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Mortgage Lenders and Brokers in Newport Beach, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Newport Beach, California mortgage lenders include US Bank, N.A.US Bank, N.A.1090 Bayside Dr, Newport Beach, CA 92660A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA21103 Newport Coast Dr, Newport Beach, CA 92657A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3991 Macarthur Blvd Ste 300, Newport Beach, CA 92660A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA4101 Macarthur Blvd, Newport Beach, CA 92660A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA1100 Newport Center Dr, Newport Beach, CA 92660A+5.0 ★Texas Ratio: 2.82%, BMO Harris Bank NABMO Harris Bank NA4400 Macarthur Blvd, Newport Beach, CA 92660A+5.0 ★Texas Ratio: 3.54%, City National BankCity National Bank500 Newport Center Dr, Newport Beach, CA 92660A+5.0 ★Texas Ratio: 5.55%, MidFirst BankMidFirst Bank680 Newport Center Dr, Newport Beach, CA 92660A+5.0 ★Texas Ratio: 4.93%, Flagstar Bank NAFlagstar Bank NA100 Bayview Cir, Newport Beach, CA 92660D3.3 ★Texas Ratio: 35.11%, and The Northern Trust CoThe Northern Trust Co660 Newport Center Dr, Newport Beach, CA 92660A4.7 ★Texas Ratio: 0.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Newport Beach, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newport Beach are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Newport Beach, California

Market share is the lender's share of all home loans closed in Newport Beach, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 4 offices in Newport Beach 1090 Bayside Dr, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	76 +22 HELOCs	7.5%	72.6%	$2,553,157	View
Wells Fargo Bank NA 4 offices in Newport Beach 21103 Newport Coast Dr, Newport Beach, CA 92657 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	67	6.6%	72.6%	$2,609,179	View
JPMorgan Chase Bank, NA 4 offices in Newport Beach 3991 Macarthur Blvd Ste 300, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	56 +12 HELOCs	5.5%	87.7%	$3,163,392	View
Bank of America NA 6 offices in Newport Beach 4101 Macarthur Blvd, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	50 +46 HELOCs	5%	82.3%	$3,490,000	View
Citibank, NA 1 office in Newport Beach 1100 Newport Center Dr, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	27	2.7%	84.4%	$3,034,259	View
BMO Harris Bank NA 1 office in Newport Beach 4400 Macarthur Blvd, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	16 +10 HELOCs	1.6%	69.6%	$2,391,875	View
City National Bank 1 office in Newport Beach 500 Newport Center Dr, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	16 +6 HELOCs	1.6%	80%	$2,925,625	View
MidFirst Bank 1 office in Newport Beach 680 Newport Center Dr, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	4 +6 HELOCs	0.4%	100%	$3,125,000	View
Flagstar Bank NA 1 office in Newport Beach 100 Bayview Cir, Newport Beach, CA 92660 D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo, HELOC	3 +8 HELOCs	0.3%	50%	$3,705,000	View
The Northern Trust Co 1 office in Newport Beach 660 Newport Center Dr, Newport Beach, CA 92660 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	3	0.3%	75%	$4,615,000	View
Columbia Bank 1 office in Newport Beach 4040 Macarthur Blvd Ste 100, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$2,705,000	View
Citizens Business Bank, NA 1 office in Newport Beach 1401 Dove St, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	2	0.2%	100%	$3,715,000	View
Farmers and Merchants Bank of Long Beach 1 office in Newport Beach 4695 Macarthur Ct, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 0.06%	Conventional	2	0.2%	100%	$735,000	View
Citizens Bank, NA 1 office in Newport Beach 1400 Newport Center Dr, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +13 HELOCs	0.1%	66.7%	$4,345,000	View
First Bank 1 office in Newport Beach 4301 Macarthur Blvd, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 4.74%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000	View
Mechanics Bank 1 office in Newport Beach 610 Newport Center Dr, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,265,000	View
Fifth Third Bank, National Association 1 office in Newport Beach 2131 Westcliff Dr, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0.1%	100%	$2,405,000	View
First Ciitizens Bank and Trust 1 office in Newport Beach 1201 Dove St, Newport Beach, CA 92660 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +6 HELOCs	0%	0%		View
Residential First Capital	Conventional, Jumbo	5	0.5%	100%	$963,000
Royal Pacific Funding	Conventional, Jumbo	4	0.4%	100%	$2,195,000
Loanleaders of America, Inc	Conventional	1	0.1%	100%	$345,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	17 +11 HELOCs	1.7%	85%	$3,204,411	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	13	1.3%	72.2%	$3,012,692	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	12 +13 HELOCs	1.2%	82.8%	$3,234,166	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	12	1.2%	75%	$7,032,500	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	11	1.1%	84.6%	$1,967,727	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo, HELOC	9 +8 HELOCs	0.9%	100%	$2,192,777	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, Jumbo, HELOC	8 +3 HELOCs	0.8%	61.5%	$635,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	6 +36 HELOCs	0.6%	100%	$1,476,666	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.5%	100%	$287,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.3%	100%	$3,205,000	View
New Omni Bank N.A. 1235 S Garfield Ave, Alhambra, CA 91801 B4.5 ★Texas Ratio: 21.13%	Conventional, Jumbo	3	0.3%	100%	$4,738,333	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional, Jumbo	3	0.3%	100%	$2,245,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	3	0.3%	100%	$815,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$80,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	2	0.2%	100%	$2,505,000	View
Sunwest Bank 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	2	0.2%	100%	$505,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$4,525,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,505,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$325,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional, Jumbo	1	0.1%	100%	$3,505,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, Jumbo	1	0.1%	100%	$2,505,000
Lbs Financial Credit Union 1401 Quail St, Newport Beach, CA 92660 2744 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	100%	$75,000	View
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	Conventional	1	0.1%	100%	$215,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.1%	100%	$505,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional, Jumbo	1	0.1%	100%	$4,085,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	1	0.1%	100%	$2,775,000	View
San Francisco Federal Credit Union 1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	1	0.1%	100%	$3,005,000	View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	Conventional, Jumbo	1	0.1%	100%	$3,065,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.1%	100%	$2,205,000	View
Enterprise Bank & Trust 110 Newport Center Dr, Newport Beach, CA 92660 A5.0 ★Texas Ratio: 7.31%	Conventional, Jumbo	1	0.1%	100%	$2,555,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +19 HELOCs	0%	0%		View
Kinecta Federal Credit Union 4041 MacArthur Blvd Ste 210, Newport Beach, CA 92660 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +8 HELOCs	0%	0%		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, VA, Jumbo	20	2%	72.4%	$1,520,500
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	18 +1 HELOCs	1.8%	90%	$1,498,888
ClearEdge Lending LLC	Conventional, Jumbo	16	1.6%	76.2%	$2,663,750
Cake Mortgage Corp.	Conventional, Jumbo	15	1.5%	100%	$2,425,000
AmWest Funding Corp	Conventional, Jumbo, HELOC	9 +4 HELOCs	0.9%	90%	$1,743,888
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	8	0.8%	91.7%	$1,438,750	View
Nexera Holding LLC	Conventional, Jumbo	8	0.8%	100%	$2,788,750
Vista Point Mortgage, LLC	Conventional, Jumbo	7	0.7%	77.8%	$2,535,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	6	0.6%	85.7%	$1,553,333
Fundloans Capital	Conventional, Jumbo	5	0.5%	83.3%	$2,155,000
AAA Capital Investment, Inc	Conventional, Jumbo	5	0.5%	100%	$2,307,000
American Financial Network, Inc.	Conventional, Jumbo	5	0.5%	100%	$2,019,000
ResMac Inc	Conventional, Jumbo	5	0.5%	100%	$1,629,000
Citadel Servicing Corporation	Conventional, Jumbo	5	0.5%	100%	$3,859,000
loanDepot.com LLC	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.4%	50%	$932,500
Home Mortgage Alliance Corp (Hmac)	Conventional	4	0.4%	100%	$287,500
Franklin Loan Corporation	Conventional, Jumbo	4	0.4%	100%	$1,490,000
MortgageOne, Inc	Conventional, Jumbo	3	0.3%	100%	$1,638,333
Kind Lending, LLC	Conventional, Jumbo	3	0.3%	100%	$831,666
5Th Sreet Capital Inc.	Conventional, Jumbo	3	0.3%	100%	$1,225,000
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$700,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$2,155,000
Watermark Capital, Inc.	Conventional	2	0.2%	100%	$640,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	2	0.2%	100%	$2,070,000
PFN Lending Group, Inc.	Conventional, Jumbo	2	0.2%	100%	$1,340,000
New Wave Lending Group Inc	Conventional, Jumbo	2	0.2%	100%	$2,305,000
Stg Mortgage Inc	Conventional, Jumbo	2	0.2%	100%	$2,615,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	2	0.2%	100%	$3,405,000	View
Emet Lending Group, Inc.	Conventional	2	0.2%	100%	$965,000
Nmsi, Inc.	Conventional, Jumbo	2	0.2%	100%	$1,535,000
JMAC Lending, Inc.	Conventional, Jumbo	2	0.2%	100%	$1,390,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$1,155,000
Resicentral LLC	Conventional	1	0.1%	100%	$255,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$75,000
First Stardand Financial dba Nexcap Home Loans	Conventional, Jumbo	1	0.1%	100%	$2,505,000
Crestline Funding Corporation	Conventional	1	0.1%	100%	$1,135,000
Flexpoint, Inc.	Conventional	1	0.1%	66.7%	$765,000
American Heritage Lending, LLC	Conventional, Jumbo	1	0.1%	100%	$2,455,000
Greenbox Loans	Conventional, Jumbo	1	0.1%	100%	$3,005,000
Ony Glo, Inc.	Conventional	1	0.1%	50%	$705,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0.1%	33.3%	$2,515,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$875,000
T. J. Financial, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Summit Funding.Inc	Conventional, Jumbo	1	0.1%	100%	$755,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	44.4%	$755,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$1,005,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +7 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, VA, Jumbo, HELOC	53 +5 HELOCs	5.2%	76.8%	$1,530,849
Rocket Mortgage	Conventional, Jumbo, HELOC	41 +2 HELOCs	4.1%	80.4%	$870,609
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	31 +4 HELOCs	3.1%	93.9%	$2,329,838	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	21 +1 HELOCs	2.1%	95.5%	$2,029,285	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	17	1.7%	90%	$4,682,058	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	16	1.6%	100%	$4,123,750	View
Logan Finance Corporation	Conventional, Jumbo	16	1.6%	100%	$2,220,000
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	13 +2 HELOCs	1.3%	100%	$2,297,307
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	12	1.2%	92.3%	$1,179,166	View
Ameritrust Mortgage Corporation	Conventional, Jumbo	11	1.1%	100%	$1,902,272
Originpoint, LLC	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.7%	87.5%	$1,913,571
The Loan Store, Inc	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.7%	90%	$1,665,000
Deephaven Mortgage LLC	Conventional, Jumbo	7	0.7%	87.5%	$936,428
Newrez LLC	Conventional, Jumbo	6	0.6%	100%	$1,595,000
Movement Mortgage, LLC	Conventional, Jumbo	6	0.6%	100%	$1,571,666
Champions Funding, LLC	Conventional, Jumbo	6	0.6%	60%	$803,333
Arc Home LLC	Conventional, Jumbo	5	0.5%	62.5%	$1,453,000
Nqm Funding, LLC	Conventional, Jumbo	5	0.5%	55.6%	$2,871,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.4%	100%	$2,782,500	View
Spring Eq, LLC	Conventional, HELOC	4 +4 HELOCs	0.4%	25%	$355,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	4	0.4%	80%	$1,270,000
Guaranteed Rate, Inc.	Conventional, Jumbo	4	0.4%	100%	$2,080,000
Oaktree Funding Corp	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	100%	$961,666
Amerisave Mortgage Company	Conventional	3	0.3%	33.3%	$115,000
Emporium Tpo LLC	Conventional, Jumbo	3	0.3%	100%	$2,071,666
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo	3	0.3%	100%	$3,018,333	View
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	3	0.3%	100%	$1,888,333
Luxury Mortgage Corp.	Conventional, Jumbo	3	0.3%	100%	$3,455,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	2	0.2%	100%	$1,055,000	View
Primelending	Conventional	2	0.2%	100%	$495,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.2%	100%	$395,000	View
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional, Jumbo	2	0.2%	66.7%	$3,440,000
Credit Human Federal Credit Un	Conventional	2	0.2%	100%	$380,000
Teachers Federal Credit Union	Conventional, Jumbo	2	0.2%	100%	$2,225,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.2%	100%	$1,695,000	View
21St Mortgage	Conventional	2	0.2%	40%	$140,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$105,000	View
Everett Financial, Inc.	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$2,565,000
Fairway Independent Mort Corp	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,555,000
American Pride Bank A+5.0 ★Texas Ratio: 0.01%	Conventional, Jumbo	1	0.1%	100%	$755,000	View
Bank of Springfield A5.0 ★Texas Ratio: 13.68%	Conventional, Jumbo	1	0.1%	100%	$3,555,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	50%	$3,505,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	1	0.1%	100%	$4,005,000	View
Freedom Mortgage Corporation	VA, Jumbo	1	0.1%	100%	$3,325,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$805,000
Nbkc Bank	Conventional, Jumbo	1	0.1%	100%	$3,435,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$655,000
Milo Credit, LLC	Conventional, Jumbo	1	0.1%	100%	$1,685,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$805,000	View
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$665,000
Securitynational Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$3,005,000
Nfm, Inc	Conventional	1	0.1%	100%	$1,005,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$805,000	View
Planet Home Lending, LLC	Conventional	1	0.1%	50%	$765,000
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0.1%	100%	$1,135,000	View
Beverly Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.57%	Conventional, Jumbo	1	0.1%	100%	$1,835,000	View
State Bank of The Lakes, N.A. A+5.0 ★Texas Ratio: 1.38%	Conventional, Jumbo	1	0.1%	100%	$1,815,000	View
Nationstar Mortgage	Conventional	1	0.1%	33.3%	$875,000
Better Mortgage Corporation	Conventional, Jumbo	1	0.1%	50%	$2,705,000
Nations Direct Mortgage, LLC	Conventional, Jumbo	1	0.1%	50%	$725,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$1,165,000
Florida Capital Bank, N.A	Conventional, Jumbo	1	0.1%	100%	$2,285,000
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$1,005,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +9 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +8 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +7 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +5 HELOCs	0%	0%
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +3 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Data Mortgage, Inc	HELOC	0 +1 HELOCs	0%	n/a
Bokf NA A+5.0 ★Texas Ratio: 1.05%	HELOC	0 +1 HELOCs	0%	n/a		View
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Communityamerica Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	HELOC	0 +1 HELOCs	0%	50%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Newport Beach Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Newport Beach, California

Looking for mortgage lenders near me or mortgage brokers near me in Newport Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newport Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Newport Beach, CA

Use these to narrow the list above. Each category shows how many Newport Beach, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 61 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 36 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 2 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 4 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 117 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 89 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Newport Beach, CA

Independent mortgage companies closed 44.5 percent of home loans in Newport Beach, California in 2025, banks 52.4 percent and credit unions 3.2 percent. Residential First Capital was the largest mortgage company, US Bank, N.A. the largest bank and Orange County'S FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 50 loans.

44.5%

Mortgage companies

52.4%

Banks

3.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Newport Beach, CA

Who is the largest mortgage lender in Newport Beach, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Newport Beach, California with 76 loans, about 7.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 50 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Newport Beach, CA have the highest approval rates?

Among lenders with meaningful volume in Newport Beach, California, JPMorgan Chase Bank, NA approved the highest share of completed applications in 2025 at 87.7 percent, against a 81.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Newport Beach, CA mortgage lenders offer FHA, VA and USDA loans?

2 lenders closed FHA loans in Newport Beach, California in 2025, led by New American Funding, LLC. with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Newport Beach, CA lender list?

Yes. 61 banks and 36 credit unions closed home loans in Newport Beach, California in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Newport Beach, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Newport Beach, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newport Beach, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newport Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.