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Home / Mortgage Lenders / California / Aliso Viejo
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Mortgage Lenders and Brokers in Aliso Viejo, California

Aliso Viejo, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA26821 Aliso Creek Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA26831 Aliso Creek Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA26916 La Paz Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 2.82%, JMJ Financial Group Inc.JMJ Financial Group Inc.Aliso Viejo, CA, US Bank, N.A.US Bank, N.A.26901 Aliso Creek Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Aliso Viejo, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aliso Viejo are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Aliso Viejo, California

Market share is the lender's share of all home loans closed in Aliso Viejo, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Aliso Viejo
26821 Aliso Creek Rd, Aliso Viejo, CA 92656
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 10
+3 HELOCs
1.8% 71.4% $740,000 View
1 office in Aliso Viejo
26831 Aliso Creek Rd, Aliso Viejo, CA 92656
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 6
+38 HELOCs
1.1% 100% $1,005,000 View
1 office in Aliso Viejo
26916 La Paz Rd, Aliso Viejo, CA 92656
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 2
+2 HELOCs
0.4% 100% $1,660,000 View
JMJ Financial Group Inc.
Conventional 1 0.2% 100% $645,000
26901 Aliso Creek Rd, Aliso Viejo, CA 92656
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, Jumbo, HELOC 29
+12 HELOCs
5.2% 75% $702,931 View
590 N Euclid St, Anaheim, CA 92801
A+5.0 ★Texas Ratio: 5.56%
Conventional, HELOC 23
+51 HELOCs
4.2% 92.3% $488,043 View
5823 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 7 1.3% 87.5% $666,428 View
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 4.43%
Conventional, HELOC 5
+6 HELOCs
0.9% 62.5% $383,000 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.7% 80% $360,000 View
2401 E Katella Ave, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 5.55%
Conventional 4 0.7% 100% $817,500 View
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
A+5.0 ★Texas Ratio: 1.14%
Conventional, HELOC 3
+1 HELOCs
0.5% 100% $671,666 View
★ 5 stars, 1 review
5601 E La Palma Ave, Anaheim, CA 92807
A+5.0 ★Texas Ratio: 2.66%
Conventional, HELOC 2
+10 HELOCs
0.4% 100% $850,000 View
900 S Fremont Ave, Alhambra, CA 91803 1331
A+5.0 ★Texas Ratio: 2.65%
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $90,000 View
11239 183rd St, Cerritos, CA 90703 5417
A+5.0 ★Texas Ratio: 2.34%
Conventional, HELOC 2
+1 HELOCs
0.4% 66.7% $325,000 View
500 N Brand Blvd, Glendale, CA 91203
A+5.0 ★Texas Ratio: 5.17%
Conventional, VA, HELOC 2
+1 HELOCs
0.4% 66.7% $715,000 View
31924 Crown Valley Rd, Acton, CA 93510
A+5.0 ★Texas Ratio: 3.72%
Conventional 2 0.4% 100% $1,005,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.4% 100% $390,000 View
855 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 3.54%
Conventional, Jumbo 2 0.4% 100% $1,055,000 View
5731 Beach Blvd, Buena Park, CA 90621
A5.0 ★Texas Ratio: 11.01%
Conventional 2 0.4% 100% $820,000 View
1040 E Imperial Hwy Ste F3, Brea, CA 92821
A+5.0 ★Texas Ratio: 3.82%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $55,000 View
★ 1.7 stars, 3 reviews
1329 Broadway Ave, Atwater, CA 95301
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $845,000 View
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973
A+5.0 ★Texas Ratio: 2.90%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $1,195,000 View
403 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 2.84%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $355,000 View
1211 E Valley Blvd, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.74%
Conventional 1 0.2% 100% $565,000 View
590 W Main St, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.57%
Conventional 1 0.2% 100% $815,000 View
2255 N Ontario St, Burbank, CA 91504
A5.0 ★Texas Ratio: 12.30%
Conventional 1 0.2% 100% $155,000 View
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
FHA 1 0.2% 50% $685,000 View
5307 Beach Blvd, Buena Park, CA 90621
A+5.0 ★Texas Ratio: 4.07%
Conventional 1 0.2% 100% $645,000 View
2421 E Coast Hwy, Corona Del Mar, CA 92625
A+5.0 ★Texas Ratio: 0.06%
Conventional 1 0.2% 100% $575,000 View
801 San Pablo Ave, Albany, CA 94706
A+5.0 ★Texas Ratio: 1.81%
Conventional 1 0.2% 100% $995,000 View
10051 S De Anza Blvd, Cupertino, CA 95014 2105
A+5.0 ★Texas Ratio: 3.57%
Conventional 1 0.2% 100% $1,055,000 View
350 E Hobsonway, Blythe, CA 92225
A+5.0 ★Texas Ratio: 0.42%
Conventional 1 0.2% 100% $715,000 View
11306 South St, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 3.95%
Conventional 1 0.2% 100% $575,000 View
4350 La Jolla Village Dr, San Diego, CA 92122
A+5.0 ★Texas Ratio: 3.94%
Conventional 1 0.2% 100% $455,000 View
1107 S Baldwin Ave, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.2% 100% $1,025,000 View
5701 Kanan Rd, Agoura Hills, CA 91301
A5.0 ★Texas Ratio: 7.72%
Conventional 1 0.2% 100% $455,000 View
10991 N De Anza Blvd, Cupertino, CA 95014 6303
A+5.0 ★Texas Ratio: 0.64%
Conventional 1 0.2% 100% $155,000 View
386 E H St Ste 213, Chula Vista, CA 91910 7487
A+5.0 ★Texas Ratio: 1.25%
HELOC 0
+2 HELOCs
0% n/a View
2310A E Lincoln Ave, Anaheim, CA 92806 4109
A+5.0 ★Texas Ratio: 3.63%
HELOC 0
+2 HELOCs
0% n/a View
100 N First St Ste 100, Burbank, CA 91502 1845
A+5.0 ★Texas Ratio: 5.23%
HELOC 0
+2 HELOCs
0% n/a View
5901 Priestly Dr, Carlsbad, CA 92008
A+5.0 ★Texas Ratio: 2.91%
HELOC 0
+1 HELOCs
0% n/a View
1800 W Magnolia Blvd, Burbank, CA 91506 1726
A+5.0 ★Texas Ratio: 2.77%
HELOC 0
+1 HELOCs
0% n/a View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
HELOC 0
+1 HELOCs
0% n/a View
300 Arneill Rd, Camarillo, CA 93010
A+5.0 ★Texas Ratio: 5.19%
HELOC 0
+1 HELOCs
0% n/a View
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 15 2.7% 80% $648,333
loanDepot.com LLC
Conventional, HELOC 11
+1 HELOCs
2% 84.6% $525,000
Kind Lending, LLC
Conventional, VA 6 1.1% 100% $496,666
AAA Capital Investment, Inc
Conventional 5 0.9% 83.3% $515,000
American Financial Network, Inc.
Conventional 4 0.7% 100% $650,000
General Mortgage Capital Corporation
Conventional, Jumbo 4 0.7% 100% $700,000
AmWest Funding Corp
Conventional 4 0.7% 66.7% $520,000
A5.0 ★Texas Ratio: 8.76%
Conventional, FHA 4 0.7% 100% $807,500 View
Guild Mortgage Company
Conventional 3 0.5% 100% $508,333
Franklin Loan Corporation
Conventional 3 0.5% 100% $395,000
Sierra Pacific Mortgage Co. Inc
Conventional 3 0.5% 100% $548,333
Zillow Home Loans, LLC
Conventional 3 0.5% 100% $498,333
Vista Point Mortgage, LLC
Conventional 3 0.5% 100% $231,666
Financial Partners Credit Unio
Conventional, HELOC 2
+6 HELOCs
0.4% 100% $215,000
Golden Empire Mortgage, Inc.
Conventional 2 0.4% 100% $815,000
Ahl Funding
Conventional 2 0.4% 100% $520,000
Flexpoint, Inc.
Conventional, Jumbo 2 0.4% 75% $1,175,000
Stg Mortgage Inc
Conventional 2 0.4% 100% $980,000
American Internet Mortgage, Inc.
Conventional 2 0.4% 66.7% $720,000
JSB Mortgage Corporation
Conventional 2 0.4% 100% $830,000
New American Funding, LLC.
Conventional 2 0.4% 66.7% $745,000
ClearEdge Lending LLC
Conventional 2 0.4% 100% $560,000
Nexera Holding LLC
Conventional 2 0.4% 100% $135,000
JMAC Lending, Inc.
Conventional, FHA, Jumbo 2 0.4% 100% $1,225,000
Southland Credit Uniom
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $475,000
ML Mortgage Corp.
Conventional 1 0.2% 100% $765,000
Cornerstone First Mortgage, LLC
Conventional 1 0.2% 100% $555,000
Fundloans Capital
Conventional 1 0.2% 100% $405,000
MortgageOne, Inc
Conventional 1 0.2% 100% $805,000
Watermark Capital, Inc.
Conventional 1 0.2% 100% $645,000
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 100% $1,155,000
Home Mortgage Alliance Corp (Hmac)
Conventional 1 0.2% 100% $75,000
AdvantageFirst Lending Inc
Conventional 1 0.2% 100% $885,000
Bay-Valley Mortgage Group
Conventional 1 0.2% 100% $435,000
Googain, Inc.
Conventional 1 0.2% 100% $405,000
New Wave Lending Group Inc
Conventional 1 0.2% 100% $655,000
Hightechlending, Inc
Conventional 1 0.2% 100% $1,015,000
Greenbox Loans
Conventional 1 0.2% 100% $665,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.2% 100% $1,025,000 View
Hometown Equity Mortgage, LLC
FHA 1 0.2% 33.3% $965,000
T. J. Financial, Inc.
Conventional 1 0.2% 100% $535,000
Emet Lending Group, Inc.
Conventional 1 0.2% 100% $955,000
Mission Loans, LLC
Conventional 1 0.2% 100% $105,000
Citadel Servicing Corporation
Conventional 1 0.2% 100% $705,000
Popa FCU - Cerritos
Conventional 1 0.2% 100% $275,000
Paramount Residential Mortgage
Conventional 1 0.2% 100% $555,000
Carrington Mortgage Services LLC
VA 1 0.2% 100% $535,000
Griffin Funding Inc.
Conventional 1 0.2% 100% $335,000
Figure Lending LLC
HELOC 0
+11 HELOCs
0% n/a
Goodleap, LLC
HELOC 0
+2 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA, Jumbo 80 14.4% 83.8% $509,000
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 73
+13 HELOCs
13.2% 88.4% $677,465
A+5.0 ★Texas Ratio: 2.02%
Conventional, USDA, HELOC 13
+2 HELOCs
2.3% 100% $543,461 View
Guaranteed Rate, Inc.
Conventional, FHA, Jumbo, HELOC 12
+3 HELOCs
2.2% 92.3% $760,833
CrossCountry Mortgage, LLC
Conventional, Jumbo, HELOC 12
+3 HELOCs
2.2% 92.3% $677,500
The Loan Store, Inc
Conventional, HELOC 11
+3 HELOCs
2% 100% $527,727
Spring Eq, LLC
Conventional, HELOC 8
+4 HELOCs
1.4% 47.1% $141,250
Newrez LLC
Conventional, FHA, VA 8 1.4% 72.7% $387,500
Primelending
Conventional 5 0.9% 100% $513,000
Freedom Mortgage Corporation
Conventional, FHA, VA 5 0.9% 87.5% $499,000
Everett Financial, Inc.
Conventional, VA 4 0.7% 100% $752,500
Guaranteed Rate Affinity, LLC
Conventional 3 0.5% 100% $728,333
A+5.0 ★Texas Ratio: 0.14%
Conventional 3 0.5% 75% $791,666 View
Movement Mortgage, LLC
Conventional 3 0.5% 100% $721,666
Summit Mortgage Bankers, Inc.
Conventional 3 0.5% 100% $871,666
Union Home Mortgage Corp.
Conventional 3 0.5% 75% $548,333
Nationstar Mortgage
Conventional 3 0.5% 37.5% $381,666
A-5.0 ★Texas Ratio: 14.93%
Conventional 3 0.5% 100% $771,666 View
Logan Finance Corporation
Conventional, Jumbo 3 0.5% 100% $1,125,000
Prosperity Home Mortgage, LLC
Conventional 3 0.5% 75% $555,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 2
+8 HELOCs
0.4% 66.7% $155,000 View
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 2
+5 HELOCs
0.4% 66.7% $115,000
First Technology Federal Credit Union
Conventional, Jumbo, HELOC 2
+4 HELOCs
0.4% 100% $1,115,000
Quorum Federal Credit Union
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $140,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.4% 100% $760,000 View
Sage Home Loans Corporation
Conventional 2 0.4% 50% $845,000
Deephaven Mortgage LLC
Conventional, Jumbo 2 0.4% 66.7% $530,000
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA 2 0.4% 100% $725,000 View
First Colony Mortgage Corporat
Conventional 2 0.4% 100% $475,000
Better Mortgage Corporation
Conventional 2 0.4% 50% $715,000
Toyota Financial Savings Bank
Conventional, Jumbo 2 0.4% 100% $810,000
HomeBridge Financial Services, Inc
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $385,000
Pentagon Federal Credit Union
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $145,000
Arc Home LLC
Conventional 1 0.2% 100% $535,000
A+5.0 ★Texas Ratio: 3.32%
Conventional 1 0.2% 100% $405,000 View
Originpoint, LLC
Conventional 1 0.2% 100% $245,000
A+5.0 ★Texas Ratio: 4.32%
Conventional 1 0.2% 100% $755,000 View
Equity Prime Mortgage LLC
FHA 1 0.2% 50% $295,000
Fed Ex Employees Credit Association
Conventional 1 0.2% 100% $75,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.2% 100% $735,000 View
Amerisave Mortgage Company
Conventional 1 0.2% 25% $355,000
A+5.0 ★Texas Ratio: 0.65%
Conventional 1 0.2% 100% $755,000 View
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.2% 100% $725,000 View
Nqm Funding, LLC
Conventional 1 0.2% 100% $775,000
Discover Bank
Conventional 1 0.2% 10% $65,000
LoanFlight Lending, LLC.
Conventional 1 0.2% 100% $745,000
Ameritrust Mortgage Corporation
Conventional 1 0.2% 100% $185,000
Foundation Mortgage Corporation
Conventional 1 0.2% 100% $475,000
A+5.0 ★Texas Ratio: 5.65%
Conventional 1 0.2% 100% $575,000 View
Beeline Loans, Inc.
Conventional 1 0.2% 100% $405,000
Teachers Federal Credit Union
Conventional 1 0.2% 100% $595,000
Communityamerica Federal Credit Union
Conventional 1 0.2% 100% $935,000
A+5.0 ★Texas Ratio: 2.48%
Conventional, Jumbo 1 0.2% 100% $1,775,000 View
Mortgage Research Center
VA 1 0.2% 100% $765,000
Megastar Finanacial Corp
FHA 1 0.2% 100% $1,175,000
A+5.0 ★Texas Ratio: 3.19%
Conventional 1 0.2% 100% $925,000 View
Lower, LLC
Conventional 1 0.2% 100% $725,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.2% 100% $815,000 View
Fairway Independent Mort Corp
Conventional 1 0.2% 100% $915,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.2% 100% $1,125,000 View
Ark-La-Tex Financial Services LLC
VA 1 0.2% 100% $595,000
Luxury Mortgage Corp.
Conventional 1 0.2% 100% $1,065,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 1 0.2% 100% $805,000 View
Alliant Credit Union
HELOC 0
+5 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+5 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+3 HELOCs
0% 0% View
Fourleaf Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Coca-Cola Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Deseret First Credit Union
HELOC 0
+1 HELOCs
0% n/a
Boeing Employees' Credit Union
HELOC 0
+1 HELOCs
0% 0%
A5.0 ★Texas Ratio: 6.31%
HELOC 0
+1 HELOCs
0% n/a View
Saygo Home Loans, LLC
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+1 HELOCs
0% n/a View
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+1 HELOCs
0% n/a View
Angel Oak Mortgage Solutions LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Aliso Viejo, California

Looking for mortgage lenders near me or mortgage brokers near me in Aliso Viejo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aliso Viejo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Aliso Viejo, CA

Use these to narrow the list above. Each category shows how many Aliso Viejo, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Aliso Viejo, CA

Independent mortgage companies closed 70.4 percent of home loans in Aliso Viejo, California in 2025, banks 19.3 percent and credit unions 10.3 percent. JMJ Financial Group Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 6 loans.

70.4%
Mortgage companies
19.3%
Banks
10.3%
Credit unions
5%
FHA loans
3%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Aliso Viejo, CA

Who is the largest mortgage lender in Aliso Viejo, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Aliso Viejo, California with 10 loans, about 1.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Aliso Viejo, CA have the highest approval rates?

Among lenders with meaningful volume in Aliso Viejo, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.4 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Aliso Viejo, CA mortgage lenders offer FHA, VA and USDA loans?

15 lenders closed FHA loans in Aliso Viejo, California in 2025, led by United Wholesale Mortgage with 10. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Aliso Viejo, CA lender list?

Yes. 43 banks and 34 credit unions closed home loans in Aliso Viejo, California in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Aliso Viejo, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Aliso Viejo, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aliso Viejo, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aliso Viejo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.