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Mortgage Lenders and Brokers in Moreno Valley, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Moreno Valley, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA26220 Iris Ave, Moreno Valley, CA 92555A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA14395 Moreno Beach Dr, Moreno Valley, CA 92555A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.25900 Iris Ave, Moreno Valley, CA 92551A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA22900 Centerpoint Dr, Moreno Valley, CA 92553A+5.0 ★Texas Ratio: 4.14%, Provident Savings Bank, F.S.B.Provident Savings Bank, F.S.B.12460 Heacock St, Moreno Valley, CA 92553A+5.0 ★Texas Ratio: 0.42%, PNC Bank N.A.PNC Bank N.A.24010 Sunnymead Blvd, Moreno Valley, CA 92553A+5.0 ★Texas Ratio: 4.24%, Schoolsfirst FCUSchoolsfirst FCU12831 Moreno Beach Dr Ste 108, Moreno Valley, CA 92555A+5.0 ★Texas Ratio: 5.56%, Altura Credit UnionAltura Credit Union23540 Cactus Ave, Moreno Valley, CA 92553 8906A+5.0 ★Texas Ratio: 3.54%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Moreno Valley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moreno Valley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Moreno Valley, California

Market share is the lender's share of all home loans closed in Moreno Valley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Moreno Valley 26220 Iris Ave, Moreno Valley, CA 92555 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	36 +6 HELOCs	1.5%	82.2%	$325,277	View
Wells Fargo Bank NA 3 offices in Moreno Valley 14395 Moreno Beach Dr, Moreno Valley, CA 92555 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	22	0.9%	72.7%	$297,272	View
US Bank, N.A. 2 offices in Moreno Valley 25900 Iris Ave, Moreno Valley, CA 92551 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	18 +16 HELOCs	0.7%	40%	$291,666	View
Bank of America NA 3 offices in Moreno Valley 22900 Centerpoint Dr, Moreno Valley, CA 92553 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	10 +36 HELOCs	0.4%	83.3%	$380,000	View
Provident Savings Bank, F.S.B. 1 office in Moreno Valley 12460 Heacock St, Moreno Valley, CA 92553 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0%	100%	$465,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Moreno Valley 24010 Sunnymead Blvd, Moreno Valley, CA 92553 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
Schoolsfirst FCU 12831 Moreno Beach Dr Ste 108, Moreno Valley, CA 92555 A+5.0 ★Texas Ratio: 5.56%	Conventional, FHA, HELOC	86 +77 HELOCs	3.6%	82.1%	$204,883	View
Altura Credit Union 23540 Cactus Ave, Moreno Valley, CA 92553 8906 A+5.0 ★Texas Ratio: 3.54%	Conventional	22	0.9%	68.8%	$271,818	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	21	0.9%	82.1%	$457,380	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA	21	0.9%	84%	$298,333	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	14	0.6%	78.9%	$546,428	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	7	0.3%	100%	$525,000	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	6 +1 HELOCs	0.2%	33.3%	$116,666	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.2%	75%	$161,666	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	5 +1 HELOCs	0.2%	83.3%	$425,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, FHA	4	0.2%	100%	$290,000
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional, FHA	3	0.1%	100%	$431,666	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	3	0.1%	60%	$511,666	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional	3	0.1%	60%	$318,333	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.1%	100%	$78,333	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	40%	$630,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$70,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, HELOC	2 +2 HELOCs	0.1%	100%	$270,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$100,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$250,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$435,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	2	0.1%	100%	$95,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.1%	66.7%	$75,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$105,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$355,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$675,000	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$105,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional	1	0%	100%	$135,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	FHA	1	0%	100%	$85,000	View
Hanmi Bank 11754 Artesia Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 1.11%	Conventional	1	0%	100%	$365,000	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0%	100%	$25,000	View
Long Beach City Employees Federal Credit Union 2845 Temple Ave, Signal Hill, CA 90755 2212	Conventional	1	0%	100%	$75,000
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0%	100%	$65,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	1	0%	100%	$135,000	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0%	100%	$385,000	View
Alta Vista Credit Union 1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38%	Conventional	1	0%	100%	$375,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional	1	0%	100%	$75,000	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional	1	0%	50%	$85,000
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	HELOC	0 +2 HELOCs	0%	n/a		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +2 HELOCs	0%	n/a		View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	HELOC	0 +2 HELOCs	0%	n/a		View
Mypoint Credit Union 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +2 HELOCs	0%	n/a		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +1 HELOCs	0%	0%		View
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo, HELOC	115 +1 HELOCs	4.8%	96%	$460,913	View
Pennymac Loan Services LLC	Conventional, FHA, VA	57	2.4%	91.2%	$336,754
loanDepot.com LLC	Conventional, FHA, VA, HELOC	49 +6 HELOCs	2%	73.9%	$258,265
New American Funding, LLC.	Conventional, FHA, HELOC	31 +2 HELOCs	1.3%	79.5%	$340,483
Royal Pacific Funding	Conventional, FHA, VA	31	1.3%	97.4%	$457,580
Paramount Residential Mortgage	Conventional, FHA	31	1.3%	100%	$358,225
Kind Lending, LLC	Conventional, FHA, VA	30	1.2%	76.9%	$407,333
ML Mortgage Corp.	Conventional, FHA, VA	26	1.1%	100%	$471,538
Flexpoint, Inc.	Conventional, FHA	22	0.9%	89.7%	$391,363
American Financial Network, Inc.	Conventional, FHA	21	0.9%	67.7%	$509,285
Geo-Corp, Inc.	Conventional, FHA	19	0.8%	90.5%	$533,421
AmWest Funding Corp	Conventional, FHA, HELOC	18 +3 HELOCs	0.7%	79.2%	$410,000
Nmsi, Inc.	Conventional, FHA	17	0.7%	100%	$512,058
Hometown Equity Mortgage, LLC	Conventional, FHA	16	0.7%	64%	$438,750
Carrington Mortgage Services LLC	Conventional, FHA, VA	13	0.5%	36.5%	$392,692
Guild Mortgage Company	Conventional, FHA, VA	12	0.5%	86.7%	$331,666
Coast 2 Coast Funding Group, Inc	Conventional	11	0.5%	100%	$277,727
Franklin Loan Corporation	Conventional, FHA	11	0.5%	100%	$352,272
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	10	0.4%	83.3%	$371,000
Ahl Funding	Conventional, FHA	10	0.4%	100%	$527,000
Zillow Home Loans, LLC	Conventional, FHA	10	0.4%	91.7%	$408,000
New Wave Lending Group Inc	Conventional	9	0.4%	100%	$428,333
American Pacific Mortgage Corporation	Conventional, FHA, VA	8	0.3%	100%	$582,500
Residential Wholesale Mortgage	Conventional, FHA, VA	7	0.3%	100%	$450,714
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	7	0.3%	58.3%	$442,142
Stg Mortgage Inc	Conventional, FHA	7	0.3%	77.8%	$570,714
JMAC Lending, Inc.	Conventional, FHA	7	0.3%	87.5%	$497,857
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	6 +2 HELOCs	0.2%	100%	$508,333
Pacific Lending LLC	Conventional, FHA	6	0.2%	100%	$533,333
AdvantageFirst Lending Inc	Conventional, FHA	6	0.2%	54.5%	$401,666
Bay-Valley Mortgage Group	Conventional, FHA	6	0.2%	100%	$436,666
Emet Lending Group, Inc.	Conventional	6	0.2%	100%	$415,000
Goodleap, LLC	Conventional, FHA, VA, HELOC	5 +3 HELOCs	0.2%	100%	$347,000
Citadel Servicing Corporation	Conventional	5	0.2%	100%	$425,000
Cake Mortgage Corp.	Conventional	5	0.2%	100%	$393,000
Ez Fundings Inc	Conventional, FHA	4	0.2%	100%	$432,500
Ony Glo, Inc.	Conventional, FHA, VA	4	0.2%	66.7%	$435,000
Watermark Capital, Inc.	Conventional	3	0.1%	100%	$378,333
General Mortgage Capital Corporation	Conventional	3	0.1%	100%	$358,333
Intelliloan, Inc.	FHA, VA	3	0.1%	100%	$505,000
Arcstone Financial Inc	Conventional, FHA	3	0.1%	75%	$501,666
Cornerstone First Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$265,000
MortgageOne, Inc	Conventional, FHA	2	0.1%	66.7%	$440,000
AAA Capital Investment, Inc	Conventional	2	0.1%	100%	$350,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$470,000
Bridgeway Lending Partners, LLC	Conventional	2	0.1%	100%	$425,000
Googain, Inc.	Conventional	2	0.1%	100%	$530,000
JMJ Financial Group Inc.	Conventional	2	0.1%	100%	$485,000
Campos Financial Corp	Conventional, FHA	2	0.1%	100%	$430,000
JSB Mortgage Corporation	Conventional	2	0.1%	100%	$425,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$265,000	View
Mission Loans, LLC	Conventional	2	0.1%	50%	$120,000
Southland Credit Uniom	Conventional	2	0.1%	100%	$485,000
Summit Funding.Inc	Conventional	2	0.1%	100%	$325,000
Nexera Holding LLC	Conventional	2	0.1%	100%	$455,000
Plaza Home Mortgage, Inc	Conventional	2	0.1%	37.5%	$245,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$485,000
Fundloans Capital	Conventional	1	0%	50%	$435,000
Resicentral LLC	Conventional	1	0%	33.3%	$525,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0%	100%	$575,000
Catalyst Mortgage	Conventional	1	0%	100%	$385,000
Network Capital Funding Corporation	Conventional	1	0%	28.6%	$475,000
American Finance House Lariba	Conventional	1	0%	100%	$435,000
Greenbox Loans	Conventional	1	0%	100%	$335,000
Land Home Financial Services,	Conventional	1	0%	100%	$465,000
Generations Home Loans, LLC	Conventional	1	0%	100%	$415,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$585,000
Iserve Residential Lending	FHA	1	0%	100%	$535,000
ClearEdge Lending LLC	Conventional	1	0%	100%	$445,000
Banc One Mortage Corporation	Conventional	1	0%	100%	$245,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$535,000
Vista Point Mortgage, LLC	Conventional	1	0%	66.7%	$65,000
Figure Lending LLC	HELOC	0 +36 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +14 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	319 +31 HELOCs	13.3%	84%	$490,799
Rocket Mortgage	Conventional, FHA, VA	251	10.4%	79.8%	$323,446
DHI Mortgage Company, LTD.	Conventional, FHA, VA	150	6.2%	86.3%	$525,533
Kbhs Home Loans, LLC	Conventional, FHA, VA	52	2.2%	98.1%	$547,884
Freedom Mortgage Corporation	Conventional, FHA, VA	38	1.6%	81.1%	$472,368
Guaranteed Rate, Inc.	Conventional, FHA, VA	36	1.5%	94.7%	$365,555
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	34 +29 HELOCs	1.4%	60.3%	$226,470
Nationstar Mortgage	Conventional, FHA	33	1.4%	72%	$169,848
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	30 +1 HELOCs	1.2%	96.8%	$477,333
Newrez LLC	Conventional, FHA, VA	30	1.2%	47%	$326,333
Spring Eq, LLC	Conventional, HELOC	29 +9 HELOCs	1.2%	44.1%	$100,172
Lennar Mortgage, LLC	Conventional, FHA, VA	26	1.1%	90%	$593,076
Pulte Mortgage LLC	Conventional, FHA	25	1%	61%	$579,400
The Loan Store, Inc	Conventional, FHA, HELOC	24 +10 HELOCs	1%	93.1%	$487,083
Movement Mortgage, LLC	Conventional, FHA, VA	21	0.9%	90%	$453,571
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	15	0.6%	32.9%	$265,000
Village Capital & Investment	FHA, VA	15	0.6%	82.5%	$577,000
Amerisave Mortgage Company	Conventional, FHA	13	0.5%	41%	$251,923
Homeowners Financial Group, LLC	Conventional, FHA	13	0.5%	100%	$507,307
Equity Prime Mortgage LLC	Conventional, FHA, VA	12	0.5%	92.3%	$480,000
Mortgage Research Center	Conventional, VA	12	0.5%	76.5%	$500,833
Primelending	Conventional, FHA	11	0.5%	86.7%	$332,272
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, USDA, HELOC	10 +3 HELOCs	0.4%	100%	$417,000	View
Planet Home Lending, LLC	Conventional, FHA, VA	10	0.4%	71.4%	$396,000
Nations Direct Mortgage, LLC	Conventional, FHA	10	0.4%	90.9%	$359,000
Loanunited.Com, LLC	FHA, VA	9	0.4%	75%	$532,777
Ameritrust Mortgage Corporation	Conventional, FHA	9	0.4%	100%	$470,555
HomeBridge Financial Services, Inc	FHA, VA, HELOC	8 +26 HELOCs	0.3%	80%	$540,000
Triad Financial Services, Inc.	Conventional	7	0.3%	55.6%	$132,142
Discover Bank	Conventional	7	0.3%	22.9%	$105,000
Fairway Independent Mort Corp	Conventional, FHA	6	0.2%	100%	$381,666
21St Mortgage	Conventional	6	0.2%	27.3%	$131,666
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	6	0.2%	100%	$493,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	5	0.2%	100%	$461,000	View
American Financial Resources LLC	Conventional, FHA	5	0.2%	100%	$465,000
Genway Home Mortgage, Inc.	FHA	5	0.2%	55.6%	$565,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	5	0.2%	100%	$541,000
Champions Funding, LLC	Conventional	5	0.2%	71.4%	$359,000
Deephaven Mortgage LLC	Conventional	4	0.2%	50%	$207,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.1%	75%	$428,333	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.1%	100%	$421,666	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +8 HELOCs	0.1%	25%	$70,000	View
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$490,000
Canopy Mortgage, LLC	FHA	2	0.1%	100%	$500,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$415,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$525,000
Nqm Funding, LLC	Conventional	2	0.1%	100%	$460,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$290,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.1%	100%	$255,000
Mortgage Solutions of Colorado	FHA	2	0.1%	100%	$480,000
Mutual of Omaha Mortgage	FHA, VA	2	0.1%	75%	$460,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	2	0.1%	66.7%	$460,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0%	33.3%	$255,000
Ussfcu	Conventional, HELOC	1 +1 HELOCs	0%	100%	$195,000
Arc Home LLC	Conventional	1	0%	100%	$395,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0%	100%	$245,000
Everett Financial, Inc.	FHA	1	0%	100%	$585,000
Sage Home Loans Corporation	Conventional	1	0%	100%	$455,000
Nbkc Bank	Conventional	1	0%	100%	$485,000
PHH Mortgage Corporation	VA	1	0%	20%	$585,000
Filo Mortgage, LLC	FHA	1	0%	100%	$565,000
Oaktree Funding Corp	Conventional	1	0%	66.7%	$185,000
Data Mortgage, Inc	FHA	1	0%	50%	$405,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 2.68%	FHA	1	0%	100%	$575,000	View
VanDyk Mortgage Corporation	FHA	1	0%	100%	$545,000
American Financing Corporation	VA	1	0%	25%	$515,000
Bay Equity LLC	Conventional	1	0%	100%	$645,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0%	50%	$495,000	View
Peoples Mortgage Company	Conventional	1	0%	100%	$205,000
Castle & Cooke Mortgage, LLC	FHA	1	0%	33.3%	$235,000
Communityamerica Federal Credit Union	Conventional	1	0%	50%	$45,000
Megastar Finanacial Corp	Conventional	1	0%	100%	$455,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	VA	1	0%	100%	$545,000	View
V.I.P. Mortgage, Inc.	VA	1	0%	100%	$515,000
Logan Finance Corporation	Conventional	1	0%	100%	$295,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$135,000
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$465,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$415,000	View
Lower, LLC	Conventional	1	0%	100%	$775,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0%	100%	$575,000	View
Farm Credit Mid-America, Aca	Conventional, Jumbo	1	0%	100%	$1,115,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$535,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +21 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +9 HELOCs	0%	0%
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +4 HELOCs	0%	0%		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	0%
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Moreno Valley Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Moreno Valley, California

Looking for mortgage lenders near me or mortgage brokers near me in Moreno Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moreno Valley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Moreno Valley, CA

Use these to narrow the list above. Each category shows how many Moreno Valley, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 146 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 31 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 96 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 112 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Moreno Valley, CA

Independent mortgage companies closed 84.9 percent of home loans in Moreno Valley, California in 2025, banks 7.7 percent and credit unions 7.4 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 10 loans.

84.9%

Mortgage companies

7.7%

Banks

7.4%

Credit unions

34%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Moreno Valley, CA

Who is the largest mortgage lender in Moreno Valley, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Moreno Valley, California with 36 loans, about 1.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Moreno Valley, CA have the highest approval rates?

Among lenders with meaningful volume in Moreno Valley, California, Kbhs Home Loans, LLC approved the highest share of completed applications in 2025 at 98.1 percent, against a 77.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Moreno Valley, CA mortgage lenders offer FHA, VA and USDA loans?

96 lenders closed FHA loans in Moreno Valley, California in 2025, led by United Wholesale Mortgage with 137. 41 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Moreno Valley, CA lender list?

Yes. 31 banks and 40 credit unions closed home loans in Moreno Valley, California in 2025, alongside 146 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Moreno Valley, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Moreno Valley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moreno Valley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moreno Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.