Mortgage Lenders and Brokers in Martinez, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Martinez, California mortgage lenders include US Bank, N.A.US Bank, N.A.659 Main St, Martinez, CA 94553A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4201 Alhambra Ave, Martinez, CA 94553A+5.0 ★Texas Ratio: 3.68%, 1st Northern California Credit Union1st Northern California Credit Union1111 Pine St, Martinez, CA 94553A+5.0 ★Texas Ratio: 0.12%, Bank of America NABank of America NA6678 Alhambra Ave, Martinez, CA 94553A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, and Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Martinez, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Martinez are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Martinez, California
Market share is the lender's share of all home loans closed in Martinez, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Martinez 659 Main St, Martinez, CA 94553 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 26 +5 HELOCs |
4.3% | 86.7% | $723,461 | View |
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1 office in Martinez 4201 Alhambra Ave, Martinez, CA 94553 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 19 +1 HELOCs |
3.1% | 86.4% | $669,736 | View |
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1111 Pine St, Martinez, CA 94553 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 11 | 1.8% | 91.7% | $255,909 | View |
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1 office in Martinez 6678 Alhambra Ave, Martinez, CA 94553 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, HELOC | 5 +20 HELOCs |
0.8% | 83.3% | $749,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 11 | 1.8% | 91.7% | $543,181 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 11 | 1.8% | 100% | $729,545 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 9 +2 HELOCs |
1.5% | 84.6% | $76,111 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA, HELOC | 9 +1 HELOCs |
1.5% | 90% | $862,777 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 8 | 1.3% | 100% | $511,250 | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 4 +13 HELOCs |
0.7% | 100% | $397,500 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +9 HELOCs |
0.5% | 60% | $338,333 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 3 +5 HELOCs |
0.5% | 100% | $708,333 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $608,333 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 3 | 0.5% | 100% | $248,333 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $685,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 0.3% | 100% | $695,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 0.3% | 100% | $545,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.3% | 100% | $890,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $795,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $765,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $525,000 | View |
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634 Ferry St, Martinez, CA 94553 1126 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,095,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $645,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $805,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, VA | 19 | 3.1% | 95% | $538,157 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 13 +2 HELOCs |
2.1% | 72.2% | $441,923 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 12 | 2% | 100% | $707,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 9 +2 HELOCs |
1.5% | 90% | $615,000 | |
Guild Mortgage Company
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Conventional | 8 | 1.3% | 88.9% | $453,750 | |
Kind Lending, LLC
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Conventional, FHA | 6 | 1% | 85.7% | $481,666 | |
Watermark Capital, Inc.
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Conventional | 5 | 0.8% | 100% | $473,000 | |
AmWest Funding Corp
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Conventional, Jumbo | 4 | 0.7% | 100% | $772,500 | |
Royal Pacific Funding
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Conventional, FHA | 4 | 0.7% | 100% | $255,000 | |
Nexera Holding LLC
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Conventional | 4 | 0.7% | 100% | $587,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 3 | 0.5% | 50% | $531,666 | View |
Stg Mortgage Inc
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Conventional | 3 | 0.5% | 100% | $441,666 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $591,666 | |
Franklin Loan Corporation
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Conventional | 3 | 0.5% | 75% | $181,666 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 0.5% | 100% | $601,666 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.5% | 100% | $701,666 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 66.7% | $710,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.3% | 100% | $360,000 | |
Greenbox Loans
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Conventional | 2 | 0.3% | 100% | $645,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.3% | 100% | $445,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.3% | 100% | $630,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.2% | 100% | $575,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.2% | 100% | $495,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,325,000 | |
Googain, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Ahl Funding
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.2% | 100% | $1,135,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Ardri LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $785,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Figure Lending LLC
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HELOC | 0 +14 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 83 +7 HELOCs |
13.7% | 93.3% | $651,867 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 66 | 10.9% | 81.9% | $458,939 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 25 +2 HELOCs |
4.1% | 100% | $584,200 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 16 +1 HELOCs |
2.6% | 94.1% | $713,125 | |
Nationstar Mortgage
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Conventional | 12 | 2% | 75% | $218,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 11 +1 HELOCs |
1.8% | 100% | $638,636 | View |
Everett Financial, Inc.
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Conventional, FHA | 10 | 1.7% | 100% | $520,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA, VA | 9 | 1.5% | 100% | $725,000 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +4 HELOCs |
1.2% | 46.7% | $83,571 | |
The Loan Store, Inc
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Conventional, HELOC | 6 +1 HELOCs |
1% | 100% | $593,333 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 6 | 1% | 100% | $616,666 | |
Originpoint, LLC
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Conventional | 5 | 0.8% | 100% | $631,000 | |
Newrez LLC
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Conventional, VA | 5 | 0.8% | 83.3% | $281,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 4 | 0.7% | 50% | $257,500 | |
Mortgage Research Center
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VA | 4 | 0.7% | 100% | $742,500 | |
Better Mortgage Corporation
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Conventional | 4 | 0.7% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.5% | 100% | $721,666 | View |
Discover Bank
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Conventional | 3 | 0.5% | 37.5% | $65,000 | |
Bay Equity LLC
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Conventional, FHA | 3 | 0.5% | 100% | $705,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $558,333 | |
Ameritrust Mortgage Corporation
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Conventional, VA | 3 | 0.5% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.3% | 100% | $425,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.3% | 100% | $520,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.3% | 100% | $960,000 | View |
Allied Mortgage Group, Inc
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Conventional | 2 | 0.3% | 100% | $450,000 | |
Advancial Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $630,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.3% | 100% | $800,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.3% | 100% | $760,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $25,000 | View |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $335,000 | |
NOVA Financial & Investment Corporation
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FHA | 1 | 0.2% | 100% | $705,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $735,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $105,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $575,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.2% | 100% | $895,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Real Genius LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $835,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $735,000 | View |
Premier Lending Inc.
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $935,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $815,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 50% | $445,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,325,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $595,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $1,015,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $965,000 | View |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 16.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Martinez Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Martinez, California
Looking for mortgage lenders near me or mortgage brokers near me in Martinez? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Martinez in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Martinez, CA
Use these to narrow the list above. Each category shows how many Martinez, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Martinez, CA
Independent mortgage companies closed 76.2 percent of home loans in Martinez, California in 2025, banks 16 percent and credit unions 7.8 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and 1st Northern California Credit Union the largest credit union. Among lenders headquartered in California, 1st Northern California Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Martinez, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Martinez, California with 26 loans, about 4.3 percent of the market. The largest lender headquartered in California was 1st Northern California Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Martinez, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.3 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Martinez, California in 2025, led by United Wholesale Mortgage with 15. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 27 credit unions closed home loans in Martinez, California in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Martinez, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Martinez, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Martinez. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
