Mortgage Lenders and Brokers in Cameron Park, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cameron Park, California mortgage lenders include Columbia BankColumbia Bank4011 Plaza Goldorado Cir, Cameron Park, CA 95682A+5.0 ★Texas Ratio: 2.28%, Wells Fargo Bank NAWells Fargo Bank NA3440 Palmer Dr, Cameron Park, CA 95682A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.3380 Coach Ln, Cameron Park, CA 95682A+5.0 ★Texas Ratio: 2.85%, El Dorado Savings BankEl Dorado Savings Bank4060 Cameron Park Dr, Cameron Park, CA 95682A+5.0 ★Texas Ratio: 0.41%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, and Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cameron Park, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cameron Park are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cameron Park, California
Market share is the lender's share of all home loans closed in Cameron Park, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cameron Park 4011 Plaza Goldorado Cir, Cameron Park, CA 95682 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 4 +4 HELOCs |
1% | 100% | $402,500 | View |
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1 office in Cameron Park 3440 Palmer Dr, Cameron Park, CA 95682 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 66.7% | $390,000 | View |
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3380 Coach Ln, Cameron Park, CA 95682 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +7 HELOCs |
2.6% | 92.3% | $911,363 | View |
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4060 Cameron Park Dr, Cameron Park, CA 95682 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 9 | 2.2% | 83.3% | $160,555 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 7 +13 HELOCs |
1.7% | 87.5% | $192,142 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.4% | 75% | $556,666 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 4 +27 HELOCs |
1% | 66.7% | $462,500 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 60% | $2,011,666 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $610,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 2 | 0.5% | 66.7% | $315,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 0.5% | 66.7% | $155,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $120,000 | View |
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4070 Cameron Park Dr, Cameron Park, CA 95682 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $465,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $45,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $765,000 | View |
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5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $125,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $415,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
FHA | 1 | 0.2% | 100% | $605,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 100% | $805,000 | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $915,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 13 | 3.1% | 100% | $575,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 12 | 2.9% | 86.7% | $434,166 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 11 | 2.6% | 100% | $460,454 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 8 | 1.9% | 88.9% | $577,500 | |
loanDepot.com LLC
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Conventional | 6 | 1.4% | 66.7% | $348,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 5 | 1.2% | 100% | $517,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 1.2% | 100% | $457,000 | |
Provident Funding Associates
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Conventional | 4 | 1% | 80% | $567,500 | |
Zillow Home Loans, LLC
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Conventional | 4 | 1% | 100% | $492,500 | |
ResMac Inc
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Conventional, FHA, Jumbo | 3 | 0.7% | 100% | $651,666 | |
Stg Mortgage Inc
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Conventional | 3 | 0.7% | 100% | $511,666 | |
MortgageOne, Inc
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Conventional | 2 | 0.5% | 100% | $495,000 | |
AmWest Funding Corp
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VA | 2 | 0.5% | 66.7% | $375,000 | |
Generations Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $440,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $535,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.5% | 33.3% | $295,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $605,000 | |
Operating Engineers Federal Credit Union
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Conventional | 2 | 0.5% | 100% | $90,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | |
Mid Valley Services Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 33.3% | $105,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Flexpoint, Inc.
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VA | 1 | 0.2% | 100% | $575,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.2% | 100% | $735,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Summit Funding.Inc
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FHA | 1 | 0.2% | 100% | $475,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 50% | $735,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +4 HELOCs |
0% | 100% | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 112 +12 HELOCs |
26.9% | 89.8% | $539,910 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 43 | 10.3% | 86.3% | $440,813 | |
The Loan Store, Inc
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Conventional, HELOC | 12 +2 HELOCs |
2.9% | 80% | $511,666 | |
Nationstar Mortgage
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Conventional, VA | 7 | 1.7% | 77.8% | $203,571 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +4 HELOCs |
1% | 50% | $135,000 | |
Newrez LLC
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Conventional | 4 | 1% | 66.7% | $200,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 1% | 100% | $680,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.7% | 100% | $461,666 | |
Go Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $638,333 | |
Envoy Mortgage, Ltd
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Conventional | 3 | 0.7% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 0.7% | 100% | $475,000 | View |
Union Home Mortgage Corp.
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Conventional | 3 | 0.7% | 100% | $591,666 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $441,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 2 | 0.5% | 100% | $935,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $660,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.5% | 44.4% | $285,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $480,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.5% | 100% | $360,000 | View |
Mortgage Research Center
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Conventional, VA | 2 | 0.5% | 66.7% | $580,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,110,000 | View |
21St Mortgage
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Conventional | 2 | 0.5% | 100% | $85,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.5% | 100% | $540,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $45,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $745,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,375,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $75,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.2% | 50% | $675,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $205,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Fairwinds Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $635,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Tjc Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 33.3% | $585,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $845,000 | View |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $705,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 10.53% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Cameron Park Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cameron Park, California
Looking for mortgage lenders near me or mortgage brokers near me in Cameron Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cameron Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cameron Park, CA
Use these to narrow the list above. Each category shows how many Cameron Park, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Cameron Park, CA
Independent mortgage companies closed 79.4 percent of home loans in Cameron Park, California in 2025, banks 13.7 percent and credit unions 7 percent. Synergy One Lending, Inc. was the largest mortgage company, Columbia Bank the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cameron Park, CA
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Cameron Park, California with 4 loans, about 1 percent of the market. The largest lender headquartered in California was El Dorado Savings Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cameron Park, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.8 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Cameron Park, California in 2025, led by United Wholesale Mortgage with 12. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 24 credit unions closed home loans in Cameron Park, California in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cameron Park, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cameron Park, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cameron Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
