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Mortgage Lenders and Brokers in Prescott Valley, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Prescott Valley, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7900 East Arizona Route 69, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 3.68%, Glacier BankGlacier Bank3044 N Glassford Hill Rd, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 1.87%, Wells Fargo Bank NAWells Fargo Bank NA7520 E State Route 69, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA7490 East Highway 69, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA7221 East Floretine Road, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2825 N Glassford Hill Rd, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 3.72%, PNC Bank N.A.PNC Bank N.A.7680 East Highway 69, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 4.24%, Washington FederalWashington Federal5980 E 2nd St, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 4.48%, Oneaz Credit UnionOneaz Credit Union7111 PAV WAY, PRESCOTT VALLEY, AZ 86314A+5.0 ★Texas Ratio: 4.17%, and Credit Union WestCredit Union West3650 N Glassford Hill Rd, Prescott Valley, AZ 86314A+5.0 ★Texas Ratio: 2.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Prescott Valley, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prescott Valley are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Prescott Valley, Arizona

Market share is the lender's share of all home loans closed in Prescott Valley, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Prescott Valley 7900 East Arizona Route 69, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	16 +3 HELOCs	1.1%	73.9%	$273,125	View
Glacier Bank 1 office in Prescott Valley 3044 N Glassford Hill Rd, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, HELOC	9 +3 HELOCs	0.6%	81.8%	$357,222	View
Wells Fargo Bank NA 1 office in Prescott Valley 7520 E State Route 69, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	7	0.5%	63.6%	$333,571	View
Bank of America NA 1 office in Prescott Valley 7490 East Highway 69, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +15 HELOCs	0.4%	100%	$275,000	View
BMO Harris Bank NA 1 office in Prescott Valley 7221 East Floretine Road, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	5 +17 HELOCs	0.3%	100%	$225,000	View
Zions Bancorporation, N.A. 1 office in Prescott Valley 2825 N Glassford Hill Rd, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	2 +18 HELOCs	0.1%	54.5%	$950,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Prescott Valley 7680 East Highway 69, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +9 HELOCs	0.1%	66.7%	$270,000	View
Washington Federal 1 office in Prescott Valley 5980 E 2nd St, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 4.48%	HELOC	0 +1 HELOCs	0%	0%		View
Oneaz Credit Union 7111 PAV WAY, PRESCOTT VALLEY, AZ 86314 A+5.0 ★Texas Ratio: 4.17%	Conventional, Jumbo, HELOC	34 +67 HELOCs	2.4%	69.4%	$239,705	View
Credit Union West 3650 N Glassford Hill Rd, Prescott Valley, AZ 86314 A+5.0 ★Texas Ratio: 2.78%	Conventional, HELOC	14 +11 HELOCs	1%	72.7%	$154,285	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo, HELOC	12 +2 HELOCs	0.8%	92.3%	$360,000	View
US Bank, N.A. 3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	7 +11 HELOCs	0.5%	43.8%	$435,000	View
Desert Financial Credit Union 3100 N Glassford Hill Rd, Prescott Valley, AZ 86314 2285 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	3 +58 HELOCs	0.2%	75%	$128,333	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	75%	$301,666	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional	3	0.2%	100%	$255,000	View
Goldwater Bank, N.A. 10 Acoma Blvd S, Lake Havasu City, AZ 86403 C+4.1 ★Texas Ratio: 26.20%	Conventional	2	0.1%	100%	$615,000	View
First Credit Union 475 N Gila Springs Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 4.65%	Conventional	2	0.1%	100%	$95,000	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	2	0.1%	100%	$190,000	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	2	0.1%	66.7%	$125,000	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$615,000	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional	1	0.1%	100%	$345,000	View
Hughes Federal Credit Union 971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97%	HELOC	0 +2 HELOCs	0%	n/a		View
Alerus Financial NA 1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	35	2.4%	97.2%	$367,000
Homeowners Financial Group, LLC	Conventional, FHA, VA	24	1.7%	100%	$411,250
Peoples Mortgage Company	Conventional, FHA	11	0.8%	100%	$291,363
The Loan Store, Inc	Conventional, FHA, VA, HELOC	10 +4 HELOCs	0.7%	90.9%	$377,000
Geneva Financial LLC	Conventional, FHA	10	0.7%	100%	$319,000
NOVA Financial & Investment Corporation	Conventional, FHA, VA, Jumbo	7	0.5%	77.8%	$427,857
Adams Bank & Trust A5.0 ★Texas Ratio: 10.02%	Conventional, Jumbo	5	0.3%	100%	$699,000	View
Altitude Financial Corporation	Conventional, FHA	3	0.2%	100%	$341,666
Starboard Financial Management, LLC	Conventional	3	0.2%	100%	$171,666
Sun American Mortgage Company	Conventional	2	0.1%	100%	$235,000
Peak Residential Lending Inc	FHA	1	0.1%	100%	$405,000
New West Lending, Inc.	FHA	1	0.1%	100%	$375,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$415,000
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	164 +4 HELOCs	11.4%	88.9%	$398,841
Rocket Mortgage	Conventional, FHA, VA, Jumbo	152	10.6%	86.5%	$254,342
Guild Mortgage Company	Conventional, FHA, VA	66	4.6%	100%	$342,878
Gardner Financial Services	Conventional, FHA, VA	59	4.1%	98.4%	$317,203
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	40	2.8%	97.6%	$371,750
Inspire Home Loans Inc.	Conventional, FHA, VA	38	2.6%	100%	$342,368
Pennymac Loan Services LLC	Conventional, FHA, VA	29	2%	82.9%	$259,482
Freedom Mortgage Corporation	Conventional, FHA, VA	27	1.9%	91.2%	$377,222
Nations Lending Corporation	Conventional, FHA, VA	26	1.8%	100%	$313,076
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	22	1.5%	100%	$345,909
Paramount Residential Mortgage	Conventional, FHA, VA	22	1.5%	100%	$352,272
loanDepot.com LLC	Conventional, FHA, VA, HELOC	21 +2 HELOCs	1.5%	85.7%	$192,619
Mortgage Research Center	Conventional, VA	21	1.5%	70%	$379,285
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	17 +11 HELOCs	1.2%	90%	$404,411
Nationstar Mortgage	Conventional, FHA	17	1.2%	81%	$165,000
Newrez LLC	Conventional, FHA, VA	16	1.1%	85%	$360,625
Movement Mortgage, LLC	Conventional, FHA, VA	14	1%	100%	$273,571
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	13 +1 HELOCs	0.9%	100%	$381,153
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	12 +1 HELOCs	0.8%	100%	$480,833
Primelending	Conventional, VA	12	0.8%	100%	$324,166
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	12	0.8%	100%	$430,000
Credit Human Federal Credit Un	Conventional	12	0.8%	80%	$107,500
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	12	0.8%	92.3%	$331,666
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	11 +4 HELOCs	0.8%	78.6%	$266,818
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	11	0.8%	50%	$246,818
Planet Home Lending, LLC	Conventional, FHA, VA, Jumbo	11	0.8%	91.7%	$482,272
Spring Eq, LLC	Conventional, HELOC	10 +4 HELOCs	0.7%	58.8%	$91,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	10	0.7%	90.9%	$362,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	10	0.7%	100%	$348,000
Plaza Home Mortgage, Inc	Conventional, VA	10	0.7%	66.7%	$326,000
Bank of Colorado	Conventional, VA, Jumbo, HELOC	9 +1 HELOCs	0.6%	100%	$495,000
New American Funding, LLC.	Conventional, FHA, VA	8	0.6%	88.9%	$318,750
Loanunited.Com, LLC	FHA, VA	7	0.5%	100%	$450,714
Cardinal Financial Company, Li	Conventional, FHA, VA	7	0.5%	100%	$305,000
Triad Financial Services, Inc.	Conventional	6	0.4%	52.4%	$150,000
Resicentral LLC	Conventional, FHA	6	0.4%	100%	$491,666
AdvantageFirst Lending Inc	Conventional, FHA, VA	6	0.4%	75%	$278,333
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA	6	0.4%	100%	$263,333	View
Intercap Lending Inc	Conventional	6	0.4%	100%	$411,666
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	6	0.4%	100%	$458,333	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	5 +1 HELOCs	0.3%	85.7%	$193,000
Envoy Mortgage, Ltd	Conventional, FHA, VA	5	0.3%	100%	$403,000
Acrisure Mortgage, LLC	Conventional	5	0.3%	100%	$305,000
Equity Prime Mortgage LLC	FHA, VA	5	0.3%	83.3%	$317,000
Synergy One Lending, Inc.	Conventional	5	0.3%	71.4%	$297,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	5	0.3%	100%	$247,000	View
Provident Funding Associates	Conventional	5	0.3%	62.5%	$483,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	5	0.3%	100%	$311,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.3%	83.3%	$351,000	View
Village Capital & Investment	FHA, VA	5	0.3%	75%	$443,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.3%	100%	$407,500	View
Kind Lending, LLC	Conventional, FHA	4	0.3%	80%	$377,500
PHH Mortgage Corporation	FHA, VA	4	0.3%	100%	$295,000
United Trust Bank	Conventional, FHA, VA	4	0.3%	100%	$317,500
Amerisave Mortgage Company	Conventional, VA	4	0.3%	17.4%	$162,500
Discover Bank	Conventional	4	0.3%	30.8%	$75,000
Zillow Home Loans, LLC	Conventional, VA	4	0.3%	100%	$392,500
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	4	0.3%	100%	$405,000
Mutual of Omaha Mortgage	Conventional, FHA	4	0.3%	83.3%	$205,000
Carrington Mortgage Services LLC	Conventional, FHA	4	0.3%	70%	$162,500
American Financial Resources LLC	Conventional	3	0.2%	100%	$331,666
Clm Mortgage, Inc	Conventional	3	0.2%	100%	$398,333
American Financing Corporation	FHA	3	0.2%	27.3%	$375,000
Securitynational Mortgage Company	Conventional, FHA, VA	3	0.2%	75%	$448,333
New Day Financial, LLC.	VA	3	0.2%	40%	$351,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	100%	$391,666	View
Better Mortgage Corporation	Conventional	3	0.2%	100%	$251,666
21St Mortgage	Conventional	3	0.2%	30%	$98,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	100%	$261,666	View
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	3	0.2%	100%	$121,666	View
Lower, LLC	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	66.7%	$500,000
First Technology Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$310,000
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$340,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	2	0.1%	100%	$490,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.1%	100%	$280,000	View
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$355,000
Kinecta Federal Credit Union	Conventional	2	0.1%	100%	$355,000
American Financial Network, Inc.	FHA	2	0.1%	100%	$280,000
Nqm Funding, LLC	Conventional	2	0.1%	66.7%	$300,000
Evergreen Bank Group	Conventional	2	0.1%	100%	$75,000
Greenwood Credit Union	Conventional	2	0.1%	100%	$70,000
Evo Home Loans, LLC dba Epiq Lending	Conventional	2	0.1%	100%	$445,000
ClearPath Lending	VA	2	0.1%	100%	$365,000
Greenbox Loans	Conventional	2	0.1%	100%	$350,000
Waterstone Mortgage Corporation	Conventional	2	0.1%	100%	$200,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$460,000	View
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$235,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	100%	$385,000	View
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$445,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$65,000	View
Goodleap, LLC	FHA, HELOC	1 +2 HELOCs	0.1%	100%	$305,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	25%	$105,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$545,000
EMM Loans LLC	FHA	1	0.1%	100%	$355,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$325,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0.1%	100%	$355,000	View
Alameda Mortgage Corporation	VA	1	0.1%	100%	$615,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$325,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$885,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$645,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$505,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$225,000	View
Go Mortgage, LLC	Conventional	1	0.1%	100%	$705,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$475,000
Global Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$355,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$485,000
Nbkc Bank	Conventional	1	0.1%	100%	$425,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$335,000	View
National Police Federal Credit Union	Conventional	1	0.1%	100%	$465,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$135,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$525,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$305,000
Wallick and Volk, Inc.	Conventional	1	0.1%	100%	$235,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$275,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$385,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$335,000
AML Funding LLC dba Absolute Mortgage & Lending	FHA	1	0.1%	100%	$435,000
Quorum Federal Credit Union	Conventional	1	0.1%	50%	$55,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$285,000
JMJ Financial Group Inc.	Conventional	1	0.1%	100%	$185,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$455,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$445,000	View
Click n' Close, Inc.	FHA	1	0.1%	100%	$335,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$245,000
Corporate America Family CU	Conventional	1	0.1%	100%	$95,000
Dignified Home Loans LLC	Conventional	1	0.1%	100%	$175,000
Efinity Financial LLC	Conventional	1	0.1%	100%	$685,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	33.3%	$605,000	View
Servis One, Inc	VA	1	0.1%	100%	$355,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$185,000	View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$275,000	View
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$255,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$65,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$415,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$165,000	View
Franklin Loan Corporation	Conventional	1	0.1%	100%	$295,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$315,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$175,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	VA	1	0.1%	100%	$505,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$355,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$205,000
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$235,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$405,000
Keystone Funding, Inc	VA	1	0.1%	100%	$645,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$595,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	VA	1	0.1%	100%	$445,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$315,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$485,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$395,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$355,000
Hunt Mortgage Corporation	VA	1	0.1%	100%	$435,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$285,000
Tradition Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	50%	$235,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	FHA	1	0.1%	25%	$175,000	View
OakStar Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$165,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$225,000
F&A Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$85,000	View
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +13 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	HELOC	0 +2 HELOCs	0%	0%
Boeing Employees' Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First International Bank & Trust	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A+5.0 ★Texas Ratio: 0.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier America Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nuvision Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Prescott Valley Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Prescott Valley, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Prescott Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prescott Valley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Prescott Valley, AZ

Use these to narrow the list above. Each category shows how many Prescott Valley, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 128 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 63 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 15 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 24 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Prescott Valley, AZ

Independent mortgage companies closed 82.3 percent of home loans in Prescott Valley, Arizona in 2025, banks 10 percent and credit unions 7.6 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 34 loans.

82.3%

Mortgage companies

10%

Banks

7.6%

Credit unions

16%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Prescott Valley, AZ

Who is the largest mortgage lender in Prescott Valley, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Prescott Valley, Arizona with 16 loans, about 1.1 percent of the market. The largest lender headquartered in Arizona was Oneaz Credit Union with 34 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Prescott Valley, AZ have the highest approval rates?

Among lenders with meaningful volume in Prescott Valley, Arizona, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Prescott Valley, AZ mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Prescott Valley, Arizona in 2025, led by United Wholesale Mortgage with 26. 63 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Prescott Valley, AZ lender list?

Yes. 53 banks and 30 credit unions closed home loans in Prescott Valley, Arizona in 2025, alongside 128 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Prescott Valley, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Prescott Valley, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prescott Valley, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prescott Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.