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Mortgage Lenders and Brokers in Fullerton, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fullerton, California mortgage lenders include US Bank, N.A.US Bank, N.A.911 N Harbor Blvd, Fullerton, CA 92832A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1235 N Harbor Blvd, Fullerton, CA 92832A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA320 N Harbor Blvd, Fullerton, CA 92832A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA141 W Bastanchury Rd, Fullerton, CA 92835A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1401 S Harbor Blvd, Fullerton, CA 92832A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA3021 Yorba Linda Blvd, Fullerton, CA 92831A+5.0 ★Texas Ratio: 3.54%, Schoolsfirst FCUSchoolsfirst FCU800 N State College Blvd, Fullerton, CA 92831 3547A+5.0 ★Texas Ratio: 5.56%, Orange County'S FCUOrange County'S FCU1469 S Harbor Blvd, Fullerton, CA 92832A+5.0 ★Texas Ratio: 4.43%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fullerton, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fullerton are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fullerton, California

Market share is the lender's share of all home loans closed in Fullerton, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 4 offices in Fullerton 911 N Harbor Blvd, Fullerton, CA 92832 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	27 +16 HELOCs	2.4%	76.3%	$773,888	View
JPMorgan Chase Bank, NA 3 offices in Fullerton 1235 N Harbor Blvd, Fullerton, CA 92832 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	19 +5 HELOCs	1.7%	95%	$883,947	View
Citibank, NA 1 office in Fullerton 320 N Harbor Blvd, Fullerton, CA 92832 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	13 +2 HELOCs	1.2%	100%	$940,384	View
Wells Fargo Bank NA 2 offices in Fullerton 141 W Bastanchury Rd, Fullerton, CA 92835 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	12	1.1%	75%	$650,833	View
Bank of America NA 1 office in Fullerton 1401 S Harbor Blvd, Fullerton, CA 92832 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	10 +74 HELOCs	0.9%	76.9%	$958,000	View
BMO Harris Bank NA 1 office in Fullerton 3021 Yorba Linda Blvd, Fullerton, CA 92831 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +5 HELOCs	0.4%	66.7%	$1,097,500	View
Schoolsfirst FCU 800 N State College Blvd, Fullerton, CA 92831 3547 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	87 +167 HELOCs	7.8%	89%	$373,160	View
Orange County'S FCU 1469 S Harbor Blvd, Fullerton, CA 92832 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	13 +20 HELOCs	1.2%	61.9%	$218,846	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.7%	80%	$770,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.7%	72.7%	$156,250	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional, HELOC	7 +3 HELOCs	0.6%	100%	$140,714	View
Credit Union of Southern California 230 W Wilshire Ave, Fullerton, CA 92832 1826 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	5 +14 HELOCs	0.4%	71.4%	$441,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	0.4%	100%	$887,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	4 +7 HELOCs	0.4%	100%	$440,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$105,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	3	0.3%	100%	$778,333	View
Woori America Bank 5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01%	Conventional	3	0.3%	80%	$608,333	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$390,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	2 +3 HELOCs	0.2%	66.7%	$720,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$400,000	View
Pasadena Federal Credit Union 6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47%	Conventional	2	0.2%	100%	$90,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.2%	50%	$1,000,000	View
Bank of Hope 5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07%	Conventional, Jumbo	2	0.2%	100%	$1,385,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	2	0.2%	100%	$305,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.2%	100%	$120,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	2	0.2%	100%	$985,000	View
Open Bank 5141 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 6.54%	Conventional, Jumbo	2	0.2%	100%	$1,230,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$775,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$265,000	View
American First Credit Union 4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015 A+5.0 ★Texas Ratio: 1.26%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$615,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	50%	$825,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$185,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$645,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$185,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	100%	$765,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.1%	40%	$605,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	100%	$305,000	View
Certified Federal Credit Union 1421 Manhattan Ave, Fullerton, CA 92831 5221 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0.1%	100%	$1,205,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	100%	$715,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +14 HELOCs	0%	0%		View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +13 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +10 HELOCs	0%	n/a		View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Downey Federal Credit Union 8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02%	HELOC	0 +1 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
AmWest Funding Corp	Conventional, FHA, Jumbo, HELOC	31 +2 HELOCs	2.8%	93.9%	$711,129
New Wave Lending Group Inc	Conventional, Jumbo	31	2.8%	100%	$690,161
First Stardand Financial dba Nexcap Home Loans	Conventional, Jumbo	31	2.8%	100%	$721,774
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	26	2.3%	81.2%	$608,461
Bay-Valley Mortgage Group	Conventional, FHA, VA, Jumbo	25	2.2%	100%	$775,400
JSB Mortgage Corporation	Conventional, Jumbo	19	1.7%	100%	$790,789
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA	16	1.4%	100%	$570,625	View
Nmsi, Inc.	Conventional, Jumbo	13	1.2%	100%	$793,461
Kind Lending, LLC	Conventional, FHA	11	1%	78.6%	$708,636
Ony Glo, Inc.	Conventional, Jumbo	11	1%	64.7%	$797,727
New American Funding, LLC.	Conventional, FHA	11	1%	91.7%	$475,909
loanDepot.com LLC	Conventional, VA, HELOC	10 +1 HELOCs	0.9%	76.9%	$487,000
Emet Lending Group, Inc.	Conventional	9	0.8%	100%	$863,888
Royal Pacific Funding	Conventional, FHA	8	0.7%	100%	$646,250
Financial Partners Credit Unio	Conventional, HELOC	7 +6 HELOCs	0.6%	100%	$416,428
Hometown Equity Mortgage, LLC	Conventional, FHA, VA	7	0.6%	77.8%	$823,571
Zillow Home Loans, LLC	Conventional, FHA	7	0.6%	100%	$723,571
Nexera Holding LLC	Conventional, Jumbo	7	0.6%	77.8%	$597,857
General Mortgage Capital Corporation	Conventional	6	0.5%	100%	$628,333
JMJ Financial Group Inc.	Conventional, FHA, VA, Jumbo	6	0.5%	100%	$776,666
Flexpoint, Inc.	Conventional, FHA	6	0.5%	100%	$485,000
Paramount Residential Mortgage	Conventional	6	0.5%	100%	$680,000
Provident Funding Associates	Conventional	5	0.4%	100%	$663,000
JMAC Lending, Inc.	Conventional, FHA	5	0.4%	100%	$591,000
MortgageOne, Inc	Conventional, FHA	4	0.4%	100%	$722,500
Golden Empire Mortgage, Inc.	Conventional, Jumbo	4	0.4%	57.1%	$890,000
American Financial Network, Inc.	Conventional, Jumbo	4	0.4%	100%	$832,500
Habitfactory USA Inc dba Loaning AI	Conventional	4	0.4%	100%	$522,500
Sierra Pacific Mortgage Co. Inc	Conventional	4	0.4%	100%	$542,500
Vista Point Mortgage, LLC	Conventional, Jumbo	4	0.4%	100%	$420,000
AAA Capital Investment, Inc	Conventional	3	0.3%	100%	$665,000
Home Mortgage Alliance Corp (Hmac)	Conventional	3	0.3%	60%	$205,000
Bridgeway Lending Partners, LLC	Conventional	3	0.3%	100%	$868,333
Cornerstone First Mortgage, LLC	Conventional, VA	2	0.2%	100%	$695,000
Fundloans Capital	Conventional	2	0.2%	100%	$740,000
Guild Mortgage Company	Conventional	2	0.2%	100%	$845,000
AdvantageFirst Lending Inc	FHA, VA	2	0.2%	100%	$670,000
Fidelity Lending Solutions Inc	Conventional	2	0.2%	100%	$430,000
Coast 2 Coast Funding Group, Inc	Conventional	2	0.2%	100%	$220,000
Ahl Funding	Conventional, FHA	2	0.2%	100%	$1,060,000
Network Capital Funding Corporation	FHA	2	0.2%	100%	$600,000
Stg Mortgage Inc	Conventional, Jumbo	2	0.2%	100%	$2,205,000
Lendsure Mortgage Corp.	Conventional	2	0.2%	100%	$885,000
American Pacific Mortgage Corporation	Conventional, VA	2	0.2%	100%	$710,000
T. J. Financial, Inc.	Conventional	2	0.2%	100%	$575,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	50%	$365,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$335,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$1,105,000
Residential Wholesale Mortgage	VA	1	0.1%	100%	$615,000
Constant Investments, Inc	Conventional	1	0.1%	100%	$505,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$1,055,000
Googain, Inc.	Conventional	1	0.1%	100%	$1,145,000
Ez Fundings Inc	Conventional	1	0.1%	100%	$805,000
Victoria Financial Corp	Conventional	1	0.1%	100%	$1,135,000
Dignified Home Loans LLC	Conventional	1	0.1%	100%	$695,000
Greenbox Loans	Conventional	1	0.1%	100%	$1,125,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$165,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$655,000
Land Home Financial Services,	Conventional	1	0.1%	50%	$205,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$125,000	View
Franklin Loan Corporation	Conventional	1	0.1%	100%	$1,055,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$825,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$775,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	25%	$25,000
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	124	11.1%	82.9%	$581,209
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	116 +19 HELOCs	10.4%	83.9%	$775,517
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	19 +6 HELOCs	1.7%	95%	$671,315
Newrez LLC	Conventional, FHA, VA	15	1.3%	55.6%	$659,000
Spring Eq, LLC	Conventional, HELOC	14 +8 HELOCs	1.3%	29.8%	$192,142
Nationstar Mortgage	Conventional	13	1.2%	76.5%	$249,615
CrossCountry Mortgage, LLC	Conventional, VA, HELOC	10 +4 HELOCs	0.9%	100%	$635,000
Amerisave Mortgage Company	Conventional	10	0.9%	55.6%	$133,000
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.6%	100%	$783,571
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.5%	100%	$1,096,666	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	6	0.5%	100%	$600,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	6	0.5%	100%	$583,333	View
Primelending	Conventional, FHA	5	0.4%	100%	$809,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.4%	80%	$562,500	View
Deephaven Mortgage LLC	Conventional, Jumbo	4	0.4%	57.1%	$770,000
Union Home Mortgage Corp.	Conventional	4	0.4%	100%	$632,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.4%	100%	$817,500	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +10 HELOCs	0.3%	60%	$245,000	View
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	3 +2 HELOCs	0.3%	100%	$795,000
Arc Home LLC	Conventional, Jumbo	3	0.3%	100%	$1,565,000
Movement Mortgage, LLC	Conventional, VA	3	0.3%	100%	$831,666
Emporium Tpo LLC	Conventional, Jumbo	3	0.3%	100%	$1,071,666
First Colony Mortgage Corporat	Conventional	3	0.3%	100%	$635,000
Fairway Independent Mort Corp	Conventional	3	0.3%	100%	$475,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$805,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$700,000	View
Everett Financial, Inc.	Conventional	2	0.2%	100%	$545,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	30.8%	$440,000
Nbkc Bank	Conventional	2	0.2%	100%	$780,000
Equity Prime Mortgage LLC	FHA, VA, Jumbo	2	0.2%	66.7%	$1,300,000
Triad Financial Services, Inc.	Conventional	2	0.2%	66.7%	$160,000
Nfm, Inc	Conventional	2	0.2%	100%	$350,000
Foundation Mortgage Corporation	Conventional	2	0.2%	100%	$575,000
Planet Home Lending, LLC	Conventional, VA	2	0.2%	100%	$290,000
Teachers Federal Credit Union	Conventional	2	0.2%	100%	$790,000
Mortgage Research Center	VA	2	0.2%	50%	$770,000
Genway Home Mortgage, Inc.	Conventional	2	0.2%	50%	$735,000
Nations Direct Mortgage, LLC	Conventional	2	0.2%	66.7%	$460,000
Summit Mortgage Corporation A5.0 ★Texas Ratio: 6.67%	Conventional	2	0.2%	100%	$760,000	View
21St Mortgage	Conventional	2	0.2%	50%	$160,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	100%	$320,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	1 +9 HELOCs	0.1%	25%	$75,000
Quorum Federal Credit Union	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$175,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$55,000	View
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$695,000
Originpoint, LLC	Conventional	1	0.1%	100%	$915,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$805,000	View
American Financial Resources LLC	FHA	1	0.1%	100%	$795,000
Envoy Mortgage, Ltd	Conventional, Jumbo	1	0.1%	100%	$1,505,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$675,000
Dart Bank	Conventional	1	0.1%	100%	$555,000
Loanunited.Com, LLC	FHA	1	0.1%	50%	$635,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$1,135,000
Valon Mortgage	Conventional	1	0.1%	100%	$445,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$685,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$505,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.1%	100%	$1,075,000
Bay Equity LLC	Conventional	1	0.1%	100%	$885,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$715,000
Weichert Financial Services	Conventional	1	0.1%	100%	$905,000
Fairwinds Credit Union	Conventional	1	0.1%	100%	$1,115,000
New Day Financial, LLC.	VA	1	0.1%	50%	$115,000
Beeline Loans, Inc.	Conventional	1	0.1%	50%	$635,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$435,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$245,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$515,000
Waterstone Mortgage Corporation	VA	1	0.1%	100%	$835,000
Golden Bank National Associati	Conventional	1	0.1%	100%	$355,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$635,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$695,000
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0.1%	100%	$205,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$605,000	View
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$75,000
Luxury Mortgage Corp.	Conventional	1	0.1%	50%	$1,205,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$135,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +16 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +7 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +6 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +2 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +2 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Fullerton Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fullerton, California

Looking for mortgage lenders near me or mortgage brokers near me in Fullerton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fullerton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fullerton, CA

Use these to narrow the list above. Each category shows how many Fullerton, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 127 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 30 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 22 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 34 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 101 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Fullerton, CA

Independent mortgage companies closed 72.6 percent of home loans in Fullerton, California in 2025, banks 14 percent and credit unions 13.4 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 10 loans.

72.6%

Mortgage companies

14%

Banks

13.4%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Fullerton, CA

Who is the largest mortgage lender in Fullerton, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Fullerton, California with 27 loans, about 2.4 percent of the market. The largest lender headquartered in California was Bank of America NA with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fullerton, CA have the highest approval rates?

Among lenders with meaningful volume in Fullerton, California, Schoolsfirst FCU approved the highest share of completed applications in 2025 at 89 percent, against a 83.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fullerton, CA mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Fullerton, California in 2025, led by United Wholesale Mortgage with 19. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fullerton, CA lender list?

Yes. 41 banks and 39 credit unions closed home loans in Fullerton, California in 2025, alongside 127 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fullerton, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fullerton, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fullerton, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fullerton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.