Aliso Viejo, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA26821 Aliso Creek Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA26831 Aliso Creek Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA26916 La Paz Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 2.82%, JMJ Financial Group Inc.JMJ Financial Group Inc.Aliso Viejo, CA, US Bank, N.A.US Bank, N.A.26901 Aliso Creek Rd, Aliso Viejo, CA 92656A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Aliso Viejo, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aliso Viejo are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Aliso Viejo, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Aliso Viejo 26821 Aliso Creek Rd, Aliso Viejo, CA 92656 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
1.8% | 71.4% | $740,000 | View |
|
1 office in Aliso Viejo 26831 Aliso Creek Rd, Aliso Viejo, CA 92656 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +38 HELOCs |
1.1% | 100% | $1,005,000 | View |
|
1 office in Aliso Viejo 26916 La Paz Rd, Aliso Viejo, CA 92656 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 100% | $1,660,000 | View |
JMJ Financial Group Inc.
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
|
26901 Aliso Creek Rd, Aliso Viejo, CA 92656 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 29 +12 HELOCs |
5.2% | 75% | $702,931 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 23 +51 HELOCs |
4.2% | 92.3% | $488,043 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 7 | 1.3% | 87.5% | $666,428 | View |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 5 +6 HELOCs |
0.9% | 62.5% | $383,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 80% | $360,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 0.7% | 100% | $817,500 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $671,666 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 2 +10 HELOCs |
0.4% | 100% | $850,000 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $90,000 | View |
|
11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $325,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $715,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 2 | 0.4% | 100% | $1,005,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $390,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,055,000 | View |
|
5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01% |
Conventional | 2 | 0.4% | 100% | $820,000 | View |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $55,000 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $845,000 | View |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,195,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
|
590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $815,000 | View |
|
2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $685,000 | View |
|
5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
|
2421 E Coast Hwy, Corona Del Mar, CA 92625 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
|
801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.2% | 100% | $995,000 | View |
|
10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $1,055,000 | View |
|
350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
|
11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
|
4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.2% | 100% | $1,025,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 15 | 2.7% | 80% | $648,333 | |
loanDepot.com LLC
|
Conventional, HELOC | 11 +1 HELOCs |
2% | 84.6% | $525,000 | |
Kind Lending, LLC
|
Conventional, VA | 6 | 1.1% | 100% | $496,666 | |
AAA Capital Investment, Inc
|
Conventional | 5 | 0.9% | 83.3% | $515,000 | |
American Financial Network, Inc.
|
Conventional | 4 | 0.7% | 100% | $650,000 | |
General Mortgage Capital Corporation
|
Conventional, Jumbo | 4 | 0.7% | 100% | $700,000 | |
AmWest Funding Corp
|
Conventional | 4 | 0.7% | 66.7% | $520,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 0.7% | 100% | $807,500 | View |
Guild Mortgage Company
|
Conventional | 3 | 0.5% | 100% | $508,333 | |
Franklin Loan Corporation
|
Conventional | 3 | 0.5% | 100% | $395,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 3 | 0.5% | 100% | $548,333 | |
Zillow Home Loans, LLC
|
Conventional | 3 | 0.5% | 100% | $498,333 | |
Vista Point Mortgage, LLC
|
Conventional | 3 | 0.5% | 100% | $231,666 | |
Financial Partners Credit Unio
|
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 100% | $215,000 | |
Golden Empire Mortgage, Inc.
|
Conventional | 2 | 0.4% | 100% | $815,000 | |
Ahl Funding
|
Conventional | 2 | 0.4% | 100% | $520,000 | |
Flexpoint, Inc.
|
Conventional, Jumbo | 2 | 0.4% | 75% | $1,175,000 | |
Stg Mortgage Inc
|
Conventional | 2 | 0.4% | 100% | $980,000 | |
American Internet Mortgage, Inc.
|
Conventional | 2 | 0.4% | 66.7% | $720,000 | |
JSB Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $830,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.4% | 66.7% | $745,000 | |
ClearEdge Lending LLC
|
Conventional | 2 | 0.4% | 100% | $560,000 | |
Nexera Holding LLC
|
Conventional | 2 | 0.4% | 100% | $135,000 | |
JMAC Lending, Inc.
|
Conventional, FHA, Jumbo | 2 | 0.4% | 100% | $1,225,000 | |
Southland Credit Uniom
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $475,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $765,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Fundloans Capital
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Watermark Capital, Inc.
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $1,155,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 0.2% | 100% | $885,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Googain, Inc.
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $655,000 | |
Hightechlending, Inc
|
Conventional | 1 | 0.2% | 100% | $1,015,000 | |
Greenbox Loans
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $1,025,000 | View |
Hometown Equity Mortgage, LLC
|
FHA | 1 | 0.2% | 33.3% | $965,000 | |
T. J. Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Emet Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $955,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
Popa FCU - Cerritos
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.2% | 100% | $535,000 | |
Griffin Funding Inc.
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Figure Lending LLC
|
HELOC | 0 +11 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 80 | 14.4% | 83.8% | $509,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 73 +13 HELOCs |
13.2% | 88.4% | $677,465 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, USDA, HELOC | 13 +2 HELOCs |
2.3% | 100% | $543,461 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA, Jumbo, HELOC | 12 +3 HELOCs |
2.2% | 92.3% | $760,833 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo, HELOC | 12 +3 HELOCs |
2.2% | 92.3% | $677,500 | |
The Loan Store, Inc
|
Conventional, HELOC | 11 +3 HELOCs |
2% | 100% | $527,727 | |
Spring Eq, LLC
|
Conventional, HELOC | 8 +4 HELOCs |
1.4% | 47.1% | $141,250 | |
Newrez LLC
|
Conventional, FHA, VA | 8 | 1.4% | 72.7% | $387,500 | |
Primelending
|
Conventional | 5 | 0.9% | 100% | $513,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0.9% | 87.5% | $499,000 | |
Everett Financial, Inc.
|
Conventional, VA | 4 | 0.7% | 100% | $752,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.5% | 100% | $728,333 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 3 | 0.5% | 75% | $791,666 | View |
Movement Mortgage, LLC
|
Conventional | 3 | 0.5% | 100% | $721,666 | |
Summit Mortgage Bankers, Inc.
|
Conventional | 3 | 0.5% | 100% | $871,666 | |
Union Home Mortgage Corp.
|
Conventional | 3 | 0.5% | 75% | $548,333 | |
Nationstar Mortgage
|
Conventional | 3 | 0.5% | 37.5% | $381,666 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.5% | 100% | $771,666 | View |
Logan Finance Corporation
|
Conventional, Jumbo | 3 | 0.5% | 100% | $1,125,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 3 | 0.5% | 75% | $555,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 66.7% | $155,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 66.7% | $115,000 | |
First Technology Federal Credit Union
|
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.4% | 100% | $1,115,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $140,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $760,000 | View |
Sage Home Loans Corporation
|
Conventional | 2 | 0.4% | 50% | $845,000 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 2 | 0.4% | 66.7% | $530,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.4% | 100% | $725,000 | View |
First Colony Mortgage Corporat
|
Conventional | 2 | 0.4% | 100% | $475,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.4% | 50% | $715,000 | |
Toyota Financial Savings Bank
|
Conventional, Jumbo | 2 | 0.4% | 100% | $810,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $385,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $145,000 | |
Arc Home LLC
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 50% | $295,000 | |
Fed Ex Employees Credit Association
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 25% | $355,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $775,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 10% | $65,000 | |
LoanFlight Lending, LLC.
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 5.65% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Beeline Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Teachers Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $935,000 | |
|
A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,775,000 | View |
Mortgage Research Center
|
VA | 1 | 0.2% | 100% | $765,000 | |
Megastar Finanacial Corp
|
FHA | 1 | 0.2% | 100% | $1,175,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $925,000 | View |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $725,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $815,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.2% | 100% | $915,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $1,125,000 | View |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $595,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $1,065,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Alliant Credit Union
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coca-Cola Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Deseret First Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Saygo Home Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Aliso Viejo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aliso Viejo in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Aliso Viejo, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.4 percent of home loans in Aliso Viejo, California in 2025, banks 19.3 percent and credit unions 10.3 percent. JMJ Financial Group Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Aliso Viejo, California with 10 loans, about 1.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Aliso Viejo, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.4 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Aliso Viejo, California in 2025, led by United Wholesale Mortgage with 10. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 34 credit unions closed home loans in Aliso Viejo, California in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Aliso Viejo, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aliso Viejo, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aliso Viejo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.