Mortgage Lenders and Brokers in Vail, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vail, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13500 E Mary Ann Cleveland Way, Vail, AZ 85641A+5.0 ★Texas Ratio: 3.68%, Pyramid Federal Credit UnionPyramid Federal Credit Union4491 N Oracle Rd, Tucson, AZ 85705A5.0 ★Texas Ratio: 7.78%, Vantage West Credit UnionVantage West Credit Union2008 E Florence Blvd, Casa Grande, AZ 85122 5402A+5.0 ★Texas Ratio: 5.26%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Pima Federal Credit UnionPima Federal Credit Union1417 E Elliot Road, Gilbert, AZ 85233A+5.0 ★Texas Ratio: 3.94%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, and Washington FederalWashington Federal149 W 4th St, Benson, AZ 85602A+5.0 ★Texas Ratio: 4.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vail, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vail are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vail, Arizona
Market share is the lender's share of all home loans closed in Vail, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vail 13500 E Mary Ann Cleveland Way, Vail, AZ 85641 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $165,000 | View |
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4491 N Oracle Rd, Tucson, AZ 85705 A5.0 ★Texas Ratio: 7.78% |
Conventional | 6 | 1.4% | 100% | $93,333 | View |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 5 +14 HELOCs |
1.2% | 83.3% | $315,000 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
0.5% | 66.7% | $830,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.5% | 50% | $525,000 | View |
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1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $250,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $300,000 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 50% | $215,000 | View |
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1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $515,000 | View |
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149 W 4th St, Benson, AZ 85602 A+5.0 ★Texas Ratio: 4.48% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $595,000 | View |
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4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $555,000 | View |
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1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 50% | $755,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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654 E 7th St, Benson, AZ 85602 6638 A+5.0 ★Texas Ratio: 3.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA, HELOC | 30 +2 HELOCs |
6.9% | 83.8% | $365,333 | |
Altitude Financial Corporation
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Conventional, FHA, VA | 13 | 3% | 100% | $392,692 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 12 | 2.8% | 92.3% | $390,000 | |
Peoples Mortgage Company
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Conventional, FHA, VA | 9 | 2.1% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $450,000 | |
Southwest Stage Funding LLC
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VA | 1 | 0.2% | 33.3% | $315,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 41 | 9.5% | 84.6% | $272,804 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 33 +1 HELOCs |
7.6% | 92.1% | $446,212 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 32 +1 HELOCs |
7.4% | 100% | $386,562 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 18 | 4.2% | 94.7% | $411,111 | |
Mortgage Research Center
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VA | 14 | 3.2% | 73.7% | $486,428 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 14 | 3.2% | 100% | $444,285 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 13 | 3% | 100% | $294,230 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 2.3% | 91.7% | $394,000 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 2.3% | 90.9% | $323,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 9 | 2.1% | 100% | $405,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.1% | 100% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.8% | 80% | $306,250 | |
Mattamy Home Funding LLC
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Conventional, VA | 8 | 1.8% | 100% | $643,750 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 1.8% | 100% | $228,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +5 HELOCs |
1.4% | 75% | $193,333 | |
T2 Financial LLC
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Conventional, FHA | 6 | 1.4% | 100% | $325,000 | |
New American Funding, LLC.
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FHA | 5 | 1.2% | 100% | $299,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.9% | 62.5% | $377,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 60% | $98,333 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 3 | 0.7% | 75% | $571,666 | |
Kind Lending, LLC
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Conventional, VA | 3 | 0.7% | 60% | $378,333 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 0.7% | 100% | $281,666 | |
American Financial Resources LLC
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VA | 2 | 0.5% | 100% | $280,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.5% | 66.7% | $325,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.5% | 66.7% | $440,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 22.2% | $85,000 | |
Lennar Mortgage, LLC
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FHA, VA | 2 | 0.5% | 100% | $350,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $265,000 | |
Efinity Financial LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $280,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 66.7% | $575,000 | View |
Planet Home Lending, LLC
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VA | 2 | 0.5% | 66.7% | $340,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 66.7% | $110,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $90,000 | View |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.2% | 100% | $355,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $325,000 | View |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 1 | 0.2% | 100% | $835,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.2% | 100% | $795,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
VA | 1 | 0.2% | 100% | $485,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 0.2% | 50% | $65,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Universal Lending Corporation
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VA | 1 | 0.2% | 100% | $375,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.2% | 100% | $345,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $395,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Notre Dame Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Homeamerican Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $435,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 50% | $225,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 66.7% | $435,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 75% | $775,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vail Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vail, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Vail? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vail in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vail, AZ
Use these to narrow the list above. Each category shows how many Vail, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Vail, AZ
Independent mortgage companies closed 86.1 percent of home loans in Vail, Arizona in 2025, banks 7.6 percent and credit unions 6.2 percent. NOVA Financial & Investment Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Pyramid Federal Credit Union the largest credit union. Among lenders headquartered in Arizona, Pyramid Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vail, AZ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Vail, Arizona with 3 loans, about 0.7 percent of the market. The largest lender headquartered in Arizona was Pyramid Federal Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Vail, Arizona in 2025, led by NOVA Financial & Investment Corporation with 13. 43 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 19 credit unions closed home loans in Vail, Arizona in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vail, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vail, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vail. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
