Mortgage Lenders and Brokers in Madera Ranchos, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Madera Ranchos, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Madera Ranchos, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Madera Ranchos are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Madera Ranchos, California
Market share is the lender's share of all home loans closed in Madera Ranchos, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 23 | 2.1% | 92% | $426,739 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 7 +15 HELOCs |
0.7% | 63.6% | $217,857 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 6 +4 HELOCs |
0.6% | 87.5% | $113,333 | View |
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175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 5 +4 HELOCs |
0.5% | 71.4% | $279,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.5% | 62.5% | $347,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, VA | 4 | 0.4% | 83.3% | $447,500 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 3 +12 HELOCs |
0.3% | 75% | $258,333 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $430,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 100% | $150,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $555,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
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3650 E Ashlan Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 50% | $285,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
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2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 156 | 14.5% | 97.5% | $407,435 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 66 | 6.1% | 78.2% | $447,272 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 19 | 1.8% | 80% | $402,894 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 18 | 1.7% | 85.7% | $365,555 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 14 | 1.3% | 93.3% | $441,428 | |
JMAC Lending, Inc.
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Conventional, FHA, USDA | 9 | 0.8% | 100% | $421,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 4 | 0.4% | 100% | $462,500 | |
New American Funding, LLC.
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Conventional | 3 | 0.3% | 75% | $381,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.3% | 60% | $371,666 | |
loanDepot.com LLC
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Conventional | 2 | 0.2% | 66.7% | $330,000 | |
Flexpoint, Inc.
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Conventional, VA | 2 | 0.2% | 100% | $515,000 | |
Mid Valley Services Inc
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FHA | 1 | 0.1% | 100% | $445,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.1% | 100% | $85,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $535,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Stg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $535,000 | |
JSB Mortgage Corporation
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,785,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $465,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.1% | 100% | $925,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 50% | $325,000 | |
Coastal Funding SLC, Inc.
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 327 | 30.4% | 87.1% | $418,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 114 +2 HELOCs |
10.6% | 87.1% | $447,894 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 4% | 83.9% | $331,279 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 34 | 3.2% | 95% | $457,647 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 28 | 2.6% | 91.7% | $464,642 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 22 | 2% | 95.8% | $405,454 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo, HELOC | 15 +3 HELOCs |
1.4% | 100% | $443,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
1.2% | 93.3% | $452,692 | |
First Community Mortgage, Inc.
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Conventional, FHA, VA | 9 | 0.8% | 100% | $418,333 | |
Altitude Financial Corporation
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Conventional, FHA | 7 | 0.7% | 100% | $449,285 | |
Mortgage Research Center
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VA | 7 | 0.7% | 77.8% | $543,571 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +5 HELOCs |
0.6% | 35.3% | $111,666 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 6 | 0.6% | 100% | $483,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 5 | 0.5% | 53.3% | $323,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.4% | 57.1% | $345,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.4% | 80% | $482,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 4 | 0.4% | 100% | $402,500 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.3% | 100% | $445,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.3% | 100% | $311,666 | |
Equity Prime Mortgage LLC
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Conventional, VA | 3 | 0.3% | 100% | $395,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.3% | 75% | $221,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.2% | 100% | $620,000 | View |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.2% | 100% | $495,000 | |
Bay Equity LLC
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Conventional | 2 | 0.2% | 100% | $300,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 33.3% | $205,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.2% | 100% | $430,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.2% | 100% | $420,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Cazle Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $525,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $495,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $525,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 33.3% | $95,000 | |
Directions Equity, LLC
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VA | 1 | 0.1% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.1% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Self Help Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.1% | 100% | $695,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Lower, LLC
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FHA | 1 | 0.1% | 100% | $475,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.1% | 100% | $425,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
21St Mortgage
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Madera Ranchos Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Madera Ranchos, California
Looking for mortgage lenders near me or mortgage brokers near me in Madera Ranchos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Madera Ranchos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Madera Ranchos, CA
Use these to narrow the list above. Each category shows how many Madera Ranchos, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Madera Ranchos, CA
Independent mortgage companies closed 92.5 percent of home loans in Madera Ranchos, California in 2025, banks 4.7 percent and credit unions 2.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Employees Credit Union the largest credit union. Among lenders headquartered in California, Educational Employees Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Madera Ranchos, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Madera Ranchos, California with 23 loans, about 2.1 percent of the market. The largest lender headquartered in California was Educational Employees Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Madera Ranchos, California, Alameda Mortgage Corporation approved the highest share of completed applications in 2025 at 97.5 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Madera Ranchos, California in 2025, led by Lennar Mortgage, LLC with 102. 28 lenders closed VA loans, led by Lennar Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 16 credit unions closed home loans in Madera Ranchos, California in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Madera Ranchos, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Madera Ranchos, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Madera Ranchos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
