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Mortgage Lenders and Brokers in La Quinta, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

La Quinta, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA78805 Highway 111, La Quinta, CA 92253A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.78435 Highway 111, La Quinta, CA 92253A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA79234 Highway 111, La Quinta, CA 92253A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA78400 Highway 111, La Quinta, CA 92253A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Altura Credit UnionAltura Credit Union300 S Highland Springs Ave, Banning, CA 92220 6504A+5.0 ★Texas Ratio: 3.54%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in La Quinta, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Quinta are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in La Quinta, California

Market share is the lender's share of all home loans closed in La Quinta, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in La Quinta 78805 Highway 111, La Quinta, CA 92253 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	38 +7 HELOCs	3.4%	95.3%	$1,142,368	View
US Bank, N.A. 1 office in La Quinta 78435 Highway 111, La Quinta, CA 92253 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	35 +13 HELOCs	3.1%	71.4%	$1,020,428	View
Wells Fargo Bank NA 1 office in La Quinta 79234 Highway 111, La Quinta, CA 92253 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	22	2%	91.7%	$1,105,454	View
Bank of America NA 1 office in La Quinta 78400 Highway 111, La Quinta, CA 92253 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	18 +22 HELOCs	1.6%	94.7%	$1,962,222	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	17 +12 HELOCs	1.5%	89.5%	$369,705	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	10 +7 HELOCs	0.9%	72.7%	$663,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.7%	100%	$1,212,500	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo	8	0.7%	100%	$603,750	View
Altura Credit Union 300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54%	Conventional	6	0.5%	85.7%	$180,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	0.4%	100%	$1,873,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	FHA	4	0.4%	100%	$492,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	3 +7 HELOCs	0.3%	100%	$898,333	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	3 +2 HELOCs	0.3%	75%	$458,333	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	42.9%	$1,481,666	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.3%	60%	$2,165,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$780,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, FHA	2	0.2%	100%	$470,000
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	2	0.2%	100%	$2,585,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$155,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$1,515,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,005,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$345,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$945,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$905,000	View
Hanmi Bank 11754 Artesia Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 1.11%	Conventional, Jumbo	1	0.1%	100%	$915,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$205,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$205,000	View
River City Bank 5650 Sunrise Blvd, Citrus Heights, CA 95610 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$1,005,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$445,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$205,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	100%	$225,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional, Jumbo	1	0.1%	50%	$905,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	50%	$1,505,000	View
The Northern Trust Co 2049 Century Park E, Los Angeles, CA 90067 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$2,105,000	View
Fifth Third Bank, National Association 2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$605,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0.1%	100%	$565,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$285,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +5 HELOCs	0%	n/a		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +2 HELOCs	0%	0%		View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +2 HELOCs	0%	n/a		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +2 HELOCs	0%	n/a		View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	HELOC	0 +2 HELOCs	0%	n/a		View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	HELOC	0 +1 HELOCs	0%	n/a		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +1 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +1 HELOCs	0%	0%		View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Heritage Community Credit Union 5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95%	HELOC	0 +1 HELOCs	0%	n/a		View
Umb Bank NA 255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	HELOC	0 +1 HELOCs	0%	n/a		View
Franklin Loan Corporation	Conventional, FHA, VA, Jumbo	47	4.2%	96.1%	$566,489
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	39 +2 HELOCs	3.5%	95.1%	$374,743
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	23	2.1%	89.3%	$596,739
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	13	1.2%	93.8%	$592,692	View
Paramount Residential Mortgage	Conventional, FHA	8	0.7%	100%	$370,000
Kind Lending, LLC	Conventional, FHA	7	0.6%	70%	$386,428
American Pacific Mortgage Corporation	Conventional	7	0.6%	87.5%	$373,571
New American Funding, LLC.	Conventional, Jumbo	7	0.6%	63.6%	$506,428
American Financial Network, Inc.	Conventional, FHA, Jumbo	6	0.5%	100%	$638,333
Nexera Holding LLC	Conventional, Jumbo	6	0.5%	85.7%	$815,000
Golden Empire Mortgage, Inc.	Conventional	5	0.4%	100%	$505,000
Guild Mortgage Company	Conventional, FHA	5	0.4%	100%	$553,000
AmWest Funding Corp	Conventional, Jumbo	5	0.4%	100%	$519,000
PFN Lending Group, Inc.	Conventional, Jumbo	5	0.4%	100%	$795,000
Cake Mortgage Corp.	Conventional, Jumbo	5	0.4%	83.3%	$1,229,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	4	0.4%	100%	$1,217,500
Royal Pacific Funding	Conventional, FHA, Jumbo	4	0.4%	100%	$737,500
AAA Capital Investment, Inc	Conventional	3	0.3%	100%	$555,000
Citadel Servicing Corporation	Conventional, Jumbo	3	0.3%	100%	$811,666
ClearEdge Lending LLC	Conventional, Jumbo	3	0.3%	100%	$648,333
Nmsi, Inc.	Conventional	3	0.3%	100%	$591,666
JMAC Lending, Inc.	Conventional	3	0.3%	100%	$495,000
ML Mortgage Corp.	Conventional	2	0.2%	100%	$160,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.2%	100%	$330,000
Home Mortgage Alliance Corp (Hmac)	FHA	2	0.2%	100%	$610,000
Ahl Funding	Conventional, Jumbo	2	0.2%	100%	$595,000
Intelliloan, Inc.	Conventional	2	0.2%	100%	$585,000
Provident Funding Associates	Conventional	2	0.2%	100%	$540,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	2	0.2%	100%	$455,000
Zillow Home Loans, LLC	Conventional	2	0.2%	100%	$425,000
Carrington Mortgage Services LLC	Conventional, VA, Jumbo	2	0.2%	66.7%	$805,000
Vista Point Mortgage, LLC	Conventional	2	0.2%	100%	$595,000
Mission Loans, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$515,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$375,000
Goodleap, LLC	FHA	1	0.1%	100%	$525,000
MortgageOne, Inc	Conventional, Jumbo	1	0.1%	100%	$945,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$805,000
Fast FCU	Conventional	1	0.1%	100%	$195,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$445,000
Catalyst Mortgage	VA	1	0.1%	100%	$505,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$1,325,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$585,000
Residential First Capital	Conventional	1	0.1%	100%	$755,000
JMJ Financial Group Inc.	Conventional	1	0.1%	100%	$165,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$315,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$335,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$645,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$365,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$565,000	View
Generations Home Loans, LLC	Conventional	1	0.1%	100%	$315,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,495,000
Emet Lending Group, Inc.	Conventional, Jumbo	1	0.1%	100%	$2,005,000
Banc One Mortage Corporation	Conventional, Jumbo	1	0.1%	100%	$1,175,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$525,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	164 +9 HELOCs	14.7%	90.7%	$558,841
Rocket Mortgage	Conventional, FHA, VA, Jumbo	119	10.7%	81.8%	$441,302
Pulte Mortgage LLC	Conventional, FHA, VA	22	2%	46.8%	$544,090
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	18 +4 HELOCs	1.6%	100%	$557,777
Nationstar Mortgage	Conventional, FHA, VA	16	1.4%	88.9%	$308,750
Spring Eq, LLC	Conventional, HELOC	14 +7 HELOCs	1.3%	63.6%	$101,428
Newrez LLC	Conventional, VA, Jumbo	14	1.3%	73.7%	$417,142
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	13 +1 HELOCs	1.2%	100%	$678,076
Fairway Independent Mort Corp	Conventional, FHA, HELOC	13 +1 HELOCs	1.2%	86.7%	$548,846
DHI Mortgage Company, LTD.	Conventional, FHA, VA	13	1.2%	76.5%	$568,846
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	11 +1 HELOCs	1%	92.3%	$1,471,363	View
Shea Mortgage Inc.	Conventional, FHA	11	1%	100%	$540,454
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +8 HELOCs	0.8%	75%	$365,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	9 +1 HELOCs	0.8%	100%	$1,439,444	View
Lennar Mortgage, LLC	Conventional, FHA, VA	9	0.8%	100%	$545,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	9	0.8%	100%	$2,601,666	View
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.7%	88.9%	$456,250
Movement Mortgage, LLC	Conventional, FHA, Jumbo	8	0.7%	66.7%	$513,750
Homeamerican Mortgage Corporation	Conventional, VA	7	0.6%	77.8%	$439,285
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, Jumbo, HELOC	6 +5 HELOCs	0.5%	87.5%	$631,666	View
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.5%	85.7%	$483,333
Deephaven Mortgage LLC	Conventional, Jumbo	6	0.5%	75%	$460,000
Mortgage Research Center	VA	6	0.5%	66.7%	$526,666
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.4%	46.7%	$315,000
Discover Bank	Conventional	5	0.4%	41.7%	$109,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	5	0.4%	100%	$863,000	View
Primelending	Conventional, FHA, Jumbo	4	0.4%	83.3%	$600,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	4	0.4%	100%	$482,500	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	4	0.4%	80%	$1,060,000	View
Village Capital & Investment	FHA, VA	4	0.4%	100%	$525,000
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.3%	75%	$515,000
RBC Bank (Georgia), N.A.	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	100%	$711,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	3	0.3%	100%	$671,666	View
Guaranteed Rate Affinity, LLC	Conventional	3	0.3%	100%	$595,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	3	0.3%	100%	$3,011,666	View
American Financial Resources LLC	Conventional	3	0.3%	100%	$395,000
Equity Prime Mortgage LLC	Conventional, FHA, VA	3	0.3%	100%	$335,000
Amerisave Mortgage Company	Conventional, FHA	3	0.3%	21.4%	$275,000
Nqm Funding, LLC	Conventional, Jumbo	3	0.3%	60%	$2,911,666
Security National Bank of Omaha A5.0 ★Texas Ratio: 7.85%	Conventional, Jumbo	3	0.3%	100%	$2,238,333	View
Prosperity Home Mortgage, LLC	Conventional, Jumbo	3	0.3%	100%	$585,000
Lower, LLC	Conventional, FHA	3	0.3%	75%	$425,000
HomeStreet Bank	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,060,000
FirstBank	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	66.7%	$1,095,000
Everett Financial, Inc.	Conventional	2	0.2%	100%	$450,000
PHH Mortgage Corporation	Conventional	2	0.2%	66.7%	$365,000
Dart Bank	Conventional	2	0.2%	100%	$515,000
Union Home Mortgage Corp.	Conventional, Jumbo	2	0.2%	66.7%	$685,000
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	2	0.2%	100%	$835,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$325,000	View
Encompass Lending Group, L.P.	Conventional, FHA	2	0.2%	100%	$235,000
Planet Home Lending, LLC	FHA	2	0.2%	75%	$615,000
Communityamerica Federal Credit Union	Conventional	2	0.2%	100%	$420,000
Genway Home Mortgage, Inc.	FHA	2	0.2%	100%	$535,000
Toyota Financial Savings Bank	Conventional	2	0.2%	100%	$600,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	100%	$415,000
Champions Funding, LLC	Conventional	2	0.2%	50%	$565,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$55,000	View
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$635,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,445,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$525,000
Originpoint, LLC	Conventional	1	0.1%	100%	$105,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$305,000	View
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$515,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$295,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$275,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	50%	$615,000
Nbkc Bank	Conventional, Jumbo	1	0.1%	100%	$4,005,000
Loansteady LLC	Conventional	1	0.1%	100%	$415,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$415,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$735,000
Tradition Capital Bank A+5.0 ★Texas Ratio: 1.76%	Conventional	1	0.1%	100%	$805,000	View
Emporium Tpo LLC	Conventional, Jumbo	1	0.1%	100%	$905,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	1	0.1%	100%	$1,955,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$495,000	View
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$75,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$375,000
VanDyk Mortgage Corporation	FHA	1	0.1%	100%	$655,000
American Financing Corporation	Conventional	1	0.1%	50%	$145,000
myCUmortgage	FHA	1	0.1%	100%	$405,000
Bay Equity LLC	Conventional	1	0.1%	100%	$345,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	50%	$715,000
Nfm, Inc	Conventional	1	0.1%	100%	$345,000
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$635,000	View
Efinity Financial LLC A+5.0 ★Texas Ratio: 5.65%	Conventional	1	0.1%	100%	$155,000	View
Midwest Bank A+5.0 ★Texas Ratio: 0.44%	Conventional, Jumbo	1	0.1%	100%	$1,315,000	View
Evergreen Moneysource Mortgage Company	Conventional	1	0.1%	100%	$755,000
Vantage Bank Texas A5.0 ★Texas Ratio: 8.20%	Conventional, Jumbo	1	0.1%	100%	$2,405,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$255,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$525,000	View
Pegasus Bank A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0.1%	100%	$2,305,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$645,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$455,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$1,155,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	50%	$375,000
Choice Financial Group A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$355,000	View
Ussfcu	Conventional	1	0.1%	100%	$155,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.1%	100%	$375,000	View
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$155,000
Frandsen Bank & Trust A+5.0 ★Texas Ratio: 5.91%	Conventional, Jumbo	1	0.1%	100%	$1,315,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$605,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	50%	$555,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$465,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$445,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Addition Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Wings Financial Credit Union A+5.0 ★Texas Ratio: 2.07%	HELOC	0 +1 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

La Quinta Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in La Quinta, California

Looking for mortgage lenders near me or mortgage brokers near me in La Quinta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Quinta in 2025, with lenders based there listed first.

Types of Mortgage Lenders in La Quinta, CA

Use these to narrow the list above. Each category shows how many La Quinta, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 120 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 46 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 19 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 76 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 93 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in La Quinta, CA

Independent mortgage companies closed 72.8 percent of home loans in La Quinta, California in 2025, banks 22.4 percent and credit unions 4.8 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 18 loans.

72.8%

Mortgage companies

22.4%

Banks

4.8%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in La Quinta, CA

Who is the largest mortgage lender in La Quinta, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in La Quinta, California with 38 loans, about 3.4 percent of the market. The largest lender headquartered in California was Bank of America NA with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in La Quinta, CA have the highest approval rates?

Among lenders with meaningful volume in La Quinta, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.7 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which La Quinta, CA mortgage lenders offer FHA, VA and USDA loans?

46 lenders closed FHA loans in La Quinta, California in 2025, led by United Wholesale Mortgage with 21. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this La Quinta, CA lender list?

Yes. 66 banks and 40 credit unions closed home loans in La Quinta, California in 2025, alongside 120 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in La Quinta, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in La Quinta, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Quinta, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Quinta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.