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Home / Mortgage Lenders / California / Coto de Caza
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Mortgage Lenders and Brokers in Coto de Caza, California

Coto de Caza, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, CTBC Bank USACTBC Bank USA56 E Duarte Rd, Arcadia, CA 91006A5.0 ★Texas Ratio: 8.76%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Coto de Caza, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coto de Caza are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Coto de Caza, California

Market share is the lender's share of all home loans closed in Coto de Caza, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
11994 Palmdale Rd, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 21
+6 HELOCs
7.7% 80.8% $1,311,666 View
14218 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 10
+24 HELOCs
3.7% 83.3% $2,613,000 View
14168 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 10
+3 HELOCs
3.7% 90.9% $1,728,000 View
5823 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 8 2.9% 88.9% $1,747,500 View
590 N Euclid St, Anaheim, CA 92801
A+5.0 ★Texas Ratio: 5.56%
Conventional, Jumbo, HELOC 7
+23 HELOCs
2.6% 70% $582,142 View
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 4.43%
Conventional, Jumbo, HELOC 6
+1 HELOCs
2.2% 100% $641,666 View
403 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 2.84%
Conventional, Jumbo 5 1.8% 100% $1,263,000 View
5837 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo 5 1.8% 100% $1,407,000 View
56 E Duarte Rd, Arcadia, CA 91006
A5.0 ★Texas Ratio: 8.76%
Conventional 3 1.1% 100% $1,058,333 View
2401 E Katella Ave, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 5.55%
Conventional, Jumbo 3 1.1% 75% $1,455,000 View
31924 Crown Valley Rd, Acton, CA 93510
A+5.0 ★Texas Ratio: 3.72%
Conventional, Jumbo, HELOC 2
+3 HELOCs
0.7% 100% $2,185,000 View
★ 1.7 stars, 3 reviews
1329 Broadway Ave, Atwater, CA 95301
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 2
+3 HELOCs
0.7% 66.7% $975,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 2 0.7% 100% $2,095,000 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.7% 100% $180,000 View
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
Conventional, Jumbo, HELOC 1
+3 HELOCs
0.4% 100% $2,005,000 View
5701 Kanan Rd, Agoura Hills, CA 91301
A5.0 ★Texas Ratio: 7.72%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.4% 50% $705,000 View
855 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 3.54%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.4% 100% $1,825,000 View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.4% 100% $1,365,000 View
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973
A+5.0 ★Texas Ratio: 2.90%
Conventional, Jumbo 1 0.4% 100% $1,465,000 View
2255 N Ontario St, Burbank, CA 91504
A5.0 ★Texas Ratio: 12.30%
Conventional 1 0.4% 100% $1,205,000 View
6201 Oak Canyon Suite 150, Irvine, CA 92618
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.4% 100% $685,000 View
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941
A+5.0 ★Texas Ratio: 5.44%
Conventional, Jumbo 1 0.4% 100% $3,435,000 View
901 S Baldwin Ave, Arcadia, CA 91007
A5.0 ★Texas Ratio: 7.57%
Conventional 1 0.4% 100% $895,000 View
1107 S Baldwin Ave, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.4% 100% $755,000 View
325 E Valley Blvd, Alhambra, CA 91801
A5.0 ★Texas Ratio: 12.84%
Conventional, Jumbo 1 0.4% 100% $2,015,000 View
300 Arneill Rd, Camarillo, CA 93010
A+5.0 ★Texas Ratio: 5.19%
Conventional, Jumbo 1 0.4% 100% $3,005,000 View
100 N First St Ste 100, Burbank, CA 91502 1845
A+5.0 ★Texas Ratio: 5.23%
HELOC 0
+4 HELOCs
0% 0% View
★ 5 stars, 1 review
5601 E La Palma Ave, Anaheim, CA 92807
A+5.0 ★Texas Ratio: 2.66%
HELOC 0
+4 HELOCs
0% n/a View
1040 E Imperial Hwy Ste F3, Brea, CA 92821
A+5.0 ★Texas Ratio: 3.82%
HELOC 0
+3 HELOCs
0% n/a View
8727 El Camino Real, Atascadero, CA 93422
A+5.0 ★Texas Ratio: 5.50%
HELOC 0
+2 HELOCs
0% n/a View
900 S Fremont Ave, Alhambra, CA 91803 1331
A+5.0 ★Texas Ratio: 2.65%
HELOC 0
+2 HELOCs
0% n/a View
2310A E Lincoln Ave, Anaheim, CA 92806 4109
A+5.0 ★Texas Ratio: 3.63%
HELOC 0
+1 HELOCs
0% n/a View
1860 Embarcadero Rd, Palo Alto, CA 94303 3335
A+5.0 ★Texas Ratio: 1.30%
HELOC 0
+1 HELOCs
0% n/a View
Pennymac Loan Services LLC
Conventional, Jumbo 8 2.9% 76.9% $1,355,000
A5.0 ★Texas Ratio: 8.76%
Conventional, Jumbo 4 1.5% 80% $1,150,000 View
loanDepot.com LLC
Conventional, Jumbo, HELOC 3
+2 HELOCs
1.1% 100% $1,018,333
HomeXpress Mortgage Corp.
Conventional, Jumbo 3 1.1% 100% $1,635,000
Franklin Loan Corporation
Conventional 3 1.1% 100% $771,666
Nexera Holding LLC
Conventional, Jumbo 3 1.1% 100% $1,541,666
Cake Mortgage Corp.
Conventional, Jumbo 3 1.1% 100% $1,418,333
Fundloans Capital
Conventional, Jumbo 2 0.7% 100% $2,735,000
Home Mortgage Alliance Corp (Hmac)
Conventional, Jumbo 2 0.7% 100% $500,000
New Wave Lending Group Inc
Conventional, Jumbo 2 0.7% 100% $1,290,000
Dignified Home Loans LLC
Conventional 2 0.7% 100% $1,010,000
Stg Mortgage Inc
Conventional, FHA, Jumbo 2 0.7% 100% $2,330,000
Hometown Equity Mortgage, LLC
Conventional, Jumbo 2 0.7% 100% $1,205,000
Citadel Servicing Corporation
Conventional, Jumbo 2 0.7% 100% $3,070,000
Summit Funding.Inc
Conventional, Jumbo 2 0.7% 100% $820,000
New American Funding, LLC.
Conventional, FHA 2 0.7% 100% $675,000
ClearEdge Lending LLC
Conventional, Jumbo 2 0.7% 50% $2,485,000
Mission Loans, LLC
Conventional, HELOC 1
+1 HELOCs
0.4% 100% $335,000
Cornerstone First Mortgage, LLC
Conventional 1 0.4% 100% $805,000
MortgageOne, Inc
Conventional 1 0.4% 100% $335,000
Kind Lending, LLC
Conventional 1 0.4% 33.3% $185,000
5Th Sreet Capital Inc.
Conventional, Jumbo 1 0.4% 100% $1,305,000
AdvantageFirst Lending Inc
FHA, Jumbo 1 0.4% 50% $1,235,000
Habitfactory USA Inc dba Loaning AI
Conventional 1 0.4% 100% $685,000
General Mortgage Capital Corporation
Conventional 1 0.4% 100% $575,000
Googain, Inc.
Conventional 1 0.4% 100% $885,000
A+5.0 ★Texas Ratio: 0.22%
Conventional, Jumbo 1 0.4% 100% $1,275,000 View
T. J. Financial, Inc.
Conventional 1 0.4% 100% $795,000
Southland Credit Uniom
Conventional 1 0.4% 100% $595,000
Carrington Mortgage Services LLC
Conventional, Jumbo 1 0.4% 33.3% $3,445,000
Plaza Home Mortgage, Inc
Conventional 1 0.4% 100% $245,000
Vista Point Mortgage, LLC
Conventional 1 0.4% 100% $455,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Financial Partners Credit Unio
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, VA, Jumbo, HELOC 24
+1 HELOCs
8.8% 86.7% $596,250
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 22
+4 HELOCs
8.1% 88% $1,041,363
Guaranteed Rate, Inc.
Conventional, Jumbo 7 2.6% 100% $1,083,571
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 4 1.5% 100% $1,237,500 View
The Loan Store, Inc
Conventional, Jumbo, HELOC 3
+1 HELOCs
1.1% 100% $1,048,333
Deephaven Mortgage LLC
Conventional, Jumbo 3 1.1% 100% $978,333
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 2
+4 HELOCs
0.7% 50% $255,000
CrossCountry Mortgage, LLC
Conventional, Jumbo, HELOC 2
+3 HELOCs
0.7% 66.7% $1,530,000
Spring Eq, LLC
Conventional, HELOC 2
+3 HELOCs
0.7% 16.7% $200,000
A+5.0 ★Texas Ratio: 3.32%
Conventional, Jumbo 2 0.7% 100% $1,190,000 View
Originpoint, LLC
Conventional, Jumbo 2 0.7% 100% $1,630,000
Newrez LLC
Conventional, VA, Jumbo 2 0.7% 66.7% $1,580,000
Dart Bank
Conventional 2 0.7% 100% $835,000
A+5.0 ★Texas Ratio: 2.02%
Conventional 2 0.7% 100% $770,000 View
Teachers Federal Credit Union
Conventional, Jumbo 2 0.7% 100% $1,195,000
A+5.0 ★Texas Ratio: 2.14%
Conventional, Jumbo 2 0.7% 100% $1,120,000 View
A5.0 ★Texas Ratio: 6.31%
Conventional, HELOC 1
+2 HELOCs
0.4% 100% $805,000 View
Angel Oak Mortgage Solutions LLC
Conventional, HELOC 1
+2 HELOCs
0.4% 100% $1,175,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+1 HELOCs
0.4% 100% $665,000 View
First Technology Federal Credit Union
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.4% 100% $1,965,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.4% 100% $1,005,000 View
Guaranteed Rate Affinity, LLC
Conventional 1 0.4% 100% $1,055,000
A+5.0 ★Texas Ratio: 4.32%
Conventional, Jumbo 1 0.4% 100% $3,395,000 View
Primelending
Conventional 1 0.4% 100% $575,000
Freedom Mortgage Corporation
Conventional 1 0.4% 100% $1,105,000
Movement Mortgage, LLC
Conventional, Jumbo 1 0.4% 50% $2,005,000
Amerisave Mortgage Company
Conventional 1 0.4% 25% $275,000
Union Home Mortgage Corp.
Conventional 1 0.4% 100% $805,000
Bay Equity LLC
Conventional, Jumbo 1 0.4% 100% $2,225,000
A+5.0 ★Texas Ratio: 1.05%
Conventional 1 0.4% 100% $1,115,000 View
Reliable Holdings Manager dba Lendz Financial
Conventional, Jumbo 1 0.4% 100% $1,625,000
Planet Home Lending, LLC
Conventional 1 0.4% 100% $1,095,000
A+5.0 ★Texas Ratio: 3.15%
Conventional, Jumbo 1 0.4% 100% $2,155,000 View
Nationstar Mortgage
Conventional 1 0.4% 100% $255,000
Mortgage Research Center
VA 1 0.4% 50% $485,000
A-5.0 ★Texas Ratio: 14.93%
Conventional, Jumbo 1 0.4% 100% $1,245,000 View
Genway Home Mortgage, Inc.
Conventional, Jumbo 1 0.4% 100% $1,255,000
Logan Finance Corporation
Conventional, Jumbo 1 0.4% 100% $1,725,000
Nations Direct Mortgage, LLC
Conventional, Jumbo 1 0.4% 100% $2,365,000
Mutual of Omaha Mortgage
Conventional 1 0.4% 50% $445,000
Ussfcu
Conventional 1 0.4% 100% $75,000
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 1 0.4% 100% $3,825,000 View
Geneva Financial LLC
Conventional 1 0.4% 100% $1,005,000
Tomo Mortgage LLC
Conventional 1 0.4% 100% $935,000
Champions Funding, LLC
Conventional, Jumbo 1 0.4% 50% $2,145,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+5 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+4 HELOCs
0% 0% View
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+3 HELOCs
0% n/a View
Quorum Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+2 HELOCs
0% n/a View
Better Mortgage Corporation
HELOC 0
+2 HELOCs
0% n/a
Alliant Credit Union
HELOC 0
+1 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A-4.8 ★Texas Ratio: 12.33%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 3.10%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Coto de Caza, California

Looking for mortgage lenders near me or mortgage brokers near me in Coto de Caza? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coto de Caza in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Coto de Caza, CA

Use these to narrow the list above. Each category shows how many Coto de Caza, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Coto de Caza, CA

Independent mortgage companies closed 56.2 percent of home loans in Coto de Caza, California in 2025, banks 34.6 percent and credit unions 9.2 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 10 loans.

56.2%
Mortgage companies
34.6%
Banks
9.2%
Credit unions
1%
FHA loans
2%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Coto de Caza, CA

Who is the largest mortgage lender in Coto de Caza, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Coto de Caza, California with 21 loans, about 7.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Coto de Caza, CA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Coto de Caza, California in 2025, led by Stg Mortgage Inc with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Coto de Caza, CA lender list?

Yes. 35 banks and 23 credit unions closed home loans in Coto de Caza, California in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Coto de Caza, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Coto de Caza, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coto de Caza, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coto de Caza. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.