional, FHA	8	0.9%	72.7%	$391,250
Triad Financial Services, Inc.	Conventional	8	0.9%	77.3%	$148,750
21St Mortgage	Conventional	8	0.9%	24.2%	$166,250
The Loan Store, Inc	Conventional, FHA, VA, HELOC	6 +3 HELOCs	0.7%	70%	$433,333
Equity Prime Mortgage LLC	Conventional, FHA, VA	6	0.7%	85.7%	$401,666
Movement Mortgage, LLC	Conventional, FHA, VA	6	0.7%	85.7%	$451,666
Planet Home Lending, LLC	Conventional, FHA	6	0.7%	85.7%	$460,000
Spring Eq, LLC	Conventional	6	0.7%	28%	$80,000
Village Capital & Investment	FHA, VA	6	0.7%	57.9%	$533,333
Ameritrust Mortgage Corporation	Conventional, FHA	4	0.5%	100%	$480,000
Mortgage Research Center	VA	4	0.5%	80%	$585,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.5%	100%	$242,500
Panorama Mortgage Group, LLC	Conventional, FHA	3	0.3%	100%	$328,333
Loanunited.Com, LLC	FHA	3	0.3%	75%	$375,000
Nqm Funding, LLC	Conventional	3	0.3%	100%	$278,333
Genway Home Mortgage, Inc.	Conventional, FHA	3	0.3%	50%	$348,333
Nations Direct Mortgage, LLC	FHA	3	0.3%	100%	$385,000
Primelending	Conventional, FHA	2	0.2%	100%	$465,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	50%	$295,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$465,000
City Lending Inc.	Conventional, FHA	2	0.2%	100%	$295,000
Discover Bank	Conventional	2	0.2%	20%	$140,000
Castle & Cooke Mortgage, LLC	Conventional	2	0.2%	100%	$245,000
Mortgage Solutions of Colorado	VA, Jumbo	2	0.2%	100%	$665,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.2%	100%	$475,000	View
Fairway Independent Mort Corp	FHA, VA	2	0.2%	100%	$360,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$350,000
Kbhs Home Loans, LLC	VA	1	0.1%	25%	$645,000
American Financial Resources LLC	FHA	1	0.1%	100%	$295,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	100%	$405,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$685,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$475,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$545,000
Amerisave Mortgage Company	Conventional	1	0.1%	20%	$205,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$495,000
Obsidian Financial Services	FHA	1	0.1%	100%	$515,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$105,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$355,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$265,000
Nations Lending Corporation	FHA	1	0.1%	100%	$455,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	50%	$585,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	50%	$365,000	View
Pentagon Federal Credit Union	Conventional	1	0.1%	100%	$335,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$435,000	View
Mutual of Omaha Mortgage	FHA	1	0.1%	25%	$395,000
Texana Bank	VA	1	0.1%	100%	$485,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$435,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +7 HELOCs	0%	n/a
Consolidated Community Credit	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	0%
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Communityamerica Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Geneva Financial LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Perris Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Perris, California

Looking for mortgage lenders near me or mortgage brokers near me in Perris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Perris in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Perris, CA

Use these to narrow the list above. Each category shows how many Perris, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 102 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 23 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 77 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Perris, CA

Independent mortgage companies closed 86.7 percent of home loans in Perris, California in 2025, banks 4.8 percent and credit unions 8.5 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.

86.7%

Mortgage companies

4.8%

Banks

8.5%

Credit unions

40%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Perris, CA

Who is the largest mortgage lender in Perris, CA?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Perris, California with 6 loans, about 0.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Perris, CA have the highest approval rates?

Among lenders with meaningful volume in Perris, California, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 87.9 percent, against a 75.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Perris, CA mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Perris, California in 2025, led by United Wholesale Mortgage with 59. 32 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Perris, CA lender list?

Yes. 23 banks and 26 credit unions closed home loans in Perris, California in 2025, alongside 102 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Perris, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Perris, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Perris, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Perris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.