Mortgage Lenders and Brokers in Ladera Ranch, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ladera Ranch, California mortgage lenders include US Bank, N.A.US Bank, N.A.25642 Crown Valley Pkwy, Ladera Ranch, CA 92694A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA27702 Crown Valley Pkwy, Ladera Ranch, CA 92694A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA27702 Crown Valley Pkwy, Ladera Ranch, CA 92694A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA27752 Antonio Pkwy, Ladera Ranch, CA 92694A+5.0 ★Texas Ratio: 4.14%, Ladera Lending, Inc.Ladera Lending, Inc.Ladera Ranch, CAA+5.0 ★Texas Ratio: 0.22%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ladera Ranch, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ladera Ranch are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ladera Ranch, California
Market share is the lender's share of all home loans closed in Ladera Ranch, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ladera Ranch 25642 Crown Valley Pkwy, Ladera Ranch, CA 92694 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 23 +10 HELOCs |
5.8% | 85.7% | $1,045,434 | View |
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1 office in Ladera Ranch 27702 Crown Valley Pkwy, Ladera Ranch, CA 92694 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
2.8% | 84.6% | $896,818 | View |
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1 office in Ladera Ranch 27702 Crown Valley Pkwy, Ladera Ranch, CA 92694 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 11 | 2.8% | 91.7% | $1,429,545 | View |
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1 office in Ladera Ranch 27752 Antonio Pkwy, Ladera Ranch, CA 92694 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +20 HELOCs |
1.8% | 87.5% | $1,399,285 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 6 | 1.5% | 100% | $1,151,666 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 17 +35 HELOCs |
4.3% | 100% | $507,941 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
1.8% | 77.8% | $1,497,857 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.3% | 83.3% | $201,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.8% | 75% | $1,138,333 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 3 | 0.8% | 100% | $758,333 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 50% | $1,845,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $1,965,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 2 | 0.5% | 75% | $2,335,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 2 | 0.5% | 100% | $140,000 | |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.5% | 100% | $2,645,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 1 +13 HELOCs |
0.3% | 100% | $45,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $995,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,515,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,755,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.3% | 100% | $945,000 | View |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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6201 Oak Canyon Suite 150, Irvine, CA 92618 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $825,000 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional | 1 | 0.3% | 50% | $1,075,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 100% | $1,135,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,255,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 12 | 3% | 80% | $912,500 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 6 | 1.5% | 75% | $703,333 | |
Franklin Loan Corporation
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Conventional, Jumbo | 6 | 1.5% | 100% | $820,000 | |
loanDepot.com LLC
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Conventional, HELOC | 5 +1 HELOCs |
1.3% | 83.3% | $707,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 5 | 1.3% | 83.3% | $911,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 4 | 1% | 83.3% | $1,845,000 | View |
New American Funding, LLC.
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Conventional, Jumbo | 4 | 1% | 80% | $1,052,500 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.8% | 100% | $1,101,666 | |
Guild Mortgage Company
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Conventional | 3 | 0.8% | 100% | $248,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.8% | 75% | $848,333 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 3 | 0.8% | 100% | $1,711,666 | |
Nmsi, Inc.
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Conventional | 3 | 0.8% | 100% | $791,666 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $1,110,000 | |
AAA Capital Investment, Inc
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Conventional | 2 | 0.5% | 100% | $205,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $555,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 2 | 0.5% | 100% | $1,660,000 | |
JSB Mortgage Corporation
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Conventional, Jumbo | 2 | 0.5% | 100% | $1,400,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.5% | 100% | $525,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.3% | 100% | $615,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.3% | 100% | $1,065,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.3% | 50% | $1,225,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $835,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.3% | 66.7% | $165,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 33.3% | $495,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $905,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Residential First Capital
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $755,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.3% | 100% | $905,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $1,125,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 25% | $1,245,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 33.3% | $285,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $1,205,000 | |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 1 | 0.3% | 50% | $1,895,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $905,000 | |
Arcstone Financial Inc
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 44 | 11.1% | 78% | $658,409 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 38 +10 HELOCs |
9.6% | 86.4% | $868,157 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 11 +1 HELOCs |
2.8% | 100% | $1,156,818 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 10 +3 HELOCs |
2.5% | 100% | $752,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 1.3% | 83.3% | $1,979,000 | View |
Originpoint, LLC
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Conventional, Jumbo | 4 | 1% | 100% | $1,375,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.8% | 100% | $868,333 | |
Movement Mortgage, LLC
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.8% | 100% | $1,095,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 75% | $785,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 3 | 0.8% | 100% | $881,666 | View |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.8% | 100% | $595,000 | |
Newrez LLC
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Conventional | 3 | 0.8% | 100% | $208,333 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.8% | 100% | $635,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 3 | 0.8% | 100% | $975,000 | |
Toyota Financial Savings Bank
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Conventional, Jumbo | 3 | 0.8% | 100% | $2,281,666 | |
Champions Funding, LLC
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Conventional, Jumbo | 3 | 0.8% | 100% | $2,018,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $1,120,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $265,000 | |
Arc Home LLC
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Conventional | 2 | 0.5% | 100% | $840,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.5% | 100% | $680,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,385,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 0.5% | 100% | $930,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $355,000 | |
Member First Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $975,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 2 | 0.5% | 100% | $640,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $780,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $565,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $1,205,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $1,205,000 | |
Delmar Financial Company
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,075,000 | |
Filo Mortgage, LLC
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FHA, Jumbo | 1 | 0.3% | 100% | $1,225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $295,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional, Jumbo | 1 | 0.3% | 100% | $3,005,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,495,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,365,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $1,015,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 0.3% | 50% | $1,275,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $875,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $665,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.3% | 100% | $925,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $595,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,435,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $1,165,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $1,025,000 | |
Alliant Credit Union
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ladera Ranch Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ladera Ranch, California
Looking for mortgage lenders near me or mortgage brokers near me in Ladera Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ladera Ranch in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ladera Ranch, CA
Use these to narrow the list above. Each category shows how many Ladera Ranch, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Ladera Ranch, CA
Independent mortgage companies closed 68.2 percent of home loans in Ladera Ranch, California in 2025, banks 23.2 percent and credit unions 8.6 percent. Ladera Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ladera Ranch, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Ladera Ranch, California with 23 loans, about 5.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Ladera Ranch, California in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 26 credit unions closed home loans in Ladera Ranch, California in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ladera Ranch, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ladera Ranch, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ladera Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
