Mortgage Lenders and Brokers in Milpitas, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Milpitas, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1 S Milpitas Blvd, Milpitas, CA 95035A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA20 Ranch Dr, Milpitas, CA 95035A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11 S Milpitas Blvd, Milpitas, CA 95035A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA5 N Milpitas Blvd, Milpitas, CA 95035A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA37 N Milpitas Blvd, Milpitas, CA 95035A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA1360 E Calaveras Blvd, Milpitas, CA 95035A+5.0 ★Texas Ratio: 3.54%, Cathay BankCathay Bank1759 N Milpitas Blvd, Milpitas, CA 95035A+5.0 ★Texas Ratio: 4.57%, East West BankEast West Bank468 Barber Ln, Milpitas, CA 95035A+5.0 ★Texas Ratio: 2.84%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milpitas, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milpitas are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milpitas, California
Market share is the lender's share of all home loans closed in Milpitas, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Milpitas 1 S Milpitas Blvd, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 87 | 11.8% | 96.7% | $1,278,333 | View |
|
2 offices in Milpitas 20 Ranch Dr, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 82 +23 HELOCs |
11.1% | 94.3% | $1,245,487 | View |
|
2 offices in Milpitas 11 S Milpitas Blvd, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 71 +10 HELOCs |
9.6% | 82.2% | $1,058,661 | View |
|
1 office in Milpitas 5 N Milpitas Blvd, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 55 +5 HELOCs |
7.4% | 93.3% | $1,148,272 | View |
|
2 offices in Milpitas 37 N Milpitas Blvd, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 34 | 4.6% | 94.6% | $1,005,588 | View |
|
1 office in Milpitas 1360 E Calaveras Blvd, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 15 +7 HELOCs |
2% | 68.2% | $966,333 | View |
|
1 office in Milpitas 1759 N Milpitas Blvd, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.1% | 50% | $855,000 | View |
|
1 office in Milpitas 468 Barber Ln, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 27 +1 HELOCs |
3.6% | 100% | $1,010,555 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 21 +4 HELOCs |
2.8% | 91.3% | $1,032,142 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 16 | 2.2% | 94.1% | $1,126,250 | View |
|
601 E Calaveras Blvd, Milpitas, CA 95035 7705 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo, HELOC | 15 +6 HELOCs |
2% | 100% | $1,165,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 13 +12 HELOCs |
1.8% | 86.4% | $756,538 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
1.2% | 90% | $1,212,777 | View |
|
2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, HELOC | 7 +1 HELOCs |
0.9% | 100% | $1,003,571 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 6 | 0.8% | 100% | $223,333 | View |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, HELOC | 5 +4 HELOCs |
0.7% | 100% | $847,000 | View |
|
1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 100% | $120,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 80% | $302,500 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 4 | 0.5% | 100% | $557,500 | View |
|
801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 3 | 0.4% | 100% | $1,005,000 | View |
|
360 Cypress Dr, Milpitas, CA 95035 7906 A+5.0 ★Texas Ratio: 3.57% |
Conventional, Jumbo, HELOC | 2 +14 HELOCs |
0.3% | 66.7% | $1,290,000 | View |
|
573 E CALAVERAS BLVD, Milpitas, CA 95035 A+5.0 ★Texas Ratio: 3.00% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.3% | 100% | $995,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 80% | $1,030,000 | View |
|
2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 2 | 0.3% | 100% | $905,000 | View |
|
117 N Milpitas Blvd, Milpitas, CA 95035 A5.0 ★Texas Ratio: 6.20% |
Conventional, Jumbo, HELOC | 1 +10 HELOCs |
0.1% | 100% | $1,305,000 | View |
|
200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.1% | 100% | $885,000 | View |
|
901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $895,000 | View |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
|
350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 1 | 0.1% | 50% | $785,000 | View |
|
4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $885,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +10 HELOCs |
0% | 0% | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 11 | 1.5% | 80% | $780,454 | |
Googain, Inc.
|
Conventional | 11 | 1.5% | 91.7% | $847,727 | |
loanDepot.com LLC
|
Conventional | 10 | 1.4% | 73.3% | $629,000 | |
New Wave Lending Group Inc
|
Conventional, Jumbo | 8 | 1.1% | 100% | $1,135,000 | |
Paramount Residential Mortgage
|
Conventional | 7 | 0.9% | 100% | $663,571 | |
Resicentral LLC
|
Conventional | 6 | 0.8% | 100% | $930,000 | |
General Mortgage Capital Corporation
|
Conventional | 6 | 0.8% | 100% | $493,333 | |
AmWest Funding Corp
|
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 100% | $672,500 | |
Nmsi, Inc.
|
Conventional | 4 | 0.5% | 100% | $557,500 | |
Kind Lending, LLC
|
Conventional | 3 | 0.4% | 37.5% | $575,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 3 | 0.4% | 100% | $501,666 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 0.3% | 50% | $215,000 | View |
Provident Funding Associates
|
Conventional | 2 | 0.3% | 66.7% | $625,000 | |
New American Funding, LLC.
|
Conventional, Jumbo | 2 | 0.3% | 66.7% | $885,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Fidelity Lending Solutions Inc
|
Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.1% | 100% | $785,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $1,085,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $1,065,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $915,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $485,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.1% | 100% | $995,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA, Jumbo | 44 | 5.9% | 71% | $713,409 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 19 +3 HELOCs |
2.6% | 83.3% | $749,736 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
0.9% | 87.5% | $993,571 | |
Pulte Mortgage LLC
|
Conventional | 7 | 0.9% | 100% | $1,030,714 | |
The Loan Store, Inc
|
Conventional, HELOC | 6 +2 HELOCs |
0.8% | 85.7% | $618,333 | |
First Technology Federal Credit Union
|
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.8% | 100% | $1,221,666 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.5% | 80% | $992,500 | |
Originpoint, LLC
|
Conventional | 3 | 0.4% | 75% | $925,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.4% | 100% | $1,525,000 | View |
Nationstar Mortgage
|
Conventional | 3 | 0.4% | 75% | $91,666 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.4% | 100% | $491,666 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.4% | 83.3% | $1,245,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.4% | 100% | $595,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $205,000 | View |
Kbhs Home Loans, LLC
|
Conventional | 2 | 0.3% | 100% | $535,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 2 | 0.3% | 100% | $995,000 | |
Newrez LLC
|
Conventional | 2 | 0.3% | 60% | $455,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.3% | 100% | $245,000 | |
Dart Bank
|
Conventional | 2 | 0.3% | 100% | $625,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $1,135,000 | View |
Amerisave Mortgage Company
|
Conventional, Jumbo | 2 | 0.3% | 20% | $830,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.3% | 66.7% | $865,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 12.5% | $205,000 | |
Citizens Equity First Credit U
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $835,000 | |
Better Mortgage Corporation
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 50% | $1,325,000 | |
Arc Home LLC
|
Conventional | 1 | 0.1% | 100% | $1,105,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $725,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.1% | 100% | $555,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $535,000 | |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $465,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $505,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Summit Mortgage Bankers, Inc.
|
Conventional | 1 | 0.1% | 100% | $1,035,000 | |
Lennar Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $485,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
|
Conventional | 1 | 0.1% | 50% | $1,205,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.1% | 33.3% | $145,000 | |
LoanFlight Lending, LLC.
|
Conventional | 1 | 0.1% | 100% | $725,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 100% | $195,000 | |
Teachers Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $945,000 | |
|
A+5.0 ★Texas Ratio: 2.75% |
Conventional | 1 | 0.1% | 100% | $995,000 | View |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,525,000 | View |
Uif Corporation
|
Conventional | 1 | 0.1% | 100% | $1,105,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.1% | 100% | $535,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $905,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | View |
United Nations Federal CU
|
Conventional | 1 | 0.1% | 100% | $985,000 | |
21St Mortgage
|
Conventional | 1 | 0.1% | 33.3% | $75,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $3,005,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Milpitas Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milpitas, California
Looking for mortgage lenders near me or mortgage brokers near me in Milpitas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milpitas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milpitas, CA
Use these to narrow the list above. Each category shows how many Milpitas, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Milpitas, CA
Independent mortgage companies closed 29.3 percent of home loans in Milpitas, California in 2025, banks 59.7 percent and credit unions 10.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 82 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milpitas, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Milpitas, California with 87 loans, about 11.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 82 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Milpitas, California, Wells Fargo Bank NA approved the highest share of completed applications in 2025 at 96.7 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Milpitas, California in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 26 credit unions closed home loans in Milpitas, California in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milpitas, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milpitas, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milpitas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
