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Mortgage Lenders and Brokers in Fountain Hills, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fountain Hills, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA16744 E Avenue Of The Fountains, Fountain Hills, AZ 85268A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.13733 N Fountain Hills Blvd, Fountain Hills, AZ 85268A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA16925 E Shea Blvd, Fountain Hills, AZ 85268A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA16355 E Palisades Blvd, Fountain Hills, AZ 85268A+5.0 ★Texas Ratio: 5.36%, MidFirst BankMidFirst Bank13771 N Fountain Hills Blvd, Fountain Hills, AZ 85268A+5.0 ★Texas Ratio: 4.93%, Umb Bank NAUmb Bank NA13404 N La Montana Dr, Fountain Hills, AZ 85268A+5.0 ★Texas Ratio: 1.78%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, and Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fountain Hills, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fountain Hills are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fountain Hills, Arizona

Market share is the lender's share of all home loans closed in Fountain Hills, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Fountain Hills 16744 E Avenue Of The Fountains, Fountain Hills, AZ 85268 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	23 +2 HELOCs	4.2%	85.7%	$381,521	View
US Bank, N.A. 1 office in Fountain Hills 13733 N Fountain Hills Blvd, Fountain Hills, AZ 85268 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	9 +9 HELOCs	1.6%	60%	$749,444	View
Bank of America NA 1 office in Fountain Hills 16925 E Shea Blvd, Fountain Hills, AZ 85268 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +19 HELOCs	1.4%	100%	$647,500	View
Wells Fargo Bank NA 1 office in Fountain Hills 16355 E Palisades Blvd, Fountain Hills, AZ 85268 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	7	1.3%	63.6%	$873,571	View
MidFirst Bank 1 office in Fountain Hills 13771 N Fountain Hills Blvd, Fountain Hills, AZ 85268 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.4%	100%	$775,000	View
Umb Bank NA 1 office in Fountain Hills 13404 N La Montana Dr, Fountain Hills, AZ 85268 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +4 HELOCs	0.2%	100%	$185,000	View
Desert Financial Credit Union 150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04%	Conventional, Jumbo, HELOC	5 +39 HELOCs	0.9%	83.3%	$563,000	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, HELOC	5 +4 HELOCs	0.9%	83.3%	$693,000	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.7%	100%	$1,675,000	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.7%	100%	$702,500	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	4	0.7%	100%	$97,500	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	3	0.5%	100%	$1,091,666	View
Columbia Bank 145 E Main St, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.4%	66.7%	$650,000	View
Bankers Trust Company 4555 E Mayo Blvd, Phoenix, AZ 85050 A+5.0 ★Texas Ratio: 2.48%	Conventional	2	0.4%	100%	$385,000	View
Zions Bancorporation, N.A. 101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo	2	0.4%	50%	$835,000	View
Unison Bank 1835 E Pecos Rd, Gilbert, AZ 85295 A+5.0 ★Texas Ratio: 3.87%	Conventional	2	0.4%	100%	$445,000	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional	2	0.4%	100%	$285,000	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional	2	0.4%	100%	$180,000	View
BMO Harris Bank NA 1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	1 +8 HELOCs	0.2%	100%	$855,000	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	1 +3 HELOCs	0.2%	50%	$805,000	View
Alerus Financial NA 1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$495,000	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.2%	100%	$375,000	View
Goldwater Bank, N.A. 10 Acoma Blvd S, Lake Havasu City, AZ 86403 C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0.2%	100%	$285,000	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.2%	100%	$535,000	View
Fifth Third Bank, National Association 10115 W Mcdowell Rd, Avondale, AZ 85392 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.2%	100%	$205,000	View
Glacier Bank 3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.2%	100%	$585,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +6 HELOCs	0%	0%		View
Pima Federal Credit Union 1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94%	HELOC	0 +1 HELOCs	0%	n/a		View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	HELOC	0 +1 HELOCs	0%	n/a		View
Homeowners Financial Group, LLC	Conventional	19	3.4%	100%	$465,526
The Loan Store, Inc	Conventional, FHA, HELOC	11 +3 HELOCs	2%	91.7%	$503,181
V.I.P. Mortgage, Inc.	Conventional, VA	8	1.4%	100%	$411,250
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.2%	50%	$565,000
Sun American Mortgage Company	Conventional	1	0.2%	100%	$125,000
NOVA Financial & Investment Corporation	Conventional	1	0.2%	100%	$225,000
Oaktree Funding Corp	Conventional	1	0.2%	100%	$565,000
Peak Residential Lending Inc	Conventional	1	0.2%	100%	$375,000
Peoples Mortgage Company	Conventional	1	0.2%	100%	$215,000
Geneva Financial LLC	FHA	1	0.2%	100%	$295,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	88 +8 HELOCs	15.9%	91.7%	$527,613
Rocket Mortgage	Conventional, FHA, Jumbo	50	9%	85.2%	$334,600
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	14	2.5%	100%	$489,285
Newrez LLC	Conventional, FHA, VA, Jumbo	13	2.4%	76.5%	$592,692
Pennymac Loan Services LLC	Conventional, VA, Jumbo	13	2.4%	65%	$635,000
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	10 +2 HELOCs	1.8%	100%	$614,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	8	1.4%	100%	$696,250	View
Movement Mortgage, LLC	Conventional, Jumbo	8	1.4%	90%	$453,750
Guild Mortgage Company	Conventional, Jumbo	8	1.4%	88.9%	$570,000
Provident Funding Associates	Conventional	6	1.1%	100%	$463,333
loanDepot.com LLC	Conventional, VA, HELOC	5 +2 HELOCs	0.9%	100%	$303,000
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.9%	100%	$643,000
Primelending	Conventional, Jumbo	5	0.9%	100%	$709,000
Nations Lending Corporation	Conventional	5	0.9%	100%	$463,000
Nationstar Mortgage	Conventional	5	0.9%	85.7%	$125,000
Mortgage Research Center	VA, Jumbo	5	0.9%	55.6%	$803,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	4 +5 HELOCs	0.7%	57.1%	$792,500
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	4 +1 HELOCs	0.7%	100%	$1,122,500
Cornerstone First Mortgage, LLC	Conventional, Jumbo	4	0.7%	100%	$1,020,000
Cardinal Financial Company, Li	Conventional, FHA	4	0.7%	100%	$355,000
Zillow Home Loans, LLC	Conventional	4	0.7%	100%	$327,500
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	4	0.7%	80%	$452,500	View
New American Funding, LLC.	Conventional, VA, Jumbo, HELOC	3 +2 HELOCs	0.5%	100%	$748,333
American Financial Resources LLC	Conventional	3	0.5%	100%	$231,666
Freedom Mortgage Corporation	Conventional, FHA, VA	3	0.5%	100%	$445,000
Toll Brothers Mortgage Company	Conventional, Jumbo	3	0.5%	100%	$791,666
Mayo Employees Federal Credit Union	Conventional	3	0.5%	75%	$68,333
Das Acquisition Company, LLC	Conventional	3	0.5%	100%	$255,000
Nfm, Inc	Conventional, Jumbo	3	0.5%	100%	$758,333
Planet Home Lending, LLC	Conventional, VA	3	0.5%	100%	$368,333
Prosperity Home Mortgage, LLC	Conventional	3	0.5%	100%	$538,333
Ark-La-Tex Financial Services LLC	Conventional	3	0.5%	100%	$648,333
JMAC Lending, Inc.	Conventional, Jumbo	3	0.5%	60%	$648,333
Spring Eq, LLC	Conventional, HELOC	2 +3 HELOCs	0.4%	50%	$60,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.4%	100%	$515,000	View
Originpoint, LLC	Conventional	2	0.4%	100%	$460,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.4%	44.4%	$255,000
Sage Home Loans Corporation	Conventional	2	0.4%	100%	$390,000
Kind Lending, LLC	Conventional	2	0.4%	50%	$645,000
Deephaven Mortgage LLC	Conventional	2	0.4%	66.7%	$365,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional	2	0.4%	66.7%	$270,000	View
Nqm Funding, LLC	Conventional, Jumbo	2	0.4%	100%	$1,090,000
Discover Bank	Conventional	2	0.4%	66.7%	$85,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional	2	0.4%	100%	$625,000	View
Bay Equity LLC	Conventional	2	0.4%	100%	$310,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	2	0.4%	100%	$135,000	View
Direct Mortgage Loans, LLC	Conventional	2	0.4%	100%	$465,000
American Pacific Mortgage Corporation	Conventional	2	0.4%	50%	$415,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.4%	100%	$365,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.4%	50%	$470,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.4%	100%	$580,000
BankORION A5.0 ★Texas Ratio: 9.12%	Conventional	2	0.4%	100%	$645,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.4%	100%	$635,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.4%	100%	$260,000	View
Nexera Holding LLC	Conventional	2	0.4%	100%	$355,000
Tradition Mortgage, LLC	Conventional	2	0.4%	100%	$545,000
Texana Bank	Conventional	2	0.4%	100%	$535,000
Lincoln Federal Svgs Bk of Ne A+5.0 ★Texas Ratio: 3.23%	Conventional	2	0.4%	100%	$420,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$805,000	View
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$305,000	View
First United Bank A+5.0 ★Texas Ratio: 0.82%	Conventional, Jumbo	1	0.2%	100%	$1,005,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0.2%	100%	$625,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.2%	100%	$475,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.2%	100%	$635,000	View
Greenstate Credit Union	Conventional, Jumbo	1	0.2%	100%	$965,000
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional, Jumbo	1	0.2%	100%	$1,305,000	View
Canopy Mortgage, LLC	Conventional	1	0.2%	100%	$515,000
PHH Mortgage Corporation	Conventional, Jumbo	1	0.2%	100%	$1,435,000
Loanunited.Com, LLC	Conventional	1	0.2%	100%	$305,000
5Th Sreet Capital Inc.	Conventional	1	0.2%	100%	$555,000
Synergy One Lending, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,875,000
AdvantageFirst Lending Inc	Conventional	1	0.2%	100%	$475,000
American Financial Network, Inc.	Conventional	1	0.2%	100%	$215,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.2%	100%	$1,035,000
Trustone Financial Credit Union	Conventional	1	0.2%	100%	$165,000
Michigan First Credit Union	Conventional	1	0.2%	50%	$355,000
Gate City Bank	Conventional	1	0.2%	100%	$595,000
Click n' Close, Inc.	Conventional	1	0.2%	100%	$805,000
Securitynational Mortgage Company	Conventional	1	0.2%	100%	$225,000
Union Home Mortgage Corp.	Conventional	1	0.2%	100%	$325,000
Chevron Federal Credit Union	Conventional, Jumbo	1	0.2%	100%	$965,000
Calcon Mutual Mortgage LLC	Conventional	1	0.2%	100%	$405,000
Point Mortgage Corp	Conventional	1	0.2%	100%	$755,000
Access Bank A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.2%	100%	$185,000	View
Universal Lending Corporation	Conventional	1	0.2%	100%	$525,000
Franklin Loan Corporation	Conventional	1	0.2%	100%	$475,000
Waterstone Mortgage Corporation	Conventional	1	0.2%	100%	$225,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.2%	100%	$485,000
Baxter Credit Union A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0.2%	100%	$245,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.2%	100%	$405,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.2%	100%	$285,000	View
Nasa Federal Credit Union	Conventional	1	0.2%	100%	$305,000
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.2%	100%	$545,000	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional	1	0.2%	100%	$785,000
Southstate Bank, National Association ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	1	0.2%	100%	$2,245,000	View
FirstBank	Conventional	1	0.2%	100%	$455,000
Mission Loans, LLC	Conventional	1	0.2%	100%	$205,000
Wings Financial Credit Union	Conventional	1	0.2%	100%	$805,000
Geo-Corp, Inc.	FHA	1	0.2%	100%	$515,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.2%	100%	$1,265,000	View
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.2%	100%	$615,000	View
Summit Funding.Inc	Conventional	1	0.2%	100%	$305,000
Lower, LLC	Conventional	1	0.2%	100%	$675,000
Wescom Central Credit Union	Conventional	1	0.2%	100%	$405,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, Jumbo	1	0.2%	100%	$1,005,000
Petefish, Skiles, & Company Bank A+5.0 ★Texas Ratio: 1.02%	Conventional	1	0.2%	100%	$205,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.2%	100%	$765,000	View
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.2%	100%	$865,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.2%	100%	$305,000	View
Paramount Residential Mortgage	Conventional	1	0.2%	50%	$235,000
Horizon Bank A+5.0 ★Texas Ratio: 4.40%	Conventional	1	0.2%	100%	$705,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.2%	50%	$755,000
Plaza Home Mortgage, Inc	Conventional, Jumbo	1	0.2%	33.3%	$1,255,000
Luxury Mortgage Corp.	Conventional	1	0.2%	100%	$725,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.2%	100%	$2,085,000	View
Village Capital & Investment	VA	1	0.2%	50%	$535,000
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +9 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
BHCU d/b/a Propell Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	HELOC	0 +1 HELOCs	0%	n/a
First Interstate Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View
First International Bank & Trust	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Fountain Hills Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fountain Hills, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Fountain Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fountain Hills in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fountain Hills, AZ

Use these to narrow the list above. Each category shows how many Fountain Hills, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 89 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 11 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 14 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 44 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 19 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Fountain Hills, AZ

Independent mortgage companies closed 70 percent of home loans in Fountain Hills, Arizona in 2025, banks 23.5 percent and credit unions 6.5 percent. Homeowners Financial Group, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Desert Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Desert Financial Credit Union led with 5 loans.

70%

Mortgage companies

23.5%

Banks

6.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Fountain Hills, AZ

Who is the largest mortgage lender in Fountain Hills, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fountain Hills, Arizona with 23 loans, about 4.2 percent of the market. The largest lender headquartered in Arizona was Desert Financial Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fountain Hills, AZ have the highest approval rates?

Among lenders with meaningful volume in Fountain Hills, Arizona, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.7 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fountain Hills, AZ mortgage lenders offer FHA, VA and USDA loans?

11 lenders closed FHA loans in Fountain Hills, Arizona in 2025, led by United Wholesale Mortgage with 5. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fountain Hills, AZ lender list?

Yes. 59 banks and 29 credit unions closed home loans in Fountain Hills, Arizona in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fountain Hills, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fountain Hills, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fountain Hills, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fountain Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.