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Mortgage Lenders and Brokers in Ontario, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Ontario, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1070 N Mountain Ave, Ontario, CA 91762A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.3075 S Archibald Ave, Ontario, CA 91761A+5.0 ★Texas Ratio: 2.85%, East West BankEast West Bank3237 E Guasti Rd, Ontario, CA 91761A+5.0 ★Texas Ratio: 2.84%, Wells Fargo Bank NAWells Fargo Bank NA4141 Inland Empire Blvd Fl 3, Ontario, CA 91764A+5.0 ★Texas Ratio: 5.36%, City National BankCity National Bank3633 Inland Empire Blvd, Ontario, CA 91764A+5.0 ★Texas Ratio: 5.55%, Flagstar Bank NAFlagstar Bank NA3257 E Guasti Rd Ste 320, Ontario, CA 91761D3.3 ★Texas Ratio: 35.11%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust4150 Concours, Ontario, CA 91764A5.0 ★Texas Ratio: 7.72%, Cathay BankCathay Bank2195 S Grove Ave, Ontario, CA 91761A+5.0 ★Texas Ratio: 4.57%, Bank of America NABank of America NA735 N Euclid Ave, Ontario, CA 91762A+5.0 ★Texas Ratio: 4.14%, and PNC Bank N.A.PNC Bank N.A.815 W Holt Blvd, Ontario, CA 91762A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ontario, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ontario are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ontario, California

Market share is the lender's share of all home loans closed in Ontario, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Ontario 1070 N Mountain Ave, Ontario, CA 91762 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	38 +5 HELOCs	1.8%	79.6%	$416,578	View
US Bank, N.A. 4 offices in Ontario 3075 S Archibald Ave, Ontario, CA 91761 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	29 +26 HELOCs	1.3%	49.2%	$313,965	View
East West Bank 1 office in Ontario 3237 E Guasti Rd, Ontario, CA 91761 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	24 +4 HELOCs	1.1%	100%	$387,500	View
Wells Fargo Bank NA 3 offices in Ontario 4141 Inland Empire Blvd Fl 3, Ontario, CA 91764 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	18	0.8%	94.7%	$335,555	View
City National Bank 1 office in Ontario 3633 Inland Empire Blvd, Ontario, CA 91764 A+5.0 ★Texas Ratio: 5.55%	Conventional	15	0.7%	93.8%	$515,000	View
Flagstar Bank NA 1 office in Ontario 3257 E Guasti Rd Ste 320, Ontario, CA 91761 D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	5 +1 HELOCs	0.2%	55.6%	$493,000	View
First Ciitizens Bank and Trust 1 office in Ontario 4150 Concours, Ontario, CA 91764 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, HELOC	5 +1 HELOCs	0.2%	83.3%	$459,000	View
Cathay Bank 1 office in Ontario 2195 S Grove Ave, Ontario, CA 91761 A+5.0 ★Texas Ratio: 4.57%	Conventional	5	0.2%	85.7%	$501,000	View
Bank of America NA 1 office in Ontario 735 N Euclid Ave, Ontario, CA 91762 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +40 HELOCs	0.1%	50%	$395,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Ontario 815 W Holt Blvd, Ontario, CA 91762 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +10 HELOCs	0%	0%		View
Pacific Lending LLC	Conventional	1	0%	100%	$785,000
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	61 +52 HELOCs	2.8%	86.3%	$255,000	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	15 +4 HELOCs	0.7%	45.5%	$205,666	View
Rize Federal Credit Union 975 N Haven Ave, Ontario, CA 91764 A5.0 ★Texas Ratio: 6.24%	Conventional	12	0.6%	93.3%	$182,500	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	11	0.5%	84.2%	$587,727	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional	11	0.5%	100%	$475,000	View
Credit Union of Southern California 2777 E Guasti Rd, Ontario, CA 91761 1256 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	10 +11 HELOCs	0.5%	90.9%	$236,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.3%	80%	$237,857	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional	6	0.3%	100%	$493,333	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	6	0.3%	66.7%	$83,333	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, Jumbo, HELOC	5 +4 HELOCs	0.2%	100%	$225,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	5	0.2%	100%	$445,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	5	0.2%	100%	$143,000	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	4 +5 HELOCs	0.2%	57.1%	$347,500
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, FHA, HELOC	4 +3 HELOCs	0.2%	80%	$582,500	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	4	0.2%	71.4%	$322,500	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	4	0.2%	100%	$145,000	View
The Golden 1 Credit Union 2254 S Euclid Ave Ste A, Ontario, CA 91762 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	3 +9 HELOCs	0.1%	100%	$481,666	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	3 +2 HELOCs	0.1%	83.3%	$538,333	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	3	0.1%	100%	$355,000	View
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	Conventional	3	0.1%	100%	$68,333	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.1%	100%	$461,666	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +8 HELOCs	0.1%	66.7%	$640,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$85,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$80,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	2	0.1%	100%	$365,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional	2	0.1%	100%	$415,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	2	0.1%	100%	$135,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$675,000	View
Pasadena Federal Credit Union 6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0%	100%	$115,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0%	100%	$585,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional, Jumbo	1	0%	100%	$835,000	View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	Conventional	1	0%	100%	$35,000	View
LA Financial Credit Union 50 E Foothill Blvd, Arcadia, CA 91006 2314	Conventional	1	0%	100%	$95,000
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	50%	$505,000	View
Amalgamated Bank 255 California St Ste 600, San Francisco, CA 94111 A5.0 ★Texas Ratio: 11.81%	Conventional	1	0%	100%	$385,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 4330 Mills Cir, Ontario, CA 91764 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +14 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +4 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +3 HELOCs	0%	n/a		View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	150 +1 HELOCs	7%	86.9%	$505,466
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	51	2.4%	92.8%	$515,980	View
New American Funding, LLC.	Conventional, FHA, HELOC	27 +6 HELOCs	1.3%	90%	$455,000
New Wave Lending Group Inc	Conventional	24	1.1%	100%	$524,166
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	21	1%	75.9%	$390,238
Emet Lending Group, Inc.	Conventional, Jumbo	21	1%	100%	$537,380
ML Mortgage Corp.	Conventional, FHA, VA	17	0.8%	100%	$362,647
General Mortgage Capital Corporation	Conventional	16	0.7%	100%	$443,125
Kind Lending, LLC	Conventional, FHA	15	0.7%	66.7%	$445,666
AmWest Funding Corp	Conventional, FHA, VA, HELOC	14 +2 HELOCs	0.7%	93.3%	$508,571
Royal Pacific Funding	Conventional, FHA	14	0.7%	100%	$515,714
American Financial Network, Inc.	Conventional, FHA, VA	13	0.6%	87.5%	$451,923
Paramount Residential Mortgage	Conventional, FHA	13	0.6%	100%	$481,153
Nmsi, Inc.	Conventional, FHA	12	0.6%	100%	$523,333
Golden Empire Mortgage, Inc.	Conventional, FHA	11	0.5%	84.6%	$586,818
Franklin Loan Corporation	Conventional, FHA	11	0.5%	91.7%	$388,636
Guild Mortgage Company	Conventional, FHA	10	0.5%	100%	$493,000
Bay-Valley Mortgage Group	Conventional, FHA, VA	10	0.5%	100%	$489,000
Ez Fundings Inc	Conventional, FHA	10	0.5%	100%	$539,000
Fidelity Lending Solutions Inc	Conventional	9	0.4%	100%	$590,555
Ahl Funding	Conventional, FHA, VA	7	0.3%	100%	$549,285
Flexpoint, Inc.	Conventional	7	0.3%	100%	$392,142
JMAC Lending, Inc.	Conventional, FHA	7	0.3%	100%	$523,571
Zillow Home Loans, LLC	Conventional, VA, Jumbo	6	0.3%	100%	$640,000
AAA Capital Investment, Inc	Conventional	5	0.2%	100%	$453,000
Ony Glo, Inc.	Conventional, VA	5	0.2%	50%	$519,000
Sierra Pacific Mortgage Co. Inc	Conventional	5	0.2%	100%	$559,000
Geo-Corp, Inc.	Conventional, FHA	5	0.2%	100%	$409,000
JMJ Financial Group Inc.	Conventional, VA	4	0.2%	100%	$517,500
First Stardand Financial dba Nexcap Home Loans	Conventional	4	0.2%	100%	$420,000
Stg Mortgage Inc	Conventional, FHA, VA, Jumbo	4	0.2%	80%	$622,500
American Pacific Mortgage Corporation	Conventional, FHA	4	0.2%	80%	$612,500
T. J. Financial, Inc.	Conventional	4	0.2%	100%	$315,000
Nexera Holding LLC	Conventional	4	0.2%	100%	$312,500
Carrington Mortgage Services LLC	Conventional, VA	4	0.2%	55.6%	$185,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	3	0.1%	100%	$268,333
AdvantageFirst Lending Inc	FHA	3	0.1%	50%	$338,333
ResMac Inc	Conventional	3	0.1%	75%	$575,000
Network Capital Funding Corporation	Conventional	3	0.1%	60%	$345,000
JSB Mortgage Corporation	Conventional	3	0.1%	100%	$508,333
Provident Funding Associates	Conventional	3	0.1%	75%	$658,333
Hometown Equity Mortgage, LLC	Conventional, FHA	3	0.1%	60%	$658,333
Summit Funding.Inc	Conventional	3	0.1%	100%	$271,666
Popa FCU - Cerritos	Conventional	3	0.1%	100%	$75,000
Arcstone Financial Inc	Conventional	3	0.1%	100%	$568,333
Goodleap, LLC	Conventional, HELOC	2 +7 HELOCs	0.1%	66.7%	$255,000
Financial Partners Credit Unio	Conventional, HELOC	2 +5 HELOCs	0.1%	100%	$480,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.1%	50%	$445,000
Resicentral LLC	Conventional, FHA	2	0.1%	75%	$675,000
Mission Loans, LLC	Conventional	2	0.1%	100%	$210,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.1%	100%	$555,000
Cake Mortgage Corp.	Conventional	2	0.1%	100%	$660,000
Campos Financial Corp	Conventional, HELOC	1 +1 HELOCs	0%	100%	$205,000
Residential Wholesale Mortgage	FHA	1	0%	100%	$585,000
MortgageOne, Inc	FHA	1	0%	100%	$685,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$65,000
5Th Sreet Capital Inc.	Conventional	1	0%	100%	$655,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0%	100%	$345,000
Winprime Lending	FHA	1	0%	100%	$635,000
Community Mortgage Funding, LLC	Conventional	1	0%	100%	$385,000
Victoria Financial Corp	Conventional	1	0%	100%	$545,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$545,000
Greenbox Loans	Conventional	1	0%	100%	$605,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$575,000
Loanleaders of America, Inc	FHA	1	0%	100%	$665,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	33.3%	$65,000	View
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$445,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$385,000
Banc One Mortage Corporation	Conventional	1	0%	100%	$315,000
Plaza Home Mortgage, Inc	FHA	1	0%	100%	$465,000
Figure Lending LLC	HELOC	0 +23 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Lennar Mortgage, LLC	Conventional, FHA, VA, Jumbo	233	10.8%	95.1%	$510,836
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	220 +23 HELOCs	10.2%	85.8%	$559,500
Rocket Mortgage	Conventional, FHA, VA, Jumbo	195	9.1%	84.6%	$400,333
Nfm, Inc	Conventional, FHA, VA, Jumbo	72	3.4%	100%	$537,500
Kbhs Home Loans, LLC	Conventional, FHA, VA	33	1.5%	84.6%	$571,666
Nationstar Mortgage	Conventional, FHA, VA	32	1.5%	80.5%	$193,437
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	31 +3 HELOCs	1.4%	100%	$463,064
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	24 +4 HELOCs	1.1%	100%	$496,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	23 +2 HELOCs	1.1%	95.8%	$498,913
Pulte Mortgage LLC	Conventional, VA	22	1%	71%	$557,727
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	21 +17 HELOCs	1%	65.6%	$379,285
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	21	1%	91.3%	$409,285
Newrez LLC	Conventional, FHA, VA	19	0.9%	50%	$231,842
Spring Eq, LLC	Conventional, HELOC	17 +14 HELOCs	0.8%	32.7%	$115,000
Shea Mortgage Inc.	Conventional, FHA, VA	17	0.8%	85%	$500,294
Freedom Mortgage Corporation	Conventional, FHA, VA	16	0.7%	90.9%	$572,500
Amerisave Mortgage Company	Conventional, FHA, VA	14	0.7%	53.8%	$218,571
Triad Financial Services, Inc.	Conventional	11	0.5%	57.1%	$141,363
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, USDA, HELOC	10 +4 HELOCs	0.5%	100%	$454,000	View
21St Mortgage	Conventional	9	0.4%	23.7%	$108,333
Nations Direct Mortgage, LLC	Conventional, FHA	8	0.4%	100%	$422,500
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.4%	88.9%	$455,000
Ameritrust Mortgage Corporation	Conventional, FHA	7	0.3%	100%	$562,142
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.3%	85.7%	$475,000	View
Equity Prime Mortgage LLC	FHA, VA	6	0.3%	75%	$595,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	6	0.3%	85.7%	$478,333
Champions Funding, LLC	Conventional, Jumbo	6	0.3%	60%	$441,666
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.2%	34.5%	$343,000
Discover Bank	Conventional	5	0.2%	17.9%	$81,000
Planet Home Lending, LLC	FHA, VA	5	0.2%	100%	$479,000
Tri Pointe Connect, LLC	Conventional, FHA	5	0.2%	100%	$477,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.2%	100%	$481,000	View
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	4 +20 HELOCs	0.2%	80%	$545,000
Primelending	Conventional	4	0.2%	100%	$535,000
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	4	0.2%	100%	$635,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +8 HELOCs	0.1%	42.9%	$151,666	View
Oaktree Funding Corp	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$718,333
PHH Mortgage Corporation	Conventional, VA	3	0.1%	100%	$405,000
Universal Lending Corporation A-5.0 ★Texas Ratio: 14.64%	Conventional	3	0.1%	100%	$531,666	View
Mutual of Omaha Mortgage	Conventional, FHA	3	0.1%	66.7%	$398,333
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$130,000	View
Pentagon Federal Credit Union	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$390,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.1%	100%	$225,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$580,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$475,000
Data Mortgage, Inc	Conventional, FHA, Jumbo	2	0.1%	100%	$730,000
Summit Mortgage Bankers, Inc.	Conventional	2	0.1%	100%	$490,000
Churchill Mortgage Corporation	Conventional, VA	2	0.1%	100%	$375,000
Genway Home Mortgage, Inc.	FHA	2	0.1%	40%	$465,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	100%	$510,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +2 HELOCs	0%	25%	$105,000
Everett Financial, Inc.	Conventional, HELOC	1 +1 HELOCs	0%	50%	$405,000
Arc Home LLC	Conventional	1	0%	100%	$605,000
American Financial Resources LLC	FHA	1	0%	100%	$645,000
RANLife, Inc.	Conventional	1	0%	100%	$415,000
Success Lending, LLC	FHA	1	0%	100%	$485,000
Canopy Mortgage, LLC	VA	1	0%	100%	$375,000
Movement Mortgage, LLC	VA	1	0%	100%	$515,000
Loanunited.Com, LLC	FHA	1	0%	50%	$675,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$685,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$475,000	View
Nqm Funding, LLC	Conventional	1	0%	100%	$575,000
Credit Human Federal Credit Un	Conventional	1	0%	25%	$185,000
VanDyk Mortgage Corporation	Conventional	1	0%	100%	$635,000
Union Home Mortgage Corp.	Conventional	1	0%	100%	$505,000
Bay Equity LLC	Conventional	1	0%	100%	$275,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$595,000
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$325,000
Fairwinds Credit Union	Conventional, Jumbo	1	0%	100%	$835,000
New Day Financial, LLC.	VA	1	0%	50%	$405,000
Foundation Mortgage Corporation	Conventional	1	0%	100%	$355,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0%	100%	$605,000	View
Nations Lending Corporation	Conventional	1	0%	100%	$365,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$65,000	View
Nasa Federal Credit Union	Conventional	1	0%	100%	$145,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$345,000	View
Mortgage Research Center	Conventional	1	0%	33.3%	$615,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	VA	1	0%	100%	$285,000	View
Uif Corporation	Conventional	1	0%	50%	$635,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$685,000	View
Mortgage Solutions of Colorado	Conventional	1	0%	100%	$515,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$215,000
Prosperity Home Mortgage, LLC	VA	1	0%	100%	$465,000
Veritas Funding, LLC	VA	1	0%	100%	$495,000
United Nations Federal CU	Conventional	1	0%	100%	$785,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$545,000	View
Village Capital & Investment	VA	1	0%	60%	$555,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Ontario Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Ontario, California

Looking for mortgage lenders near me or mortgage brokers near me in Ontario? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ontario in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ontario, CA

Use these to narrow the list above. Each category shows how many Ontario, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 140 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 44 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 45 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 20 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 113 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Ontario, CA

Independent mortgage companies closed 81.7 percent of home loans in Ontario, California in 2025, banks 9.6 percent and credit unions 8.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, East West Bank led with 24 loans.

81.7%

Mortgage companies

9.6%

Banks

8.7%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Ontario, CA

Who is the largest mortgage lender in Ontario, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Ontario, California with 38 loans, about 1.8 percent of the market. The largest lender headquartered in California was East West Bank with 24 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ontario, CA have the highest approval rates?

Among lenders with meaningful volume in Ontario, California, Nfm, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 81.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ontario, CA mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Ontario, California in 2025, led by Lennar Mortgage, LLC with 72. 45 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ontario, CA lender list?

Yes. 38 banks and 44 credit unions closed home loans in Ontario, California in 2025, alongside 140 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ontario, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ontario, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ontario, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ontario. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.