Mortgage Lenders and Brokers in Monterey Park, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monterey Park, California mortgage lenders include Citibank, NACitibank, NA201 N Garfield Ave, Monterey Park, CA 91754A+5.0 ★Texas Ratio: 2.82%, East West BankEast West Bank855 S Atlantic Blvd, Monterey Park, CA 91754A+5.0 ★Texas Ratio: 2.84%, Cathay BankCathay Bank250 S Atlantic Blvd, Monterey Park, CA 91754A+5.0 ★Texas Ratio: 4.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA459 S Atlantic Blvd, Monterey Park, CA 91754A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA300 N Atlantic Blvd, Monterey Park, CA 91754A+5.0 ★Texas Ratio: 4.14%, F&A Federal Credit UnionF&A Federal Credit Union2625 CORPORATE Pl, MONTEREY PARK, CA 91754A+5.0 ★Texas Ratio: 1.14%, BMO Harris Bank NABMO Harris Bank NA331 N Atlantic Blvd, Monterey Park, CA 91754A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA2101 S Atlantic Blvd, Monterey Park, CA 91754A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, and Royal Business BankRoyal Business Bank700 W Garvey Ave, Monterey Park, CA 91754A5.0 ★Texas Ratio: 7.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monterey Park, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monterey Park are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monterey Park, California
Market share is the lender's share of all home loans closed in Monterey Park, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Monterey Park 201 N Garfield Ave, Monterey Park, CA 91754 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 15 +2 HELOCs |
4.7% | 88.2% | $614,333 | View |
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1 office in Monterey Park 855 S Atlantic Blvd, Monterey Park, CA 91754 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 12 +6 HELOCs |
3.8% | 92.3% | $499,166 | View |
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1 office in Monterey Park 250 S Atlantic Blvd, Monterey Park, CA 91754 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 6 | 1.9% | 100% | $476,666 | View |
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2 offices in Monterey Park 459 S Atlantic Blvd, Monterey Park, CA 91754 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
1.6% | 62.5% | $403,000 | View |
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2 offices in Monterey Park 300 N Atlantic Blvd, Monterey Park, CA 91754 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +17 HELOCs |
1.3% | 80% | $835,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
1.3% | 100% | $682,500 | View |
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1 office in Monterey Park 331 N Atlantic Blvd, Monterey Park, CA 91754 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 100% | $705,000 | View |
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1 office in Monterey Park 2101 S Atlantic Blvd, Monterey Park, CA 91754 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 50% | $715,000 | View |
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1 office in Monterey Park 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $65,000 | View |
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1 office in Monterey Park 700 W Garvey Ave, Monterey Park, CA 91754 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
JSB Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $385,000 | |
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16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 5 | 1.6% | 83.3% | $529,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 5 | 1.6% | 100% | $275,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 5 | 1.6% | 100% | $517,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
1.3% | 44.4% | $765,000 | View |
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16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 3 | 0.9% | 100% | $671,666 | View |
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17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 2 | 0.6% | 100% | $625,000 | View |
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2095 S Atlantic Blvd, Monterey Park, CA 91754 6303 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $225,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $255,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $545,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $845,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.3% | 100% | $1,035,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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146 W Carson St, Carson, CA 90745 2601 A5.0 ★Texas Ratio: 13.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
New Wave Lending Group Inc
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Conventional | 18 | 5.7% | 100% | $626,111 | |
AAA Capital Investment, Inc
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Conventional | 13 | 4.1% | 100% | $545,000 | |
AmWest Funding Corp
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Conventional | 10 | 3.2% | 100% | $363,000 | |
Nmsi, Inc.
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Conventional | 9 | 2.8% | 100% | $713,888 | |
General Mortgage Capital Corporation
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Conventional | 8 | 2.5% | 100% | $508,750 | |
T. J. Financial, Inc.
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Conventional | 7 | 2.2% | 100% | $569,285 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 2.2% | 100% | $555,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.6% | 71.4% | $211,000 | |
Emet Lending Group, Inc.
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Conventional | 5 | 1.6% | 100% | $759,000 | |
Fidelity Lending Solutions Inc
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Conventional, Jumbo | 4 | 1.3% | 100% | $785,000 | |
Bay-Valley Mortgage Group
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Conventional | 4 | 1.3% | 100% | $530,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 4 | 1.3% | 100% | $350,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.3% | 100% | $565,000 | |
Kind Lending, LLC
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FHA, VA | 3 | 0.9% | 100% | $765,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 3 | 0.9% | 100% | $865,000 | View |
Ony Glo, Inc.
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Conventional, Jumbo | 3 | 0.9% | 75% | $881,666 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.6% | 75% | $570,000 | |
Royal Pacific Funding
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Conventional | 2 | 0.6% | 100% | $490,000 | |
Victoria Financial Corp
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Conventional | 2 | 0.6% | 100% | $810,000 | |
Stg Mortgage Inc
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Conventional | 2 | 0.6% | 100% | $560,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.6% | 100% | $335,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $120,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $595,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 50% | $575,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Googain, Inc.
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Campos Financial Corp
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $915,000 | |
Coastal Funding SLC, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Popa FCU - Cerritos
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional | 28 | 8.8% | 74.4% | $473,928 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +3 HELOCs |
7.3% | 88.5% | $774,130 | |
The Loan Store, Inc
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Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $247,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $388,333 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $771,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $581,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 75% | $398,333 | |
Newrez LLC
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Conventional | 2 | 0.6% | 66.7% | $550,000 | |
Sage Home Loans Corporation
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Conventional, VA | 2 | 0.6% | 100% | $905,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $400,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $945,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.6% | 100% | $310,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.3% | 100% | $845,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 16.7% | $155,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $565,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 50% | $685,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,445,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $745,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Monterey Park Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monterey Park, California
Looking for mortgage lenders near me or mortgage brokers near me in Monterey Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monterey Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monterey Park, CA
Use these to narrow the list above. Each category shows how many Monterey Park, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Monterey Park, CA
Independent mortgage companies closed 69.7 percent of home loans in Monterey Park, California in 2025, banks 22.7 percent and credit unions 7.6 percent. JSB Mortgage Corporation was the largest mortgage company, Citibank, NA the largest bank and F&A Federal Credit Union the largest credit union. Among lenders headquartered in California, East West Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monterey Park, CA
By home loans closed in 2025, Citibank, NA was the largest mortgage lender in Monterey Park, California with 15 loans, about 4.7 percent of the market. The largest lender headquartered in California was East West Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Monterey Park, California in 2025, led by United Wholesale Mortgage with 3. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 24 credit unions closed home loans in Monterey Park, California in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monterey Park, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monterey Park, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monterey Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
