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Mortgage Lenders and Brokers in Sun City, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sun City, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10300 W Thunderbird Blvd, Sun City, AZ 85351A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA10733 W Peoria Ave, Sun City, AZ 85351A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA10099 W Bell Rd, Sun City, AZ 85351A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA10706 W Bell Rd, Sun City, AZ 85351D3.3 ★Texas Ratio: 35.11%, US Bank, N.A.US Bank, N.A.9899 W Bell Rd, Sun City, AZ 85351A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA13250 N Del Webb Blvd, Sun City, AZ 85351A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.9915 W Bell Rd, Sun City, AZ 85351A+5.0 ★Texas Ratio: 4.24%, Western State BankWestern State Bank10050 W Bell Rd, Sun City, AZ 85351A5.0 ★Texas Ratio: 6.13%, Desert Financial Credit UnionDesert Financial Credit Union10725 Grand Ave, Sun City, AZ 85351A+5.0 ★Texas Ratio: 2.04%, and Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sun City, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sun City are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sun City, Arizona

Market share is the lender's share of all home loans closed in Sun City, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Sun City 10300 W Thunderbird Blvd, Sun City, AZ 85351 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	24 +4 HELOCs	1.7%	86.7%	$182,916	View
Wells Fargo Bank NA 3 offices in Sun City 10733 W Peoria Ave, Sun City, AZ 85351 A+5.0 ★Texas Ratio: 5.36%	Conventional	14	1%	66.7%	$142,857	View
Bank of America NA 2 offices in Sun City 10099 W Bell Rd, Sun City, AZ 85351 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	13 +18 HELOCs	0.9%	92.9%	$199,615	View
Flagstar Bank NA 1 office in Sun City 10706 W Bell Rd, Sun City, AZ 85351 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	13 +1 HELOCs	0.9%	93.3%	$181,153	View
US Bank, N.A. 1 office in Sun City 9899 W Bell Rd, Sun City, AZ 85351 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	11 +8 HELOCs	0.8%	68.8%	$141,363	View
BMO Harris Bank NA 1 office in Sun City 13250 N Del Webb Blvd, Sun City, AZ 85351 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +6 HELOCs	0.2%	100%	$171,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Sun City 9915 W Bell Rd, Sun City, AZ 85351 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +13 HELOCs	0.1%	100%	$245,000	View
Western State Bank 1 office in Sun City 10050 W Bell Rd, Sun City, AZ 85351 A5.0 ★Texas Ratio: 6.13%	Conventional	1	0.1%	100%	$175,000	View
Desert Financial Credit Union 10725 Grand Ave, Sun City, AZ 85351 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	17 +123 HELOCs	1.2%	68%	$207,941	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional, HELOC	15 +1 HELOCs	1.1%	93.8%	$123,000	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	7 +1 HELOCs	0.5%	87.5%	$212,142	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	7	0.5%	70%	$76,428	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	6 +4 HELOCs	0.4%	60%	$196,666	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional, HELOC	6 +1 HELOCs	0.4%	85.7%	$118,333	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	5 +8 HELOCs	0.4%	62.5%	$101,000	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional, HELOC	5 +2 HELOCs	0.4%	85.7%	$101,000	View
First National Bank Texas 2840 Highway 95, Bullhead City, AZ 86442 A4.7 ★Texas Ratio: 3.20%	Conventional	4	0.3%	100%	$245,000	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	4	0.3%	100%	$242,500	View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	100%	$285,000	View
MidFirst Bank 3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93%	Conventional	3	0.2%	100%	$228,333	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional	2	0.1%	100%	$195,000	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional	2	0.1%	66.7%	$275,000	View
Columbia Bank 145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$205,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$85,000	View
First Credit Union 475 N Gila Springs Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$175,000	View
Commerce Bank 7600 E Doubletree Ranch Rd, Scottsdale, AZ 85258 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$295,000	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$365,000	View
Academy Bank, N.A. 12900 W Thunderbird Rd, El Mirage, AZ 85335 A+5.0 ★Texas Ratio: 5.08%	VA	1	0.1%	100%	$245,000	View
First Ciitizens Bank and Trust 2480 S Gilbert Rd, Chandler, AZ 85286 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$45,000	View
Glacier Bank 3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$145,000	View
Zions Bancorporation, N.A. 101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +3 HELOCs	0%	0%		View
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	45	3.2%	100%	$224,333
NOVA Financial & Investment Corporation	Conventional, FHA, VA, HELOC	26 +1 HELOCs	1.8%	96.3%	$207,307
The Loan Store, Inc	Conventional, VA, HELOC	13 +1 HELOCs	0.9%	93.8%	$155,769
New West Lending, Inc.	Conventional, FHA	6	0.4%	100%	$206,666
Homeowners Financial Group, LLC	Conventional, FHA	6	0.4%	100%	$248,333
Champions Funding, LLC	Conventional	4	0.3%	66.7%	$167,500
Geneva Financial LLC	Conventional, FHA	3	0.2%	100%	$181,666
Peoples Mortgage Company	Conventional	3	0.2%	100%	$218,333
Altitude Financial Corporation	Conventional	2	0.1%	100%	$155,000
Peak Residential Lending Inc	Conventional	2	0.1%	100%	$155,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000
Starboard Financial Management, LLC	Conventional	1	0.1%	50%	$195,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	250 +1 HELOCs	17.7%	93%	$243,080
Rocket Mortgage	Conventional, FHA, VA	150	10.6%	75.9%	$192,266
Fairway Independent Mort Corp	Conventional, FHA, VA	88	6.2%	89.1%	$202,386
Mortgage Research Center	Conventional, VA	41	2.9%	71.9%	$259,390
Guild Mortgage Company	Conventional, FHA, VA	38	2.7%	97.6%	$226,578
CrossCountry Mortgage, LLC	Conventional, FHA, VA	30	2.1%	96.8%	$224,000
Newrez LLC	Conventional, FHA, VA	22	1.6%	75.9%	$260,000
Pennymac Loan Services LLC	Conventional, FHA, VA	22	1.6%	76.7%	$168,636
loanDepot.com LLC	Conventional, FHA, VA, HELOC	21 +5 HELOCs	1.5%	73.3%	$162,142
Zillow Home Loans, LLC	Conventional, FHA, VA	21	1.5%	87.5%	$245,476
Freedom Mortgage Corporation	Conventional, FHA, VA	20	1.4%	85.7%	$285,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	1.2%	89.5%	$226,176
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	16 +2 HELOCs	1.1%	90%	$217,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +8 HELOCs	1.1%	83.3%	$163,000
Nationstar Mortgage	Conventional, FHA, VA	15	1.1%	78.9%	$141,666
Movement Mortgage, LLC	Conventional, FHA	14	1%	100%	$186,428
Primelending	Conventional, VA	13	0.9%	93.8%	$240,384
Guaranteed Rate Affinity, LLC	Conventional, FHA, HELOC	12 +1 HELOCs	0.8%	92.3%	$210,000
American Financial Resources LLC	Conventional, FHA, VA	12	0.8%	92.3%	$236,666
New American Funding, LLC.	Conventional, FHA, HELOC	11 +1 HELOCs	0.8%	78.6%	$133,181
Alameda Mortgage Corporation	Conventional, FHA, VA	11	0.8%	100%	$242,272
Click n' Close, Inc.	Conventional, FHA, VA	11	0.8%	91.7%	$141,363
American Financial Network, Inc.	Conventional, FHA, VA	10	0.7%	90.9%	$255,000
American Pacific Mortgage Corporation	Conventional, VA	10	0.7%	100%	$248,000
Kind Lending, LLC	Conventional, FHA	9	0.6%	75%	$232,777
Amerisave Mortgage Company	Conventional, FHA, VA	9	0.6%	50%	$113,888
Paramount Residential Mortgage	Conventional, FHA, VA	9	0.6%	90%	$217,222
Spring Eq, LLC	Conventional, HELOC	7 +5 HELOCs	0.5%	36.8%	$37,857
Bay Equity LLC	Conventional, FHA, VA	7	0.5%	100%	$262,142
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	7	0.5%	77.8%	$183,571	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	7	0.5%	77.8%	$260,714	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.4%	36.8%	$106,666
Triad Financial Services, Inc.	Conventional	5	0.4%	62.5%	$91,000
Loanunited.Com, LLC	FHA, VA	5	0.4%	83.3%	$249,000
Evo Home Loans, LLC dba Epiq Lending	Conventional	5	0.4%	100%	$201,000
Planet Home Lending, LLC	Conventional, FHA	5	0.4%	60%	$221,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.4%	75%	$205,000
Lower, LLC	Conventional, FHA	5	0.4%	71.4%	$187,000
Global Federal Credit Union	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$167,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	4	0.3%	100%	$200,000	View
PHH Mortgage Corporation	Conventional, VA	4	0.3%	100%	$210,000
AdvantageFirst Lending Inc	Conventional, FHA, VA	4	0.3%	80%	$262,500
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	FHA, VA	4	0.3%	66.7%	$300,000	View
Credit Human Federal Credit Un	Conventional	4	0.3%	58.3%	$75,000
Nfm, Inc	Conventional, FHA	4	0.3%	100%	$242,500
Castle & Cooke Mortgage, LLC	Conventional, VA	4	0.3%	100%	$202,500
HomeBridge Financial Services, Inc	FHA, VA, HELOC	3 +2 HELOCs	0.2%	75%	$285,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	3 +2 HELOCs	0.2%	80%	$31,666
Cornerstone First Mortgage, LLC	Conventional	3	0.2%	100%	$228,333
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	3	0.2%	100%	$248,333	View
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	37.5%	$268,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional	3	0.2%	100%	$191,666	View
Union Home Mortgage Corp.	Conventional, FHA	3	0.2%	100%	$291,666
Provident Funding Associates	Conventional	3	0.2%	75%	$255,000
Nations Lending Corporation	Conventional, FHA	3	0.2%	80%	$175,000
T2 Financial LLC	Conventional, FHA	3	0.2%	100%	$205,000
Waterstone Mortgage Corporation	Conventional, FHA, VA	3	0.2%	75%	$261,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.2%	75%	$238,333	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	3	0.2%	75%	$175,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	66.7%	$248,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	100%	$115,000	View
Carrington Mortgage Services LLC	FHA, VA	3	0.2%	80%	$315,000
Goodleap, LLC	Conventional, FHA, HELOC	2 +2 HELOCs	0.1%	66.7%	$135,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.1%	100%	$280,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	66.7%	$125,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	2	0.1%	100%	$310,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$225,000
Cardinal Financial Company, Li	Conventional	2	0.1%	66.7%	$280,000
Efinity Financial LLC	Conventional, FHA	2	0.1%	66.7%	$215,000
Premier Lending Inc.	Conventional	2	0.1%	100%	$225,000
Direct Mortgage Loans, LLC	Conventional, FHA	2	0.1%	100%	$265,000
Gardner Financial Services	Conventional	2	0.1%	100%	$205,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$145,000
Nations Direct Mortgage, LLC	FHA	2	0.1%	100%	$310,000
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.1%	100%	$255,000
Village Capital & Investment	VA	2	0.1%	100%	$300,000
JMAC Lending, Inc.	Conventional, FHA	2	0.1%	100%	$220,000
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000
FirstBank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000
Mission Loans, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$185,000
Residential Wholesale Mortgage	VA	1	0.1%	100%	$415,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$235,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$495,000	View
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$335,000	View
TruMark Financial Credit Union	Conventional	1	0.1%	100%	$175,000
Everett Financial, Inc.	FHA	1	0.1%	100%	$425,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$335,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Central Bank A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0.1%	100%	$265,000	View
First State Bank Nebraska A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$235,000	View
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	Conventional	1	0.1%	100%	$75,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$245,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$175,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$95,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$145,000	View
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$125,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$265,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$225,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$95,000
Trustone Financial Credit Union	Conventional	1	0.1%	100%	$15,000
Discover Bank	Conventional	1	0.1%	9.1%	$35,000
Honor Credit Union	Conventional	1	0.1%	100%	$75,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$195,000
American Financing Corporation	FHA	1	0.1%	33.3%	$75,000
ClearPath Lending	VA	1	0.1%	100%	$225,000
Securitynational Mortgage Company	FHA	1	0.1%	100%	$275,000
Home Mortgage Advisors, LLC	Conventional	1	0.1%	100%	$185,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$225,000
New Day Financial, LLC.	VA	1	0.1%	13.3%	$175,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$165,000
First International Bank & Trust	Conventional	1	0.1%	100%	$395,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$145,000	View
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$235,000
FineMark National Bank & Trust	Conventional	1	0.1%	100%	$165,000
Inb, National Association A5.0 ★Texas Ratio: 9.74%	Conventional	1	0.1%	100%	$345,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$75,000	View
Logix Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$255,000	View
Dupaco Community Credit Union	Conventional	1	0.1%	100%	$195,000
Empeople Credit Union	Conventional	1	0.1%	100%	$25,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$595,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$355,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$195,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$215,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$185,000	View
Hunt Mortgage Corporation	FHA	1	0.1%	100%	$225,000
Blaze Credit Union	Conventional	1	0.1%	100%	$205,000
21St Mortgage	Conventional	1	0.1%	16.7%	$85,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$85,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$185,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$385,000
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sun City Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sun City, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Sun City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sun City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sun City, AZ

Use these to narrow the list above. Each category shows how many Sun City, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 110 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 51 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in AZ 22 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Sun City, AZ

Independent mortgage companies closed 80.7 percent of home loans in Sun City, Arizona in 2025, banks 12.2 percent and credit unions 7.1 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Desert Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Desert Financial Credit Union led with 17 loans.

80.7%

Mortgage companies

12.2%

Banks

7.1%

Credit unions

14%

FHA loans

18%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Sun City, AZ

Who is the largest mortgage lender in Sun City, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sun City, Arizona with 24 loans, about 1.7 percent of the market. The largest lender headquartered in Arizona was Desert Financial Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sun City, AZ have the highest approval rates?

Among lenders with meaningful volume in Sun City, Arizona, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sun City, AZ mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Sun City, Arizona in 2025, led by United Wholesale Mortgage with 40. 52 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sun City, AZ lender list?

Yes. 51 banks and 30 credit unions closed home loans in Sun City, Arizona in 2025, alongside 110 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sun City, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sun City, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sun City, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sun City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.