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Mortgage Lenders and Brokers in Livermore, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Livermore, California mortgage lenders include US Bank, N.A.US Bank, N.A.2125 2nd St, Livermore, CA 94550A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA235 S K St, Livermore, CA 94550A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA211 S J St, Livermore, CA 94550A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1748 Railroad Ave, Livermore, CA 94550A+5.0 ★Texas Ratio: 4.14%, Fremont BankFremont Bank1879 Holmes St, Livermore, CA 94550A+5.0 ★Texas Ratio: 4.11%, BMO Harris Bank NABMO Harris Bank NA2484 2nd St, Livermore, CA 94550A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.1887 1st St, Livermore, CA 94550A+5.0 ★Texas Ratio: 4.24%, Uncle Credit UnionUncle Credit Union1809 HOLMES ST, LIVERMORE, CA 94550A+5.0 ★Texas Ratio: 5.51%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Livermore, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Livermore are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Livermore, California

Market share is the lender's share of all home loans closed in Livermore, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Livermore 2125 2nd St, Livermore, CA 94550 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	67 +9 HELOCs	4.8%	82.9%	$1,080,522	View
Wells Fargo Bank NA 2 offices in Livermore 235 S K St, Livermore, CA 94550 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	48	3.5%	87.3%	$997,708	View
JPMorgan Chase Bank, NA 2 offices in Livermore 211 S J St, Livermore, CA 94550 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	45 +8 HELOCs	3.2%	89.3%	$833,444	View
Bank of America NA 1 office in Livermore 1748 Railroad Ave, Livermore, CA 94550 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	38 +49 HELOCs	2.7%	88.4%	$973,421	View
Fremont Bank 2 offices in Livermore 1879 Holmes St, Livermore, CA 94550 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	14 +54 HELOCs	1%	70%	$427,857	View
BMO Harris Bank NA 1 office in Livermore 2484 2nd St, Livermore, CA 94550 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	9 +9 HELOCs	0.6%	81.8%	$1,106,111	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Livermore 1887 1st St, Livermore, CA 94550 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	7 +7 HELOCs	0.5%	88.9%	$1,025,000	View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	Conventional, HELOC	5 +51 HELOCs	0.4%	100%	$859,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	42 +1 HELOCs	3%	91.3%	$1,028,095	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, Jumbo, HELOC	31 +9 HELOCs	2.2%	78%	$1,085,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, Jumbo, HELOC	30 +11 HELOCs	2.2%	91.9%	$738,333	View
Patelco Credit Union 2245 Las Positas Rd, Livermore, CA 94551 A5.0 ★Texas Ratio: 6.65%	Conventional, Jumbo, HELOC	19 +35 HELOCs	1.4%	88%	$857,631	View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	Conventional, Jumbo, HELOC	11 +5 HELOCs	0.8%	100%	$989,545	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	9	0.6%	90%	$1,231,666	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.6%	100%	$1,075,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.6%	88.9%	$215,000	View
Pacific Service Credit Union 2800 Kitty Hawk Rd, Livermore, CA 94551 7666 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	7 +5 HELOCs	0.5%	100%	$210,714	View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	Conventional, Jumbo, HELOC	6 +14 HELOCs	0.4%	85.7%	$826,666	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	6	0.4%	60%	$660,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	6	0.4%	100%	$740,000
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.4%	100%	$671,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional, HELOC	4 +6 HELOCs	0.3%	100%	$387,500	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo	4	0.3%	100%	$1,285,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	4	0.3%	80%	$1,482,500	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	100%	$731,666	View
Monterra Credit Union 415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$518,333	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	3	0.2%	100%	$721,666	View
San Francisco Federal Credit Union 1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53%	Conventional	3	0.2%	100%	$915,000	View
1st UNITED CREDIT UNION 4518 Las Positas Rd, Livermore, CA 94551 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	2 +23 HELOCs	0.1%	66.7%	$115,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,550,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	2	0.1%	100%	$265,000	View
Community West Bank, A California Banking Corporation 9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14%	Conventional	2	0.1%	100%	$225,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional	2	0.1%	100%	$530,000	View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$255,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$1,205,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$735,000	View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	Conventional	1	0.1%	100%	$865,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$255,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo	1	0.1%	100%	$1,405,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$835,000	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	Conventional	1	0.1%	100%	$175,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0.1%	100%	$915,000	View
Educational Employees Credit Union 1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$815,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	100%	$1,285,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.1%	100%	$1,725,000	View
SAFE Credit Union 7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24%	Conventional	1	0.1%	100%	$845,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +4 HELOCs	0%	n/a		View
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	HELOC	0 +4 HELOCs	0%	n/a		View
Sea West Coast Gurad FCU Coast Guard Island, Alameda, CA 94501 5100	HELOC	0 +3 HELOCs	0%	n/a
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +2 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	38	2.7%	92.9%	$848,421
loanDepot.com LLC	Conventional	17	1.2%	100%	$453,235
Googain, Inc.	Conventional, Jumbo	13	0.9%	100%	$829,615
Paramount Residential Mortgage	Conventional, FHA, VA	12	0.9%	86.7%	$472,500
Provident Funding Associates	Conventional	11	0.8%	100%	$634,090
Stg Mortgage Inc	Conventional, Jumbo	9	0.6%	83.3%	$811,666
Guild Mortgage Company	Conventional	8	0.6%	100%	$665,000
AmWest Funding Corp	Conventional	8	0.6%	100%	$658,750
American Pacific Mortgage Corporation	Conventional, FHA, Jumbo	8	0.6%	88.9%	$1,090,000
Mason-McDuffie Mortgage Corporation	Conventional, VA	8	0.6%	100%	$768,750
Nmsi, Inc.	Conventional, Jumbo	7	0.5%	100%	$800,714
New American Funding, LLC.	Conventional, HELOC	6 +2 HELOCs	0.4%	100%	$833,333
Kind Lending, LLC	Conventional, FHA	5	0.4%	55.6%	$621,000
General Mortgage Capital Corporation	Conventional	5	0.4%	100%	$733,000
Ony Glo, Inc.	Conventional, Jumbo	4	0.3%	100%	$1,075,000
Alameda Mortgage Corporation	Conventional	3	0.2%	100%	$538,333
Resicentral LLC	Conventional	3	0.2%	100%	$561,666
Citadel Servicing Corporation	Conventional	3	0.2%	100%	$848,333
Carrington Mortgage Services LLC	Conventional, VA	3	0.2%	50%	$398,333
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.2%	100%	$718,333
AAA Capital Investment, Inc	Conventional	2	0.1%	100%	$840,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	2	0.1%	100%	$430,000	View
Generations Home Loans, LLC	Conventional	2	0.1%	100%	$875,000
Franklin Loan Corporation	Conventional	2	0.1%	100%	$420,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	2	0.1%	100%	$1,025,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$585,000
T. J. Financial, Inc.	Conventional	2	0.1%	100%	$645,000
ClearEdge Lending LLC	Conventional	2	0.1%	66.7%	$865,000
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$755,000
Financial Partners Credit Unio	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$965,000
Watermark Capital, Inc.	FHA	1	0.1%	100%	$1,085,000
Infinity Equity Group, Inc.	Conventional	1	0.1%	100%	$1,055,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$305,000
AdvantageFirst Lending Inc	Conventional	1	0.1%	100%	$735,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$925,000
Hightechlending, Inc	Conventional, Jumbo	1	0.1%	100%	$1,225,000
Network Capital Funding Corporation	VA	1	0.1%	100%	$905,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$755,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$135,000	View
The Police Credit Union of California	Conventional	1	0.1%	100%	$105,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$745,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$475,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$205,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	165	11.9%	86.7%	$580,454
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	143 +16 HELOCs	10.3%	89.2%	$764,580
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	72 +1 HELOCs	5.2%	97.3%	$907,500
Sunward A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	40 +8 HELOCs	2.9%	100%	$828,750	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, Jumbo, HELOC	22 +4 HELOCs	1.6%	100%	$832,272	View
Spring Eq, LLC	Conventional, HELOC	17 +3 HELOCs	1.2%	45%	$165,000
Planet Home Lending, LLC	Conventional, Jumbo	15	1.1%	88.2%	$757,666
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	14 +4 HELOCs	1%	93.3%	$863,571
Newrez LLC	Conventional, FHA	14	1%	83.3%	$563,571
Nationstar Mortgage	Conventional, VA	14	1%	87.5%	$383,571
The Loan Store, Inc	Conventional, FHA, HELOC	13 +2 HELOCs	0.9%	100%	$687,307
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	13	0.9%	76.5%	$790,384	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	10	0.7%	100%	$664,000	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	9	0.6%	100%	$895,000
Alliant Credit Union	Conventional, Jumbo, HELOC	8 +9 HELOCs	0.6%	100%	$1,186,250
Everett Financial, Inc.	Conventional, FHA, Jumbo, HELOC	7 +2 HELOCs	0.5%	87.5%	$627,857
Taylor Morrison Home Funding, Inc.	Conventional	7	0.5%	70%	$765,000
Mortgage Research Center	VA	7	0.5%	77.8%	$847,857
Ameritrust Mortgage Corporation	Conventional, VA	6	0.4%	100%	$653,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	5 +4 HELOCs	0.4%	100%	$529,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	0.4%	100%	$1,023,000	View
Vellum Mortgage, Inc.	Conventional	5	0.4%	83.3%	$869,000
Prosperity Home Mortgage, LLC	Conventional, FHA	5	0.4%	100%	$807,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +7 HELOCs	0.3%	66.7%	$192,500	View
First Technology Federal Credit Union	Conventional, HELOC	4 +4 HELOCs	0.3%	100%	$855,000
Arc Home LLC	Conventional, Jumbo	4	0.3%	100%	$972,500
Originpoint, LLC	Conventional, Jumbo	4	0.3%	100%	$885,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.3%	100%	$917,500	View
Freedom Mortgage Corporation	Conventional, VA	3	0.2%	75%	$855,000
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$701,666
Union Home Mortgage Corp.	Conventional	3	0.2%	100%	$618,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	75%	$525,000	View
Better Mortgage Corporation	Conventional	3	0.2%	60%	$618,333
Champions Funding, LLC	Conventional, Jumbo	3	0.2%	100%	$1,171,666
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$965,000
Primelending	Conventional, Jumbo	2	0.1%	100%	$935,000
Lakeview Loan Servicing, LLC	Conventional	2	0.1%	30.8%	$170,000
Equity Prime Mortgage LLC	FHA	2	0.1%	100%	$565,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$860,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$525,000
Teachers Federal Credit Union	Conventional	2	0.1%	100%	$1,205,000
Digital Federal Credit Union	Conventional	2	0.1%	100%	$535,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.1%	100%	$855,000	View
Nations Direct Mortgage, LLC	Conventional	2	0.1%	100%	$640,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, VA	2	0.1%	100%	$870,000
Fairway Independent Mort Corp	Conventional	2	0.1%	100%	$895,000
Quorum Federal Credit Union	Conventional, HELOC	1 +6 HELOCs	0.1%	66.7%	$255,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$415,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$475,000
Usalliance Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$395,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$1,075,000
Lower, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$245,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$55,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$2,195,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$1,755,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$1,035,000
Movement Mortgage, LLC	VA, Jumbo	1	0.1%	100%	$1,375,000
Amerisave Mortgage Company	Conventional	1	0.1%	20%	$85,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$605,000	View
Emporium Tpo LLC	Conventional	1	0.1%	100%	$965,000
Discover Bank	Conventional	1	0.1%	8.3%	$125,000
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$955,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$855,000	View
Ithink Financial Credit Union	Conventional	1	0.1%	100%	$265,000
Beverly Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.57%	Conventional, Jumbo	1	0.1%	100%	$1,945,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$905,000	View
Fisher Financial Group, Incorporated	Conventional	1	0.1%	100%	$805,000
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$1,015,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$605,000	View
Uif Corporation	Conventional	1	0.1%	100%	$1,095,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$505,000
Genway Home Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,525,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	100%	$565,000
Ussfcu	Conventional	1	0.1%	100%	$125,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$845,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$905,000	View
United Nations Federal CU	Conventional	1	0.1%	50%	$745,000
21St Mortgage	Conventional	1	0.1%	100%	$185,000
Texana Bank	VA	1	0.1%	100%	$695,000
Industrial and Commercial Bank of China (USA) NA	Conventional	1	0.1%	100%	$485,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$1,075,000
Leaderone Financial Corp.	VA	1	0.1%	100%	$1,085,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$595,000	View
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$125,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +5 HELOCs	0%	0%
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +4 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allied Mortgage Group, Inc	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Wings Financial Credit Union A+5.0 ★Texas Ratio: 2.07%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Livermore Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Livermore, California

Looking for mortgage lenders near me or mortgage brokers near me in Livermore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Livermore in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Livermore, CA

Use these to narrow the list above. Each category shows how many Livermore, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 99 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 46 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 16 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 21 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 53 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 83 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Livermore, CA

Independent mortgage companies closed 59 percent of home loans in Livermore, California in 2025, banks 25.9 percent and credit unions 15.1 percent. Synergy One Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Uncle Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 38 loans.

59%

Mortgage companies

25.9%

Banks

15.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Livermore, CA

Who is the largest mortgage lender in Livermore, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Livermore, California with 67 loans, about 4.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 38 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Livermore, CA have the highest approval rates?

Among lenders with meaningful volume in Livermore, California, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 97.3 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Livermore, CA mortgage lenders offer FHA, VA and USDA loans?

16 lenders closed FHA loans in Livermore, California in 2025, led by United Wholesale Mortgage with 12. 21 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Livermore, CA lender list?

Yes. 47 banks and 46 credit unions closed home loans in Livermore, California in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Livermore, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Livermore, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Livermore, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Livermore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.