Mortgage Lenders and Brokers in Dana Point, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dana Point, California mortgage lenders include US Bank, N.A.US Bank, N.A.24532 Del Prado, Dana Point, CA 92629A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5 Monarch Bay Plz, Dana Point, CA 92629A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA24801 Del Prado, Dana Point, CA 92629A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA34117 Golden Lantern Street, Dana Point, CA 92629A+5.0 ★Texas Ratio: 2.82%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, Axos BankAxos Bank4350 La Jolla Village Dr, San Diego, CA 92122A+5.0 ★Texas Ratio: 3.94%, and Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dana Point, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dana Point are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dana Point, California
Market share is the lender's share of all home loans closed in Dana Point, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Dana Point 24532 Del Prado, Dana Point, CA 92629 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 31 +8 HELOCs |
6.6% | 80% | $1,250,483 | View |
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2 offices in Dana Point 5 Monarch Bay Plz, Dana Point, CA 92629 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 16 +3 HELOCs |
3.4% | 84.2% | $1,833,750 | View |
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2 offices in Dana Point 24801 Del Prado, Dana Point, CA 92629 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 12 +21 HELOCs |
2.6% | 80% | $1,200,000 | View |
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1 office in Dana Point 34117 Golden Lantern Street, Dana Point, CA 92629 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.1% | 83.3% | $1,187,000 | View |
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1 office in Dana Point 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.6% | 100% | $2,018,333 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 21 | 4.5% | 88% | $1,346,904 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 12 +58 HELOCs |
2.6% | 92.3% | $718,333 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 10 | 2.1% | 100% | $226,000 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 5 | 1.1% | 100% | $2,425,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 3 +8 HELOCs |
0.6% | 75% | $301,666 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
0.6% | 60% | $6,965,000 | View |
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2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 3 | 0.6% | 100% | $941,666 | View |
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2421 E Coast Hwy, Corona Del Mar, CA 92625 A+5.0 ★Texas Ratio: 0.06% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $7,755,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,450,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 50% | $150,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $805,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $2,505,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $95,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,305,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,475,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,295,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.2% | 100% | $825,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,405,000 | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.2% | 100% | $475,000 | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 15 | 3.2% | 80% | $1,159,666 | |
JMJ Financial Group Inc.
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Conventional | 6 | 1.3% | 100% | $723,333 | |
Nexera Holding LLC
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Conventional, Jumbo | 6 | 1.3% | 100% | $1,715,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 5 | 1.1% | 71.4% | $445,000 | View |
New American Funding, LLC.
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Conventional, Jumbo | 5 | 1.1% | 100% | $1,203,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 5 | 1.1% | 87.5% | $1,039,000 | |
MortgageOne, Inc
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Conventional, Jumbo | 4 | 0.9% | 100% | $1,160,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 4 | 0.9% | 66.7% | $975,000 | |
loanDepot.com LLC
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Conventional | 4 | 0.9% | 100% | $757,500 | |
Franklin Loan Corporation
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Conventional, Jumbo | 4 | 0.9% | 100% | $660,000 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 100% | $1,118,333 | |
Ony Glo, Inc.
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Conventional | 3 | 0.6% | 60% | $905,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 3 | 0.6% | 100% | $1,211,666 | |
Fundloans Capital
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Conventional, Jumbo | 2 | 0.4% | 100% | $790,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.4% | 100% | $330,000 | |
AdvantageFirst Lending Inc
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Conventional | 2 | 0.4% | 100% | $615,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.4% | 100% | $620,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,025,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 2 | 0.4% | 40% | $1,175,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $905,000 | |
5Th Sreet Capital Inc.
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Guild Mortgage Company
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VA | 1 | 0.2% | 100% | $745,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.2% | 100% | $555,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,305,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Residential First Capital
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Evo Home Loans, LLC dba Epiq Lending
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VA | 1 | 0.2% | 100% | $705,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $925,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $845,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $735,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $1,185,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $995,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $605,000 | |
Arcstone Financial Inc
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Conventional | 1 | 0.2% | 100% | $1,125,000 | |
Figure Lending LLC
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HELOC | 0 +10 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 58 +7 HELOCs |
12.4% | 89.4% | $860,862 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 44 | 9.4% | 82.8% | $613,409 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 13 +1 HELOCs |
2.8% | 100% | $760,384 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 8 +3 HELOCs |
1.7% | 100% | $840,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 1.3% | 88.9% | $1,548,333 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.1% | 83.3% | $1,285,000 | View |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.1% | 75% | $859,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 5 | 1.1% | 100% | $1,187,000 | |
Originpoint, LLC
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Conventional, VA, Jumbo | 4 | 0.9% | 100% | $1,972,500 | |
Primelending
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Conventional, FHA | 4 | 0.9% | 100% | $902,500 | |
Nationstar Mortgage
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Conventional | 4 | 0.9% | 66.7% | $367,500 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 0.9% | 100% | $802,500 | View |
Prosperity Home Mortgage, LLC
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Conventional | 4 | 0.9% | 100% | $820,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 4 | 0.9% | 80% | $6,700,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 100% | $1,218,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.6% | 100% | $545,000 | View |
Newrez LLC
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Conventional, Jumbo | 3 | 0.6% | 60% | $581,666 | |
Better Mortgage Corporation
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Conventional, Jumbo | 3 | 0.6% | 75% | $685,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 3 | 0.6% | 100% | $2,245,000 | |
21St Mortgage
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Conventional | 3 | 0.6% | 57.1% | $285,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +4 HELOCs |
0.4% | 30% | $355,000 | |
Arc Home LLC
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Conventional, Jumbo | 2 | 0.4% | 66.7% | $1,680,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.4% | 62.5% | $170,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $705,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.4% | 100% | $915,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA, Jumbo | 2 | 0.4% | 100% | $2,125,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.4% | 100% | $2,750,000 | View |
Champions Funding, LLC
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Conventional, Jumbo | 2 | 0.4% | 66.7% | $2,270,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $575,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | View |
Acrisure Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,785,000 | |
Loansteady LLC
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,535,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $755,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 33.3% | $715,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $135,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $995,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,455,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 50% | $605,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $1,345,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $1,195,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $795,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Oaktree Funding Corp
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Dana Point Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dana Point, California
Looking for mortgage lenders near me or mortgage brokers near me in Dana Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dana Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dana Point, CA
Use these to narrow the list above. Each category shows how many Dana Point, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Dana Point, CA
Independent mortgage companies closed 62.6 percent of home loans in Dana Point, California in 2025, banks 29.7 percent and credit unions 7.7 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dana Point, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Dana Point, California with 31 loans, about 6.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dana Point, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.4 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Dana Point, California in 2025, led by US Bank, N.A. with 1. 8 lenders closed VA loans, led by Barrington Bank & Trust Company, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 24 credit unions closed home loans in Dana Point, California in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dana Point, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dana Point, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dana Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
