Mortgage Lenders and Brokers in Sun Lakes, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sun Lakes, Arizona mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA10325 E Riggs Rd, Sun Lakes, AZ 85248A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9538 E Riggs Rd, Sun Lakes, AZ 85248A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA9602 E Riggs Rd, Sun Lakes, AZ 85248A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Truwest Credit UnionTruwest Credit Union1990 W Elliot Rd, Chandler, AZ 85224 1816A+5.0 ★Texas Ratio: 4.57%, BMO Harris Bank NABMO Harris Bank NA1160 S Watson Rd, Buckeye, AZ 85326A+5.0 ★Texas Ratio: 3.54%, and First Credit UnionFirst Credit Union475 N Gila Springs Blvd, Chandler, AZ 85226A+5.0 ★Texas Ratio: 4.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sun Lakes, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sun Lakes are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sun Lakes, Arizona
Market share is the lender's share of all home loans closed in Sun Lakes, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sun Lakes 10325 E Riggs Rd, Sun Lakes, AZ 85248 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 9 | 2.5% | 90% | $266,111 | View |
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1 office in Sun Lakes 9538 E Riggs Rd, Sun Lakes, AZ 85248 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +3 HELOCs |
2.2% | 100% | $291,250 | View |
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1 office in Sun Lakes 9602 E Riggs Rd, Sun Lakes, AZ 85248 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +7 HELOCs |
1.1% | 100% | $355,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +3 HELOCs |
1.1% | 66.7% | $272,500 | View |
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1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +3 HELOCs |
1.1% | 80% | $220,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 2 +46 HELOCs |
0.6% | 100% | $325,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $65,000 | View |
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1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 2 | 0.6% | 100% | $135,000 | View |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $465,000 | View |
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475 N Gila Springs Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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1412 E Florence Blvd, Casa Grande, AZ 85122 A5.0 ★Texas Ratio: 6.13% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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3001 N Alma School Rd, Chandler, AZ 85224 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 13 | 3.6% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional, HELOC | 7 +2 HELOCs |
2% | 100% | $256,428 | |
Peoples Mortgage Company
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Conventional | 5 | 1.4% | 100% | $333,000 | |
Fisher Financial Group, Incorporated
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Conventional, VA | 3 | 0.8% | 100% | $451,666 | |
Sun American Mortgage Company
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Conventional, VA | 2 | 0.6% | 100% | $300,000 | |
NOVA Financial & Investment Corporation
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Conventional | 2 | 0.6% | 100% | $250,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 0.6% | 100% | $455,000 | |
Altitude Financial Corporation
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Saygo Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 59 +1 HELOCs |
16.5% | 92.4% | $330,762 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 12% | 90.2% | $262,674 | |
Guild Mortgage Company
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Conventional, FHA, VA | 18 | 5% | 94.7% | $352,222 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 2.5% | 100% | $349,444 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 2.2% | 100% | $400,000 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 2% | 70% | $359,285 | |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 2% | 70% | $297,857 | |
Nationstar Mortgage
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Conventional, VA | 6 | 1.7% | 85.7% | $270,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +5 HELOCs |
1.4% | 71.4% | $233,000 | |
Primelending
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Conventional, VA | 5 | 1.4% | 85.7% | $399,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 5 | 1.4% | 100% | $307,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 1.4% | 83.3% | $457,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 66.7% | $200,000 | |
Kind Lending, LLC
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Conventional, VA | 4 | 1.1% | 100% | $247,500 | |
Provident Funding Associates
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Conventional | 4 | 1.1% | 100% | $292,500 | |
Mutual of Omaha Mortgage
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Conventional, VA | 4 | 1.1% | 100% | $482,500 | |
Paramount Residential Mortgage
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Conventional, VA | 4 | 1.1% | 100% | $292,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 1.1% | 100% | $382,500 | View |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $148,333 | |
Canopy Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $461,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $241,666 | |
Resicentral LLC
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Conventional, VA | 3 | 0.8% | 100% | $291,666 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 0.8% | 100% | $348,333 | |
Stg Mortgage Inc
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Conventional | 3 | 0.8% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.8% | 100% | $398,333 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.8% | 100% | $605,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.6% | 100% | $345,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $155,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $340,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.6% | 66.7% | $260,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
Conventional, VA | 2 | 0.6% | 100% | $410,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $120,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.6% | 100% | $450,000 | View |
Waterstone Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $220,000 | |
Direct Mortgage Loans, LLC
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Conventional | 2 | 0.6% | 100% | $325,000 | |
Towne Mortgage Company
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Conventional, VA | 2 | 0.6% | 100% | $345,000 | |
Lower, LLC
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Conventional | 2 | 0.6% | 100% | $210,000 | |
FirstBank
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.3% | 100% | $325,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
Allied Mortgage Group, Inc
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FHA | 1 | 0.3% | 100% | $345,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Wallick and Volk, Inc.
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Air Academy Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Trustone Financial Credit Union
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $565,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 50% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Global Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Altra Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sun Lakes Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sun Lakes, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Sun Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sun Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sun Lakes, AZ
Use these to narrow the list above. Each category shows how many Sun Lakes, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Sun Lakes, AZ
Independent mortgage companies closed 79.9 percent of home loans in Sun Lakes, Arizona in 2025, banks 14.2 percent and credit unions 5.9 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Desert Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Desert Financial Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sun Lakes, AZ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Sun Lakes, Arizona with 9 loans, about 2.5 percent of the market. The largest lender headquartered in Arizona was Desert Financial Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sun Lakes, Arizona, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.4 percent, against a 91.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Sun Lakes, Arizona in 2025, led by United Wholesale Mortgage with 3. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 20 credit unions closed home loans in Sun Lakes, Arizona in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sun Lakes, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sun Lakes, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sun Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
