Mortgage Lenders and Brokers in Fallbrook, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fallbrook, California mortgage lenders include US Bank, N.A.US Bank, N.A.1678 S Mission Rd, Fallbrook, CA 92028A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1091 S Mission Rd, Fallbrook, CA 92028A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA212 S Main Ave, Fallbrook, CA 92028A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1125 S Main Ave, Fallbrook, CA 92028A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, San Diego County Credit UnionSan Diego County Credit Union2530 El Camino Real, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 0.52%, Frontwave Credit UnionFrontwave Credit Union995 Armory Rd, Barstow, CA 92311A+5.0 ★Texas Ratio: 5.74%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fallbrook, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fallbrook are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fallbrook, California
Market share is the lender's share of all home loans closed in Fallbrook, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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1 office in Fallbrook 1678 S Mission Rd, Fallbrook, CA 92028 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 17 +13 HELOCs |
2.6% | 69.2% | $490,882 | View |
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1 office in Fallbrook 1091 S Mission Rd, Fallbrook, CA 92028 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 17 +1 HELOCs |
2.6% | 94.4% | $799,705 | View |
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1 office in Fallbrook 212 S Main Ave, Fallbrook, CA 92028 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.6% | 66.7% | $637,500 | View |
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1 office in Fallbrook 1125 S Main Ave, Fallbrook, CA 92028 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +12 HELOCs |
0.3% | 100% | $465,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 10 +8 HELOCs |
1.6% | 90.9% | $265,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.8% | 71.4% | $185,000 | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 4 +9 HELOCs |
0.6% | 100% | $567,500 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 80% | $222,500 | View |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
Conventional, HELOC | 3 +7 HELOCs |
0.5% | 80% | $145,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $701,666 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 75% | $685,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 2 | 0.3% | 100% | $160,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 2 | 0.3% | 100% | $165,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $575,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $995,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $685,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $565,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $1,165,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 50% | $835,000 | |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 33.3% | $495,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.2% | 100% | $865,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 22 | 3.4% | 79.3% | $664,090 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 8 +2 HELOCs |
1.2% | 64.3% | $323,750 | |
American Pacific Mortgage Corporation
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Conventional, VA | 7 | 1.1% | 100% | $600,714 | |
Resicentral LLC
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Conventional, FHA, VA, Jumbo | 6 | 0.9% | 100% | $945,000 | |
Zillow Home Loans, LLC
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Conventional | 6 | 0.9% | 100% | $608,333 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 6 | 0.9% | 100% | $558,333 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
0.8% | 100% | $801,000 | |
Kind Lending, LLC
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Conventional | 5 | 0.8% | 50% | $619,000 | |
New American Funding, LLC.
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 80% | $530,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 4 | 0.6% | 100% | $517,500 | |
Residential Wholesale Mortgage
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Conventional, FHA, VA | 3 | 0.5% | 100% | $778,333 | |
Fundloans Capital
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Conventional, Jumbo | 3 | 0.5% | 100% | $765,000 | |
MortgageOne, Inc
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Conventional, VA, Jumbo | 3 | 0.5% | 100% | $918,333 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $371,666 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 3 | 0.5% | 100% | $658,333 | |
American Financial Network, Inc.
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Conventional, FHA, VA, Jumbo | 3 | 0.5% | 100% | $765,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, Jumbo | 3 | 0.5% | 83.3% | $935,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.5% | 100% | $635,000 | |
Watermark Capital, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $590,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $680,000 | |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 0.3% | 100% | $630,000 | |
JMJ Financial Group Inc.
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $965,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.3% | 100% | $625,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $1,070,000 | |
Ony Glo, Inc.
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Conventional | 2 | 0.3% | 66.7% | $635,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.3% | 100% | $700,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.3% | 100% | $440,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $650,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.3% | 42.9% | $360,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Pacific Lending LLC
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FHA | 1 | 0.2% | 100% | $635,000 | |
Augusta Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $875,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 1 | 0.2% | 100% | $705,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $945,000 | |
Flexpoint, Inc.
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FHA, Jumbo | 1 | 0.2% | 100% | $1,095,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.2% | 100% | $795,000 | |
San Diego Funding
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Conventional | 1 | 0.2% | 100% | $605,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
First Nations Home Finance Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,255,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $735,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $675,000 | |
Emet Lending Group, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,155,000 | |
Ardri LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 33.3% | $415,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $875,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Southland Credit Uniom
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 132 +8 HELOCs |
20.5% | 89.9% | $726,515 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 77 +1 HELOCs |
12% | 84.8% | $556,168 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 27 +3 HELOCs |
4.2% | 100% | $770,925 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 20 +21 HELOCs |
3.1% | 69% | $236,000 | |
The Loan Store, Inc
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Conventional, FHA, VA, HELOC | 14 +6 HELOCs |
2.2% | 87.5% | $590,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2% | 87.5% | $653,461 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo | 9 | 1.4% | 100% | $785,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 8 +6 HELOCs |
1.2% | 42.1% | $236,250 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 8 | 1.2% | 100% | $705,000 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1.1% | 61.9% | $233,571 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, Jumbo, HELOC | 6 +4 HELOCs |
0.9% | 100% | $786,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 6 | 0.9% | 100% | $786,666 | |
Newrez LLC
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Conventional, VA, Jumbo | 5 | 0.8% | 71.4% | $603,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 4 +1 HELOCs |
0.6% | 100% | $807,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.6% | 60% | $437,500 | |
Mortgage Research Center
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VA | 4 | 0.6% | 50% | $840,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 4 | 0.6% | 100% | $702,500 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 0.6% | 100% | $707,500 | View |
Nqm Funding, LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $1,491,666 | |
Arc Home LLC
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Conventional | 2 | 0.3% | 100% | $835,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $655,000 | View |
Originpoint, LLC
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Conventional | 2 | 0.3% | 100% | $905,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $610,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 2 | 0.3% | 100% | $800,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 33.3% | $80,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.3% | 100% | $420,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.3% | 40% | $75,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.3% | 100% | $925,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 18.2% | $155,000 | |
Luxury Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $670,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 50% | $460,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Primelending
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VA | 1 | 0.2% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $865,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $795,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $665,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $895,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $745,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 33.3% | $415,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $985,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $875,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 16.7% | $185,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 33.3% | $115,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.2% | 66.7% | $715,000 | |
Evergreen Moneysource Mortgage Company
|
VA | 1 | 0.2% | 100% | $695,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Peoples Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $855,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 50% | $525,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 1 | 0.2% | 100% | $885,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 16.7% | $225,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $695,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $655,000 | |
Nations Direct Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,285,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Texana Bank
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VA | 1 | 0.2% | 100% | $795,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Alliant Credit Union
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
Quorum Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Longbridge Financial, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Fallbrook Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fallbrook, California
Looking for mortgage lenders near me or mortgage brokers near me in Fallbrook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fallbrook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fallbrook, CA
Use these to narrow the list above. Each category shows how many Fallbrook, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Fallbrook, CA
Independent mortgage companies closed 80.4 percent of home loans in Fallbrook, California in 2025, banks 11.6 percent and credit unions 7.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fallbrook, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Fallbrook, California with 17 loans, about 2.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fallbrook, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.9 percent, against a 81 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Fallbrook, California in 2025, led by United Wholesale Mortgage with 15. 31 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 33 credit unions closed home loans in Fallbrook, California in 2025, alongside 108 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fallbrook, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fallbrook, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fallbrook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
