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Mortgage Lenders and Brokers in Benicia, California

Benicia, California mortgage lenders include US Bank, N.A.US Bank, N.A.848 Southampton Rd, Benicia, CA 94510A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA802 Southampton Rd, Benicia, CA 94510A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA70 Solano Sq, Benicia, CA 94510A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA890 Southampton Rd, Benicia, CA 94510A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank1395 E 2nd St, Benicia, CA 94510A+5.0 ★Texas Ratio: 2.28%, BMO Harris Bank NABMO Harris Bank NA1001 1st St, Benicia, CA 94510A+5.0 ★Texas Ratio: 3.54%, Travis Credit UnionTravis Credit Union812 Southampton Rd, Benicia, CA 94510A+5.0 ★Texas Ratio: 4.51%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, and 1st Northern California Credit Union1st Northern California Credit Union560 1st St Ste B106, Benicia, CA 94510 3579A+5.0 ★Texas Ratio: 0.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Benicia, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Benicia are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Benicia, California

Market share is the lender's share of all home loans closed in Benicia, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Benicia
848 Southampton Rd, Benicia, CA 94510
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 9
+3 HELOCs
2% 81.8% $729,444 View
1 office in Benicia
802 Southampton Rd, Benicia, CA 94510
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 7 1.6% 77.8% $662,142 View
1 office in Benicia
70 Solano Sq, Benicia, CA 94510
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 5
+19 HELOCs
1.1% 100% $815,000 View
1 office in Benicia
890 Southampton Rd, Benicia, CA 94510
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 0.7% 100% $441,666 View
1 office in Benicia
1395 E 2nd St, Benicia, CA 94510
A+5.0 ★Texas Ratio: 2.28%
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $670,000 View
1 office in Benicia
1001 1st St, Benicia, CA 94510
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 2
+2 HELOCs
0.4% 66.7% $215,000 View
812 Southampton Rd, Benicia, CA 94510
A+5.0 ★Texas Ratio: 4.51%
Conventional, HELOC 11
+10 HELOCs
2.4% 91.7% $197,727 View
2033 Kala Bagai Way, Berkeley, CA 94704
A5.0 ★Texas Ratio: 6.65%
Conventional, HELOC 3
+8 HELOCs
0.7% 75% $245,000 View
840 Herndon Ave, Clovis, CA 93612
A+5.0 ★Texas Ratio: 1.59%
Conventional, HELOC 3
+4 HELOCs
0.7% 100% $75,000 View
560 1st St Ste B106, Benicia, CA 94510 3579
A+5.0 ★Texas Ratio: 0.12%
Conventional 3 0.7% 100% $328,333 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.7% 100% $91,666 View
2250 S Shore Ctr Ste C, Alameda, CA 94501
A+5.0 ★Texas Ratio: 0.49%
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $515,000 View
590 N Euclid St, Anaheim, CA 92801
A+5.0 ★Texas Ratio: 5.56%
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $450,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.4% 66.7% $430,000 View
9525 Camino Media, Bakersfield, CA 93311
A+5.0 ★Texas Ratio: 2.12%
Conventional, HELOC 1
+5 HELOCs
0.2% 100% $445,000 View
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281
A+5.0 ★Texas Ratio: 4.20%
Conventional, HELOC 1
+3 HELOCs
0.2% 50% $305,000 View
8727 El Camino Real, Atascadero, CA 93422
A+5.0 ★Texas Ratio: 5.50%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $75,000 View
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
Conventional 1 0.2% 100% $605,000 View
500 N Brand Blvd, Glendale, CA 91203
A+5.0 ★Texas Ratio: 5.17%
Conventional 1 0.2% 100% $255,000 View
1107 S Baldwin Ave, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.2% 100% $805,000 View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
Conventional 1 0.2% 100% $655,000 View
1811 El Camino Real, Burlingame, CA 94010
A+5.0 ★Texas Ratio: 0.53%
Conventional 1 0.2% 100% $605,000 View
7900 Downing Ave, Bakersfield, CA 93308
A+5.0 ★Texas Ratio: 1.69%
HELOC 0
+2 HELOCs
0% n/a View
200 Sand Creek Rd, Brentwood, CA 94513
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+2 HELOCs
0% n/a View
8200 Stockdale Hwy Ste P, Bakersfield, CA 93311
A5.0 ★Texas Ratio: 13.47%
HELOC 0
+1 HELOCs
0% n/a View
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100
HELOC 0
+1 HELOCs
0% n/a
1809 HOLMES ST, LIVERMORE, CA 94550
A+5.0 ★Texas Ratio: 5.51%
HELOC 0
+1 HELOCs
0% n/a View
2680 5th St Ste A, Alameda, CA 94501
A+5.0 ★Texas Ratio: 1.28%
HELOC 0
+1 HELOCs
0% 0% View
300 Arneill Rd, Camarillo, CA 93010
A+5.0 ★Texas Ratio: 5.19%
HELOC 0
+1 HELOCs
0% n/a View
10991 N De Anza Blvd, Cupertino, CA 95014 6303
A+5.0 ★Texas Ratio: 0.64%
HELOC 0
+1 HELOCs
0% n/a View
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 15 3.3% 78.9% $803,666
loanDepot.com LLC
Conventional, FHA, Jumbo, HELOC 11
+1 HELOCs
2.4% 84.6% $493,181
American Pacific Mortgage Corporation
Conventional, FHA 11 2.4% 100% $455,909
Guild Mortgage Company
Conventional 10 2.2% 100% $471,000
Mason-McDuffie Mortgage Corporation
Conventional 8 1.8% 100% $537,500
Kind Lending, LLC
Conventional, HELOC 5
+1 HELOCs
1.1% 100% $473,000
American Internet Mortgage, Inc.
Conventional 4 0.9% 100% $505,000
AmWest Funding Corp
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $360,000
General Mortgage Capital Corporation
Conventional 2 0.4% 100% $760,000
Linked Home Loans, LLC dba Home Guide Mortgage
Conventional 2 0.4% 100% $650,000
Land Home Financial Services,
Conventional, FHA 2 0.4% 100% $565,000
The Police Credit Union of California
Conventional 2 0.4% 100% $385,000
Lendsure Mortgage Corp.
Conventional 2 0.4% 100% $495,000
ClearEdge Lending LLC
Conventional 2 0.4% 100% $650,000
Paramount Residential Mortgage
Conventional 2 0.4% 100% $650,000
Cornerstone First Mortgage, LLC
Conventional 1 0.2% 100% $405,000
Alameda Mortgage Corporation
Conventional 1 0.2% 100% $395,000
Augusta Financial, Inc.
Conventional 1 0.2% 100% $505,000
Home Mortgage Alliance Corp (Hmac)
Conventional 1 0.2% 100% $605,000
AdvantageFirst Lending Inc
Conventional 1 0.2% 100% $475,000
American Financial Network, Inc.
Conventional 1 0.2% 100% $395,000
A5.0 ★Texas Ratio: 8.76%
Conventional 1 0.2% 100% $725,000 View
Bay-Valley Mortgage Group
Conventional 1 0.2% 100% $745,000
Stg Mortgage Inc
Conventional 1 0.2% 100% $805,000
Provident Funding Associates
Conventional 1 0.2% 100% $605,000
Mission Loans, LLC
Conventional 1 0.2% 100% $205,000
Citadel Servicing Corporation
Conventional 1 0.2% 100% $705,000
Nmsi, Inc.
Conventional 1 0.2% 100% $705,000
Operating Engineers Federal Credit Union
Conventional 1 0.2% 100% $145,000
Plaza Home Mortgage, Inc
Conventional, Jumbo 1 0.2% 50% $1,045,000
JMAC Lending, Inc.
FHA 1 0.2% 100% $555,000
Figure Lending LLC
HELOC 0
+9 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 61
+7 HELOCs
13.5% 95.4% $573,032
CrossCountry Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 54
+4 HELOCs
12% 98.2% $637,037
Rocket Mortgage
Conventional, FHA, VA, Jumbo, HELOC 50
+1 HELOCs
11.1% 86.4% $362,000
Tri Pointe Connect, LLC
Conventional, VA, Jumbo 20 4.4% 100% $785,500
A+5.0 ★Texas Ratio: 2.02%
Conventional, FHA, VA, USDA, Jumbo, HELOC 13
+1 HELOCs
2.9% 100% $579,615 View
Newrez LLC
Conventional, VA, Jumbo 9 2% 75% $528,333
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo, HELOC 4
+6 HELOCs
0.9% 80% $607,500
Fairway Independent Mort Corp
Conventional, FHA, HELOC 4
+1 HELOCs
0.9% 80% $447,500
Everett Financial, Inc.
Conventional, VA, Jumbo 4 0.9% 80% $710,000
Spring Eq, LLC
Conventional, HELOC 3
+5 HELOCs
0.7% 50% $141,666
Amerisave Mortgage Company
Conventional, HELOC 3
+2 HELOCs
0.7% 50% $168,333
Pentagon Federal Credit Union
Conventional, HELOC 3
+2 HELOCs
0.7% 100% $401,666
Originpoint, LLC
Conventional, Jumbo 3 0.7% 100% $558,333
Guaranteed Rate, Inc.
Conventional 3 0.7% 100% $451,666
Nationstar Mortgage
Conventional 3 0.7% 50% $205,000
The Loan Store, Inc
Conventional, HELOC 2
+3 HELOCs
0.4% 100% $555,000
American Financial Resources LLC
Conventional 2 0.4% 100% $185,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 2 0.4% 100% $335,000 View
Lakeview Loan Servicing, LLC
FHA, VA 2 0.4% 100% $745,000
Discover Bank
Conventional 2 0.4% 28.6% $130,000
Homeowners Financial Group, LLC
Conventional 2 0.4% 66.7% $450,000
Planet Home Lending, LLC
Conventional, FHA 2 0.4% 100% $700,000
Vellum Mortgage, Inc.
Conventional 2 0.4% 100% $510,000
A5.0 ★Texas Ratio: 9.09%
Conventional 2 0.4% 100% $435,000 View
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 2 0.4% 100% $745,000 View
HomeBridge Financial Services, Inc
FHA, HELOC 1
+3 HELOCs
0.2% 100% $685,000
Arc Home LLC
Conventional 1 0.2% 100% $305,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.2% 100% $795,000 View
Guaranteed Rate Affinity, LLC
Conventional 1 0.2% 100% $435,000
Royal United Mortgage LLC
Conventional 1 0.2% 100% $75,000
Primelending
Conventional 1 0.2% 50% $765,000
Freedom Mortgage Corporation
VA 1 0.2% 50% $435,000
Sage Home Loans Corporation
Conventional 1 0.2% 100% $605,000
All Credit Considered Mortgage, Inc.
Conventional 1 0.2% 100% $305,000
Nbkc Bank
Conventional 1 0.2% 100% $465,000
Acrisure Mortgage, LLC
Conventional 1 0.2% 100% $635,000
Equity Prime Mortgage LLC
VA 1 0.2% 50% $735,000
PHH Mortgage Corporation
Conventional 1 0.2% 100% $385,000
Emporium Tpo LLC
Conventional 1 0.2% 100% $605,000
A5.0 ★Texas Ratio: 8.00%
Conventional 1 0.2% 100% $575,000 View
First Colony Mortgage Corporat
Conventional 1 0.2% 100% $495,000
Teachers Federal Credit Union
Conventional 1 0.2% 100% $665,000
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.2% 100% $285,000 View
A+5.0 ★Texas Ratio: 2.20%
Conventional 1 0.2% 100% $375,000 View
Mortgage Research Center
VA, Jumbo 1 0.2% 25% $815,000
V.I.P. Mortgage, Inc.
VA, Jumbo 1 0.2% 100% $975,000
Mortgage Solutions of Colorado
VA 1 0.2% 100% $385,000
Nations Direct Mortgage, LLC
Conventional 1 0.2% 100% $765,000
Prosperity Home Mortgage, LLC
Conventional 1 0.2% 100% $785,000
Lower, LLC
Conventional 1 0.2% 100% $665,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional 1 0.2% 100% $335,000 View
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.2% 100% $305,000 View
Toyota Financial Savings Bank
Conventional 1 0.2% 100% $325,000
21St Mortgage
Conventional 1 0.2% 100% $75,000
A+5.0 ★Texas Ratio: 4.67%
Conventional 1 0.2% 100% $195,000 View
C+4.1 ★Texas Ratio: 25.91%
Conventional 1 0.2% 100% $465,000 View
Ark-La-Tex Financial Services LLC
Conventional 1 0.2% 100% $775,000
Leaderone Financial Corp.
Conventional, Jumbo 1 0.2% 100% $985,000
Alliant Credit Union
HELOC 0
+10 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+5 HELOCs
0% n/a View
Quorum Federal Credit Union
HELOC 0
+3 HELOCs
0% 100%
Fourleaf Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Better Mortgage Corporation
HELOC 0
+2 HELOCs
0% 0%
Gte Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+2 HELOCs
0% 0% View
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
Signature Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+1 HELOCs
0% n/a View
First Technology Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Benicia, California

Looking for mortgage lenders near me or mortgage brokers near me in Benicia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Benicia in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Benicia, CA

Use these to narrow the list above. Each category shows how many Benicia, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Benicia, CA

Independent mortgage companies closed 79.8 percent of home loans in Benicia, California in 2025, banks 10.9 percent and credit unions 9.3 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Travis Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.

79.8%
Mortgage companies
10.9%
Banks
9.3%
Credit unions
4%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Benicia, CA

Who is the largest mortgage lender in Benicia, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Benicia, California with 9 loans, about 2 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Benicia, CA have the highest approval rates?

Among lenders with meaningful volume in Benicia, California, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.2 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Benicia, CA mortgage lenders offer FHA, VA and USDA loans?

13 lenders closed FHA loans in Benicia, California in 2025, led by United Wholesale Mortgage with 6. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Benicia, CA lender list?

Yes. 26 banks and 31 credit unions closed home loans in Benicia, California in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Benicia, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Benicia, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Benicia, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Benicia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.